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Ready Capital Corporation RC | NYSE

$1.13 $0.06 | 5.61%
TREND SIGNAL:Signal available — unlock to view |2026-09-01

Company Overview:

Market Cap: $182.45M
Trailing PE: N/A
FWD PE: —
Payout Ratio (TTM): —
52-Week Range: $1.06 - $3.43

10 Year RC Performance Metrics:

Total Return (with DRIP): -79.1% (-14.49% CAGR)
Total Return (no DRIP): -13.5% (-1.44% CAGR)
Share Price: -92.1% (-22.43% CAGR)
Yield on Cost (with DRIP): 0.74%
Total Invested: $10,000
Total Value (with DRIP): $2,090
Total Return $ (with DRIP): -$7,910
Dividend Increase: -97.3% (-30.30% CAGR)
Dividend Yield (FWD): 3.54% ($0.04)
RC 10-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
RC Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
RC Price CAGR:1Y: -66.57%2Y: -60.41%5Y: -40.43%10Y: -22.43%
RC Dividend Charts
RC - Dividends
RC Dividend CAGR:1Y: -92.00%2Y: -80.00%5Y: -52.65%10Y: -29.92%
RC - Dividend Payout Ratio
RC Dividend Payout Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - Dividend to Free Cash Flow Ratio
RC Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: -96.86%5Y: -18.42%10Y: 0.00%

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RC Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

RC - Revenue
RC Revenue CAGR:1Y: 0.00%2Y: 0.00%5Y: -5.44%10Y: 12.58%
RC - Earnings Per Share (EPS)
RC EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - Net Income
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RC Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - EBITDA
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RC EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - Free Cash Flow
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RC Free Cash Flow CAGR:1Y: 0.00%2Y: 742.95%5Y: 1.09%10Y: 0.00%
RC - Free Cash Flow / Share
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RC Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 753.87%5Y: -14.48%10Y: 0.00%
RC - Operating Income
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RC Operating Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - Gross Profit
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RC Gross Profit CAGR:1Y: 0.00%2Y: 0.00%5Y: 4.98%10Y: 13.78%
RC - Shares Outstanding
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RC Shares Outstanding CAGR:1Y: 0.29%2Y: 0.38%5Y: 19.11%10Y: 20.80%
RC - Share Buybacks
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RC Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - Stock-Based Comp
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RC Stock-Based Comp CAGR:1Y: 0.00%2Y: 15.11%5Y: 0.00%10Y: 0.00%
RC - Expenses
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RC Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - Revenue vs Net Income
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RC - EPS vs FCF / Share
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RC - EPS vs PE Ratio
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RC - FCF vs FCF / Share
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RC - FCF vs Stock Based Comp
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RC - Cash & Debt
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Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

RC - REVENUE: Actual + Estimates
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RC Actual Revenue CAGR:1Y: 0.00%2Y: 0.00%5Y: -5.44%10Y: 12.58%
RC - EPS: Actual + Estimates
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RC Actual EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - NET INCOME: Actual + Estimates
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RC Actual Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - EBITDA: Actual + Estimates
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RC Actual EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Ratios, Profit Margins & Return on Capital:

RC - Net Profit Margin
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RC Net Profit Margin CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - Gross Profit Margin
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RC Gross Profit Margin CAGR:1Y: -53.28%2Y: -5.33%5Y: -2.17%10Y: 1.06%
RC - Price to Earnings
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RC Price to Earnings CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - Price To Sales Ratio
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RC Price To Sales Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: -19.57%10Y: -13.02%
RC - Return on Capital Employed
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RC Return on Capital Employed CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
RC - Return on Invested Capital
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RC Return on Invested Capital CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

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RC Dividends Info:

Annual Dividend: $0.04
Forward Yield: 3.54%
Ex-Dividend Date: 2026-09-30
Lifetime Dividends / Share: $18.36

RC Dividend History: Dates, Payments & Yield list

Below is a schedule of all RC dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
09/30/202610/02/2026$0.0103.45%3.54%$1.13
06/30/202607/02/2026$0.0102.29%2.23%$1.79
03/31/202604/02/2026$0.0102.47%2.5%$1.60
12/31/202501/02/2026$0.0101.83%1.87%$2.14
09/30/202510/02/2025$0.12512.92%13.37%$3.74
06/30/202507/02/2025$0.12511.44%10.87%$4.60
03/31/202504/02/2025$0.1259.82%9.78%$5.11
12/31/202401/02/2025$0.25014.66%14.53%$6.88
09/30/202410/02/2024$0.25013.11%13.55%$7.38
06/28/202407/01/2024$0.30014.67%14.8%$8.11
03/27/202403/29/2024$0.30013.44%14.08%$8.52
12/28/202301/01/2024$0.30011.4%12.81%$9.37
09/28/202310/02/2023$0.36014.19%14.55%$9.90
06/29/202307/03/2023$0.1404.96%4.97%$11.26
05/26/202305/29/2023$0.2609.89%9.17%$11.34
03/30/202304/03/2023$0.40016.29%15.86%$10.09
12/29/202201/31/2023$0.40014.31%12.09%$13.23
09/29/202210/31/2022$0.42017.23%13.86%$12.12
06/29/202207/29/2022$0.42014.21%12.08%$13.91
03/30/202204/29/2022$0.42011%11.53%$14.57
12/30/202101/31/2022$0.42010.83%11.8%$14.24
09/29/202110/29/2021$0.42011.47%10.86%$15.47
06/29/202107/30/2021$0.42010.69%11.11%$15.12
04/01/202104/30/2021$0.1002.95%2.76%$14.51
03/12/202103/18/2021$0.3008.03%8.47%$14.16
12/30/202001/29/2021$0.35011.35%12.3%$11.38
09/29/202010/30/2020$0.30010.97%10.68%$11.24
06/29/202007/31/2020$0.25011.38%12.47%$8.02
03/30/202004/30/2020$0.40023.67%23.99%$6.67
12/30/201901/31/2020$0.3809.91%9.32%$16.32
09/27/201910/31/2019$0.3809.55%9.61%$15.83
06/27/201907/31/2019$0.38010.3%9.89%$15.37
03/27/201904/30/2019$0.38010.12%10.06%$15.11
12/28/201801/31/2019$0.38010.96%9.72%$15.64
09/27/201810/31/2018$0.3809.19%9.92%$15.32
06/28/201807/31/2018$0.3809.33%9.1%$16.70
12/28/201701/31/2018$0.3709.7%10.21%$14.50
09/28/201710/20/2017$0.3709.37%9.31%$15.90
06/28/201707/31/2017$0.3709.97%10%$14.80
03/29/201704/14/2017$0.37010.21%10.17%$14.55
12/28/201601/27/2017$0.35010.49%10.69%$13.10
09/28/201610/17/2016$0.38010.5%10.63%$14.30
06/28/201607/15/2016$0.38011.11%11.17%$13.61
03/29/201604/15/2016$0.38010.19%10.1%$15.06
12/29/201501/15/2016$0.38010.08%11.1%$13.70
09/28/201510/15/2015$0.38011.33%10.85%$14.02
06/26/201507/15/2015$0.3809.18%9.29%$16.37
03/27/201504/15/2015$0.3808.58%8.6%$17.68
12/29/201401/15/2015$0.3808.64%8.89%$17.11
09/26/201410/15/2014$0.3808.75%8.47%$17.95
06/26/201407/15/2014$0.3809.36%9.23%$16.48
03/27/201404/14/2014$0.3809.15%9.24%$16.46
12/27/201301/15/2014$0.95023.53%22.81%$16.66
09/26/201310/11/2013$0.47510.94%10.87%$17.49
07/05/201307/23/2013$0.45010.38%10.27%$17.52
05/22/201305/31/2013$0.2204.46%4.92%$17.88

Projected Future Returns & Dividends for RC

Based on past 10-year performance, here are RC growth metrics:

Share price CAGR of -22.43%
Dividend CAGR of -30.6%

Using RC CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

RC (DRIP)RC - No DRIP
Current Price$1.13$1.13
Start Shares8,849.568,849.56
Start Value$10,000$10,000
  
After 10 years:
Final Share Count11,081.718,849.56
Dividends Payment$0.00$0.00
Annual Dividends$11$9
Yield on cost0.11%0.09%
Share Price$0.09$0.09
Total Dividends$1,211$1,127
Final Value$987$1,915

Estimated Future Value + Dividends - RC

NOTE: Above numbers are our estimate based on RC's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

Ready Capital Corporation (RC) had its IPO on 2013-02-08, and is traded on NYSE stock exchange.

Ready Capital Corporation is a U.S.-based entity primarily engaged in the real estate finance sector. Its business activities encompass the procurement, generation, administration, servicing, and funding of various loan types, including commercial loans of small to moderate value (SBC loans), those guaranteed by the Small Business Administration (SBA loans), and residential mortgages. Additionally, it deals in mortgage-backed securities, predominantly supported by SBC loans or other property-linked financial instruments. The organization conducts its operations through three distinct divisions: SBC Lending and Acquisitions: This division, leveraging its subsidiary ReadyCap Commercial, LLC, creates SBC loans. These loans are typically collateralized by investor properties, whether stable or undergoing transition, and are sourced via multiple origination avenues. Small Business Lending: Operating through ReadyCap Lending, LLC, this segment focuses on the acquisition, generation, and servicing of owner-occupied loans. These are secured by guarantees from the SBA, specifically under its Section 7(a) Program. Residential Mortgage Banking: Via its subsidiary GMFS, LLC, this division is responsible for initiating residential mortgage loans. For federal income tax considerations, the company holds the designation of a real estate investment trust (REIT). Consequently, it typically avoids federal corporate income taxation, provided it disburses a minimum of 90% of its taxable earnings to its shareholders. Historically, the firm operated as Sutherland Asset Management Corporation before adopting the name Ready Capital Corporation in September 2018. Established in 2007, its main office is situated in New York City, New York.

RC website: https://www.readycapital.com


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DCF Model — RC

Value from:
Pay up to today
—
vs current price $1.13
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →