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Associated Banc-Corp ASB | NYSE

$30.53 $0.53 | 1.77%

TREND SIGNAL: Signal available — unlock to view

|2026-09-01

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Company Overview:

Market Cap: $5.69B

Trailing PE: —

FWD PE: —

Payout Ratio (TTM): 34.9%

52-Week Range: $23.87 - $32.46

7.7 Year ASB Performance Metrics:

Total Return (with DRIP): 90.8% (8.75% CAGR)

Total Return (no DRIP): 70.5% (7.17% CAGR)

Share Price: 41.0% (4.56% CAGR)

Yield on Cost (with DRIP): 6.00%

Total Invested: $10,000

Total Value (with DRIP): $19,081

Total Return $ (with DRIP): $9,081

Dividend Increase: 41.2% (4.70% CAGR)

Dividend Yield (FWD): 3.14% ($0.96)

ASB 7.7-yr Total Return ($10K invested)

1M 3M 6M YTD 1Y 3Y 5Y 10Y

ASB Share Price

1M 3M 6M YTD 1Y 3Y 5Y 10Y All

ASB Price CAGR:1Y: 23.01%2Y: 13.86%5Y: 6.50%10Y: 4.54%

ASB Dividend Charts

ASB - Dividends

ASB Dividend CAGR:1Y: 4.35%2Y: 4.45%5Y: 3.71%10Y: 7.18%

ASB - Dividend Payout Ratio

ASB Dividend Payout Ratio CAGR:1Y: 5.78%2Y: 11.80%5Y: 0.72%10Y: -0.29%

ASB - Dividend to Free Cash Flow Ratio

ASB Dividend to FCF Ratio CAGR:1Y: -21.02%2Y: -16.35%5Y: -14.68%10Y: -0.43%

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ASB - Chart 1

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Combined 55% Lifetime Discount

ASB Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

ASB - Revenue

ASB Revenue CAGR:1Y: -26.39%2Y: -13.04%5Y: 12.40%10Y: 5.66%

ASB - Earnings Per Share (EPS)

ASB EPS CAGR:1Y: -3.08%2Y: -7.73%5Y: 1.32%10Y: 6.68%

ASB - Net Income

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ASB Net Income CAGR:1Y: 11.09%2Y: 3.40%5Y: 7.48%10Y: 10.29%

ASB - EBITDA

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ASB EBITDA CAGR:1Y: 9.45%2Y: 19.54%5Y: 9.42%10Y: 9.83%

ASB - Free Cash Flow

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ASB Free Cash Flow CAGR:1Y: 48.78%2Y: 38.19%5Y: 26.89%10Y: 10.44%

ASB - Free Cash Flow / Share

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ASB Free Cash Flow / Share CAGR:1Y: 30.47%2Y: 23.36%5Y: 21.60%10Y: 7.86%

ASB - Operating Income

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ASB Operating Income CAGR:1Y: 13.99%2Y: 24.00%5Y: 7.00%10Y: 8.48%

ASB - Gross Profit

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ASB Gross Profit CAGR:1Y: 24.48%2Y: 20.48%5Y: 11.49%10Y: 5.23%

ASB - Shares Outstanding

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ASB Shares Outstanding CAGR:1Y: 14.16%2Y: 12.04%5Y: 4.36%10Y: 2.42%

ASB - Share Buybacks

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ASB Share Buybacks CAGR:1Y: 594.68%2Y: -22.53%5Y: -63.06%10Y: -7.22%

ASB - Stock-Based Comp

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ASB Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

ASB - Expenses

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ASB Expenses CAGR:1Y: 16.75%2Y: 3.54%5Y: -1.37%10Y: 1.37%

ASB - Revenue vs Net Income

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ASB - EPS vs FCF / Share

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ASB - EPS vs PE Ratio

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ASB - FCF vs FCF / Share

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ASB - FCF vs Stock Based Comp

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ASB - Cash & Debt

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ASB - Revenue by Segment

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ASB Revenue CAGR:1Y: -26.39%2Y: -13.04%5Y: 12.40%10Y: 5.66%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

ASB - REVENUE: Actual + Estimates

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ASB Actual Revenue CAGR:1Y: -26.39%2Y: -13.04%5Y: 12.40%10Y: 5.66%

ASB - EPS: Actual + Estimates

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ASB Actual EPS CAGR:1Y: -3.08%2Y: -7.73%5Y: 1.32%10Y: 6.68%

ASB - NET INCOME: Actual + Estimates

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ASB Actual Net Income CAGR:1Y: 11.09%2Y: 3.40%5Y: 7.48%10Y: 10.29%

ASB - EBITDA: Actual + Estimates

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ASB Actual EBITDA CAGR:1Y: 9.45%2Y: 19.54%5Y: 9.42%10Y: 9.83%

Ratios, Profit Margins & Return on Capital:

ASB - Net Profit Margin

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ASB Net Profit Margin CAGR:1Y: -3.73%2Y: -5.03%5Y: -12.59%10Y: -0.21%

ASB - Gross Profit Margin

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ASB Gross Profit Margin CAGR:1Y: 7.89%2Y: 10.34%5Y: -9.34%10Y: -4.78%

ASB - Price to Earnings

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ASB Price to Earnings CAGR:1Y: 28.13%2Y: 33.41%5Y: 5.87%10Y: -1.32%

ASB - Price To Sales Ratio

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ASB Price To Sales Ratio CAGR:1Y: 24.67%2Y: 25.06%5Y: -7.95%10Y: -1.78%

ASB - Return on Capital Employed

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ASB Return on Capital Employed CAGR:1Y: -85.99%2Y: -53.87%5Y: -1.71%10Y: 1.98%

ASB - Return on Invested Capital

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ASB Return on Invested Capital CAGR:1Y: -78.89%2Y: -57.20%5Y: -30.17%10Y: -9.08%

ASB Dividends Info:

Annual Dividend: $0.96

Forward Yield: 3.14%

Ex-Dividend Date: 2026-09-01

Lifetime Dividends / Share: $22.94

ASB Dividend History: Dates, Payments & Yield list

Below is a schedule of all ASB dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
09/01/2026	09/03/2026	$0.240	3.21%	3.11%	$30.91
06/01/2026	06/03/2026	$0.240	3.53%	3.57%	$26.88
03/02/2026	03/04/2026	$0.240	3.61%	3.64%	$26.35
12/01/2025	12/03/2025	$0.240	3.72%	3.72%	$25.84
09/02/2025	09/04/2025	$0.230	3.49%	3.45%	$26.69
06/02/2025	06/04/2025	$0.230	4%	3.98%	$23.11
03/03/2025	03/05/2025	$0.230	3.8%	3.94%	$23.35
12/02/2024	12/04/2024	$0.230	3.49%	3.52%	$26.11
09/03/2024	09/05/2024	$0.220	3.93%	4.03%	$21.82
05/31/2024	06/17/2024	$0.220	4.11%	4.35%	$20.25
06/03/2024	06/05/2024	$0.220	4.25%	4.27%	$20.63
02/29/2024	03/04/2024	$0.220	4.22%	4.27%	$20.62
11/30/2023	12/04/2023	$0.220	4.96%	4.64%	$18.96
08/31/2023	09/04/2023	$0.210	4.85%	4.76%	$17.66
05/31/2023	06/02/2023	$0.210	5.67%	5.23%	$16.06
02/28/2023	03/02/2023	$0.210	3.63%	3.71%	$22.63
11/30/2022	12/15/2022	$0.210	3.41%	3.8%	$22.10
08/31/2022	09/15/2022	$0.200	3.99%	3.79%	$21.12
05/31/2022	06/15/2022	$0.200	3.86%	4.2%	$19.06
02/28/2022	03/15/2022	$0.200	3.28%	3.46%	$23.12
11/30/2021	12/15/2021	$0.200	3.65%	3.54%	$22.60
08/31/2021	09/15/2021	$0.200	3.88%	3.86%	$20.73
05/28/2021	06/15/2021	$0.180	3.13%	3.25%	$22.17
02/26/2021	03/15/2021	$0.180	3.57%	3.14%	$22.92
11/30/2020	12/15/2020	$0.180	4.7%	4.29%	$16.79
08/31/2020	09/15/2020	$0.180	5.36%	5.43%	$13.27
05/29/2020	06/15/2020	$0.180	5.14%	4.91%	$14.65
02/28/2020	03/16/2020	$0.180	4.25%	5.75%	$12.52
11/29/2019	12/16/2019	$0.180	3.36%	3.22%	$22.39
08/30/2019	09/16/2019	$0.170	3.53%	3.29%	$20.66
05/31/2019	06/17/2019	$0.170	3.43%	3.3%	$20.58
02/28/2019	03/15/2019	$0.170	2.92%	2.93%	$23.18
11/30/2018	12/17/2018	$0.170	0%	3.14%	$21.65
08/31/2018	09/17/2018	$0.150	0%	2.77%	$21.65
05/31/2018	06/15/2018	$0.150	0%	2.77%	$21.65
02/28/2018	03/15/2018	$0.150	0%	2.77%	$21.65
11/30/2017	12/15/2017	$0.140	0%	2.59%	$21.65
08/30/2017	09/15/2017	$0.120	0%	2.22%	$21.65
05/30/2017	06/15/2017	$0.120	0%	2.22%	$21.65
02/27/2017	03/15/2017	$0.120	0%	2.22%	$21.65
11/29/2016	12/15/2016	$0.120	0%	2.22%	$21.65
08/30/2016	09/15/2016	$0.110	0%	2.03%	$21.65
05/27/2016	06/15/2016	$0.110	0%	2.03%	$21.65
02/26/2016	03/15/2016	$0.110	0%	2.03%	$21.65
11/27/2015	12/15/2015	$0.110	0%	2.03%	$21.65
08/28/2015	09/15/2015	$0.100	0%	1.85%	$21.65
05/28/2015	06/15/2015	$0.100	0%	1.85%	$21.65
02/26/2015	03/16/2015	$0.100	0%	1.85%	$21.65
11/26/2014	12/15/2014	$0.100	0%	1.85%	$21.65
08/28/2014	09/15/2014	$0.090	0%	1.66%	$21.65
05/29/2014	06/16/2014	$0.090	0%	1.66%	$21.65
02/27/2014	03/17/2014	$0.090	0%	1.66%	$21.65
11/27/2013	12/16/2013	$0.090	0%	1.66%	$21.65
08/29/2013	09/16/2013	$0.080	0%	1.48%	$21.65
05/30/2013	06/17/2013	$0.080	0%	1.48%	$21.65
02/27/2013	03/15/2013	$0.080	0%	1.48%	$21.65
11/29/2012	12/17/2012	$0.080	0%	1.48%	$21.65
08/30/2012	09/17/2012	$0.050	0%	0.92%	$21.65
05/30/2012	06/15/2012	$0.050	0%	0.92%	$21.65
02/28/2012	03/15/2012	$0.050	0%	0.92%	$21.65
11/03/2011	11/16/2011	$0.010	0%	0.18%	$21.65
08/04/2011	08/17/2011	$0.010	0%	0.18%	$21.65
05/04/2011	05/16/2011	$0.010	0%	0.18%	$21.65
02/03/2011	02/16/2011	$0.010	0%	0.18%	$21.65
11/04/2010	11/17/2010	$0.010	0%	0.18%	$21.65
08/05/2010	08/17/2010	$0.010	0%	0.18%	$21.65
05/05/2010	05/17/2010	$0.010	0%	0.18%	$21.65
02/04/2010	02/17/2010	$0.010	0%	0.18%	$21.65
11/04/2009	11/16/2009	$0.050	0%	0.92%	$21.65
08/04/2009	08/17/2009	$0.050	0%	0.92%	$21.65
05/05/2009	05/15/2009	$0.050	0%	0.92%	$21.65
02/04/2009	02/17/2009	$0.320	0%	5.91%	$21.65
11/05/2008	11/17/2008	$0.320	0%	5.91%	$21.65
08/05/2008	08/15/2008	$0.320	0%	5.91%	$21.65
05/05/2008	05/15/2008	$0.320	0%	5.91%	$21.65
02/05/2008	02/15/2008	$0.310	0%	5.73%	$21.65
11/02/2007	11/15/2007	$0.310	0%	5.73%	$21.65
08/03/2007	08/15/2007	$0.310	0%	5.73%	$21.65
05/03/2007	05/15/2007	$0.310	0%	5.73%	$21.65
02/02/2007	02/15/2007	$0.290	0%	5.36%	$21.65
11/02/2006	11/15/2006	$0.290	0%	5.36%	$21.65
08/04/2006	08/15/2006	$0.290	0%	5.36%	$21.65
05/04/2006	05/15/2006	$0.290	0%	5.36%	$21.65
02/02/2006	02/15/2006	$0.270	0%	4.99%	$21.65
11/03/2005	11/15/2005	$0.270	0%	4.99%	$21.65
08/04/2005	08/15/2005	$0.270	0%	4.99%	$21.65
05/05/2005	05/16/2005	$0.270	0%	4.99%	$21.65
02/03/2005	02/15/2005	$0.250	0%	4.62%	$21.65
11/04/2004	11/15/2004	$0.250	0%	4.62%	$21.65
08/04/2004	08/16/2004	$0.250	0%	4.62%	$21.65
05/14/2004	05/21/2004	$0.250	0%	4.62%	$21.65
01/30/2004	02/16/2004	$0.227	0%	4.19%	$21.65
10/30/2003	11/17/2003	$0.227	0%	4.19%	$21.65
07/30/2003	08/15/2003	$0.227	0%	4.19%	$21.65
04/29/2003	05/15/2003	$0.227	0%	4.19%	$21.65
01/30/2003	02/13/2003	$0.207	0%	3.82%	$21.65
10/30/2002	11/15/2002	$0.207	0%	3.82%	$21.65
07/30/2002	08/15/2002	$0.207	0%	3.82%	$21.65
05/01/2002	05/15/2002	$0.207	0%	3.82%	$21.65
01/30/2002	02/15/2002	$0.188	0%	3.47%	$21.65
10/30/2001	11/15/2001	$0.188	0%	3.47%	$21.65
07/30/2001	08/15/2001	$0.188	0%	3.47%	$21.65
04/27/2001	05/15/2001	$0.188	0%	3.47%	$21.65
01/30/2001	02/15/2001	$0.176	0%	3.25%	$21.65
10/30/2000	11/15/2000	$0.176	0%	3.25%	$21.65
07/28/2000	08/15/2000	$0.176	0%	3.25%	$21.65
04/27/2000	05/15/2000	$0.160	0%	2.95%	$21.65
01/28/2000	02/15/2000	$0.160	0%	2.95%	$21.65
10/29/1999	11/15/1999	$0.160	0%	2.95%	$21.65
07/29/1999	08/16/1999	$0.160	0%	2.95%	$21.65
04/30/1999	05/17/1999	$0.160	0%	2.95%	$21.65
02/03/1999	02/15/1999	$0.160	0%	2.95%	$21.65
11/04/1998	11/16/1998	$0.160	0%	2.95%	$21.65
07/31/1998	08/14/1998	$0.160	0%	2.95%	$21.65
05/01/1998	05/15/1998	$0.128	0%	2.36%	$21.65
02/04/1998	02/17/1998	$0.128	0%	2.36%	$21.65
10/31/1997	11/14/1997	$0.128	0%	2.36%	$21.65
08/01/1997	08/15/1997	$0.128	0%	2.36%	$21.65
05/02/1997	05/15/1997	$0.128	0%	2.36%	$21.65
01/31/1997	02/14/1997	$0.107	0%	1.97%	$21.65
10/31/1996	11/15/1996	$0.107	0%	1.97%	$21.65
08/01/1996	08/15/1996	$0.107	0%	1.97%	$21.65
05/02/1996	05/16/1996	$0.107	0%	1.97%	$21.65
02/01/1996	02/15/1996	$0.099	0%	1.83%	$21.65
11/02/1995	11/15/1995	$0.099	0%	1.83%	$21.65
08/03/1995	08/15/1995	$0.099	0%	1.83%	$21.65
05/02/1995	05/15/1995	$0.079	0%	1.47%	$21.65
01/31/1995	02/15/1995	$0.079	0%	1.47%	$21.65
11/01/1994	11/03/1994	$0.079	0%	1.47%	$21.65
08/02/1994	08/15/1994	$0.079	0%	1.47%	$21.65
05/02/1994	05/13/1994	$0.079	0%	1.47%	$21.65
02/01/1994	02/03/1994	$0.073	0%	1.36%	$21.65
11/02/1993	11/15/1993	$0.073	0%	1.36%	$21.65
04/30/1993	05/14/1993	$0.067	0%	1.23%	$21.65
02/02/1993	02/15/1993	$0.067	0%	1.23%	$21.65
10/28/1992	11/13/1992	$0.059	0%	1.09%	$21.65
07/29/1992	08/14/1992	$0.059	0%	1.09%	$21.65
04/29/1992	05/15/1992	$0.053	0%	0.99%	$21.65
01/29/1992	02/14/1992	$0.053	0%	0.99%	$21.65
10/31/1991	11/15/1991	$0.053	0%	0.99%	$21.65
07/31/1991	08/15/1991	$0.053	0%	0.99%	$21.65
05/01/1991	05/03/1991	$0.053	0%	0.99%	$21.65
01/30/1991	02/15/1991	$0.048	0%	0.89%	$21.65
11/01/1990	11/15/1990	$0.048	0%	0.89%	$21.65
07/31/1990	08/15/1990	$0.048	0%	0.89%	$21.65
05/01/1990	05/15/1990	$0.044	0%	0.81%	$21.65
01/30/1990	02/15/1990	$0.044	0%	0.81%	$21.65
10/30/1989	11/15/1989	$0.044	0%	0.81%	$21.65
08/01/1989	08/15/1989	$0.039	0%	0.72%	$21.65
04/28/1989	05/15/1989	$0.039	0%	0.72%	$21.65
01/31/1989	02/15/1989	$0.034	0%	0.63%	$21.65
11/01/1988	11/15/1988	$0.034	0%	0.63%	$21.65
08/02/1988	08/15/1988	$0.034	0%	0.63%	$21.65
05/03/1988	05/05/1988	$0.034	0%	0.63%	$21.65
02/02/1988	02/16/1988	$0.029	0%	0.54%	$21.65
11/02/1987	11/13/1987	$0.029	0%	0.54%	$21.65
08/03/1987	08/14/1987	$0.029	0%	0.54%	$21.65
05/04/1987	05/15/1987	$0.026	0%	0.49%	$21.65
02/02/1987	02/13/1987	$0.026	0%	0.49%	$21.65
11/17/1986	11/19/1986	$0.026	0%	0.49%	$21.65
08/06/1986	08/08/1986	$0.026	0%	0.49%	$21.65
05/02/1986	05/07/1986	$0.026	0%	0.49%	$21.65
02/06/1986	02/10/1986	$0.024	0%	0.45%	$21.65

Projected Future Returns & Dividends for ASB

Based on past 7.7-year performance, here are ASB growth metrics:

Share price CAGR of +4.56%
Dividend CAGR of +8.14%

Using ASB CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

	ASB (DRIP)	ASB - No DRIP
Current Price	$30.53	$30.53
Start Shares	327.55	327.55
Start Value	$10,000	$10,000

After 10 years:
Final Share Count	472.24	327.55
Dividends Payment	$0.53	$0.53
Annual Dividends	$992	$688
Yield on cost	9.92%	6.88%
Share Price	$47.71	$47.71
Total Dividends	$5,585	$4,586
Final Value	$22,529	$20,213

Estimated Future Value + Dividends - ASB

NOTE: Above numbers are our estimate based on ASB's Dividend and Price CAGR over past 7.7 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Combined 55% Lifetime Discount

Company Info

Associated Banc-Corp (ASB) had its IPO on 1980-03-17, and is traded on NYSE stock exchange.

Associated Banc-Corp, a bank holding company, provides various banking and nonbanking products and services to individuals and businesses in Wisconsin, Illinois, Missouri, and Minnesota. It offers lending solutions, including commercial loans and lines of credit, commercial real estate financing, construction loans, letters of credit, leasing, asset-based lending and equipment finance, loan syndications products, residential mortgages, home equity loans and lines of credit, personal and installment loans, auto finance and business loans, and business lines of credit. The company also provides deposit and cash management solutions, such as commercial checking and interest-bearing deposit products, cash vault and night depository services, liquidity solutions, payables and receivables solutions, and information services; specialized financial services comprising interest rate risk management and foreign exchange solutions; fiduciary services consisting of administration of pension, profit-sharing and other employee benefit plans, fiduciary and corporate agency services, and institutional asset management services; and investable funds solutions, including savings, money market deposit accounts, IRA accounts, CDs, fixed and variable annuities, full-service, discount, and online investment brokerage; investment advisory services; and trust and investment management accounts. In addition, it offers deposit and transactional solutions, including checking, credit and debit cards, online banking and bill pay, and money transfer services. The company operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio, and Texas. Associated Banc-Corp was founded in 1861 and is headquartered in Green Bay, Wisconsin.

ASB website: https://www.associatedbank.com

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DCF Model — ASB

Value from:

EPS (TTM)icompany profit per share over the last 12 months

EPS Growth %ihow fast profit per share grows each of the next 5 years — prefilled with what analysts expect

EPS growth after year 5 (forever)ithe slower pace once the fast 5 years are over — only drives years 6-10 of the price path below

Exit multiple (PE in 5 yrs)iwhat buyers pay per $1 of profit in 2031 — prefilled with today’s forward PE

Desired return %/yrithe yearly return you want from buying today — the S&P has done ~14%/yr, ask for more from a single stock

FCF growth %/yr (next 5 yrs)ihow fast free cash flow grows while the company is still expanding fast

Years of fast FCF growthihow many years the fast growth lasts before the business settles down

FCF growth after year 5 (forever)ithe slow, steady pace once the company is mature — usually 2-3%, near inflation. Must stay below your target return

Risk-free rate %iwhat a 10-yr US treasury pays with zero risk — the floor any risky stock must beat

Your target return %/yrithe yearly return you want for taking this risk — rule of thumb: risk-free rate + extra for risk

FCF base ($M, TTM)ilast 12 months of free cash flow, added up from reported quarters

Include dividends in returnidividends hand you part of the return in cash, so the share price needs to climb less

Pay up to today

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vs current price $30.53

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Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today

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grows for the next years

Then mature

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every future dollar counted back to today

Pile of today-dollars

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÷ shares

Implied price path

Year	FCF	Implied price

Sensitivity — fair value: growth ↓ × target return →