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CNO Financial Group, Inc. CNO | NYSE

$55.17 $0.79 | 1.45%
TREND SIGNAL:Signal available — unlock to view |2026-10-21

Next Earnings: Oct 29, 2026

Company Overview:

Market Cap: $5.13B
Trailing PE: 19x
FWD PE *: 11.6x
Payout Ratio (TTM): 23.7%
52-Week Range: $38.99 - $57.59

* Forward PE is based on street estimates.

7.7 Year CNO Performance Metrics:

Total Return (with DRIP): 266.7% (18.38% CAGR)
Total Return (no DRIP): 232.3% (16.88% CAGR)
Share Price: 208.6% (15.76% CAGR)
Yield on Cost (with DRIP): 4.79%
Total Invested: $10,000
Total Value (with DRIP): $36,668
Total Return $ (with DRIP): $26,668
Dividend Increase: 63.6% (6.78% CAGR)
Dividend Yield (FWD): 1.31% ($0.72)
CNO 7.7-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
CNO Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
CNO Price CAGR:1Y: 38.37%2Y: 26.13%5Y: 17.98%10Y: 15.66%
CNO Dividend Charts
CNO - Dividends
CNO Dividend CAGR:1Y: 5.88%2Y: 6.07%5Y: 6.72%10Y: 8.45%
CNO - Dividend Payout Ratio
CNO Dividend Payout Ratio CAGR:1Y: -27.08%2Y: -5.30%5Y: -9.77%10Y: -5.71%
CNO - Dividend to Free Cash Flow Ratio
CNO Dividend to FCF Ratio CAGR:1Y: -7.09%2Y: -17.08%5Y: -1.70%10Y: 3.87%
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CNO - Chart 1
CNO - Chart 2
CNO - Chart 3

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CNO Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

CNO - Revenue
CNO Revenue CAGR:1Y: 11.61%2Y: 9.78%5Y: 3.67%10Y: 2.43%
CNO - Earnings Per Share (EPS)
CNO EPS CAGR:1Y: 49.44%2Y: 12.01%5Y: 18.06%10Y: 14.96%
CNO - Net Income
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CNO Net Income CAGR:1Y: 37.15%2Y: 4.05%5Y: 10.05%10Y: 7.71%
CNO - EBITDA
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CNO EBITDA CAGR:1Y: -15.98%2Y: -13.34%5Y: 3.95%10Y: 2.27%
CNO - Free Cash Flow
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CNO Free Cash Flow CAGR:1Y: 7.63%2Y: 18.83%5Y: 1.01%10Y: -2.22%
CNO - Free Cash Flow / Share
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CNO Free Cash Flow / Share CAGR:1Y: 16.35%2Y: 27.76%5Y: 8.14%10Y: 4.33%
CNO - Operating Income
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CNO Operating Income CAGR:1Y: 35.34%2Y: 2.98%5Y: 3.49%10Y: 3.16%
CNO - Gross Profit
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CNO Gross Profit CAGR:1Y: 24.50%2Y: -27.66%5Y: -7.54%10Y: -3.61%
CNO - Shares Outstanding
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CNO Shares Outstanding CAGR:1Y: -7.88%2Y: -6.78%5Y: -6.63%10Y: -6.21%
CNO - Share Buybacks
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CNO Share Buybacks CAGR:1Y: -39.28%2Y: 0.92%5Y: -6.41%10Y: 1.59%
CNO - Stock-Based Comp
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CNO Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CNO - Expenses
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CNO Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CNO - Revenue vs Net Income
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CNO - EPS vs FCF / Share
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CNO - EPS vs PE Ratio
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CNO - FCF vs FCF / Share
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CNO - FCF vs Stock Based Comp
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CNO - Cash & Debt
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CNO - Revenue by Segment
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CNO Revenue CAGR:1Y: 11.61%2Y: 9.78%5Y: 3.67%10Y: 2.43%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

CNO - REVENUE: Actual + Estimates
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CNO Actual Revenue CAGR:1Y: 11.61%2Y: 9.78%5Y: 3.67%10Y: 2.43%
CNO - EPS: Actual + Estimates
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CNO Actual EPS CAGR:1Y: 49.44%2Y: 12.01%5Y: 18.06%10Y: 14.96%
CNO - NET INCOME: Actual + Estimates
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CNO Actual Net Income CAGR:1Y: 37.15%2Y: 4.05%5Y: 10.05%10Y: 7.71%
CNO - EBITDA: Actual + Estimates
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CNO Actual EBITDA CAGR:1Y: -15.98%2Y: -13.34%5Y: 3.95%10Y: 2.27%

Ratios, Profit Margins & Return on Capital:

CNO - Net Profit Margin
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CNO Net Profit Margin CAGR:1Y: 22.96%2Y: -5.22%5Y: 6.15%10Y: 5.17%
CNO - Gross Profit Margin
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CNO Gross Profit Margin CAGR:1Y: 11.56%2Y: -0.34%5Y: -10.81%10Y: -5.90%
CNO - Price to Earnings
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CNO Price to Earnings CAGR:1Y: -10.93%2Y: 21.27%5Y: -0.98%10Y: -3.14%
CNO - Price To Sales Ratio
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CNO Price To Sales Ratio CAGR:1Y: 9.52%2Y: 14.90%5Y: 5.09%10Y: 1.85%
CNO - Return on Capital Employed
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CNO Return on Capital Employed CAGR:1Y: 32.71%2Y: 16.47%5Y: 16.22%10Y: -5.10%
CNO - Return on Invested Capital
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CNO Return on Invested Capital CAGR:1Y: 34.48%2Y: 17.68%5Y: -10.72%10Y: -4.18%

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CNO Dividends Info:

Annual Dividend: $0.72
Forward Yield: 1.31%
Ex-Dividend Date: 2026-09-10
Lifetime Dividends / Share: $6.11

CNO Dividend History: Dates, Payments & Yield list

Below is a schedule of all CNO dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
09/10/202609/14/2026$0.1801.31%1.3%$55.53
06/10/202606/12/2026$0.1801.45%1.43%$50.36
03/10/202603/12/2026$0.1701.67%1.71%$39.77
12/10/202512/12/2025$0.1701.67%1.65%$41.24
09/10/202509/12/2025$0.1701.73%1.73%$39.25
06/10/202506/12/2025$0.1701.79%1.81%$37.66
03/10/202503/12/2025$0.1601.66%1.64%$39.10
12/10/202412/12/2024$0.1601.69%1.68%$38.10
09/10/202409/12/2024$0.1601.97%1.96%$32.65
06/10/202406/12/2024$0.1602.35%2.35%$27.28
03/07/202403/11/2024$0.1502.25%2.24%$26.83
12/07/202312/11/2023$0.1502.28%2.24%$26.74
09/07/202309/11/2023$0.1502.59%2.59%$23.19
06/08/202306/12/2023$0.1502.56%2.55%$23.55
03/09/202303/13/2023$0.1402.37%2.63%$21.30
12/08/202212/23/2022$0.1402.47%2.45%$22.86
09/08/202209/23/2022$0.1403.01%3.11%$18.00
06/09/202206/24/2022$0.1402.86%3.04%$18.42
03/09/202203/24/2022$0.1302.22%2.06%$25.24
12/09/202112/24/2021$0.1302.19%2.16%$24.08
09/09/202109/24/2021$0.1302.24%2.23%$23.30
06/09/202106/24/2021$0.1302.06%2.2%$23.62
03/09/202103/24/2021$0.1201.9%2.02%$23.82
12/09/202012/24/2020$0.1202.05%2.1%$22.82
09/09/202009/24/2020$0.1202.87%3.1%$15.49
06/09/202006/24/2020$0.1202.87%3.22%$14.90
03/09/202003/24/2020$0.1103.12%3.9%$11.29
12/09/201912/24/2019$0.1102.48%2.39%$18.44
09/09/201909/24/2019$0.1102.9%2.72%$16.15
06/07/201906/24/2019$0.1102.72%2.7%$16.28
03/08/201903/25/2019$0.1002.44%2.52%$15.90
12/07/201812/24/2018$0.1000%2.24%$17.88
09/07/201809/24/2018$0.1000%2.24%$17.88
06/08/201806/25/2018$0.1000%2.24%$17.88
03/08/201803/23/2018$0.0900%2.01%$17.88
12/08/201712/26/2017$0.0900%2.01%$17.88
09/08/201709/25/2017$0.0900%2.01%$17.88
06/07/201706/23/2017$0.0900%2.01%$17.88
03/08/201703/24/2017$0.0800%1.79%$17.88
12/07/201612/23/2016$0.0800%1.79%$17.88
09/07/201609/23/2016$0.0800%1.79%$17.88
06/08/201606/24/2016$0.0800%1.79%$17.88
03/08/201603/24/2016$0.0700%1.57%$17.88
12/08/201512/24/2015$0.0700%1.57%$17.88
09/08/201509/24/2015$0.0700%1.57%$17.88
06/08/201506/24/2015$0.0700%1.57%$17.88
03/06/201503/24/2015$0.0600%1.34%$17.88
12/08/201412/24/2014$0.0600%1.34%$17.88
09/08/201409/24/2014$0.0600%1.34%$17.88
06/06/201406/24/2014$0.0600%1.34%$17.88
03/12/201403/24/2014$0.0600%1.34%$17.88
12/06/201312/24/2013$0.0300%0.67%$17.88
09/06/201309/24/2013$0.0300%0.67%$17.88
06/06/201306/24/2013$0.0300%0.67%$17.88
03/07/201303/25/2013$0.0200%0.45%$17.88
12/06/201212/24/2012$0.0200%0.45%$17.88
09/06/201209/24/2012$0.0200%0.45%$17.88
06/07/201206/25/2012$0.0200%0.45%$17.88

Projected Future Returns & Dividends for CNO

Based on past 7.7-year performance, here are CNO growth metrics:

Share price CAGR of +15.76%
Dividend CAGR of +8.47%

Using CNO CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

CNO (DRIP)CNO - No DRIP
Current Price$55.17$55.17
Start Shares181.26181.26
Start Value$10,000$10,000
  
After 10 years:
Final Share Count200.12181.26
Dividends Payment$0.41$0.41
Annual Dividends$325$294
Yield on cost3.25%2.94%
Share Price$238.34$238.34
Total Dividends$2,054$1,933
Final Value$47,696$45,135

Estimated Future Value + Dividends - CNO

NOTE: Above numbers are our estimate based on CNO's Dividend and Price CAGR over past 7.7 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

CNO Financial Group, Inc. (CNO) had its IPO on 2003-09-10, and is traded on NYSE stock exchange.

Headquartered in Carmel, Indiana, and established in 1979, CNO Financial Group, Inc. operates across the United States, developing, marketing, and administering a broad spectrum of insurance and annuity products primarily for middle-income and senior individuals. The company's health insurance offerings span Medicare supplement plans, various supplemental health coverage (such as specified disease, accident, and hospital indemnity products), long-term care policies, and Medicare Advantage plans. CNO also underwrites a full suite of life insurance products, encompassing universal life, interest-sensitive options, and traditional policies like whole life, graded benefit life, term life, and single premium whole life. For wealth accumulation and retirement income, CNO provides an array of annuities, including fixed index, fixed interest (single and flexible premium deferred), and single premium immediate annuities, often catering to retirees and older self-employed individuals within the middle-income demographic. CNO employs a multi-channel approach to reach its diverse clientele. Individual customers can access products directly through phone, online platforms, mail, or face-to-face interactions. Additionally, the firm cultivates relationships with businesses, associations, and other membership groups, facilitating worksite and group sales by engaging with potential clients at their workplaces. These offerings are distributed through a robust network of agents, independent producers, and direct marketing efforts, promoted under the well-recognized brand names of Bankers Life, Washington National, and Colonial Penn.

CNO website: https://www.cnoinc.com


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DCF Model — CNO

Value from:
Pay up to today
—
vs current price $55.17
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →