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Home Loan Financial Corporation HLFN | OTC

$46.00 $0.00 | 0.00%
TREND SIGNAL:Signal available — unlock to view |2026-11-03

Company Overview:

Market Cap: $64.71M
Trailing PE: 7.2x
FWD PE: —
Payout Ratio (TTM): 0.0%
52-Week Range: $33.12 - $64.99

10 Year HLFN Performance Metrics:

Total Return (with DRIP): 230.4% (12.69% CAGR)
Total Return (no DRIP): 165.9% (10.27% CAGR)
Share Price: 91.6% (6.72% CAGR)
Yield on Cost (with DRIP): 8.04%
Total Invested: $10,000
Total Value (with DRIP): $33,036
Total Return $ (with DRIP): $23,036
Dividend Increase: 12.0% (1.14% CAGR)
Dividend Yield (FWD): 2.43% ($1.12)
HLFN 10-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
HLFN Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
HLFN Price CAGR:1Y: 36.82%2Y: 22.41%5Y: 6.87%10Y: 6.72%
HLFN Dividend Charts
HLFN - Dividends
HLFN Dividend CAGR:1Y: 1.82%2Y: 0.90%5Y: 0.73%10Y: 1.14%
HLFN - Dividend Payout Ratio
HLFN Dividend Payout Ratio CAGR:1Y: -5.21%2Y: -1.85%5Y: 0.00%10Y: 0.00%
HLFN - Dividend to Free Cash Flow Ratio
HLFN Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Build Custom Charts
HLFN - Chart 1
HLFN - Chart 2
HLFN - Chart 3

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HLFN Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

HLFN - Revenue
HLFN Revenue CAGR:1Y: 5.14%2Y: -9.11%5Y: 10.53%10Y: 8.09%
HLFN - Earnings Per Share (EPS)
HLFN EPS CAGR:1Y: 13.77%2Y: 13.91%5Y: 17.20%10Y: 11.47%
HLFN - Net Income
HLFN Net Income CAGR:1Y: 13.75%2Y: 14.07%5Y: 17.30%10Y: 11.46%
HLFN - EBITDA
HLFN EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
HLFN - Free Cash Flow
HLFN Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
HLFN - Free Cash Flow / Share
HLFN Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
HLFN - Operating Income
HLFN Operating Income CAGR:1Y: 107.36%2Y: 54.01%5Y: 32.26%10Y: 16.25%
HLFN - Gross Profit
HLFN Gross Profit CAGR:1Y: 5.14%2Y: -9.11%5Y: 10.53%10Y: 8.09%
HLFN - Shares Outstanding
HLFN Shares Outstanding CAGR:1Y: -0.02%2Y: 0.14%5Y: 0.10%10Y: -0.01%
HLFN - Share Buybacks
HLFN Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
HLFN - Stock-Based Comp
HLFN Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
HLFN - Expenses
HLFN Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

HLFN - REVENUE: Actual + Estimates
HLFN Actual Revenue CAGR:1Y: 5.14%2Y: -9.11%5Y: 10.53%10Y: 8.09%
HLFN - EPS: Actual + Estimates
HLFN Actual EPS CAGR:1Y: 13.77%2Y: 13.91%5Y: 17.20%10Y: 11.47%
HLFN - NET INCOME: Actual + Estimates
HLFN Actual Net Income CAGR:1Y: 13.75%2Y: 14.07%5Y: 17.30%10Y: 11.46%
HLFN - EBITDA: Actual + Estimates
HLFN Actual EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Ratios, Profit Margins & Return on Capital:

HLFN - Net Profit Margin
HLFN Net Profit Margin CAGR:1Y: 50.40%2Y: 25.50%5Y: 6.12%10Y: 3.12%
HLFN - Gross Profit Margin
HLFN Gross Profit Margin CAGR:1Y: 39.04%2Y: 0.00%5Y: 0.00%10Y: 0.00%
HLFN - Price to Earnings
HLFN Price to Earnings CAGR:1Y: 23.32%2Y: 9.88%5Y: -8.32%10Y: -4.06%
HLFN - Price To Sales Ratio
HLFN Price To Sales Ratio CAGR:1Y: 85.51%2Y: 37.90%5Y: -2.71%10Y: -1.06%
HLFN - Return on Capital Employed
HLFN Return on Capital Employed CAGR:1Y: -58.63%2Y: 43.79%5Y: 21.86%10Y: 8.78%
HLFN - Return on Invested Capital
HLFN Return on Invested Capital CAGR:1Y: -58.72%2Y: 44.58%5Y: -17.70%10Y: -4.32%

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HLFN Dividends Info:

Annual Dividend: $1.12
Forward Yield: 2.43%
Ex-Dividend Date: 2026-10-30
Lifetime Dividends / Share: $36.74

HLFN Dividend History: Dates, Payments & Yield list

Below is a schedule of all HLFN dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
10/30/202611/02/2026$0.2802.41%2.43%$46.00
07/31/202608/03/2026$1.37512.36%12.36%$44.50
04/24/202604/27/2026$0.2752.66%2.59%$42.50
01/30/202602/02/2026$0.2752.75%2.75%$40.00
10/31/202511/03/2025$0.2753.27%3.27%$33.62
07/25/202507/28/2025$1.27515.01%15.01%$33.97
04/25/202504/28/2025$0.2753.51%3.44%$32.00
01/31/202502/03/2025$0.2753.19%3.19%$34.45
10/25/202410/28/2024$0.2753.59%3.59%$30.63
07/26/202407/29/2024$0.83011.07%11.07%$30.00
04/25/202404/29/2024$0.2703.84%3.79%$28.50
01/25/202401/29/2024$0.2703.86%3.86%$28.00
10/26/202310/30/2023$0.2703.84%3.84%$28.11
07/27/202307/31/2023$0.83010.54%11.65%$28.50
04/27/202305/01/2023$0.2703.56%3.56%$30.30
01/26/202301/30/2023$0.2703.5%3.6%$30.00
10/27/202211/11/2022$0.2703.45%3.45%$31.30
07/28/202208/12/2022$1.10013.13%13.13%$33.50
04/28/202205/13/2022$0.2703.27%3.22%$33.50
01/27/202202/11/2022$0.2703.4%3.27%$33.00
10/28/202111/12/2021$0.2703.27%3.27%$33.00
07/29/202108/13/2021$1.00010.81%11.43%$35.00
04/29/202105/14/2021$0.2703.38%3.33%$32.45
01/28/202102/12/2021$0.2703.54%3.54%$30.50
10/29/202011/13/2020$0.2703.47%3.52%$30.70
07/30/202008/14/2020$0.87012%11.62%$29.95
04/23/202005/08/2020$0.2704.01%3.6%$30.00
01/30/202002/14/2020$0.2703.02%2.98%$36.30
10/24/201911/08/2019$0.2703.02%3.02%$35.75
07/25/201908/09/2019$0.8709.94%9.79%$35.55
04/25/201905/10/2019$0.2703.18%3.16%$34.20
01/24/201902/08/2019$0.2703.57%3.57%$30.25
10/25/201811/09/2018$0.2703.72%2.18%$49.50
07/26/201808/10/2018$0.7509.68%9.84%$30.50
04/26/201805/11/2018$0.2503.51%3.55%$28.20
01/25/201802/09/2018$0.2503.77%3.88%$25.75
10/26/201711/10/2017$0.2503.74%3.68%$27.20
07/26/201708/11/2017$0.6509.47%9.54%$27.25
04/26/201705/12/2017$0.2503.58%3.61%$27.73
01/25/201702/10/2017$0.2503.64%3.7%$27.00
10/26/201611/11/2016$0.2504.16%4.16%$24.01
07/27/201608/12/2016$0.65010.1%10.24%$25.40
04/27/201605/13/2016$0.2504.17%3.96%$25.25
01/27/201602/12/2016$0.2504.55%4.71%$21.25
10/28/201511/13/2015$0.2203.67%3.81%$23.10
07/29/201508/14/2015$0.62011.55%11.15%$22.25
04/22/201505/08/2015$0.2204.09%4.19%$21.00
01/28/201502/13/2015$0.2204.4%4.4%$20.00
10/29/201411/14/2014$0.2204.4%4.51%$19.50
07/23/201408/08/2014$0.57012.66%12.88%$17.70
04/23/201405/09/2014$0.2104.72%4.94%$17.00
01/29/201402/14/2014$0.2104.8%4.8%$17.50
10/23/201311/08/2013$0.2104.8%5%$16.80
07/25/201308/09/2013$0.48010.97%11.23%$17.10
04/24/201305/10/2013$0.2104.42%4.42%$19.00
01/23/201302/08/2013$0.2106.09%5.96%$14.10
10/24/201211/09/2012$0.2006.15%5.95%$13.45
07/25/201208/10/2012$0.40012.45%12.45%$12.85
04/25/201205/11/2012$0.2006.35%6.27%$12.75
01/25/201202/10/2012$0.2006.15%6.15%$13.00
10/26/201111/11/2011$0.2006.04%6.04%$13.25
07/27/201108/12/2011$0.3009.16%9.41%$12.75
04/27/201105/13/2011$0.2005.93%5.71%$14.00
01/26/201102/11/2011$0.2005.33%6.39%$12.51
10/27/201011/12/2010$0.2005.39%5.39%$14.85
07/28/201008/13/2010$0.2757.33%7.33%$15.00
04/28/201005/14/2010$0.2005.78%5.78%$13.85
01/27/201002/12/2010$0.2005.99%5.95%$13.45
10/28/200911/13/2009$0.2005.93%6.04%$13.25
07/29/200908/14/2009$0.2507.94%7.69%$13.00
04/22/200904/29/2009$0.2006.67%6.67%$12.00
01/28/200902/04/2009$0.2007.62%7.62%$10.50
10/29/200811/05/2008$0.2007.44%7.44%$10.75
07/23/200807/30/2008$0.2005.82%5.82%$13.74
04/23/200804/30/2008$0.2006.04%6.04%$13.25
01/23/200801/30/2008$0.2006.25%6.25%$12.80
10/24/200710/31/2007$0.2005.79%5.79%$13.81
07/25/200708/01/2007$0.2005.33%5.33%$15.00
04/25/200705/02/2007$0.2005.33%5.33%$15.00
01/24/200701/31/2007$0.2004.92%4.92%$16.25
10/25/200611/01/2006$0.2005.42%5.42%$14.75
07/26/200608/02/2006$0.2005.26%5.26%$15.20
04/26/200605/03/2006$0.2005.3%5.3%$15.10
01/25/200602/01/2006$0.2005.25%5.25%$15.25
10/26/200511/02/2005$0.2005.42%5.42%$14.75
07/27/200508/03/2005$0.1984.1%4.1%$19.30
04/27/200505/04/2005$0.1984.49%4.49%$17.62
01/26/200502/02/2005$0.1983.88%3.88%$20.41
10/27/200411/03/2004$0.1954.02%4.02%$19.39
07/28/200408/04/2004$0.3036.25%6.25%$19.40
04/28/200405/05/2004$0.1903.84%3.84%$19.81
01/28/200402/04/2004$0.1854.04%4.04%$18.30
10/29/200311/05/2003$0.1804.18%4.18%$17.22
07/23/200307/30/2003$0.2756.78%6.78%$16.23
04/23/200304/30/2003$0.1654.43%4.43%$14.90
01/29/200302/05/2003$0.1604.41%4.41%$14.50
10/23/200210/30/2002$0.1504.6%4.6%$13.03
07/24/200207/31/2002$0.1354.2%4.2%$12.85
04/24/200205/01/2002$0.1204.04%4.04%$11.88
01/23/200201/30/2002$0.1204.51%4.51%$10.65
10/24/200110/31/2001$0.1154.34%4.34%$10.60
07/25/200108/01/2001$0.1154.49%4.49%$10.25
04/25/200105/02/2001$0.1054.88%4.88%$8.60
01/24/200101/31/2001$0.1055.05%5.05%$8.31
10/25/200011/01/2000$0.1005.71%5.71%$7.00
07/26/200008/02/2000$0.1006.27%6.27%$6.38
04/26/200005/03/2000$0.0804.83%4.83%$6.62
01/26/200002/02/2000$0.0804.13%4.13%$7.75
10/27/199911/03/1999$0.0652.93%2.93%$8.88
07/28/199908/04/1999$0.0652.89%2.89%$9.00
05/17/199905/24/1999$4.000132.01%132.01%$12.12
04/28/199905/05/1999$0.0601.59%1.59%$15.12
01/27/199902/03/1999$0.0601.85%1.85%$13.00
10/28/199811/04/1998$0.0501.65%1.65%$12.12
07/27/199808/03/1998$0.0501.32%1.32%$15.18

Projected Future Returns & Dividends for HLFN

Based on past 10-year performance, here are HLFN growth metrics:

Share price CAGR of +6.72%
Dividend CAGR of +1.14%

Using HLFN CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

HLFN (DRIP)HLFN - No DRIP
Current Price$46.00$46.00
Start Shares217.39217.39
Start Value$10,000$10,000
  
After 10 years:
Final Share Count263.68217.39
Dividends Payment$0.31$0.31
Annual Dividends$331$273
Yield on cost3.31%2.73%
Share Price$88.13$88.13
Total Dividends$2,850$2,564
Final Value$23,238$21,723

Estimated Future Value + Dividends - HLFN

NOTE: Above numbers are our estimate based on HLFN's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

Home Loan Financial Corporation (HLFN) had its IPO on 1998-03-26, and is traded on OTC stock exchange.

Home Loan Financial Corporation, which operates as a unitary thrift holding company, delivers a diverse range of banking and financial services across the United States. Its fundamental deposit offerings encompass checking, savings, and certificate of deposit accounts. Regarding its credit portfolio, the institution provides residential and non-residential mortgages, financing for residential construction and land acquisition, commercial loans, and various consumer credit products. These consumer credit options extend to home improvement loans, education loans, vehicle loans, unsecured personal loans, and credit cards, alongside loans secured by savings accounts. The corporation also deals in life insurance, annuities, long-term care insurance, and investment products. Its financial services are accessible through its main office in Coshocton, Ohio, and several branch locations in Coshocton, Mount Vernon, and West Lafayette, Ohio. Home Loan Financial Corporation was established in 1997 and maintains its principal place of business in Coshocton, Ohio.

HLFN website: https://www.homeloanfinancialcorp.com


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Loading signals…

DCF Model — HLFN

Value from:
Pay up to today
—
vs current price $46.00
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →