NEW Dividend Portfolio Tracker (DRIPTracker) is Now Live!
Add your stocks and see every dividend they pay you — dates, amounts, and reinvested shares.
Start Free »

Peoples Financial Services Corp. PFIS | NASDAQ

$66.49 -$0.87 | -1.29%
SIGNAL:Signal available — unlock to view |2026-09-24 |F&G 34 |RSI 34.5

Company Overview:

Market Cap: $674.31M
Trailing PE: 11.8x
FWD PE *: 9.4x
Payout Ratio (TTM): 43.7%
52-Week Range: $43.64 - $73.37

* Forward PE is based on street estimates.

10 Year PFIS Performance Metrics:

Total Return (with DRIP): 131.3% (8.75% CAGR)
Total Return (no DRIP): 105.1% (7.45% CAGR)
Share Price: 63.1% (5.02% CAGR)
Yield on Cost (with DRIP): 8.70%
Total Invested: $10,000
Total Value (with DRIP): $23,130
Total Return $ (with DRIP): $13,130
Dividend Increase: 101.6% (7.45% CAGR)
Dividend Yield (FWD): 3.76% ($2.50)
PFIS 10-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
PFIS Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
PFIS Price CAGR:1Y: 38.43%2Y: 21.49%5Y: 7.52%10Y: 5.02%
PFIS Dividend Charts
PFIS - Dividends
PFIS Dividend CAGR:1Y: 1.21%2Y: 0.61%5Y: 10.46%10Y: 7.26%
PFIS - Dividend Payout Ratio
PFIS Dividend Payout Ratio CAGR:1Y: 16.18%2Y: -30.81%5Y: 6.21%10Y: -1.11%
PFIS - Dividend to Free Cash Flow Ratio
PFIS Dividend to FCF Ratio CAGR:1Y: -29.07%2Y: -51.20%5Y: -27.31%10Y: 1.73%

Unlock All Reports & Research Dividend Stocks like a BOSS!

Save 25% with annual plan (3 Months Free)
PRO
$171 ($14.25/mo) $102.60/yr ($8.55/mo)
7-day free trial
  • Unlimited Portfolio Tracker
  • Portfolio - Lots/Sales/Dividends
  • Portfolio Auto-DRIP
  • Buy/Sell Signals Dashboard
  • Stock Fundamentals
  • Compare Stocks Side-by-Side
  • Revenue & EPS Estimates
  • DCF Valuation Modeling
Try it free for 7 days
You save $125.40 (55%)
Most Popular
PREMIUM
$288 ($24/mo) $172.80/yr ($14.40/mo)
7-day free trial
  • Everything in Pro
  • YieldMax PNL Tracker
  • YieldMax NAV Erosion Alerts
  • YM ETFs Trend Signals
  • 9/21 EMA Trend Signals
  • Stocks Dashboard
Try it free for 7 days
You save $211.20 (55%)
ULTRA
$576 ($48/mo) $345.60/yr ($28.80/mo)
7-day free trial
  • Everything in Premium
  • 15min & 1hr Intraday Signals
  • Group & weekly ETF estimates
  • YouTuber Mode
  • Trades summary + CSV export
  • Priority data & support
Try it free for 7 days
You save $422.40 (55%)

PFIS Fundamentals: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

PFIS - Revenue
PFIS Revenue CAGR:1Y: 3.78%2Y: 33.12%5Y: 25.69%10Y: 14.82%
PFIS - Earnings Per Share (EPS)
PFIS EPS CAGR:1Y: -11.90%2Y: 79.37%5Y: 4.63%10Y: 8.41%
PFIS - Net Income
PFIS Net Income CAGR:1Y: -12.69%2Y: 112.39%5Y: 11.66%10Y: 11.79%
PFIS - EBITDA
PFIS EBITDA CAGR:1Y: -20.32%2Y: 100.76%5Y: 6.55%10Y: 7.98%
PFIS - Free Cash Flow
PFIS Free Cash Flow CAGR:1Y: 43.03%2Y: 201.13%5Y: 63.15%10Y: 8.68%
PFIS - Free Cash Flow / Share
PFIS Free Cash Flow / Share CAGR:1Y: 42.80%2Y: 152.84%5Y: 52.76%10Y: 5.44%
PFIS - Operating Income
PFIS Operating Income CAGR:1Y: -10.07%2Y: 123.05%5Y: 6.75%10Y: 8.36%
PFIS - Gross Profit
PFIS Gross Profit CAGR:1Y: 0.72%2Y: 49.76%5Y: 0.00%10Y: 0.00%
PFIS - Shares Outstanding
PFIS Shares Outstanding CAGR:1Y: -0.46%2Y: 18.77%5Y: 6.75%10Y: 3.10%
PFIS - Share Buybacks
PFIS Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: -32.49%10Y: -13.09%
PFIS - Stock-Based Comp
PFIS Stock-Based Comp CAGR:1Y: 0.00%2Y: 16.27%5Y: 17.00%10Y: 36.72%
PFIS - Expenses
PFIS Expenses CAGR:1Y: -68.35%2Y: 107.04%5Y: 42.05%10Y: 13.17%
PFIS - Revenue by Segment
PFIS Revenue CAGR:1Y: 3.78%2Y: 33.12%5Y: 25.69%10Y: 14.82%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

PFIS - REVENUE: Actual + Estimates
PFIS Actual Revenue CAGR:1Y: 3.78%2Y: 33.12%5Y: 25.69%10Y: 14.82%
PFIS - EPS: Actual + Estimates
PFIS Actual EPS CAGR:1Y: -11.90%2Y: 79.37%5Y: 4.63%10Y: 8.41%
PFIS - NET INCOME: Actual + Estimates
PFIS Actual Net Income CAGR:1Y: -12.69%2Y: 112.39%5Y: 11.66%10Y: 11.79%
PFIS - EBITDA: Actual + Estimates
PFIS Actual EBITDA CAGR:1Y: -20.32%2Y: 100.76%5Y: 6.55%10Y: 7.98%

Ratios, Profit Margins & Return on Capital:

PFIS - Net Profit Margin
PFIS Net Profit Margin CAGR:1Y: -15.87%2Y: 59.54%5Y: -11.17%10Y: -2.63%
PFIS - Gross Profit Margin
PFIS Gross Profit Margin CAGR:1Y: -2.94%2Y: 12.51%5Y: -7.97%10Y: -4.07%
PFIS - Price to Earnings
PFIS Price to Earnings CAGR:1Y: 54.42%2Y: -32.31%5Y: 4.51%10Y: -2.81%
PFIS - Price To Sales Ratio
PFIS Price To Sales Ratio CAGR:1Y: 29.74%2Y: 8.03%5Y: -7.15%10Y: -5.36%
PFIS - Return on Capital Employed
PFIS Return on Capital Employed CAGR:1Y: -87.58%2Y: -35.97%5Y: -4.95%10Y: -2.70%
PFIS - Return on Invested Capital
PFIS Return on Invested Capital CAGR:1Y: 137.70%2Y: 187.03%5Y: 9.76%10Y: 11.66%

Compare stocks side-by-side

PFIS Dividends Info:

Annual Dividend: $2.5
Forward Yield: 3.76%
Ex-Dividend Date: 2026-08-31
Lifetime Dividends / Share: $31.56

PFIS Dividend History: Dates, Payments & Yield list

Below is a schedule of all PFIS dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
08/31/202609/02/2026$0.6253.64%3.55%$70.43
05/29/202606/01/2026$0.6254.21%4.31%$58.04
02/27/202603/02/2026$0.6254.66%4.6%$54.31
11/28/202512/01/2025$0.6185.06%5%$49.37
08/29/202509/01/2025$0.6184.71%4.72%$52.32
05/30/202506/02/2025$0.6185.14%5.18%$47.66
02/28/202503/03/2025$0.6185.06%5.13%$48.13
11/29/202412/02/2024$0.6184.48%4.45%$55.47
08/30/202409/02/2024$0.6185.19%5.25%$47.05
05/31/202406/03/2024$0.4104.21%4.31%$38.01
02/28/202403/01/2024$0.4104.22%4.18%$39.26
11/29/202312/01/2023$0.4103.83%3.73%$44.01
08/30/202309/01/2023$0.4103.68%3.67%$44.70
05/30/202306/01/2023$0.4104.06%4.25%$38.62
02/27/202303/01/2023$0.4103.28%3.34%$49.10
11/29/202212/15/2022$0.4002.95%3.03%$52.80
08/30/202209/15/2022$0.4003.21%3.23%$49.49
05/27/202206/15/2022$0.3902.94%2.96%$52.69
02/25/202203/15/2022$0.3903.19%3.11%$50.13
11/29/202112/15/2021$0.3803.15%3.08%$49.42
08/30/202109/15/2021$0.3803.29%3.37%$45.16
05/27/202106/15/2021$0.3703.39%3.3%$44.90
02/25/202103/15/2021$0.3703.48%3.17%$46.63
11/27/202012/15/2020$0.3603.61%3.6%$39.98
08/28/202009/15/2020$0.3603.85%4.09%$35.20
05/28/202006/15/2020$0.3604.3%3.89%$37.00
02/27/202003/13/2020$0.3603.18%3.42%$42.15
11/27/201912/13/2019$0.3502.86%2.77%$50.49
08/29/201909/13/2019$0.3403.04%2.97%$45.85
05/30/201906/14/2019$0.3403.13%3.15%$43.20
02/27/201903/15/2019$0.3403.15%2.91%$46.74
11/29/201812/14/2018$0.3303.12%3.09%$42.69
08/30/201809/14/2018$0.3302.9%2.88%$45.84
05/30/201806/15/2018$0.3302.73%2.56%$51.57
02/27/201803/15/2018$0.3203.03%2.76%$46.45
11/29/201712/15/2017$0.3202.59%2.52%$50.73
08/29/201709/15/2017$0.3203.14%2.87%$44.66
05/26/201706/15/2017$0.3103.1%2.79%$44.51
02/24/201703/15/2017$0.3102.85%3.05%$40.61
11/28/201612/15/2016$0.3102.77%2.58%$48.09
08/29/201609/15/2016$0.3103.18%3.16%$39.24
05/26/201606/15/2016$0.3103.37%3.21%$38.68
02/25/201603/15/2016$0.3103.51%3.32%$37.38
11/25/201512/15/2015$0.3103.1%3.14%$39.52
08/27/201509/15/2015$0.3103.45%3.42%$36.28
05/27/201506/15/2015$0.3103.2%3.23%$38.38
02/25/201503/13/2015$0.3102.99%3.06%$40.53
11/25/201412/15/2014$0.3102.59%2.55%$48.58
08/27/201409/15/2014$0.3102.46%2.39%$51.94
05/28/201406/13/2014$0.3102.53%2.37%$52.39
02/26/201403/14/2014$0.3103.18%3.14%$39.50
10/29/201311/15/2013$0.2302.56%2.63%$35.00
07/29/201308/15/2013$0.2302.71%2.71%$34.00
04/26/201305/15/2013$0.2302.71%2.56%$36.00
01/29/201302/15/2013$0.2303.01%2.91%$31.60
10/31/201211/15/2012$0.2202.84%2.93%$30.00
07/27/201208/15/2012$0.2203.03%2.84%$30.99
04/26/201205/15/2012$0.2102.97%2.95%$28.50
01/27/201202/15/2012$0.2103.05%2.97%$28.28
10/27/201111/15/2011$0.2002.89%2.88%$27.75
07/27/201108/15/2011$0.2002.95%2.83%$28.25
04/27/201105/13/2011$0.2003.13%2.99%$26.75
01/27/201102/15/2011$0.2002.94%2.98%$26.85
10/27/201011/15/2010$0.2002.96%2.91%$27.50
07/28/201008/13/2010$0.2003.08%2.94%$27.25
04/28/201005/14/2010$0.2003.08%3.05%$26.25
01/27/201002/12/2010$0.1903.95%3.75%$20.26
10/28/200911/13/2009$0.1904.52%4.44%$17.10
07/29/200908/14/2009$0.1904.51%4.41%$17.25
04/28/200905/15/2009$0.1904.44%4.44%$17.10
01/28/200902/13/2009$0.1904.41%3.83%$19.85
10/29/200811/14/2008$0.1903.8%3.3%$23.00
07/29/200808/15/2008$0.1903.3%3.17%$24.00
04/28/200805/15/2008$0.1903.22%3.04%$25.01
01/29/200802/15/2008$0.1903.17%3.17%$24.00
10/29/200711/15/2007$0.1902.76%2.81%$27.00
08/01/200708/15/2007$0.1902.7%2.6%$29.25
04/26/200705/15/2007$0.1902.72%2.6%$29.25
01/29/200702/15/2007$0.1903%2.67%$28.50
10/27/200611/15/2006$0.1902.87%2.79%$27.25
07/27/200608/15/2006$0.1902.72%2.71%$28.05
04/26/200605/15/2006$0.1902.63%2.58%$29.50
01/27/200602/15/2006$0.1902.49%2.39%$31.75
10/26/200511/15/2005$0.1902.41%2.42%$31.40
07/27/200508/15/2005$0.1902.38%2.27%$33.50
04/27/200505/16/2005$0.1902.29%2.29%$33.25
04/13/200505/02/2005$1.00011.85%12.03%$33.25
01/26/200502/15/2005$0.1902%2.11%$36.00
10/27/200411/15/2004$0.1902.14%2.19%$34.75
07/28/200408/17/2004$0.1802.09%2.02%$35.60
04/28/200405/17/2004$0.1801.89%2.09%$34.50
01/28/200402/16/2004$0.1802.08%2.12%$34.00
10/29/200311/17/2003$0.1702.13%2.09%$32.50
07/29/200308/15/2003$0.1602%2.03%$31.50
04/28/200305/15/2003$0.1602.53%2.46%$26.00
01/29/200302/14/2003$0.1603.2%3.1%$20.67
10/29/200211/15/2002$0.1533.23%2.98%$20.56
07/29/200208/15/2002$0.1473.2%3.04%$19.33
01/28/200011/30/-0001$0.1000%2.18%$18.33
05/05/200011/30/-0001$0.1000%2.18%$18.33
08/08/200011/30/-0001$0.1070%2.33%$18.33
11/09/200011/30/-0001$0.1070%2.33%$18.33
01/29/200111/30/-0001$0.1130%2.47%$18.33
04/26/200111/30/-0001$0.1130%2.47%$18.33
07/27/200111/30/-0001$0.1270%2.76%$18.33
10/29/200111/30/-0001$0.1270%2.76%$18.33
01/29/200211/30/-0001$0.1400%3.06%$18.33
04/26/200211/30/-0001$0.1470%3.2%$18.33
10/26/201211/30/-0001$0.2202.93%4.8%$18.33
11/04/199911/30/-0001$0.0930%2.04%$18.33

Projected Future Returns & Dividends for PFIS

Based on past 10-year performance, here are PFIS growth metrics:

Share price CAGR of +5.02%
Dividend CAGR of +7.29%

Using PFIS CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

PFIS (DRIP)PFIS - No DRIP
Current Price$66.49$66.49
Start Shares150.40150.40
Start Value$10,000$10,000
  
After 10 years:
Final Share Count227.24150.40
Dividends Payment$1.26$1.26
Annual Dividends$1,148$760
Yield on cost11.48%7.60%
Share Price$108.46$108.46
Total Dividends$6,593$5,267
Final Value$24,647$21,580

Estimated Future Value + Dividends - PFIS

NOTE: Above numbers are our estimate based on PFIS's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

Get the best Dividend Stock Research Tools:

Save 25% with annual plan (3 Months Free)
PRO
$171 ($14.25/mo) $102.60/yr ($8.55/mo)
7-day free trial
  • Unlimited Portfolio Tracker
  • Portfolio - Lots/Sales/Dividends
  • Portfolio Auto-DRIP
  • Buy/Sell Signals Dashboard
  • Stock Fundamentals
  • Compare Stocks Side-by-Side
  • Revenue & EPS Estimates
  • DCF Valuation Modeling
Try it free for 7 days
You save $125.40 (55%)
Most Popular
PREMIUM
$288 ($24/mo) $172.80/yr ($14.40/mo)
7-day free trial
  • Everything in Pro
  • YieldMax PNL Tracker
  • YieldMax NAV Erosion Alerts
  • YM ETFs Trend Signals
  • 9/21 EMA Trend Signals
  • Stocks Dashboard
Try it free for 7 days
You save $211.20 (55%)
ULTRA
$576 ($48/mo) $345.60/yr ($28.80/mo)
7-day free trial
  • Everything in Premium
  • 15min & 1hr Intraday Signals
  • Group & weekly ETF estimates
  • YouTuber Mode
  • Trades summary + CSV export
  • Priority data & support
Try it free for 7 days
You save $422.40 (55%)

Company Info

Peoples Financial Services Corp. (PFIS) had its IPO on 2002-06-05, and is traded on NASDAQ stock exchange.

Peoples Financial Services Corp. functions as the holding company for Peoples Security Bank and Trust Company, delivering a comprehensive suite of commercial and retail banking solutions. Its deposit offerings encompass demand deposit accounts (including NOW and small business checking), money market and savings accounts, individual retirement accounts (IRAs), and various certificates of deposit. The company's lending portfolio is extensive, covering residential needs such as mortgages, auto, personal, manufactured housing, and home equity loans. For commercial clients, it extends financing for real estate, working capital, construction, equipment, agricultural ventures, mineral rights, and Small Business Administration (SBA) initiatives. Beyond traditional banking, the corporation delivers a range of wealth management and trust services. These encompass investment management, various trust arrangements (IRA, estate administration, living, life insurance, testamentary, guardianship, corporate, custodial), and administration of pension and profit-sharing schemes. Financial advisory offerings include investment portfolio oversight, strategic estate and business succession planning, retirement and tax planning, and education funding strategies. It also facilitates annuities, insurance products, securities, brokerage, and broader investor services. For businesses, specialized services extend to small business checking, merchant money market accounts, business credit cards, and lines of credit, complemented by online and telephone banking, and financial checkup services. Operational support for all clients includes remote deposit capture, Automatic Clearing House (ACH) transactions, cash management, automated teller machines (ATMs), point-of-sale services, safe deposit boxes, night depositories, direct deposit, and official checks. Its diverse customer base includes individual consumers, businesses, non-profit organizations, governmental bodies, municipal agencies, and professionals. With 28 full-service community banking branches, the company maintains a significant presence across Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties in Pennsylvania, as well as Middlesex County in New Jersey, and Broome County in New York. Established in 1905, the institution is headquartered in Scranton, Pennsylvania.

PFIS website: https://www.psbt.com


Get Full Access to All Reports with DRIPCalc PRO

Save 25% with annual plan (3 Months Free)
PRO
$171 ($14.25/mo) $102.60/yr ($8.55/mo)
7-day free trial
  • Unlimited Portfolio Tracker
  • Portfolio - Lots/Sales/Dividends
  • Portfolio Auto-DRIP
  • Buy/Sell Signals Dashboard
  • Stock Fundamentals
  • Compare Stocks Side-by-Side
  • Revenue & EPS Estimates
  • DCF Valuation Modeling
Try it free for 7 days
You save $125.40 (55%)
Most Popular
PREMIUM
$288 ($24/mo) $172.80/yr ($14.40/mo)
7-day free trial
  • Everything in Pro
  • YieldMax PNL Tracker
  • YieldMax NAV Erosion Alerts
  • YM ETFs Trend Signals
  • 9/21 EMA Trend Signals
  • Stocks Dashboard
Try it free for 7 days
You save $211.20 (55%)
ULTRA
$576 ($48/mo) $345.60/yr ($28.80/mo)
7-day free trial
  • Everything in Premium
  • 15min & 1hr Intraday Signals
  • Group & weekly ETF estimates
  • YouTuber Mode
  • Trades summary + CSV export
  • Priority data & support
Try it free for 7 days
You save $422.40 (55%)
Loading signals…

DCF Model — PFIS

Value from:
Pay up to today
—
vs current price $66.49
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →