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CPI Card Group Inc. PMTS | NASDAQ

$27.38 -$0.17 | -0.62%
TREND SIGNAL:Signal available — unlock to view |2026-10-20

Next Earnings: Nov 04, 2026

Company Overview:

Market Cap: $314.11M
Trailing PE: 23.8x
FWD PE *: 7.7x
Payout Ratio (TTM): 0.0%
52-Week Range: $10.81 - $31.25

* Forward PE is based on street estimates.

10 Year PMTS Performance Metrics:

Total Return (with DRIP): -2.1% (-0.21% CAGR)
Total Return (no DRIP): -3.3% (-0.33% CAGR)
Share Price: -5.6% (-0.57% CAGR)
Yield on Cost (with DRIP): 3.22%
Total Invested: $10,000
Total Value (with DRIP): $9,790
Total Return $ (with DRIP): -$210
Dividend Increase: 0.0% (0.00% CAGR)
Dividend Yield (FWD): 3.29% ($0.90)
PMTS 10-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
PMTS Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
PMTS Price CAGR:1Y: 68.49%2Y: 7.57%5Y: 2.33%10Y: -0.49%
PMTS Dividend Charts
PMTS - Dividends
PMTS Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
PMTS - Dividend Payout Ratio
PMTS Dividend Payout Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
PMTS - Dividend to Free Cash Flow Ratio
PMTS Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

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PMTS Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

PMTS - Revenue
PMTS Revenue CAGR:1Y: 14.97%2Y: 12.05%5Y: 9.86%10Y: 7.30%
PMTS - Earnings Per Share (EPS)
PMTS EPS CAGR:1Y: 291.71%2Y: -42.26%5Y: -20.34%10Y: 0.00%
PMTS - Net Income
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PMTS Net Income CAGR:1Y: 293.82%2Y: -41.70%5Y: -20.02%10Y: 0.00%
PMTS - EBITDA
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PMTS EBITDA CAGR:1Y: 21.99%2Y: -2.00%5Y: -1.47%10Y: 7.58%
PMTS - Free Cash Flow
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PMTS Free Cash Flow CAGR:1Y: 4,762.29%2Y: 0.00%5Y: 3.88%10Y: 6.99%
PMTS - Free Cash Flow / Share
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PMTS Free Cash Flow / Share CAGR:1Y: 4,688.41%2Y: 0.00%5Y: 3.44%10Y: 6.78%
PMTS - Operating Income
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PMTS Operating Income CAGR:1Y: 25.90%2Y: -10.79%5Y: -5.55%10Y: 10.11%
PMTS - Gross Profit
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PMTS Gross Profit CAGR:1Y: 20.85%2Y: 6.95%5Y: 5.51%10Y: 7.88%
PMTS - Shares Outstanding
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PMTS Shares Outstanding CAGR:1Y: 0.94%2Y: 1.11%5Y: 0.47%10Y: 0.69%
PMTS - Share Buybacks
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PMTS Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
PMTS - Stock-Based Comp
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PMTS Stock-Based Comp CAGR:1Y: -3.88%2Y: -20.78%5Y: 94.67%10Y: 1.74%
PMTS - Expenses
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PMTS Expenses CAGR:1Y: -32.17%2Y: 44.50%5Y: 17.00%10Y: -2.20%
PMTS - Revenue vs Net Income
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PMTS - EPS vs FCF / Share
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PMTS - EPS vs PE Ratio
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PMTS - FCF vs FCF / Share
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PMTS - FCF vs Stock Based Comp
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PMTS - Cash & Debt
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PMTS - Revenue by Segment
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PMTS Revenue CAGR:1Y: 14.97%2Y: 12.05%5Y: 9.86%10Y: 7.30%
PMTS - Revenue by Region
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PMTS Revenue CAGR:1Y: 14.97%2Y: 12.05%5Y: 9.86%10Y: 7.30%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

PMTS - REVENUE: Actual + Estimates
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PMTS Actual Revenue CAGR:1Y: 14.97%2Y: 12.05%5Y: 9.86%10Y: 7.30%
PMTS - EPS: Actual + Estimates
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PMTS Actual EPS CAGR:1Y: 291.71%2Y: -42.26%5Y: -20.34%10Y: 0.00%
PMTS - NET INCOME: Actual + Estimates
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PMTS Actual Net Income CAGR:1Y: 293.82%2Y: -41.70%5Y: -20.02%10Y: 0.00%
PMTS - EBITDA: Actual + Estimates
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PMTS Actual EBITDA CAGR:1Y: 21.99%2Y: -2.00%5Y: -1.47%10Y: 7.58%

Ratios, Profit Margins & Return on Capital:

PMTS - Net Profit Margin
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PMTS Net Profit Margin CAGR:1Y: 242.50%2Y: -47.91%5Y: -27.18%10Y: 0.00%
PMTS - Gross Profit Margin
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PMTS Gross Profit Margin CAGR:1Y: 5.11%2Y: -4.55%5Y: -3.97%10Y: 0.54%
PMTS - Price to Earnings
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PMTS Price to Earnings CAGR:1Y: -77.71%2Y: 51.96%5Y: 27.19%10Y: 0.00%
PMTS - Price To Sales Ratio
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PMTS Price To Sales Ratio CAGR:1Y: -22.63%2Y: -20.45%5Y: -7.17%10Y: -8.34%
PMTS - Return on Capital Employed
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PMTS Return on Capital Employed CAGR:1Y: 34.50%2Y: -18.20%5Y: -13.40%10Y: 7.41%
PMTS - Return on Invested Capital
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PMTS Return on Invested Capital CAGR:1Y: 75.88%2Y: -31.85%5Y: -19.43%10Y: 4.43%

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PMTS Dividends Info:

Annual Dividend: $0.9
Forward Yield: 3.29%
Ex-Dividend Date: 2017-06-14
Lifetime Dividends / Share: $1.35

PMTS Dividend History: Dates, Payments & Yield list

Below is a schedule of all PMTS dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
06/14/201707/07/2017$0.2257.5%5.9%$15.25
03/15/201704/07/2017$0.2254%4.56%$19.75
12/14/201601/12/2017$0.2254.86%4.14%$21.75
09/14/201610/07/2016$0.2253.08%2.93%$30.70
06/14/201607/07/2016$0.2253.83%3.73%$24.15
03/15/201604/07/2016$0.2252.29%2.13%$42.35

Projected Future Returns & Dividends for PMTS

Based on past 10-year performance, here are PMTS growth metrics:

Share price CAGR of -0.49%
Dividend CAGR of +0%

Using PMTS CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

PMTS (DRIP)PMTS - No DRIP
Current Price$27.38$27.38
Start Shares365.23365.23
Start Value$10,000$10,000
  
After 10 years:
Final Share Count416.33365.23
Dividends Payment$0.22$0.22
Annual Dividends$367$322
Yield on cost3.67%3.22%
Share Price$26.85$26.85
Total Dividends$1,389$1,305
Final Value$11,179$11,112

Estimated Future Value + Dividends - PMTS

NOTE: Above numbers are our estimate based on PMTS's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

CPI Card Group Inc. (PMTS) had its IPO on 2015-10-08, and is traded on NASDAQ stock exchange.

CPI Card Group Inc., along with its affiliated entities, specializes in the full spectrum of financial payment card services. This includes everything from the initial design and manufacturing to the personalized data integration, secure packaging, and final distribution of these cards. The company operates through two primary divisions: Debit and Credit, and Prepaid Debit. The Debit and Credit segment is responsible for producing various financial payment cards, such as those adhering to Europay, Mastercard, and Visa (EMV) standards, as well as non-EMV cards, premium metal cards, and custom private label credit cards. It also delivers extensive card-related services to financial institutions that issue cards. These services encompass on-demand solutions, individualizing cards with specific user data, managing fulfillment processes, and offering immediate card issuance capabilities. The Prepaid Debit segment focuses on providing integrated card services, notably secure, tamper-evident packaging, to suppliers of prepaid debit cards. Furthermore, this division manufactures financial payment cards that are issued under the major payment network brands. CPI Card Group serves a broad range of clients across the United States. Its customers include issuers of both debit and credit cards, administrators of Prepaid Debit Card programs, local community banks, credit unions, collective service providers, and companies involved in processing card transactions. Originally established in 2007, the company was known as CPI Holdings I, Inc. It subsequently adopted its current name, CPI Card Group Inc., in August 2015. The corporate headquarters are situated in Littleton, Colorado.

PMTS website: https://www.cpicardgroup.com


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DCF Model — PMTS

Value from:
Pay up to today
—
vs current price $27.38
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →