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Banco Santander, S.A. SAN | NYSE

$13.98 -$0.21 | -1.48%
SIGNAL:Signal available — unlock to view |2026-09-24 |F&G 41 |RSI 43.0

Company Overview:

Market Cap: $208.28B
Trailing PE: 13.2x
FWD PE *: 12x
Payout Ratio (TTM): 0.0%
52-Week Range: $9.62 - $15.05

* Forward PE is based on street estimates.

10 Year SAN Performance Metrics:

Total Return (with DRIP): 340.8% (15.99% CAGR)
Total Return (no DRIP): 256.2% (13.55% CAGR)
Share Price: 217.0% (12.23% CAGR)
Yield on Cost (with DRIP): 9.27%
Total Invested: $10,000
Total Value (with DRIP): $44,083
Total Return $ (with DRIP): $34,083
Dividend Increase: -37.2% (-4.75% CAGR)
Dividend Yield (FWD): 2.10% ($0.29)
SAN 10-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
SAN Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
SAN Price CAGR:1Y: 33.40%2Y: 65.56%5Y: 31.03%10Y: 12.23%
SAN Dividend Charts
SAN - Dividends
SAN Dividend CAGR:1Y: 17.58%2Y: 14.65%5Y: 15.63%10Y: -4.29%
SAN - Dividend Payout Ratio
SAN Dividend Payout Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 2.21%10Y: 0.89%
SAN - Dividend to Free Cash Flow Ratio
SAN Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

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SAN Fundamentals: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

SAN - Revenue
SAN Revenue CAGR:1Y: 28.21%2Y: 12.91%5Y: 4.93%10Y: 3.10%
SAN - Earnings Per Share (EPS)
SAN EPS CAGR:1Y: 26.32%2Y: 9.54%5Y: 16.89%10Y: 8.11%
SAN - Net Income
SAN Net Income CAGR:1Y: 25.01%2Y: 7.27%5Y: 11.46%10Y: 8.24%
SAN - EBITDA
SAN EBITDA CAGR:1Y: 4.13%2Y: -6.45%5Y: -7.98%10Y: -6.38%
SAN - Free Cash Flow
SAN Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SAN - Free Cash Flow / Share
SAN Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SAN - Operating Income
SAN Operating Income CAGR:1Y: 21.93%2Y: -6.59%5Y: -6.16%10Y: -5.81%
SAN - Gross Profit
SAN Gross Profit CAGR:1Y: 38.66%2Y: 5.75%5Y: 1.91%10Y: 1.60%
SAN - Shares Outstanding
SAN Shares Outstanding CAGR:1Y: -7.84%2Y: -4.96%5Y: -4.95%10Y: -0.91%
SAN - Share Buybacks
SAN Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SAN - Stock-Based Comp
SAN Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SAN - Expenses
SAN Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

SAN - REVENUE: Actual + Estimates
SAN Actual Revenue CAGR:1Y: 28.21%2Y: 12.91%5Y: 4.93%10Y: 3.10%
SAN - EPS: Actual + Estimates
SAN Actual EPS CAGR:1Y: 26.32%2Y: 9.54%5Y: 16.89%10Y: 8.11%
SAN - NET INCOME: Actual + Estimates
SAN Actual Net Income CAGR:1Y: 25.01%2Y: 7.27%5Y: 11.46%10Y: 8.24%
SAN - EBITDA: Actual + Estimates
SAN Actual EBITDA CAGR:1Y: 4.13%2Y: -6.45%5Y: -7.98%10Y: -6.38%

Ratios, Profit Margins & Return on Capital:

SAN - Net Profit Margin
SAN Net Profit Margin CAGR:1Y: 0.00%2Y: -7.86%5Y: 4.93%10Y: 4.34%
SAN - Gross Profit Margin
SAN Gross Profit Margin CAGR:1Y: 0.00%2Y: -11.53%5Y: -4.78%10Y: -2.42%
SAN - Price to Earnings
SAN Price to Earnings CAGR:1Y: 0.00%2Y: 47.93%5Y: 13.10%10Y: 4.01%
SAN - Price To Sales Ratio
SAN Price To Sales Ratio CAGR:1Y: 0.00%2Y: 36.40%5Y: 18.70%10Y: 8.55%
SAN - Return on Capital Employed
SAN Return on Capital Employed CAGR:1Y: 0.00%2Y: 51.92%5Y: 10.01%10Y: 0.25%
SAN - Return on Invested Capital
SAN Return on Invested Capital CAGR:1Y: 0.00%2Y: 81.93%5Y: -17.58%10Y: -12.33%

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SAN Dividends Info:

Annual Dividend: $0.147
Forward Yield: 1.05%
Ex-Dividend Date: 2026-05-04
Lifetime Dividends / Share: $14.13

SAN Dividend History: Dates, Payments & Yield list

Below is a schedule of all SAN dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
05/04/202605/06/2026$0.1471.27%1.19%$12.40
10/31/202511/06/2025$0.1322.61%2.57%$10.29
04/30/202505/02/2025$0.1151.65%1.61%$7.14
10/31/202411/04/2024$0.1122.3%2.24%$4.98
04/29/202405/01/2024$0.1032.04%2.14%$4.80
10/31/202311/02/2023$0.0852.35%2.24%$3.80
04/27/202305/01/2023$0.0631.75%1.82%$3.47
10/31/202211/07/2022$0.0562.14%2.09%$2.67
04/28/202205/05/2022$0.0571.96%2.02%$2.82
10/29/202111/05/2021$0.0561.48%1.49%$3.78
10/30/201911/08/2019$0.10910.66%10.58%$4.12
04/29/201905/09/2019$0.0735.85%6.29%$4.65
01/30/201902/08/2019$0.0756.22%6.59%$4.53
10/16/201811/13/2018$0.0393.12%3.19%$4.86
07/30/201808/08/2018$0.0755.38%5.52%$5.43
05/02/201805/10/2018$0.0734.55%4.48%$6.55
01/30/201802/08/2018$0.0723.93%4.29%$6.73
10/16/201711/13/2017$0.0533.25%3.3%$6.42
08/01/201708/14/2017$0.0694.04%4.18%$6.60
04/26/201705/09/2017$0.0593.63%3.53%$6.69
01/25/201702/08/2017$0.0594.09%4.39%$5.33
10/13/201611/14/2016$0.0484.46%4.15%$4.60
07/27/201608/08/2016$0.0615.74%5.82%$4.19
04/28/201605/10/2016$0.0574.42%4.9%$4.65
01/27/201602/08/2016$0.0555.28%5.64%$3.90
10/15/201511/16/2015$0.0574.01%4.3%$5.30
07/29/201508/10/2015$0.0563.13%3.21%$6.92
04/09/201505/11/2015$0.1658.93%8.77%$7.52
01/09/201502/09/2015$0.18010.47%10.59%$6.80
10/15/201411/13/2014$0.1898.84%9.21%$8.21
07/10/201408/11/2014$0.2058.24%8.54%$9.59
04/09/201405/12/2014$0.2078.45%8.26%$10.03
01/10/201402/12/2014$0.2089.11%9.37%$8.88
10/10/201311/13/2013$0.2049.34%9.48%$8.62
07/10/201308/09/2013$0.19612.19%10.32%$7.59
04/09/201305/10/2013$0.19611.55%10.89%$7.20
01/10/201302/08/2013$0.1979.36%9.86%$7.98
10/12/201211/13/2012$0.19510.77%11.1%$7.03
07/10/201208/08/2012$0.14710.12%8.99%$6.54
04/10/201205/09/2012$0.29318%19.5%$6.01
04/27/201105/10/2011$0.31510.36%10.65%$11.83
06/10/199811/30/-0001$0.0321.03%1.03%$12.53
04/01/199811/30/-0001$0.0551.84%1.84%$11.95
01/28/199811/30/-0001$0.0472.17%2.17%$8.67
10/28/199711/30/-0001$0.0493%3%$6.56
07/28/199711/30/-0001$0.0462.73%2.73%$6.69
04/25/199711/30/-0001$0.0573.99%3.99%$5.74
01/28/199711/30/-0001$0.0423.39%3.39%$5.00
10/28/199611/30/-0001$0.0454.16%4.16%$4.29
07/26/199611/30/-0001$0.0454.63%4.63%$3.90
07/28/199811/30/-0001$0.0541.66%1.66%$12.99
08/07/199811/30/-0001$0.0471.44%1.44%$12.93
08/18/199811/30/-0001$0.0480.38%0.38%$12.44
10/26/200011/30/-0001$0.0562.37%2.37%$9.44
08/01/200011/30/-0001$0.0612.41%2.41%$10.13
04/26/200011/30/-0001$0.0592.29%2.29%$10.31
01/26/200011/30/-0001$0.1465.59%5.59%$10.44
10/27/199911/30/-0001$0.0592.37%2.37%$9.94
08/03/199911/30/-0001$0.0572.35%2.35%$9.69
04/07/199911/30/-0001$0.0401.54%1.54%$10.41
01/27/199911/30/-0001$0.0512.19%2.19%$9.31
10/28/199811/30/-0001$0.0600.7%0.7%$8.63
04/25/199611/30/-0001$0.0353.57%3.57%$3.92
01/26/199611/30/-0001$0.0414.21%4.21%$3.88
10/30/199511/30/-0001$0.0424.76%4.76%$3.50
10/26/199211/30/-0001$0.1067.28%7.28%$2.92
04/24/199211/30/-0001$0.0341.86%1.86%$3.70
10/25/199111/30/-0001$0.0753.99%3.99%$3.78
04/24/199111/30/-0001$0.0572.72%2.72%$4.21
10/25/199011/30/-0001$0.0753.75%3.75%$4.00
04/24/199011/30/-0001$0.0663.56%3.56%$3.68
10/25/198911/30/-0001$0.0522.42%2.42%$4.30
04/24/198911/30/-0001$0.0440.97%0.97%$4.58
10/24/198811/30/-0001$0.0190.4%0.4%$4.86
04/26/199311/30/-0001$0.0834.62%4.62%$3.60
07/26/199311/30/-0001$0.0382.13%2.13%$3.52
07/27/199511/30/-0001$0.0434.9%4.9%$3.49
04/24/199511/30/-0001$0.0507.01%7.01%$2.87
01/25/199511/30/-0001$0.0334.54%4.54%$2.94
10/25/199411/30/-0001$0.0334.07%4.07%$3.23
07/25/199411/30/-0001$0.0384.82%4.82%$3.13
06/08/199411/30/-0001$0.35347.96%47.96%$2.94
04/25/199411/30/-0001$0.0611.77%1.77%$3.43
01/26/199411/30/-0001$0.0361.76%1.76%$4.05
10/25/199311/30/-0001$0.0381.78%1.78%$4.32
04/25/198811/30/-0001$0.0380.84%0.84%$4.51
01/11/201211/30/-0001$0.1619.02%9.02%$7.14
12/02/200811/30/-0001$0.1849.25%9.25%$7.96
10/29/200811/30/-0001$0.1858.07%8.07%$9.17
07/29/200811/30/-0001$0.2124.41%4.41%$19.22
04/28/200811/30/-0001$0.4097.75%7.75%$21.10
01/29/200811/30/-0001$0.1814.1%4.1%$17.65
10/29/200711/30/-0001$0.1743.32%3.32%$20.99
07/27/200711/30/-0001$0.1653.59%3.59%$18.37
04/26/200711/30/-0001$0.2635.82%5.82%$18.08
01/29/200711/30/-0001$0.1392.99%2.99%$18.58
01/28/200911/30/-0001$0.1678.06%8.06%$8.29
04/28/200911/30/-0001$0.32815.69%15.69%$8.36
10/12/201111/30/-0001$0.1738.22%8.22%$8.42
07/27/201111/30/-0001$0.1957.68%7.68%$10.15
01/12/201111/30/-0001$0.1595.84%5.84%$10.89
10/12/201011/30/-0001$0.1655.15%5.15%$12.81
07/28/201011/30/-0001$0.1644.94%4.94%$13.27
04/28/201011/30/-0001$0.2999.98%9.97%$11.99
01/27/201011/30/-0001$0.1784.93%4.93%$14.43
10/13/200911/30/-0001$0.1754.39%4.39%$15.94
07/29/200911/30/-0001$0.1885.43%5.43%$13.86
10/27/200611/30/-0001$0.1343.12%3.12%$17.17
07/27/200611/30/-0001$0.1353.68%3.68%$14.68
04/26/200611/30/-0001$0.1644.37%4.37%$15.00
04/28/200311/30/-0001$0.0653.3%3.3%$7.89
01/29/200311/30/-0001$0.0794.91%4.91%$6.43
10/29/200211/30/-0001$0.0744.92%4.92%$6.02
07/29/200211/30/-0001$0.0774.11%4.11%$7.50
04/25/200211/30/-0001$0.0552.46%2.46%$8.95
01/28/200211/30/-0001$0.0663.27%3.27%$8.08
10/26/200111/30/-0001$0.0683.37%3.37%$8.08
07/30/200111/30/-0001$0.0653.06%3.06%$8.50
04/25/200111/30/-0001$0.1466.08%6.08%$9.60
07/29/200311/30/-0001$0.0863.82%3.82%$9.01
10/29/200311/30/-0001$0.0903.89%3.89%$9.25
01/27/200611/30/-0001$0.1103.14%3.14%$14.03
10/27/200511/30/-0001$0.1113.57%3.57%$12.43
07/27/200511/30/-0001$0.1133.71%3.71%$12.18
04/27/200511/30/-0001$0.1113.81%3.81%$11.65
01/27/200511/30/-0001$0.1103.74%3.74%$11.75
10/27/200411/30/-0001$0.1053.86%3.86%$10.87
07/28/200411/30/-0001$0.1024.27%4.27%$9.55
04/28/200411/30/-0001$0.0883.26%3.26%$10.80
01/28/200411/30/-0001$0.0983.34%3.34%$11.75
01/26/200111/30/-0001$0.0612.11%2.11%$11.56

Projected Future Returns & Dividends for SAN

Based on past 10-year performance, here are SAN growth metrics:

Share price CAGR of +12.23%
Dividend CAGR of -4.65%

Using SAN CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

SAN (DRIP)SAN - No DRIP
Current Price$13.98$13.98
Start Shares715.31715.31
Start Value$10,000$10,000
  
After 10 years:
Final Share Count756.53715.31
Dividends Payment$0.09$0.09
Annual Dividends$69$65
Yield on cost0.69%0.65%
Share Price$44.32$44.32
Total Dividends$883$857
Final Value$33,528$32,557

Estimated Future Value + Dividends - SAN

NOTE: Above numbers are our estimate based on SAN's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

Banco Santander, S.A. (SAN) had its IPO on 1987-07-30, and is traded on NYSE stock exchange.

Banco Santander, S.A. operates as a global financial institution, delivering a comprehensive suite of retail and commercial banking products and services. It caters to a diverse clientele, including individual consumers, small and medium-sized enterprises (SMEs), and major corporations across the world. The bank's extensive offerings encompass various deposit options, such as checking, savings, and fixed-term accounts. Its lending solutions span mortgages, consumer finance, syndicated corporate loans, and structured financing. Additionally, Santander provides critical business services like cash management, export and agency finance, trade and working capital solutions, and corporate finance, alongside a range of insurance products. The institution further specializes in cash, asset, and wealth management, as well as private banking services. Its operations also extend to corporate banking, treasury functions, risk hedging, foreign trade services, confirming, custody, and investment banking. These services are facilitated by its expansive network of 9,879 branches. Established in 1856 and based in Madrid, Spain, the company adopted its current name, Banco Santander, S.A., in June 2007, having previously been known as Banco Santander Central Hispano S.A.

SAN website: https://www.santander.com


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Loading signals…

DCF Model — SAN

Value from:
Pay up to today
—
vs current price $13.98
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →