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Inter & Co, Inc. INTR | NASDAQ

$7.77 $0.09 | 1.17%
TREND SIGNAL:Signal available — unlock to view |2026-10-06

Company Overview:

Market Cap: $3.41B
Trailing PE: 2.2x
FWD PE *: 1.8x
Payout Ratio (TTM): 22.9%
52-Week Range: $4.97 - $10.36

* Forward PE is based on street estimates.

4.3 Year INTR Performance Metrics:

Total Return (with DRIP): 131.1% (21.51% CAGR)
Total Return (no DRIP): 129.7% (21.33% CAGR)
Share Price: 123.3% (20.54% CAGR)
Yield on Cost (with DRIP): 13.45%
Total Invested: $10,000
Total Value (with DRIP): $23,108
Total Return $ (with DRIP): $13,108
Dividend Increase: 0.0% (0.00% CAGR)
Dividend Yield (FWD): 5.82% ($0.45)
INTR 4.3-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
INTR Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
INTR Price CAGR:1Y: -10.89%2Y: 11.23%5Y: 20.52%10Y: 20.52%
INTR Dividend Charts
INTR - Dividends
INTR Dividend CAGR:1Y: 104.83%2Y: 104.83%5Y: 104.83%10Y: 104.83%
INTR - Dividend Payout Ratio
INTR Dividend Payout Ratio CAGR:1Y: 4,289.45%2Y: 34.62%5Y: -14.22%10Y: 0.26%
INTR - Dividend to Free Cash Flow Ratio
INTR Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

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INTR Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

INTR - Revenue
INTR Revenue CAGR:1Y: -23.08%2Y: 8.21%5Y: 37.56%10Y: 58.16%
INTR - Earnings Per Share (EPS)
INTR EPS CAGR:1Y: 32.39%2Y: 41.42%5Y: 0.00%10Y: 43.55%
INTR - Net Income
INTR Net Income CAGR:1Y: 41.43%2Y: 46.92%5Y: 115.23%10Y: 55.55%
INTR - EBITDA
INTR EBITDA CAGR:1Y: 13.53%2Y: 22.06%5Y: 0.00%10Y: 0.00%
INTR - Free Cash Flow
INTR Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
INTR - Free Cash Flow / Share
INTR Free Cash Flow / Share CAGR:1Y: -36.13%2Y: 0.00%5Y: 0.00%10Y: 0.00%
INTR - Operating Income
INTR Operating Income CAGR:1Y: 36.21%2Y: 32.49%5Y: 49.46%10Y: 53.96%
INTR - Gross Profit
INTR Gross Profit CAGR:1Y: 30.18%2Y: 32.86%5Y: 28.38%10Y: 52.79%
INTR - Shares Outstanding
INTR Shares Outstanding CAGR:1Y: 0.93%2Y: 1.41%5Y: 1.39%10Y: 7.75%
INTR - Share Buybacks
INTR Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
INTR - Stock-Based Comp
INTR Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
INTR - Expenses
INTR Expenses CAGR:1Y: -89.10%2Y: 38.59%5Y: 3.38%10Y: 42.08%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

INTR - REVENUE: Actual + Estimates
INTR Actual Revenue CAGR:1Y: -23.08%2Y: 8.21%5Y: 37.56%10Y: 58.16%
INTR - EPS: Actual + Estimates
INTR Actual EPS CAGR:1Y: 32.39%2Y: 41.42%5Y: 0.00%10Y: 43.55%
INTR - NET INCOME: Actual + Estimates
INTR Actual Net Income CAGR:1Y: 41.43%2Y: 46.92%5Y: 115.23%10Y: 55.55%
INTR - EBITDA: Actual + Estimates
INTR Actual EBITDA CAGR:1Y: 13.53%2Y: 22.06%5Y: 0.00%10Y: 0.00%

Ratios, Profit Margins & Return on Capital:

INTR - Net Profit Margin
INTR Net Profit Margin CAGR:1Y: 2.17%2Y: 1.25%5Y: 39.18%10Y: -7.25%
INTR - Gross Profit Margin
INTR Gross Profit Margin CAGR:1Y: -2.68%2Y: -6.89%5Y: -16.45%10Y: -8.59%
INTR - Price to Earnings
INTR Price to Earnings CAGR:1Y: -48.89%2Y: -36.93%5Y: -47.51%10Y: -21.02%
INTR - Price To Sales Ratio
INTR Price To Sales Ratio CAGR:1Y: -47.79%2Y: -36.02%5Y: -26.91%10Y: -26.72%
INTR - Return on Capital Employed
INTR Return on Capital Employed CAGR:1Y: -54.02%2Y: -30.55%5Y: 25.72%10Y: 5.62%
INTR - Return on Invested Capital
INTR Return on Invested Capital CAGR:1Y: -63.58%2Y: 12.12%5Y: 0.00%10Y: -13.35%

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INTR Dividends Info:

Annual Dividend: $0.4524
Forward Yield: 5.82%
Ex-Dividend Date: 2026-02-20
Lifetime Dividends / Share: $0.22

INTR Dividend History: Dates, Payments & Yield list

Below is a schedule of all INTR dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
02/20/202603/05/2026$0.1134.89%5.49%$8.24
02/14/202502/26/2025$0.0805.85%6.05%$5.29
04/15/202404/23/2024$0.0302.35%2.29%$5.23

Projected Future Returns & Dividends for INTR

Based on past 4.3-year performance, here are INTR growth metrics:

Share price CAGR of +20.54%
Dividend CAGR of +103.75%

Using INTR CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

INTR (DRIP)INTR - No DRIP
Current Price$7.77$7.77
Start Shares1,287.001,287.00
Start Value$10,000$10,000
  
After 10 years:
Final Share Count1,820.551,287.00
Dividends Payment$0.11$0.11
Annual Dividends$824$582
Yield on cost8.24%5.82%
Share Price$7.77$7.77
Total Dividends$4,146$3,493
Final Value$14,146$13,493

Estimated Future Value + Dividends - INTR

NOTE: Above numbers are our estimate based on INTR's Dividend and Price CAGR over past 4.3 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

Inter & Co, Inc. (INTR) had its IPO on 2022-06-23, and is traded on NASDAQ stock exchange.

Inter & Co, Inc., a Brazilian enterprise established in 1994 and headquartered in Belo Horizonte, conducts a broad array of operations through its subsidiary companies. Its diverse business model encompasses banking, investment services, insurance intermediation, e-commerce, asset administration, and various support services. The company's Banking division delivers a full suite of financial products, including current accounts, payment cards, deposit options, credit and lending facilities, alongside other related financial solutions. Within its Securities segment, Inter & Co handles the acquisition, divestment, and safekeeping of financial instruments. It also provides portfolio management services and is responsible for establishing, organizing, and managing investment funds. The Insurance Brokerage arm offers an extensive selection of insurance policies, covering areas such as life, property, automobiles, financial protection, lost or stolen credit cards, dental care, warranties, travel, and credit protection. Its Marketplace unit manages a digital platform where customers can access and purchase a variety of goods and services. The Asset Management segment is dedicated to the oversight and administration of investment portfolios and other client assets. Lastly, the Services division focuses on activities like gathering and managing personal data, developing and licensing software solutions (both bespoke and off-the-shelf), and offering technical assistance, maintenance, and other information technology services.

INTR website: https://inter.co


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DCF Model — INTR

Value from:
Pay up to today
—
vs current price $7.77
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →