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Jefferson Capital, Inc. Common Stock JCAP | NASDAQ

$20.70 -$0.04 | -0.19%
TREND SIGNAL:Signal available — unlock to view |2026-10-20
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Company Overview:

Market Cap: $1.19B
Trailing PE: 8.4x
FWD PE *: 7x
Payout Ratio (TTM): 39.1%
52-Week Range: $15.50 - $24.44

* Forward PE is based on street estimates.

1.3 Year JCAP Performance Metrics:

Total Return (with DRIP): 17.4% (13.11% CAGR)
Total Return (no DRIP): 16.8% (12.71% CAGR)
Share Price: 11.7% (8.85% CAGR)
Yield on Cost (with DRIP): 5.44%
Total Invested: $10,000
Total Value (with DRIP): $11,737
Total Return $ (with DRIP): $1,737
Dividend Increase: 0.0% (0.00% CAGR)
Dividend Yield (FWD): 4.64% ($0.96)
JCAP 1.3-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
JCAP Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
JCAP Price CAGR:1Y: 13.18%2Y: 8.69%5Y: 8.69%10Y: 8.69%
JCAP Dividend Charts
JCAP - Dividends
JCAP Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
JCAP - Dividend Payout Ratio
JCAP Dividend Payout Ratio CAGR:1Y: 107.93%2Y: 0.00%5Y: -15.38%10Y: 0.00%
JCAP - Dividend to Free Cash Flow Ratio
JCAP Dividend to FCF Ratio CAGR:1Y: 231.05%2Y: 0.00%5Y: 0.00%10Y: 0.00%

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JCAP Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

JCAP - Revenue
JCAP Revenue CAGR:1Y: 16.26%2Y: 30.78%5Y: 114.28%10Y: 0.00%
JCAP - Earnings Per Share (EPS)
JCAP EPS CAGR:1Y: -96.00%2Y: 10.37%5Y: 24.95%10Y: 0.00%
JCAP - Net Income
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JCAP Net Income CAGR:1Y: -13.34%2Y: 13.30%5Y: 67.58%10Y: 0.00%
JCAP - EBITDA
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JCAP EBITDA CAGR:1Y: 55.11%2Y: 58.84%5Y: 91.48%10Y: 0.00%
JCAP - Free Cash Flow
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JCAP Free Cash Flow CAGR:1Y: -45.57%2Y: -5.24%5Y: 0.00%10Y: 0.00%
JCAP - Free Cash Flow / Share
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JCAP Free Cash Flow / Share CAGR:1Y: -97.49%2Y: -2.95%5Y: 0.00%10Y: 0.00%
JCAP - Operating Income
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JCAP Operating Income CAGR:1Y: 22.21%2Y: 0.00%5Y: 136.19%10Y: 0.00%
JCAP - Gross Profit
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JCAP Gross Profit CAGR:1Y: -7.17%2Y: 23.60%5Y: 96.25%10Y: 0.00%
JCAP - Shares Outstanding
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JCAP Shares Outstanding CAGR:1Y: 1,852.83%2Y: -2.39%5Y: 31.17%10Y: 0.00%
JCAP - Share Buybacks
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JCAP Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
JCAP - Stock-Based Comp
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JCAP Stock-Based Comp CAGR:1Y: -0.50%2Y: 0.00%5Y: 98.26%10Y: 0.00%
JCAP - Expenses
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JCAP Expenses CAGR:1Y: 20.68%2Y: 76.22%5Y: -58.09%10Y: 0.00%
JCAP - Revenue vs Net Income
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JCAP - EPS vs FCF / Share
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JCAP - EPS vs PE Ratio
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JCAP - FCF vs FCF / Share
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JCAP - FCF vs Stock Based Comp
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JCAP - Cash & Debt
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JCAP - Revenue by Segment
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JCAP Revenue CAGR:1Y: 16.26%2Y: 30.78%5Y: 114.28%10Y: 0.00%
JCAP - Revenue by Region
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JCAP Revenue CAGR:1Y: 16.26%2Y: 30.78%5Y: 114.28%10Y: 0.00%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

JCAP - REVENUE: Actual + Estimates
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JCAP Actual Revenue CAGR:1Y: 16.26%2Y: 30.78%5Y: 114.28%10Y: 0.00%
JCAP - EPS: Actual + Estimates
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JCAP Actual EPS CAGR:1Y: -96.00%2Y: 10.37%5Y: 24.95%10Y: 0.00%
JCAP - NET INCOME: Actual + Estimates
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JCAP Actual Net Income CAGR:1Y: -13.34%2Y: 13.30%5Y: 67.58%10Y: 0.00%
JCAP - EBITDA: Actual + Estimates
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JCAP Actual EBITDA CAGR:1Y: 55.11%2Y: 58.84%5Y: 91.48%10Y: 0.00%

Ratios, Profit Margins & Return on Capital:

JCAP - Net Profit Margin
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JCAP Net Profit Margin CAGR:1Y: -25.45%2Y: -13.36%5Y: -21.80%10Y: 0.00%
JCAP - Gross Profit Margin
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JCAP Gross Profit Margin CAGR:1Y: 61.76%2Y: 26.49%5Y: 2.91%10Y: 0.00%
JCAP - Price to Earnings
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JCAP Price to Earnings CAGR:1Y: 2,831.17%2Y: -7.15%5Y: -19.18%10Y: 0.00%
JCAP - Price To Sales Ratio
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JCAP Price To Sales Ratio CAGR:1Y: 1,868.91%2Y: -23.49%5Y: -38.01%10Y: 0.00%
JCAP - Return on Capital Employed
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JCAP Return on Capital Employed CAGR:1Y: -10.89%2Y: 0.00%5Y: 69.10%10Y: 0.00%
JCAP - Return on Invested Capital
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JCAP Return on Invested Capital CAGR:1Y: 1,467.26%2Y: 0.00%5Y: 184.75%10Y: 0.00%

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JCAP Dividends Info:

Annual Dividend: $0.96
Forward Yield: 4.64%
Ex-Dividend Date: 2026-08-24
Lifetime Dividends / Share: $1.20

JCAP Dividend History: Dates, Payments & Yield list

Below is a schedule of all JCAP dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
08/24/202608/26/2026$0.2404.34%4.52%$21.22
05/26/202605/28/2026$0.2405.55%5.6%$17.15
03/24/202603/26/2026$0.2404.97%5.02%$19.14
11/25/202511/27/2025$0.2404.55%4.59%$20.91
08/25/202508/27/2025$0.2404.93%4.96%$19.37

Projected Future Returns & Dividends for JCAP

Based on past 1.3-year performance, here are JCAP growth metrics:

Share price CAGR of +8.85%
Dividend CAGR of +0%

Using JCAP CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

JCAP (DRIP)JCAP - No DRIP
Current Price$20.70$20.70
Start Shares483.09483.09
Start Value$10,000$10,000
  
After 10 years:
Final Share Count554.76483.09
Dividends Payment$0.24$0.24
Annual Dividends$533$464
Yield on cost5.33%4.64%
Share Price$20.70$20.70
Total Dividends$1,484$1,391
Final Value$11,484$11,391

Estimated Future Value + Dividends - JCAP

NOTE: Above numbers are our estimate based on JCAP's Dividend and Price CAGR over past 1.3 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

Jefferson Capital, Inc. Common Stock (JCAP) had its IPO on 2025-06-25, and is traded on NASDAQ stock exchange.

Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.

JCAP website: https://www.jcap.com

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DCF Model — JCAP

Value from:
Pay up to today
—
vs current price $20.70
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →