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China Construction Bank Corporation CICHY | OTC

$24.85 $0.24 | 0.98%
SIGNAL:Signal available — unlock to view |2026-09-30 |F&G 63 |RSI 58.8

Company Overview:

Market Cap: $325.04B
Trailing PE: 1x
FWD PE: —
Payout Ratio (TTM): 33.5%
52-Week Range: $18.21 - $25.44

10 Year CICHY Performance Metrics:

Total Return (with DRIP): 211.9% (12.05% CAGR)
Total Return (no DRIP): 130.9% (8.73% CAGR)
Share Price: 65.7% (5.18% CAGR)
Yield on Cost (with DRIP): 7.53%
Total Invested: $10,000
Total Value (with DRIP): $31,193
Total Return $ (with DRIP): $21,193
Dividend Increase: -37.5% (-5.08% CAGR)
Dividend Yield (FWD): 2.41% ($0.60)
CICHY 10-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
CICHY Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
CICHY Price CAGR:1Y: 29.63%2Y: 29.45%5Y: 11.78%10Y: 5.18%
CICHY Dividend Charts
CICHY - Dividends
CICHY Dividend CAGR:1Y: 14.30%2Y: 2.96%5Y: -8.30%10Y: -4.25%
CICHY - Dividend Payout Ratio
CICHY Dividend Payout Ratio CAGR:1Y: -8.17%2Y: 226.80%5Y: 107.58%10Y: 36.26%
CICHY - Dividend to Free Cash Flow Ratio
CICHY Dividend to FCF Ratio CAGR:1Y: 29.19%2Y: 100.63%5Y: 80.24%10Y: 34.19%

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CICHY Fundamentals: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

CICHY - Revenue
CICHY Revenue CAGR:1Y: 81.77%2Y: 31.11%5Y: 9.78%10Y: 6.28%
CICHY - Earnings Per Share (EPS)
CICHY EPS CAGR:1Y: 33.33%2Y: 334.25%5Y: 0.00%10Y: 2.03%
CICHY - Net Income
CICHY Net Income CAGR:1Y: 3.53%2Y: -0.30%5Y: 0.75%10Y: 2.42%
CICHY - EBITDA
CICHY EBITDA CAGR:1Y: 13.42%2Y: 1.87%5Y: -12.64%10Y: -3.88%
CICHY - Free Cash Flow
CICHY Free Cash Flow CAGR:1Y: -17.61%2Y: 71.83%5Y: 18.69%10Y: 5.18%
CICHY - Free Cash Flow / Share
CICHY Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CICHY - Operating Income
CICHY Operating Income CAGR:1Y: -29.97%2Y: -1.49%5Y: -13.81%10Y: 1.26%
CICHY - Gross Profit
CICHY Gross Profit CAGR:1Y: 11.02%2Y: 2.47%5Y: -0.53%10Y: 1.17%
CICHY - Shares Outstanding
CICHY Shares Outstanding CAGR:1Y: -22.35%2Y: -77.13%5Y: 0.90%10Y: 0.45%
CICHY - Share Buybacks
CICHY Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CICHY - Stock-Based Comp
CICHY Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CICHY - Expenses
CICHY Expenses CAGR:1Y: -5.19%2Y: -44.77%5Y: 4.61%10Y: -0.36%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

CICHY - REVENUE: Actual + Estimates
CICHY Actual Revenue CAGR:1Y: 81.77%2Y: 31.11%5Y: 9.78%10Y: 6.28%
CICHY - EPS: Actual + Estimates
CICHY Actual EPS CAGR:1Y: 33.33%2Y: 334.25%5Y: 0.00%10Y: 2.03%
CICHY - NET INCOME: Actual + Estimates
CICHY Actual Net Income CAGR:1Y: 3.53%2Y: -0.30%5Y: 0.75%10Y: 2.42%
CICHY - EBITDA: Actual + Estimates
CICHY Actual EBITDA CAGR:1Y: 13.42%2Y: 1.87%5Y: -12.64%10Y: -3.88%

Ratios, Profit Margins & Return on Capital:

CICHY - Net Profit Margin
CICHY Net Profit Margin CAGR:1Y: -59.05%2Y: -24.29%5Y: -8.39%10Y: -3.72%
CICHY - Gross Profit Margin
CICHY Gross Profit Margin CAGR:1Y: -56.28%2Y: -33.88%5Y: -15.25%10Y: -7.94%
CICHY - Price to Earnings
CICHY Price to Earnings CAGR:1Y: 9.29%2Y: 21.22%5Y: 11.96%10Y: 6.83%
CICHY - Price To Sales Ratio
CICHY Price To Sales Ratio CAGR:1Y: -55.24%2Y: -8.21%5Y: 2.58%10Y: 2.87%
CICHY - Return on Capital Employed
CICHY Return on Capital Employed CAGR:1Y: -85.16%2Y: -24.81%5Y: -29.01%10Y: -7.27%
CICHY - Return on Invested Capital
CICHY Return on Invested Capital CAGR:1Y: 0.00%2Y: 0.00%5Y: -47.24%10Y: -24.47%

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CICHY Dividends Info:

Annual Dividend: $0.6
Forward Yield: 2.41%
Ex-Dividend Date: 2026-07-02
Lifetime Dividends / Share: $15.74

CICHY Dividend History: Dates, Payments & Yield list

Below is a schedule of all CICHY dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
07/02/202607/06/2026$0.6003%3%$20.00
12/04/202502/10/2026$0.5252.58%2.52%$20.80
05/02/202505/05/2025$0.5663.43%3.43%$16.50
01/03/202501/06/2025$0.4182.7%2.7%$15.47
07/05/202407/08/2024$0.9236.73%6.75%$13.67
07/06/202307/10/2023$0.9268.23%8.29%$11.16
06/29/202208/12/2022$1.0808.13%8.55%$12.63
07/06/202108/20/2021$1.0206.93%7.04%$14.49
07/01/202008/14/2020$0.9035.91%6.06%$14.89
07/01/201908/13/2019$0.9065.48%6.25%$14.49
07/06/201808/21/2018$0.9265.29%5.26%$17.61
06/20/201708/04/2017$0.8075.14%4.79%$16.86
06/20/201608/08/2016$0.8466.8%6.1%$13.88
06/19/201508/10/2015$0.9895.33%5.99%$16.51
06/30/201408/25/2014$0.9766.91%6.43%$15.19
06/11/201307/29/2013$0.8595.81%5.83%$14.74
06/12/201207/30/2012$0.7475.73%5.73%$13.04
06/14/201108/01/2011$0.6513.74%4.09%$15.93
12/08/201012/15/2010$0.4822.64%2.64%$18.24
06/29/201007/06/2010$0.5933.69%3.69%$16.08

Projected Future Returns & Dividends for CICHY

Based on past 10-year performance, here are CICHY growth metrics:

Share price CAGR of +5.18%
Dividend CAGR of -3.41%

Using CICHY CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

CICHY (DRIP)CICHY - No DRIP
Current Price$24.85$24.85
Start Shares402.41402.41
Start Value$10,000$10,000
  
After 10 years:
Final Share Count476.06402.41
Dividends Payment$0.42$0.42
Annual Dividends$202$171
Yield on cost2.02%1.71%
Share Price$41.17$41.17
Total Dividends$2,257$2,076
Final Value$19,598$18,643

Estimated Future Value + Dividends - CICHY

NOTE: Above numbers are our estimate based on CICHY's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

China Construction Bank Corporation (CICHY) had its IPO on 2009-12-29, and is traded on OTC stock exchange.

China Construction Bank Corporation (CCB) operates as a leading financial institution, offering a broad spectrum of banking and related services to both individual and corporate clients within the People's Republic of China and across international markets. Its operations are organized into distinct divisions: Corporate Banking, Personal Banking, Treasury Business, and other specialized services. CCB's extensive product offerings include diverse deposit accounts, such as Renminbi (RMB), foreign currency, all-in-one solutions, and various corporate deposits like term, notification, demand, and agreement-based accounts. The bank also provides a wide range of loan products, from personal financing options like housing, car, and business loans, to corporate credit facilities for small and medium-sized enterprises (SMEs), traditional credit, commercial drafts, buyer credit, and RMB credit lines. Beyond core banking, the corporation offers credit cards, investment opportunities in physical gold and personal gold accounts, and comprehensive foreign exchange services. It facilitates various securities-related activities, including certificate treasury and savings bonds, securities deposit accounts, security services, bank-securities transfers, and book-entry treasury bond over-the-counter transactions, alongside a suite of wealth management products. Furthermore, CCB delivers numerous ancillary services, such as payment collection, payroll administration, third-party payment processing, insurance agency, and remittance services. It also handles international settlements and financing, provides services to financial institutions, manages securities and fund settlements, offers guarantee-based services, consulting, advisory, and factoring, and provides fund custody solutions, complemented by its e-banking platform. The bank also caters to institutional clients, supporting government agencies, social security initiatives, and fostering cooperation with other banks, securities firms, and insurance companies, as well as non-banking financial institutions. Established in 1954 and headquartered in Beijing, China Construction Bank Corporation commands an impressive network of 14,741 banking branches.

CICHY website: https://www.ccb.com


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DCF Model — CICHY

Value from:
Pay up to today
—
vs current price $24.85
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →