Ready Capital Corporation RC | NYSE

$4.28 -$0.03 | -0.70%

After Hours
$4.32 $0.04 | 0.93%

Next Earnings: Aug 05, 2025

Company Overview:

Market Cap: $729.77M
PE Ratio: -2.63
52-Week Range: $3.93 - $9.54
Dividend Yield (FWD): 11.68% ($0.50)

10 Year RC Performance Metrics:

Total Return (with DRIP): -21.4% (-2.38% CAGR)
Total Return (no DRIP): 9.3% (0.89% CAGR)
Share Price: -73.7% (-12.49% CAGR)
Dividend Increase: -67.1% (-10.48% CAGR)
RC 10-yr Total Return ($10K invested)
1Y 2Y 5Y 10Y All

RC Dividend Payments, Yield & Share Price charts

Dividend Payments & Yield
RC Dividend CAGR:1Y: -58.33%2Y: -5.51%5Y: -18.61%10Y: -10.53%
Share Price
RC Price CAGR:1Y: -54.47%2Y: -39.15%5Y: -12.06%10Y: -12.49%

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RC Dividend Safety: Payout & Dividend to Free Cash Flow Ratios.

Dividend Payout Ratio - RC
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Dividend to Free Cash Flow Ratio - RC
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RC Earnings, Revenue, Cash & Debt, Shares Outstaning:

RC - Revenue
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RC Revenue CAGR:1Y: -127.36%2Y: N/A5Y: N/A10Y: N/A
RC - Earnings Per Share (EPS)
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RC EPS CAGR:1Y: 202.22%2Y: 35.65%5Y: 19.86%10Y: 27.04%
RC - Net Income
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RC Net Income CAGR:1Y: 203.77%2Y: 50.41%5Y: 29.03%10Y: 70.91%
RC - EBITDA
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RC EBITDA CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%
RC - Free Cash Flow
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RC Free Cash Flow CAGR:1Y: 811.73%2Y: 1,002.68%5Y: 25.27%10Y: 18.81%
RC - Free Cash Flow / Share
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RC Free Cash Flow / Share CAGR:1Y: 849.64%2Y: 806.28%5Y: 18.55%10Y: 10.06%
RC - Operating Income
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RC Operating Income CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%
RC - Gross Profit
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RC Gross Profit CAGR:1Y: -130.03%2Y: N/A5Y: 93.69%10Y: N/A
RC - Shares Outstanding
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RC Shares Outstanding CAGR:1Y: -2.50%2Y: 17.72%5Y: 26.40%10Y: 18.34%
RC - Share Buybacks
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RC Share Buybacks CAGR:1Y: -8.64%2Y: 254.88%5Y: -60.74%10Y: 0.00%
RC - Stock-Based Comp
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RC Stock-Based Comp CAGR:1Y: -5.76%2Y: -1.85%5Y: 14.83%10Y: 0.00%
RC - Expenses
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RC Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - Revenue vs Net Income
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RC - EPS vs FCF / Share
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RC - EPS vs PE Ratio
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RC - FCF vs FCF / Share
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RC - FCF vs Stock Based Comp
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RC - Cash & Debt
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RC - Dividends
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RC Dividend CAGR:1Y: -58.33%2Y: -5.51%5Y: -18.61%10Y: -10.53%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

RC - REVENUE: Actual + Estimates
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RC Actual Revenue CAGR:1Y: -127.36%2Y: N/A5Y: N/A10Y: N/A
RC - EPS: Actual + Estimates
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RC Actual EPS CAGR:1Y: 202.22%2Y: 35.65%5Y: 19.86%10Y: 27.04%
RC - NET INCOME: Actual + Estimates
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RC Actual Net Income CAGR:1Y: 203.77%2Y: 50.41%5Y: 29.03%10Y: 70.91%
RC - EBITDA: Actual + Estimates
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RC Actual EBITDA CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%

Ratios, Profit Margins & Return on Capital:

RC - Net Profit Margin
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RC Net Profit Margin CAGR:1Y: 279.29%2Y: N/A5Y: -13.34%10Y: N/A
RC - Gross Profit Margin
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RC Gross Profit Margin CAGR:1Y: 9.76%2Y: 11.76%5Y: 0.00%10Y: 3.62%
RC - Price to Earnings
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RC - Price To Sales Ratio
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RC - Return on Capital Employed
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RC - Return on Invested Capital
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RC Dividends Info:

Annual Dividend: $0.5
Forward Yield: 11.68%
Ex-Dividend Date: 2025-06-30
Lifetime Dividends / Share: $18.20

RC Dividend History: Dates, Payments & Yield list

Below is a schedule of all RC dividend payments, ex-dates, share price on the day of the payment as well as TTM & forward yield

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
06/30/202507/31/2025$0.12517.16%0%$0.00
03/31/202504/30/2025$0.12518.17%11.24%$4.45
12/31/202401/31/2025$0.25016.13%15.04%$6.65
09/30/202410/31/2024$0.25015.07%14.6%$6.85
06/28/202407/31/2024$0.30015.4%12.93%$9.28
03/27/202404/30/2024$0.30012.32%14.08%$8.52
12/28/202301/31/2024$0.30010.07%12.81%$9.37
09/28/202310/31/2023$0.36011.43%15.27%$9.43
06/29/202307/31/2023$0.14010.64%4.84%$11.57
05/26/202306/15/2023$0.26014.07%9.17%$11.34
03/30/202304/28/2023$0.40016.7%14.91%$10.73
12/29/202201/31/2023$0.40014.85%12.09%$13.23
09/29/202210/31/2022$0.42017.23%13.86%$12.12
06/29/202207/29/2022$0.42014.21%12.08%$13.91
03/30/202204/29/2022$0.42011%11.53%$14.57
12/30/202101/31/2022$0.4208.77%11.8%$14.24
09/29/202110/29/2021$0.4208.46%10.86%$15.47
06/29/202107/30/2021$0.4207.45%11.11%$15.12
04/01/202104/30/2021$0.1007.75%2.76%$14.51
03/12/202103/18/2021$0.3008.03%8.47%$14.16
12/30/202001/29/2021$0.35010.54%12.3%$11.38
09/29/202010/30/2020$0.30012.16%10.68%$11.24
06/29/202007/31/2020$0.25016.04%12.47%$8.02
03/30/202004/30/2020$0.40022.79%23.99%$6.67
12/30/201901/31/2020$0.3809.91%9.32%$16.32
09/27/201910/31/2019$0.3809.55%9.61%$15.83
06/27/201907/31/2019$0.38010.3%9.89%$15.37
03/27/201904/30/2019$0.38010.12%10.06%$15.11
12/28/201801/31/2019$0.3808.22%9.72%$15.64
09/27/201810/31/2018$0.3809.06%9.92%$15.32
06/28/201807/31/2018$0.3806.87%9.1%$16.70
12/28/201701/31/2018$0.3709.7%10.21%$14.50
09/28/201710/20/2017$0.3709.24%9.31%$15.90
06/28/201707/31/2017$0.3709.9%10%$14.80
03/29/201704/14/2017$0.37010.21%10.17%$14.55
12/28/201601/27/2017$0.35011.16%10.69%$13.10
09/28/201610/17/2016$0.38010.5%10.63%$14.30
06/28/201607/15/2016$0.38011.11%11.17%$13.61
03/29/201604/15/2016$0.38010.19%10.1%$15.06
12/29/201501/15/2016$0.38010.08%11.1%$13.70
09/28/201510/15/2015$0.38011.33%10.85%$14.02
06/26/201507/15/2015$0.3809.18%9.29%$16.37
03/27/201504/15/2015$0.3808.58%8.6%$17.68
12/29/201401/15/2015$0.3808.64%8.89%$17.11
09/26/201410/15/2014$0.38012.03%8.47%$17.95
06/26/201407/15/2014$0.38013.46%9.23%$16.48
03/27/201404/14/2014$0.38013.58%9.24%$16.46
12/27/201301/15/2014$0.95012.97%22.81%$16.66
09/26/201310/11/2013$0.4756.59%10.87%$17.49
07/05/201307/23/2013$0.4503.86%10.27%$17.52
05/22/201305/31/2013$0.2201.11%4.92%$17.88

Projected Future Returns & Dividends for RC

Based on past 10-year performance, here are RC growth metrics:

Share price CAGR of -12.49%
Dividend CAGR of -10.53%

Using RC CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

RC (DRIP)RC - No DRIP
Current Price$4.28$4.28
Start Shares2,336.452,336.45
Start Value$10,000$10,000
  
After 10 years:
Final Share Count8,344.822,336.45
Dividends Payment$0.04$0.04
Annual Dividends$1,372$384
Yield on cost13.72%3.84%
Share Price$1.29$1.29
Total Dividends$12,897$7,449
Final Value$10,750$10,459

Estimated Future Value + Dividends - RC

NOTE: Above numbers are our estimate based on RC's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

Ready Capital Corporation (RC) had its IPO on 2013-02-08, and is trader on NYSE stock exchange.

Ready Capital Corporation operates as a real estate finance company in the United States. The company acquires, originates, manages, services, and finances small to medium balance commercial (SBC) loans, small business administration (SBA) loans, residential mortgage loans, and mortgage backed securities collateralized primarily by SBC loans, or other real estate-related investments. It operates through three segments: SBC Lending and Acquisitions; Small Business Lending; and Residential Mortgage Banking. The SBC Lending and Acquisitions segment, through its subsidiary, ReadyCap Commercial, LLC, originate SBC loans secured by stabilized or transitional investor properties using various loan origination channels. The Small Business Lending segment, through its subsidiary, ReadyCap Lending, LLC, acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program. The Residential Mortgage Banking segment, through its subsidiary, GMFS, LLC, originates residential mortgage loans. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Sutherland Asset Management Corporation and changed its name to Ready Capital Corporation in September 2018. Ready Capital Corporation was founded in 2007 and is headquartered in New York, New York.

RC website: https://www.readycapital.com


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