The First Bancorp, Inc. FNLC | NASDAQ
$33.69
$0.35 | 1.05%
SIGNAL:
|2026-09-24
|F&G 34
|RSI 37.3
|2026-09-24
|F&G 34
|RSI 37.3
Company Overview:
Market Cap:
$374.04M
Trailing PE:
10x
FWD PE:
—
Payout Ratio (TTM):
44.0%
52-Week Range:
$24.08 - $36.30
10 Year FNLC Performance Metrics:
Total Return (with DRIP):
132.8% (8.82% CAGR)
Total Return (no DRIP):
99.4% (7.15% CAGR)
Share Price:
44.8% (3.77% CAGR)
Yield on Cost (with DRIP):
10.50%
Total Invested:
$10,000
Total Value (with DRIP):
$23,282
Total Return $ (with DRIP):
$13,282
Dividend Increase:
60.9% (4.99% CAGR)
Dividend Yield (FWD):
4.51% ($1.52)
FNLC 10-yr Total Return ($10K invested)
1M
3M
6M
YTD
1Y
3Y
5Y
10Y
FNLC Share Price
1M
3M
6M
YTD
1Y
3Y
5Y
10Y
All
FNLC Price CAGR:1Y: 29.73%2Y: 14.76%5Y: 2.68%10Y: 3.46%
FNLC Dividend Charts
FNLC Dividend CAGR:1Y: 2.70%2Y: 2.74%5Y: 3.50%10Y: 5.15%
FNLC Dividend Payout Ratio CAGR:1Y: -12.81%2Y: -16.94%5Y: 2.30%10Y: -1.78%
FNLC Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Unlock All Reports & Research Dividend Stocks like a BOSS!
Save 25% with annual plan (3 Months Free)
Save 25% with annual plan (3 Months Free)
PRO
$19/mo
$11.40/mo
7-day free trial
- Unlimited Portfolio Tracker
- Portfolio - Lots/Sales/Dividends
- Portfolio Auto-DRIP
- Buy/Sell Signals Dashboard
- Stock Fundamentals
- Compare Stocks Side-by-Side
- Revenue & EPS Estimates
- DCF Valuation Modeling
You save $7.60 (40%)
Most Popular
PREMIUM
$32/mo
$19.20/mo
7-day free trial
- Everything in Pro
- YieldMax PNL Tracker
- YieldMax NAV Erosion Alerts
- YM ETFs Trend Signals
- 9/21 EMA Trend Signals
- Stocks Dashboard
You save $12.80 (40%)
ULTRA
$64/mo
$38.40/mo
7-day free trial
- Everything in Premium
- 15min & 1hr Intraday Signals
- Group & weekly ETF estimates
- YouTuber Mode
- Trades summary + CSV export
- Priority data & support
You save $25.60 (40%)
PRO
$171 ($14.25/mo)
$102.60/yr ($8.55/mo)
7-day free trial
- Unlimited Portfolio Tracker
- Portfolio - Lots/Sales/Dividends
- Portfolio Auto-DRIP
- Buy/Sell Signals Dashboard
- Stock Fundamentals
- Compare Stocks Side-by-Side
- Revenue & EPS Estimates
- DCF Valuation Modeling
You save $125.40 (55%)
Most Popular
PREMIUM
$288 ($24/mo)
$172.80/yr ($14.40/mo)
7-day free trial
- Everything in Pro
- YieldMax PNL Tracker
- YieldMax NAV Erosion Alerts
- YM ETFs Trend Signals
- 9/21 EMA Trend Signals
- Stocks Dashboard
You save $211.20 (55%)
ULTRA
$576 ($48/mo)
$345.60/yr ($28.80/mo)
7-day free trial
- Everything in Premium
- 15min & 1hr Intraday Signals
- Group & weekly ETF estimates
- YouTuber Mode
- Trades summary + CSV export
- Priority data & support
You save $422.40 (55%)
FNLC Fundamentals: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:
FNLC Revenue CAGR:1Y: -41.25%2Y: -20.36%5Y: 4.59%10Y: 6.35%
FNLC EPS CAGR:1Y: 18.06%2Y: 24.32%5Y: 1.22%10Y: 7.05%
FNLC Net Income CAGR:1Y: 18.57%2Y: 24.47%5Y: 1.70%10Y: 7.53%
FNLC EBITDA CAGR:1Y: 15.95%2Y: 22.61%5Y: 0.00%10Y: 0.00%
FNLC Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
FNLC Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
FNLC Operating Income CAGR:1Y: 16.83%2Y: 24.14%5Y: -64.27%10Y: -37.38%
FNLC Gross Profit CAGR:1Y: 12.86%2Y: 15.30%5Y: 3.82%10Y: 5.95%
FNLC Shares Outstanding CAGR:1Y: 0.57%2Y: 0.57%5Y: 0.47%10Y: 0.45%
FNLC Share Buybacks CAGR:1Y: 950.00%2Y: 358.26%5Y: -0.93%10Y: 0.00%
FNLC Stock-Based Comp CAGR:1Y: 44.34%2Y: 18.21%5Y: 8.66%10Y: 13.94%
FNLC Expenses CAGR:1Y: 40.00%2Y: 78.98%5Y: 36.42%10Y: 2.14%
FNLC Revenue CAGR:1Y: -41.25%2Y: -20.36%5Y: 4.59%10Y: 6.35%
Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:
FNLC Actual Revenue CAGR:1Y: -41.25%2Y: -20.36%5Y: 4.59%10Y: 6.35%
FNLC Actual EPS CAGR:1Y: 18.06%2Y: 24.32%5Y: 1.22%10Y: 7.05%
FNLC Actual Net Income CAGR:1Y: 18.57%2Y: 24.47%5Y: 1.70%10Y: 7.53%
FNLC Actual EBITDA CAGR:1Y: 15.95%2Y: 22.61%5Y: 0.00%10Y: 0.00%
Ratios, Profit Margins & Return on Capital:
FNLC Net Profit Margin CAGR:1Y: 17.12%2Y: 19.03%5Y: -12.79%10Y: -4.24%
FNLC Gross Profit Margin CAGR:1Y: 11.48%2Y: 10.29%5Y: -10.97%10Y: -5.65%
FNLC Price to Earnings CAGR:1Y: 16.32%2Y: -4.21%5Y: 2.07%10Y: -2.11%
FNLC Price To Sales Ratio CAGR:1Y: 35.89%2Y: 13.97%5Y: -11.00%10Y: -6.27%
FNLC Return on Capital Employed CAGR:1Y: 42.48%2Y: 28.67%5Y: -47.18%10Y: -27.03%
FNLC Return on Invested Capital CAGR:1Y: 9.25%2Y: 21.00%5Y: -51.56%10Y: -29.15%
FNLC Dividends Info:
Annual Dividend:
$1.52
Forward Yield:
4.51%
Ex-Dividend Date:
2026-10-06
Lifetime Dividends / Share:
$23.83
FNLC Dividend History: Dates, Payments & Yield list
Below is a schedule of all FNLC dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield
| Ex-Date | Payment Date | Amount | Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 10/06/2026 | 10/16/2026 | $0.380 | 4.57% | 0% | $0.00 |
| 07/07/2026 | 07/09/2026 | $0.380 | 4.49% | 4.53% | $33.54 |
| 04/07/2026 | 04/09/2026 | $0.370 | 5.15% | 4.95% | $29.89 |
| 01/06/2026 | 01/08/2026 | $0.370 | 5.55% | 5.56% | $26.61 |
| 10/06/2025 | 10/08/2025 | $0.370 | 5.83% | 5.91% | $25.03 |
| 07/08/2025 | 07/10/2025 | $0.370 | 5.6% | 5.69% | $25.99 |
| 04/08/2025 | 04/10/2025 | $0.360 | 6.2% | 6.37% | $22.60 |
| 01/06/2025 | 01/08/2025 | $0.360 | 5.45% | 5.6% | $25.73 |
| 10/08/2024 | 10/10/2024 | $0.360 | 5.63% | 5.69% | $25.32 |
| 07/09/2024 | 07/11/2024 | $0.360 | 6.06% | 5.73% | $25.12 |
| 04/08/2024 | 04/10/2024 | $0.350 | 5.91% | 6.17% | $22.69 |
| 01/05/2024 | 01/08/2024 | $0.350 | 5% | 5.09% | $27.48 |
| 10/06/2023 | 10/09/2023 | $0.350 | 5.83% | 5.87% | $23.87 |
| 07/07/2023 | 07/10/2023 | $0.350 | 5.66% | 5.72% | $24.48 |
| 04/06/2023 | 04/10/2023 | $0.340 | 5.4% | 5.44% | $25.02 |
| 01/06/2023 | 01/09/2023 | $0.340 | 4.58% | 4.69% | $29.01 |
| 10/04/2022 | 10/21/2022 | $0.340 | 4.71% | 4.65% | $29.25 |
| 07/08/2022 | 07/22/2022 | $0.340 | 4.52% | 4.47% | $30.45 |
| 04/08/2022 | 04/22/2022 | $0.320 | 4.37% | 4.39% | $29.14 |
| 01/07/2022 | 01/21/2022 | $0.320 | 3.83% | 4.03% | $31.75 |
| 10/08/2021 | 10/22/2021 | $0.320 | 4.31% | 4.32% | $29.64 |
| 07/07/2021 | 07/19/2021 | $0.320 | 4.48% | 4.56% | $28.08 |
| 04/05/2021 | 04/16/2021 | $0.310 | 4.23% | 4.28% | $28.94 |
| 01/05/2021 | 01/19/2021 | $0.310 | 4.91% | 4.6% | $26.98 |
| 10/05/2020 | 10/16/2020 | $0.310 | 5.66% | 5.34% | $23.24 |
| 07/06/2020 | 07/20/2020 | $0.310 | 5.88% | 5.8% | $21.37 |
| 04/08/2020 | 04/20/2020 | $0.300 | 5.14% | 6.22% | $19.30 |
| 01/06/2020 | 01/17/2020 | $0.300 | 3.97% | 4.02% | $29.82 |
| 10/04/2019 | 10/22/2019 | $0.300 | 4.39% | 4.26% | $28.19 |
| 07/09/2019 | 07/31/2019 | $0.300 | 4.58% | 4.58% | $26.21 |
| 04/09/2019 | 04/30/2019 | $0.290 | 4.46% | 4.33% | $26.81 |
| 01/09/2019 | 01/31/2019 | $0.290 | 4.33% | 4.48% | $25.87 |
| 10/05/2018 | 10/31/2018 | $0.290 | 3.96% | 4.06% | $28.56 |
| 07/06/2018 | 07/31/2018 | $0.290 | 3.83% | 3.8% | $30.50 |
| 04/04/2018 | 04/30/2018 | $0.240 | 3.46% | 3.46% | $27.72 |
| 01/05/2018 | 01/31/2018 | $0.240 | 3.49% | 3.41% | $28.15 |
| 10/12/2017 | 10/31/2017 | $0.240 | 3.14% | 3.08% | $31.21 |
| 07/06/2017 | 07/28/2017 | $0.240 | 3.57% | 3.59% | $26.76 |
| 04/04/2017 | 04/28/2017 | $0.230 | 3.43% | 3.41% | $26.97 |
| 01/04/2017 | 01/31/2017 | $0.350 | 4.42% | 5.19% | $27.00 |
| 10/03/2016 | 10/28/2016 | $0.230 | 3.95% | 3.86% | $23.85 |
| 07/01/2016 | 07/29/2016 | $0.230 | 4.32% | 4.17% | $22.05 |
| 04/04/2016 | 04/29/2016 | $0.220 | 4.53% | 4.43% | $19.85 |
| 01/05/2016 | 01/29/2016 | $0.220 | 4.41% | 4.6% | $19.11 |
| 10/01/2015 | 10/30/2015 | $0.220 | 4.67% | 4.16% | $21.13 |
| 07/01/2015 | 07/31/2015 | $0.220 | 4.55% | 4.63% | $19.01 |
| 04/01/2015 | 04/30/2015 | $0.210 | 4.81% | 5.04% | $16.68 |
| 12/29/2014 | 01/30/2015 | $0.210 | 4.63% | 5.07% | $16.58 |
| 10/02/2014 | 10/31/2014 | $0.210 | 5.02% | 4.75% | $17.69 |
| 07/02/2014 | 07/31/2014 | $0.210 | 4.82% | 5.12% | $16.41 |
| 04/02/2014 | 04/30/2014 | $0.200 | 4.89% | 5.02% | $15.93 |
| 01/02/2014 | 01/31/2014 | $0.200 | 4.69% | 4.71% | $16.99 |
| 10/03/2013 | 10/31/2013 | $0.195 | 4.71% | 4.48% | $17.41 |
| 07/03/2013 | 07/31/2013 | $0.195 | 4.42% | 4.36% | $17.90 |
| 04/03/2013 | 04/30/2013 | $0.195 | 4.54% | 4.56% | $17.09 |
| 01/03/2013 | 01/31/2013 | $0.195 | 4.49% | 4.71% | $16.56 |
| 10/03/2012 | 10/31/2012 | $0.195 | 4.46% | 4.73% | $16.48 |
| 07/03/2012 | 07/31/2012 | $0.195 | 4.59% | 4.64% | $16.80 |
| 04/03/2012 | 04/30/2012 | $0.195 | 5.13% | 5.38% | $14.51 |
| 01/04/2012 | 01/31/2012 | $0.195 | 4.94% | 4.88% | $15.98 |
| 10/03/2011 | 10/28/2011 | $0.195 | 6.59% | 5.17% | $15.09 |
| 07/01/2011 | 07/29/2011 | $0.195 | 5.3% | 5.3% | $14.73 |
| 04/04/2011 | 04/29/2011 | $0.195 | 5.08% | 5.25% | $14.85 |
| 01/04/2011 | 01/28/2011 | $0.195 | 5% | 5.37% | $14.53 |
| 10/04/2010 | 10/29/2010 | $0.195 | 5.73% | 5.62% | $13.88 |
| 07/01/2010 | 07/30/2010 | $0.195 | 6.11% | 5.57% | $14.00 |
| 03/31/2010 | 04/30/2010 | $0.195 | 4.89% | 4.91% | $15.89 |
| 01/05/2010 | 01/29/2010 | $0.195 | 5.22% | 5.54% | $14.07 |
| 10/01/2009 | 10/30/2009 | $0.195 | 4.27% | 5% | $15.61 |
| 07/01/2009 | 07/31/2009 | $0.195 | 3.9% | 3.99% | $19.57 |
| 04/02/2009 | 04/30/2009 | $0.195 | 4.46% | 4.47% | $17.45 |
| 12/31/2008 | 01/30/2009 | $0.195 | 3.92% | 4.9% | $15.93 |
| 10/02/2008 | 10/31/2008 | $0.195 | 3.58% | 4.33% | $18.00 |
| 07/02/2008 | 07/31/2008 | $0.190 | 5.76% | 4.15% | $18.33 |
| 04/03/2008 | 04/30/2008 | $0.185 | 4.79% | 4.39% | $16.87 |
| 01/03/2008 | 01/31/2008 | $0.180 | 4.92% | 4.87% | $14.79 |
| 10/04/2007 | 10/31/2007 | $0.175 | 4.56% | 4.59% | $15.26 |
| 07/05/2007 | 07/31/2007 | $0.170 | 4.08% | 4.25% | $16.00 |
| 04/04/2007 | 04/30/2007 | $0.165 | 4.14% | 4.09% | $16.14 |
| 01/04/2007 | 01/31/2007 | $0.160 | 3.82% | 3.87% | $16.53 |
| 10/04/2006 | 10/31/2006 | $0.155 | 3.64% | 3.71% | $16.73 |
| 07/05/2006 | 07/31/2006 | $0.150 | 3.53% | 3.38% | $17.75 |
| 04/05/2006 | 04/28/2006 | $0.145 | 3.27% | 3.49% | $16.63 |
| 01/05/2006 | 01/31/2006 | $0.140 | 3.24% | 3.18% | $17.59 |
| 10/05/2005 | 10/28/2005 | $0.135 | 2.77% | 2.96% | $18.25 |
| 07/06/2005 | 07/29/2005 | $0.130 | 2.99% | 2.89% | $18.00 |
| 04/06/2005 | 04/29/2005 | $0.125 | 2.86% | 2.95% | $16.95 |
| 01/05/2005 | 01/28/2005 | $0.120 | 2.74% | 2.82% | $17.00 |
| 10/06/2004 | 10/29/2004 | $0.115 | 2.44% | 2.55% | $18.05 |
| 07/07/2004 | 07/30/2004 | $0.110 | 2.3% | 2.54% | $17.30 |
| 04/06/2004 | 04/30/2004 | $0.103 | 2.65% | 2.38% | $17.33 |
| 01/07/2004 | 01/30/2004 | $0.100 | 2.47% | 2.48% | $16.16 |
| 10/07/2003 | 10/31/2003 | $0.097 | 2.69% | 2.64% | $14.67 |
| 07/03/2003 | 07/31/2003 | $0.093 | 2.85% | 2.77% | $13.50 |
| 04/03/2003 | 04/30/2003 | $0.090 | 3.08% | 3.1% | $11.63 |
| 01/02/2003 | 01/31/2003 | $0.087 | 3.25% | 3.13% | $11.09 |
| 10/03/2002 | 10/31/2002 | $0.083 | 3.48% | 3.33% | $10.00 |
| 07/02/2002 | 07/31/2002 | $0.080 | 3.26% | 3.56% | $9.00 |
| 04/10/2002 | 04/30/2002 | $0.077 | 3.29% | 3.16% | $9.72 |
| 01/03/2002 | 01/31/2002 | $0.073 | 3.98% | 3.79% | $7.73 |
| 10/03/2001 | 10/31/2001 | $0.070 | 4.2% | 4.18% | $6.70 |
| 07/03/2001 | 07/31/2001 | $0.067 | 4.41% | 4% | $6.67 |
| 03/29/2001 | 04/27/2001 | $0.063 | 4.99% | 4.67% | $5.42 |
| 12/28/2000 | 01/31/2001 | $0.060 | 4.71% | 4.69% | $5.12 |
| 10/03/2000 | 10/27/2000 | $0.057 | 4.53% | 4.53% | $5.00 |
| 06/28/2000 | 07/28/2000 | $0.053 | 4.25% | 4.3% | $4.96 |
| 04/03/2000 | 04/28/2000 | $0.050 | 4.12% | 4% | $5.00 |
| 12/29/1999 | 01/28/2000 | $0.047 | 3.43% | 3.56% | $5.25 |
| 09/28/1999 | 10/29/1999 | $0.043 | 2.77% | 2.81% | $6.17 |
| 06/30/1999 | 07/30/1999 | $0.040 | 0% | 2.34% | $6.83 |
| 03/29/1999 | 04/05/1999 | $0.037 | 0% | 0% | $- |
| 12/28/1998 | 01/04/1999 | $0.017 | 0% | 0% | $- |
| 09/28/1998 | 10/05/1998 | $0.030 | 0% | 0% | $- |
| 06/26/1998 | 07/03/1998 | $0.027 | 0% | 0% | $- |
| 03/27/1998 | 04/03/1998 | $0.023 | 0% | 0% | $- |
| 12/26/1997 | 01/02/1998 | $0.020 | 0% | 0% | $- |
| 09/29/1997 | 10/06/1997 | $0.019 | 0% | 0% | $- |
| 06/26/1997 | 07/03/1997 | $0.018 | 0% | 0% | $- |
| 03/26/1997 | 04/02/1997 | $0.018 | 0% | 0% | $- |
| 12/27/1996 | 01/03/1997 | $0.017 | 0% | 0% | $- |
| 09/26/1996 | 10/03/1996 | $0.016 | 0% | 0% | $- |
| 06/26/1996 | 07/03/1996 | $0.015 | 0% | 0% | $- |
| 03/29/1996 | 04/05/1996 | $0.014 | 0% | 0% | $- |
| 12/27/1995 | 01/03/1996 | $0.008 | 0% | 0% | $- |
| 10/03/1995 | 10/10/1995 | $0.013 | 0% | 0% | $- |
| 03/27/1995 | 04/03/1995 | $0.012 | 0% | 0% | $- |
| 12/23/1994 | 12/30/1994 | $0.012 | 0% | 0% | $- |
Projected Future Returns & Dividends for FNLC
Based on past 10-year performance, here are FNLC growth metrics:
Share price CAGR of +3.46%
Dividend CAGR of +5.17%
Using FNLC CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:
| FNLC (DRIP) | FNLC - No DRIP | |
|---|---|---|
| Current Price | $33.69 | $33.69 |
| Start Shares | 296.82 | 296.82 |
| Start Value | $10,000 | $10,000 |
| After 10 years: | ||
| Final Share Count | 481.23 | 296.82 |
| Dividends Payment | $0.63 | $0.63 |
| Annual Dividends | $1,211 | $747 |
| Yield on cost | 12.11% | 7.47% |
| Share Price | $47.35 | $47.35 |
| Total Dividends | $7,407 | $5,719 |
| Final Value | $22,787 | $19,774 |
Estimated Future Value + Dividends - FNLC
NOTE: Above numbers are our estimate based on FNLC's Dividend and Price CAGR over past 10 years.
These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.
We cannot guarantee that your actual returns will meet these estimates.
Get the best Dividend Stock Research Tools:
Save 25% with annual plan (3 Months Free)
Save 25% with annual plan (3 Months Free)
PRO
$19/mo
$11.40/mo
7-day free trial
- Unlimited Portfolio Tracker
- Portfolio - Lots/Sales/Dividends
- Portfolio Auto-DRIP
- Buy/Sell Signals Dashboard
- Stock Fundamentals
- Compare Stocks Side-by-Side
- Revenue & EPS Estimates
- DCF Valuation Modeling
You save $7.60 (40%)
Most Popular
PREMIUM
$32/mo
$19.20/mo
7-day free trial
- Everything in Pro
- YieldMax PNL Tracker
- YieldMax NAV Erosion Alerts
- YM ETFs Trend Signals
- 9/21 EMA Trend Signals
- Stocks Dashboard
You save $12.80 (40%)
ULTRA
$64/mo
$38.40/mo
7-day free trial
- Everything in Premium
- 15min & 1hr Intraday Signals
- Group & weekly ETF estimates
- YouTuber Mode
- Trades summary + CSV export
- Priority data & support
You save $25.60 (40%)
PRO
$171 ($14.25/mo)
$102.60/yr ($8.55/mo)
7-day free trial
- Unlimited Portfolio Tracker
- Portfolio - Lots/Sales/Dividends
- Portfolio Auto-DRIP
- Buy/Sell Signals Dashboard
- Stock Fundamentals
- Compare Stocks Side-by-Side
- Revenue & EPS Estimates
- DCF Valuation Modeling
You save $125.40 (55%)
Most Popular
PREMIUM
$288 ($24/mo)
$172.80/yr ($14.40/mo)
7-day free trial
- Everything in Pro
- YieldMax PNL Tracker
- YieldMax NAV Erosion Alerts
- YM ETFs Trend Signals
- 9/21 EMA Trend Signals
- Stocks Dashboard
You save $211.20 (55%)
ULTRA
$576 ($48/mo)
$345.60/yr ($28.80/mo)
7-day free trial
- Everything in Premium
- 15min & 1hr Intraday Signals
- Group & weekly ETF estimates
- YouTuber Mode
- Trades summary + CSV export
- Priority data & support
You save $422.40 (55%)
Company Info
The First Bancorp, Inc. (FNLC) had its IPO on 1999-07-14, and is traded on NASDAQ stock exchange.
The First Bancorp, Inc. functions as the holding company for First National Bank, providing a comprehensive suite of banking products and financial services to both individual customers and commercial enterprises. Its deposit offerings encompass various account types, such as demand, NOW, savings, money market, and certificates of deposit. The institution also plays a key role in commercial real estate financing, issuing mortgage loans for investments in diverse property types including multi-family dwellings, retail outlets, offices, industrial sites, hotels, and educational facilities. It also funds commercial construction projects, whether for owner-occupied properties or other ventures. Additionally, it extends other commercial credit solutions like revolving lines and term loans, designed to assist businesses and corporations with their working capital needs or capital investments. Furthermore, First Bancorp furnishes loans to municipalities for capital expenditures, construction initiatives, or as tax-anticipation notes. Its residential lending portfolio includes amortizing home mortgages and construction loans for owner-occupied homes, along with home equity loans and lines of credit. For individuals, it provides consumer loans, which are typically amortizing and secured by assets such as automobiles, pleasure crafts, and recreational vehicles, or available as unsecured short-term notes. Beyond traditional banking, the company delivers specialized services including private banking, financial planning, investment management, and trust administration, catering to individuals, businesses, non-profit organizations, and municipalities. Payment processing solutions are also part of its service array. The company operates through 18 full-service banking branches strategically situated across Maine's Mid-Coast, Eastern, and Down East regions, specifically within Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties. Established in 1864, the organization was originally known as First National Lincoln Corporation, adopting its current name, The First Bancorp, Inc., in April 2008. Its corporate headquarters are located in Damariscotta, Maine.
FNLC website: https://www.thefirst.com
Get Full Access to All Reports with DRIPCalc PRO
Save 25% with annual plan (3 Months Free)
Save 25% with annual plan (3 Months Free)
PRO
$19/mo
$11.40/mo
7-day free trial
- Unlimited Portfolio Tracker
- Portfolio - Lots/Sales/Dividends
- Portfolio Auto-DRIP
- Buy/Sell Signals Dashboard
- Stock Fundamentals
- Compare Stocks Side-by-Side
- Revenue & EPS Estimates
- DCF Valuation Modeling
You save $7.60 (40%)
Most Popular
PREMIUM
$32/mo
$19.20/mo
7-day free trial
- Everything in Pro
- YieldMax PNL Tracker
- YieldMax NAV Erosion Alerts
- YM ETFs Trend Signals
- 9/21 EMA Trend Signals
- Stocks Dashboard
You save $12.80 (40%)
ULTRA
$64/mo
$38.40/mo
7-day free trial
- Everything in Premium
- 15min & 1hr Intraday Signals
- Group & weekly ETF estimates
- YouTuber Mode
- Trades summary + CSV export
- Priority data & support
You save $25.60 (40%)
PRO
$171 ($14.25/mo)
$102.60/yr ($8.55/mo)
7-day free trial
- Unlimited Portfolio Tracker
- Portfolio - Lots/Sales/Dividends
- Portfolio Auto-DRIP
- Buy/Sell Signals Dashboard
- Stock Fundamentals
- Compare Stocks Side-by-Side
- Revenue & EPS Estimates
- DCF Valuation Modeling
You save $125.40 (55%)
Most Popular
PREMIUM
$288 ($24/mo)
$172.80/yr ($14.40/mo)
7-day free trial
- Everything in Pro
- YieldMax PNL Tracker
- YieldMax NAV Erosion Alerts
- YM ETFs Trend Signals
- 9/21 EMA Trend Signals
- Stocks Dashboard
You save $211.20 (55%)
ULTRA
$576 ($48/mo)
$345.60/yr ($28.80/mo)
7-day free trial
- Everything in Premium
- 15min & 1hr Intraday Signals
- Group & weekly ETF estimates
- YouTuber Mode
- Trades summary + CSV export
- Priority data & support
You save $422.40 (55%)
Loading signals…
DCF Model — FNLC
Value from:
🔒 Upgrade to unlock
The full DCF valuation — fair value, implied growth and the price path — is a paid feature.
Upgrade
Pay up to today
—
vs current price $33.69
—
Cash flow & implied price by year
FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.
EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.
Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
| Year | FCF | Implied price |
|---|
Sensitivity — fair value: growth ↓ × target return →
