NEW Our free Dividend Tracker is live — see what your stocks pay you

Add your stocks and see every dividend they pay you — dates, amounts, and reinvested shares.

Start Free »

Regions Financial Corporation RF | NYSE

$27.41 $0.10 | 0.37%

TREND SIGNAL: Signal available — unlock to view

|2026-08-21

Next Earnings: Oct 16, 2026

Add to favoritesFavorite

Company Overview:

Market Cap: $23.27B

Trailing PE: 11.2x

FWD PE *: 10.1x

Payout Ratio (TTM): 44.8%

52-Week Range: $22.70 - $32.47

* Forward PE is based on street estimates.

10 Year RF Performance Metrics:

Total Return (with DRIP): 299.2% (14.85% CAGR)

Total Return (no DRIP): 245.4% (13.19% CAGR)

Share Price: 173.8% (10.60% CAGR)

Yield on Cost (with DRIP): 17.48%

Total Invested: $10,000

Total Value (with DRIP): $39,918

Total Return $ (with DRIP): $29,918

Dividend Increase: 307.7% (15.53% CAGR)

Dividend Yield (FWD): 4.38% ($1.20)

RF 10-yr Total Return ($10K invested)

1M 3M 6M YTD 1Y 3Y 5Y 10Y

RF Share Price

1M 3M 6M YTD 1Y 3Y 5Y 10Y All

RF Price CAGR:1Y: 17.39%2Y: 6.91%5Y: 4.09%10Y: 10.60%

RF Dividend Charts

RF - Dividends

RF Dividend CAGR:1Y: 13.21%2Y: 9.54%5Y: 12.03%10Y: 16.53%

RF - Dividend Payout Ratio

RF Dividend Payout Ratio CAGR:1Y: -2.02%2Y: -5.29%5Y: 12.89%10Y: 1.85%

RF - Dividend to Free Cash Flow Ratio

RF Dividend to FCF Ratio CAGR:1Y: 48.67%2Y: -35.09%5Y: 20.70%10Y: 8.82%

Unlock All Reports & Research Dividend Stocks like a BOSS!

Get 3 Months Free with Annual Plan

PRO

$171 ($14.25/mo) $102.60/yr ($8.55/mo)

7-day free trial

Unlimited Portfolio Tracker
Portfolio - Lots/Sales/Dividends
Portfolio Auto-DRIP
Buy/Sell Signals Dashboard
Stock Fundamentals
Compare Stocks Side-by-Side
Revenue & EPS Estimates
DCF Valuation Modeling

Try it free for 7 days

Combined 55% Lifetime Discount

RF Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

RF - Revenue

RF Revenue CAGR:1Y: -2.14%2Y: 1.53%5Y: 8.49%10Y: 5.44%

RF - Earnings Per Share (EPS)

RF EPS CAGR:1Y: 8.47%2Y: 10.94%5Y: -3.63%10Y: 12.33%

RF - Net Income

🔓 See the full chart40% off right now · 7-day free trial

RF Net Income CAGR:1Y: 1.24%2Y: 6.66%5Y: -5.26%10Y: 8.46%

RF - EBITDA

🔓 See the full chart40% off right now · 7-day free trial

RF EBITDA CAGR:1Y: -0.97%2Y: 3.83%5Y: -9.12%10Y: 1.73%

RF - Free Cash Flow

🔓 See the full chart40% off right now · 7-day free trial

RF Free Cash Flow CAGR:1Y: -33.27%2Y: 55.63%5Y: -11.40%10Y: 1.51%

RF - Free Cash Flow / Share

🔓 See the full chart40% off right now · 7-day free trial

RF Free Cash Flow / Share CAGR:1Y: -29.84%2Y: 61.27%5Y: -9.34%10Y: 5.58%

RF - Operating Income

🔓 See the full chart40% off right now · 7-day free trial

RF Operating Income CAGR:1Y: 1.70%2Y: 7.18%5Y: -7.56%10Y: 10.19%

RF - Gross Profit

🔓 See the full chart40% off right now · 7-day free trial

RF Gross Profit CAGR:1Y: 3.37%2Y: 6.25%5Y: 3.06%10Y: 2.77%

RF - Shares Outstanding

🔓 See the full chart40% off right now · 7-day free trial

RF Shares Outstanding CAGR:1Y: -4.78%2Y: -3.38%5Y: -2.35%10Y: -3.84%

RF - Share Buybacks

🔓 See the full chart40% off right now · 7-day free trial

RF Share Buybacks CAGR:1Y: -59.03%2Y: -17.65%5Y: -38.43%10Y: -10.50%

RF - Stock-Based Comp

🔓 See the full chart40% off right now · 7-day free trial

RF Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

RF - Expenses

🔓 See the full chart40% off right now · 7-day free trial

RF Expenses CAGR:1Y: -71.43%2Y: -24.41%5Y: -31.23%10Y: -14.43%

RF - Revenue vs Net Income

🔓 See the full chart40% off right now · 7-day free trial

RF - EPS vs FCF / Share

🔓 See the full chart40% off right now · 7-day free trial

RF - EPS vs PE Ratio

🔓 See the full chart40% off right now · 7-day free trial

RF - FCF vs FCF / Share

🔓 See the full chart40% off right now · 7-day free trial

RF - FCF vs Stock Based Comp

🔓 See the full chart40% off right now · 7-day free trial

RF - Cash & Debt

🔓 See the full chart40% off right now · 7-day free trial

RF - Revenue by Segment

🔓 See the full chart40% off right now · 7-day free trial

RF Revenue CAGR:1Y: -2.14%2Y: 1.53%5Y: 8.49%10Y: 5.44%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

RF - REVENUE: Actual + Estimates

🔓 See the full chart40% off right now · 7-day free trial

RF Actual Revenue CAGR:1Y: -2.14%2Y: 1.53%5Y: 8.49%10Y: 5.44%

RF - EPS: Actual + Estimates

🔓 See the full chart40% off right now · 7-day free trial

RF Actual EPS CAGR:1Y: 8.47%2Y: 10.94%5Y: -3.63%10Y: 12.33%

RF - NET INCOME: Actual + Estimates

🔓 See the full chart40% off right now · 7-day free trial

RF Actual Net Income CAGR:1Y: 1.24%2Y: 6.66%5Y: -5.26%10Y: 8.46%

RF - EBITDA: Actual + Estimates

🔓 See the full chart40% off right now · 7-day free trial

RF Actual EBITDA CAGR:1Y: -0.97%2Y: 3.83%5Y: -9.12%10Y: 1.73%

Ratios, Profit Margins & Return on Capital:

RF - Net Profit Margin

🔓 See the full chart40% off right now · 7-day free trial

RF Net Profit Margin CAGR:1Y: 3.45%2Y: 5.05%5Y: -12.68%10Y: 2.87%

RF - Gross Profit Margin

🔓 See the full chart40% off right now · 7-day free trial

RF Gross Profit Margin CAGR:1Y: 5.63%2Y: 4.65%5Y: -5.01%10Y: -2.54%

RF - Price to Earnings

🔓 See the full chart40% off right now · 7-day free trial

RF Price to Earnings CAGR:1Y: 18.37%2Y: 13.82%5Y: 12.76%10Y: 1.04%

RF - Price To Sales Ratio

🔓 See the full chart40% off right now · 7-day free trial

RF Price To Sales Ratio CAGR:1Y: 24.78%2Y: 17.10%5Y: -2.36%10Y: 3.50%

RF - Return on Capital Employed

🔓 See the full chart40% off right now · 7-day free trial

RF Return on Capital Employed CAGR:1Y: 4.27%2Y: 5.88%5Y: 10.85%10Y: 28.29%

RF - Return on Invested Capital

🔓 See the full chart40% off right now · 7-day free trial

RF Return on Invested Capital CAGR:1Y: -6.38%2Y: 1.02%5Y: -13.72%10Y: 9.89%

RF Dividends Info:

Annual Dividend: $1.2

Forward Yield: 4.38%

Ex-Dividend Date: 2026-09-01

Lifetime Dividends / Share: $25.17

RF Dividend History: Dates, Payments & Yield list

Below is a schedule of all RF dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
09/01/2026	09/03/2026	$0.300	4.1%	3.94%	$30.44
06/01/2026	06/03/2026	$0.265	3.88%	3.87%	$27.40
03/02/2026	03/04/2026	$0.265	3.79%	3.81%	$27.83
12/01/2025	12/03/2025	$0.265	4.18%	4.05%	$26.20
09/02/2025	09/04/2025	$0.265	3.94%	3.87%	$27.36
06/02/2025	06/04/2025	$0.250	4.74%	4.69%	$21.30
03/03/2025	03/05/2025	$0.250	4.32%	4.53%	$22.09
12/02/2024	12/04/2024	$0.250	3.77%	3.8%	$26.30
09/03/2024	09/05/2024	$0.250	4.35%	4.42%	$22.61
05/31/2024	07/01/2024	$0.240	4.96%	4.82%	$19.90
06/03/2024	06/05/2024	$0.240	5.07%	5.13%	$18.73
02/29/2024	03/04/2024	$0.240	5.15%	5.05%	$19.02
12/07/2023	12/11/2023	$0.240	5.57%	5.5%	$17.47
08/31/2023	09/04/2023	$0.240	5.23%	5.81%	$16.52
06/01/2023	06/05/2023	$0.200	4.61%	4.49%	$17.80
03/09/2023	03/13/2023	$0.200	3.87%	4.24%	$18.85
12/07/2022	01/03/2023	$0.200	3.71%	3.73%	$21.47
09/01/2022	10/03/2022	$0.200	3.74%	3.9%	$20.52
06/02/2022	07/01/2022	$0.170	3.11%	3.57%	$19.03
03/10/2022	04/01/2022	$0.170	3.09%	3.17%	$21.47
12/02/2021	01/03/2022	$0.170	3%	3%	$22.67
09/02/2021	10/01/2021	$0.170	3.39%	3.13%	$21.74
06/03/2021	07/01/2021	$0.155	2.7%	3.03%	$20.43
03/04/2021	04/01/2021	$0.155	3.06%	2.94%	$21.06
12/03/2020	01/04/2021	$0.155	3.87%	3.89%	$15.95
09/03/2020	10/01/2020	$0.155	5.38%	5.38%	$11.53
06/04/2020	07/01/2020	$0.155	4.8%	5.83%	$10.63
03/05/2020	04/01/2020	$0.155	4.49%	7.47%	$8.30
12/05/2019	01/02/2020	$0.155	3.72%	3.63%	$17.09
09/05/2019	10/01/2019	$0.155	4.19%	4.02%	$15.43
06/06/2019	07/01/2019	$0.140	3.99%	3.72%	$15.07
03/07/2019	04/01/2019	$0.140	3.63%	3.82%	$14.67
12/06/2018	01/02/2019	$0.140	3.66%	4.1%	$13.67
09/06/2018	10/01/2018	$0.140	2.86%	3.09%	$18.14
06/07/2018	07/02/2018	$0.090	1.89%	2.01%	$17.89
03/08/2018	04/02/2018	$0.090	1.82%	1.98%	$18.16
12/07/2017	01/02/2018	$0.090	2.12%	2.07%	$17.37
09/07/2017	09/29/2017	$0.090	2.73%	2.36%	$15.23
06/07/2017	06/30/2017	$0.070	2.06%	1.91%	$14.64
03/08/2017	03/31/2017	$0.065	1.71%	1.79%	$14.53
12/07/2016	01/03/2017	$0.065	1.8%	1.8%	$14.43
09/07/2016	10/03/2016	$0.065	2.61%	2.62%	$9.92
06/08/2016	07/01/2016	$0.065	2.65%	3.11%	$8.36
03/09/2016	04/01/2016	$0.060	3.05%	3.04%	$7.89
12/09/2015	01/04/2016	$0.060	2.54%	2.54%	$9.44
09/09/2015	10/01/2015	$0.060	2.57%	2.66%	$9.03
06/10/2015	07/01/2015	$0.060	2.25%	2.31%	$10.41
03/11/2015	04/01/2015	$0.050	2.1%	2.11%	$9.46
12/10/2014	01/02/2015	$0.050	1.97%	1.9%	$10.51
09/10/2014	10/01/2014	$0.050	1.96%	2.02%	$9.89
06/11/2014	07/01/2014	$0.050	1.86%	1.86%	$10.76
03/12/2014	04/01/2014	$0.030	1.12%	1.07%	$11.25
12/11/2013	01/02/2014	$0.030	1.27%	1.21%	$9.89
09/11/2013	10/01/2013	$0.030	1.26%	1.28%	$9.40
06/12/2013	07/01/2013	$0.030	1.32%	1.23%	$9.74
03/13/2013	04/01/2013	$0.010	0.48%	0.5%	$8.02
12/12/2012	01/02/2013	$0.010	0.59%	0.55%	$7.31
09/12/2012	10/01/2012	$0.010	0.55%	0.56%	$7.13
06/13/2012	07/02/2012	$0.010	0.65%	0.58%	$6.85
03/14/2012	04/02/2012	$0.010	0.65%	0.61%	$6.58
12/14/2011	01/03/2012	$0.010	1.01%	0.92%	$4.35
09/14/2011	10/03/2011	$0.010	1.04%	1.32%	$3.02
06/15/2011	07/01/2011	$0.010	0.65%	0.63%	$6.30
03/16/2011	04/01/2011	$0.010	0.56%	0.55%	$7.29
12/15/2010	01/03/2011	$0.010	0.63%	0.57%	$7.07
09/15/2010	10/01/2010	$0.010	0.57%	0.56%	$7.18
06/15/2010	07/01/2010	$0.010	0.55%	0.63%	$6.39
03/16/2010	04/01/2010	$0.010	0.53%	0.51%	$7.77
12/14/2009	01/04/2010	$0.010	0.72%	0.74%	$5.42
09/15/2009	10/01/2009	$0.010	0.66%	0.67%	$5.97
06/15/2009	07/01/2009	$0.010	0.92%	1.01%	$3.97
03/16/2009	04/01/2009	$0.100	10.39%	9.07%	$4.41
12/15/2008	01/02/2009	$0.100	4.84%	4.65%	$8.61
09/15/2008	10/01/2008	$0.100	3.6%	3.83%	$10.45
06/13/2008	07/01/2008	$0.380	11.45%	13.11%	$11.59
03/14/2008	04/01/2008	$0.380	7.51%	7.09%	$21.45
12/17/2007	01/02/2008	$0.380	6.36%	6.53%	$23.28
09/13/2007	10/01/2007	$0.360	4.67%	4.75%	$30.30
06/14/2007	07/02/2007	$0.360	4.21%	4.25%	$33.89
03/15/2007	04/02/2007	$0.360	4.16%	4.14%	$34.75
12/19/2006	01/02/2007	$0.360	3.88%	3.79%	$38.02
10/30/2006	11/15/2006	$0.350	3.7%	3.81%	$36.72
07/28/2006	08/15/2006	$0.350	3.83%	3.81%	$36.77
04/27/2006	05/15/2006	$0.350	3.88%	3.87%	$36.13
01/30/2006	02/15/2006	$0.350	4.19%	4.05%	$34.56
10/28/2005	11/15/2005	$0.340	4.19%	4.06%	$33.51
07/28/2005	08/15/2005	$0.340	4%	4.08%	$33.36
04/28/2005	05/16/2005	$0.340	4.14%	4.04%	$33.63
01/28/2005	02/15/2005	$0.340	4.28%	4.12%	$32.98
10/28/2004	11/15/2004	$0.333	3.82%	3.73%	$35.72
07/29/2004	08/16/2004	$0.333	4.51%	4.29%	$31.08
06/15/2004	07/01/2004	$0.335	4.45%	4.43%	$30.22
03/16/2004	04/01/2004	$0.334	4.53%	4.47%	$29.87
12/17/2003	01/02/2004	$0.259	3.54%	3.49%	$29.69
09/11/2003	10/01/2003	$0.259	3.69%	3.63%	$28.56
06/11/2003	07/01/2003	$0.243	3.36%	3.5%	$27.76
03/12/2003	04/01/2003	$0.243	3.94%	3.65%	$26.62
12/11/2002	01/02/2003	$0.235	3.47%	3.36%	$27.97
09/11/2002	10/01/2002	$0.235	3.3%	3.4%	$27.62
06/12/2002	07/01/2002	$0.235	3.34%	3.33%	$28.25
03/13/2002	04/01/2002	$0.235	3.4%	3.37%	$27.89
12/12/2001	01/02/2002	$0.227	3.8%	3.74%	$24.28
09/17/2001	10/01/2001	$0.227	4.08%	3.83%	$23.67
06/13/2001	07/02/2001	$0.227	3.71%	3.49%	$26.03
03/14/2001	04/02/2001	$0.227	3.87%	3.88%	$23.39
12/13/2000	01/02/2001	$0.219	4.32%	3.98%	$21.97
09/13/2000	10/02/2000	$0.219	4.35%	4.6%	$19.03
06/14/2000	07/03/2000	$0.219	4.7%	5.14%	$17.01
03/15/2000	04/03/2000	$0.219	5.25%	4.41%	$19.84
12/14/1999	01/03/2000	$0.203	4.08%	4.26%	$19.03
09/13/1999	10/01/1999	$0.203	2.89%	3.34%	$24.27
06/15/1999	07/01/1999	$0.203	2.67%	2.58%	$31.44
03/16/1999	04/01/1999	$0.203	2.63%	2.88%	$28.12
12/15/1998	01/04/1999	$0.186	2.4%	2.26%	$33.01
09/15/1998	10/01/1998	$0.186	2.64%	2.66%	$28.05
06/15/1998	07/01/1998	$0.186	2.38%	2.21%	$33.77
03/18/1998	04/01/1998	$0.186	2.22%	2.21%	$33.77
12/11/1997	01/02/1998	$0.162	1.92%	1.88%	$34.47
09/11/1997	10/01/1997	$0.162	2.24%	2.13%	$30.37
06/12/1997	07/01/1997	$0.162	2.55%	2.49%	$26.07
03/12/1997	04/01/1997	$0.162	2.6%	2.83%	$22.88
12/11/1996	01/02/1997	$0.142	2.68%	2.71%	$20.91
09/11/1996	10/01/1996	$0.142	2.94%	2.85%	$19.90
06/12/1996	07/01/1996	$0.142	2.92%	2.97%	$19.09
03/13/1996	04/01/1996	$0.142	3.12%	3.18%	$17.82
12/13/1995	01/02/1996	$0.134	2.98%	2.96%	$18.07
09/13/1995	10/02/1995	$0.134	3.22%	3.24%	$16.50
06/14/1995	07/03/1995	$0.134	3.54%	3.54%	$15.11
03/13/1995	03/15/1995	$0.134	3.84%	3.84%	$13.92
12/12/1994	12/14/1994	$0.122	4%	3.98%	$12.20
09/12/1994	09/14/1994	$0.122	3.45%	3.42%	$14.19
06/13/1994	06/15/1994	$0.122	3.49%	3.54%	$13.72
03/11/1994	03/16/1994	$0.122	3.84%	3.75%	$12.96
12/13/1993	12/15/1993	$0.105	3.41%	3.42%	$12.30
09/09/1993	09/13/1993	$0.105	3.23%	3.13%	$13.47
06/11/1993	06/16/1993	$0.105	3.25%	3.4%	$12.40
03/09/1993	03/11/1993	$0.105	2.83%	2.78%	$15.14
12/09/1992	12/11/1992	$0.092	2.72%	2.76%	$13.35
09/09/1992	09/11/1992	$0.092	3.17%	3.15%	$11.69
06/09/1992	06/11/1992	$0.092	3.11%	3.11%	$11.83
03/09/1992	03/11/1992	$0.092	3.7%	3.74%	$9.85
12/09/1991	12/11/1991	$0.088	3.31%	3.35%	$10.54
09/09/1991	09/11/1991	$0.088	3.41%	3.49%	$10.12
06/10/1991	06/12/1991	$0.088	3.71%	3.75%	$9.43
03/11/1991	03/13/1991	$0.088	4.17%	4.22%	$8.38
12/10/1990	12/12/1990	$0.085	5.15%	5.18%	$6.54
09/10/1990	10/01/1990	$0.085	5.62%	6.18%	$5.48
06/11/1990	07/02/1990	$0.085	5.26%	5.15%	$6.58
03/09/1990	04/02/1990	$0.085	5.45%	5.84%	$5.80
12/11/1989	01/02/1990	$0.077	4.98%	4.77%	$6.49
09/11/1989	10/02/1989	$0.077	4.42%	4.48%	$6.90
06/12/1989	07/03/1989	$0.077	4.45%	4.94%	$6.26
03/13/1989	04/03/1989	$0.077	5.21%	4.94%	$6.26
12/09/1988	01/02/1989	$0.074	5.12%	5.29%	$5.57
09/12/1988	10/03/1988	$0.074	5%	5.12%	$5.75
06/13/1988	07/01/1988	$0.074	5%	4.85%	$6.07
03/11/1988	04/01/1988	$0.074	5.12%	5.04%	$5.84
12/10/1987	01/04/1988	$0.070	5.53%	5.11%	$5.48
09/10/1987	10/01/1987	$0.070	3.97%	4%	$7.00
06/11/1987	07/01/1987	$0.070	3.78%	3.43%	$8.15
03/12/1987	04/01/1987	$0.070	3.42%	3.53%	$7.92
12/11/1986	01/02/1987	$0.059	2.91%	2.93%	$8.05

Projected Future Returns & Dividends for RF

Based on past 10-year performance, here are RF growth metrics:

Share price CAGR of +10.6%
Dividend CAGR of +16.68%

Using RF CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

	RF (DRIP)	RF - No DRIP
Current Price	$27.41	$27.41
Start Shares	364.83	364.83
Start Value	$10,000	$10,000

After 10 years:
Final Share Count	638.40	364.83
Dividends Payment	$1.40	$1.40
Annual Dividends	$3,582	$2,047
Yield on cost	35.82%	20.47%
Share Price	$75.06	$75.06
Total Dividends	$13,405	$9,649
Final Value	$47,915	$37,031

Estimated Future Value + Dividends - RF

NOTE: Above numbers are our estimate based on RF's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

Get the best Dividend Stock Research Tools:

Get 3 Months Free with Annual Plan

PRO

$171 ($14.25/mo) $102.60/yr ($8.55/mo)

7-day free trial

Unlimited Portfolio Tracker
Portfolio - Lots/Sales/Dividends
Portfolio Auto-DRIP
Buy/Sell Signals Dashboard
Stock Fundamentals
Compare Stocks Side-by-Side
Revenue & EPS Estimates
DCF Valuation Modeling

Try it free for 7 days

Combined 55% Lifetime Discount

Company Info

Regions Financial Corporation (RF) had its IPO on 1980-03-17, and is traded on NYSE stock exchange.

Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.

RF website: https://www.regions.com

Get Full Access to All Reports with DRIPCalc PRO

Get 3 Months Free with Annual Plan

PRO

$171 ($14.25/mo) $102.60/yr ($8.55/mo)

7-day free trial

Unlimited Portfolio Tracker
Portfolio - Lots/Sales/Dividends
Portfolio Auto-DRIP
Buy/Sell Signals Dashboard
Stock Fundamentals
Compare Stocks Side-by-Side
Revenue & EPS Estimates
DCF Valuation Modeling

Try it free for 7 days

Combined 55% Lifetime Discount

DCF Model — RF

Value from:

EPS (TTM)icompany profit per share over the last 12 months

EPS Growth %ihow fast profit per share grows each of the next 5 years — prefilled with what analysts expect

EPS growth after year 5 (forever)ithe slower pace once the fast 5 years are over — only drives years 6-10 of the price path below

Exit multiple (PE in 5 yrs)iwhat buyers pay per $1 of profit in 2031 — prefilled with today’s forward PE

Desired return %/yrithe yearly return you want from buying today — the S&P has done ~14%/yr, ask for more from a single stock

FCF growth %/yr (next 5 yrs)ihow fast free cash flow grows while the company is still expanding fast

Years of fast FCF growthihow many years the fast growth lasts before the business settles down

FCF growth after year 5 (forever)ithe slow, steady pace once the company is mature — usually 2-3%, near inflation. Must stay below your target return

Risk-free rate %iwhat a 10-yr US treasury pays with zero risk — the floor any risky stock must beat

Your target return %/yrithe yearly return you want for taking this risk — rule of thumb: risk-free rate + extra for risk

FCF base ($M, TTM)ilast 12 months of free cash flow, added up from reported quarters

Include dividends in returnidividends hand you part of the return in cash, so the share price needs to climb less

Pay up to today

—

vs current price $27.41

—

Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today

—

grows for the next years

Then mature

—

every future dollar counted back to today

Pile of today-dollars

—

÷ shares

Implied price path

Year	FCF	Implied price

Sensitivity — fair value: growth ↓ × target return →