NEW Our free Dividend Tracker is live — see what your stocks pay you
Add your stocks and see every dividend they pay you — dates, amounts, and reinvested shares.
Start Free »

NU | NYSE

$16.03 -$0.09 | -0.56%
TREND SIGNAL:Signal available — unlock to view |2026-10-07

Company Overview:

Market Cap: $77.87B
Trailing PE: 21.7x
FWD PE *: 16.2x
Payout Ratio (TTM): —
52-Week Range: $11.20 - $18.98

* Forward PE is based on street estimates.

4.8 Year NU Performance Metrics:

Total Return (with DRIP): 55.2% (9.59% CAGR)
Total Return (no DRIP): 55.2% (9.59% CAGR)
Share Price: 55.2% (9.59% CAGR)
Yield on Cost (with DRIP): —
Total Invested: $10,000
Total Value (with DRIP): $15,518
Total Return $ (with DRIP): $5,518
NU Total Return
1M 3M 6M YTD 1Y 3Y 5Y 10Y
NU Price Chart
1M 3M 6M YTD 1Y 3Y 5Y 10Y All

Unlock All Reports & Research Dividend Stocks like a BOSS!

Get 3 Months Free with Annual Plan
PRO
$171 ($14.25/mo) $102.60/yr ($8.55/mo)
7-day free trial
  • Unlimited Portfolio Tracker
  • Portfolio - Lots/Sales/Dividends
  • Portfolio Auto-DRIP
  • Buy/Sell Signals Dashboard
  • Stock Fundamentals
  • Compare Stocks Side-by-Side
  • Revenue & EPS Estimates
  • DCF Valuation Modeling
Try it free for 7 days
Combined 55% Lifetime Discount
Most Popular
PREMIUM
$288 ($24/mo) $172.80/yr ($14.40/mo)
7-day free trial
  • Everything in Pro
  • YieldMax PNL Tracker
  • YieldMax NAV Erosion Alerts
  • YM ETFs Trend Signals
  • 9/21 EMA Trend Signals
  • Stocks Dashboard
Try it free for 7 days
Combined 55% Lifetime Discount
ULTRA
$576 ($48/mo) $345.60/yr ($28.80/mo)
7-day free trial
  • Everything in Premium
  • 15min & 1hr Intraday Signals
  • Group & weekly ETF estimates
  • YouTuber Mode
  • Trades summary + CSV export
  • Priority data & support
Try it free for 7 days
Combined 55% Lifetime Discount

NU Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

NU - Revenue
NU Revenue CAGR:1Y: 119.95%2Y: 41.68%5Y: 80.24%10Y: 0.00%
NU - Earnings Per Share (EPS)
NU EPS CAGR:1Y: 69.23%2Y: 48.47%5Y: 0.00%10Y: 0.00%
NU - Net Income
🔓 See the full chart40% off right now · 7-day free trial
NU Net Income CAGR:1Y: 66.44%2Y: 47.51%5Y: 0.00%10Y: 0.00%
NU - EBITDA
🔓 See the full chart40% off right now · 7-day free trial
NU EBITDA CAGR:1Y: 37.51%2Y: 29.17%5Y: 0.00%10Y: 0.00%
NU - Free Cash Flow
🔓 See the full chart40% off right now · 7-day free trial
NU Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
NU - Free Cash Flow / Share
🔓 See the full chart40% off right now · 7-day free trial
NU Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
NU - Operating Income
🔓 See the full chart40% off right now · 7-day free trial
NU Operating Income CAGR:1Y: 40.59%2Y: 30.55%5Y: 0.00%10Y: 0.00%
NU - Gross Profit
🔓 See the full chart40% off right now · 7-day free trial
NU Gross Profit CAGR:1Y: 52.30%2Y: 37.33%5Y: 75.46%10Y: 0.00%
NU - Shares Outstanding
🔓 See the full chart40% off right now · 7-day free trial
NU Shares Outstanding CAGR:1Y: 0.10%2Y: 0.24%5Y: 1.25%10Y: 0.00%
NU - Share Buybacks
🔓 See the full chart40% off right now · 7-day free trial
NU Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 201.73%10Y: 0.00%
NU - Stock-Based Comp
🔓 See the full chart40% off right now · 7-day free trial
NU Stock-Based Comp CAGR:1Y: 135.61%2Y: 29.46%5Y: 44.53%10Y: 0.00%
NU - Expenses
🔓 See the full chart40% off right now · 7-day free trial
NU Expenses CAGR:1Y: -83.36%2Y: -16.58%5Y: 108.25%10Y: 0.00%
NU - Revenue vs Net Income
🔓 See the full chart40% off right now · 7-day free trial
NU - EPS vs FCF / Share
🔓 See the full chart40% off right now · 7-day free trial
NU - EPS vs PE Ratio
🔓 See the full chart40% off right now · 7-day free trial
NU - FCF vs FCF / Share
🔓 See the full chart40% off right now · 7-day free trial
NU - FCF vs Stock Based Comp
🔓 See the full chart40% off right now · 7-day free trial
NU - Cash & Debt
🔓 See the full chart40% off right now · 7-day free trial

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

NU - REVENUE: Actual + Estimates
🔓 See the full chart40% off right now · 7-day free trial
NU Actual Revenue CAGR:1Y: 119.95%2Y: 41.68%5Y: 80.24%10Y: 0.00%
NU - EPS: Actual + Estimates
🔓 See the full chart40% off right now · 7-day free trial
NU Actual EPS CAGR:1Y: 69.23%2Y: 48.47%5Y: 0.00%10Y: 0.00%
NU - NET INCOME: Actual + Estimates
🔓 See the full chart40% off right now · 7-day free trial
NU Actual Net Income CAGR:1Y: 66.44%2Y: 47.51%5Y: 0.00%10Y: 0.00%
NU - EBITDA: Actual + Estimates
🔓 See the full chart40% off right now · 7-day free trial
NU Actual EBITDA CAGR:1Y: 37.51%2Y: 29.17%5Y: 0.00%10Y: 0.00%

Ratios, Profit Margins & Return on Capital:

NU - Net Profit Margin
🔓 See the full chart40% off right now · 7-day free trial
NU Net Profit Margin CAGR:1Y: 11.10%2Y: 4.12%5Y: 0.00%10Y: 0.00%
NU - Gross Profit Margin
🔓 See the full chart40% off right now · 7-day free trial
NU Gross Profit Margin CAGR:1Y: 1.62%2Y: -3.08%5Y: -2.66%10Y: 0.00%
NU - Price to Earnings
🔓 See the full chart40% off right now · 7-day free trial
NU Price to Earnings CAGR:1Y: -42.46%2Y: -29.29%5Y: 0.00%10Y: 0.00%
NU - Price To Sales Ratio
🔓 See the full chart40% off right now · 7-day free trial
NU Price To Sales Ratio CAGR:1Y: -34.61%2Y: -26.09%5Y: -40.97%10Y: 0.00%
NU - Return on Capital Employed
🔓 See the full chart40% off right now · 7-day free trial
NU Return on Capital Employed CAGR:1Y: -57.47%2Y: -38.49%5Y: 0.00%10Y: 0.00%
NU - Return on Invested Capital
🔓 See the full chart40% off right now · 7-day free trial
NU Return on Invested Capital CAGR:1Y: -71.13%2Y: -47.49%5Y: 0.00%10Y: 0.00%

Compare stocks side-by-side

Projected Future Returns & Dividends for NU

Based on past 4.8-year performance, here are NU growth metrics:

Share price CAGR of +9.59%
Dividend CAGR of +0%

Using NU CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

NU (DRIP)NU - No DRIP
Current Price$16.03$16.03
Start Shares623.83623.83
Start Value$10,000$10,000
  
After 10 years:
Final Share Count623.83623.83
Dividends Payment$0.00$0.00
Annual Dividends$0$0
Yield on cost0.00%0.00%
Share Price$16.03$16.03
Total Dividends$0$0
Final Value$10,000$10,000

Estimated Future Value + Dividends - NU

NOTE: Above numbers are our estimate based on NU's Dividend and Price CAGR over past 4.8 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

Get the best Dividend Stock Research Tools:

Get 3 Months Free with Annual Plan
PRO
$171 ($14.25/mo) $102.60/yr ($8.55/mo)
7-day free trial
  • Unlimited Portfolio Tracker
  • Portfolio - Lots/Sales/Dividends
  • Portfolio Auto-DRIP
  • Buy/Sell Signals Dashboard
  • Stock Fundamentals
  • Compare Stocks Side-by-Side
  • Revenue & EPS Estimates
  • DCF Valuation Modeling
Try it free for 7 days
Combined 55% Lifetime Discount
Most Popular
PREMIUM
$288 ($24/mo) $172.80/yr ($14.40/mo)
7-day free trial
  • Everything in Pro
  • YieldMax PNL Tracker
  • YieldMax NAV Erosion Alerts
  • YM ETFs Trend Signals
  • 9/21 EMA Trend Signals
  • Stocks Dashboard
Try it free for 7 days
Combined 55% Lifetime Discount
ULTRA
$576 ($48/mo) $345.60/yr ($28.80/mo)
7-day free trial
  • Everything in Premium
  • 15min & 1hr Intraday Signals
  • Group & weekly ETF estimates
  • YouTuber Mode
  • Trades summary + CSV export
  • Priority data & support
Try it free for 7 days
Combined 55% Lifetime Discount

Company Info

Nu Holdings Ltd. (NU) had its IPO on 2021-12-09, and is traded on NYSE stock exchange.

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

NU website: https://nubank.com.br


Get Full Access to All Reports with DRIPCalc PRO

Get 3 Months Free with Annual Plan
PRO
$171 ($14.25/mo) $102.60/yr ($8.55/mo)
7-day free trial
  • Unlimited Portfolio Tracker
  • Portfolio - Lots/Sales/Dividends
  • Portfolio Auto-DRIP
  • Buy/Sell Signals Dashboard
  • Stock Fundamentals
  • Compare Stocks Side-by-Side
  • Revenue & EPS Estimates
  • DCF Valuation Modeling
Try it free for 7 days
Combined 55% Lifetime Discount
Most Popular
PREMIUM
$288 ($24/mo) $172.80/yr ($14.40/mo)
7-day free trial
  • Everything in Pro
  • YieldMax PNL Tracker
  • YieldMax NAV Erosion Alerts
  • YM ETFs Trend Signals
  • 9/21 EMA Trend Signals
  • Stocks Dashboard
Try it free for 7 days
Combined 55% Lifetime Discount
ULTRA
$576 ($48/mo) $345.60/yr ($28.80/mo)
7-day free trial
  • Everything in Premium
  • 15min & 1hr Intraday Signals
  • Group & weekly ETF estimates
  • YouTuber Mode
  • Trades summary + CSV export
  • Priority data & support
Try it free for 7 days
Combined 55% Lifetime Discount
Loading signals…

DCF Model — NU

Value from:
Pay up to today
—
vs current price $16.03
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →