YMTracker DRIPCalc v2 Launch sale

NEW Our free Dividend Tracker is live — see what your stocks pay you

Add your stocks and see every dividend they pay you — dates, amounts, and reinvested shares.

Stock Yards Bancorp, Inc. SYBT | NASDAQ

$76.73 $1.46 | 1.94%

TREND SIGNAL: Signal available — unlock to view

Signal available — unlock to view

|2026-08-12

Next Earnings: Oct 28, 2026

Add to favoritesFavorite

Company Overview:

Market Cap: $2.29B

Trailing PE: 15.3x

FWD PE *: 14.2x

Payout Ratio (TTM): 25.6%

52-Week Range: $61.51 - $89.22

* Forward PE is based on street estimates.

7.3 Year SYBT Performance Metrics:

Total Return (with DRIP): 162.6% (14.14% CAGR)

Total Return (no DRIP): 147.2% (13.20% CAGR)

Share Price: 122.0% (11.54% CAGR)

Yield on Cost (with DRIP): 4.52%

Total Invested: $10,000

Total Value (with DRIP): $26,256

Total Return $ (with DRIP): $16,256

Dividend Increase: 23.1% (2.90% CAGR)

Dividend Yield (FWD): 1.72% ($1.32)

SYBT 7.3-yr Total Return ($10K invested)

1M 3M 6M YTD 1Y 3Y 5Y 10Y

SYBT Share Price

1M 3M 6M YTD 1Y 3Y 5Y 10Y All

SYBT Price CAGR:1Y: 11.27%2Y: 8.60%5Y: 4.20%10Y: 11.51%

SYBT Dividend Charts

SYBT - Dividends

SYBT Dividend CAGR:1Y: 3.13%2Y: 3.18%5Y: 3.34%10Y: 6.25%

SYBT - Dividend Payout Ratio

SYBT Dividend Payout Ratio CAGR:1Y: -8.44%2Y: -11.87%5Y: -32.13%10Y: -4.68%

SYBT - Dividend to Free Cash Flow Ratio

SYBT Dividend to FCF Ratio CAGR:1Y: 4.54%2Y: -1.06%5Y: -14.07%10Y: -5.37%

Unlock All Reports & Research Dividend Stocks like a BOSS!

Get 3 Months Free with Annual Plan

PRO

$171 ($14.25/mo) $102.60/yr ($8.55/mo)

7-day free trial

Unlimited Portfolio Tracker
Portfolio - Lots/Sales/Dividends
Portfolio Auto-DRIP
Buy/Sell Signals Dashboard
Stock Fundamentals
Compare Stocks Side-by-Side
Revenue & EPS Estimates
DCF Valuation Modeling

Try it free for 7 days

Combined 55% Lifetime Discount

Most Popular

PREMIUM

$288 ($24/mo) $172.80/yr ($14.40/mo)

7-day free trial

Everything in Pro
YieldMax PNL Tracker
YieldMax NAV Erosion Alerts
YM ETFs Trend Signals
9/21 EMA Trend Signals
Stocks Dashboard

Try it free for 7 days

Combined 55% Lifetime Discount

ULTRA

$576 ($48/mo) $345.60/yr ($28.80/mo)

7-day free trial

Everything in Premium
15min & 1hr Intraday Signals
Group & weekly ETF estimates
YouTuber Mode
Trades summary + CSV export
Priority data & support

Try it free for 7 days

Combined 55% Lifetime Discount

SYBT Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

SYBT - Revenue

SYBT Revenue CAGR:1Y: -7.92%2Y: 2.50%5Y: 17.87%10Y: 13.96%

SYBT - Earnings Per Share (EPS)

SYBT EPS CAGR:1Y: 13.91%2Y: 18.05%5Y: 50.44%10Y: 11.28%

SYBT - Net Income

🔓 See the full chart40% off right now · 7-day free trial

SYBT Net Income CAGR:1Y: 17.73%2Y: 20.48%5Y: 57.11%10Y: 14.76%

SYBT - EBITDA

🔓 See the full chart40% off right now · 7-day free trial

SYBT EBITDA CAGR:1Y: 23.00%2Y: 17.73%5Y: 42.37%10Y: 11.80%

SYBT - Free Cash Flow

🔓 See the full chart40% off right now · 7-day free trial

SYBT Free Cash Flow CAGR:1Y: 3.10%2Y: 7.32%5Y: 24.08%10Y: 15.60%

SYBT - Free Cash Flow / Share

🔓 See the full chart40% off right now · 7-day free trial

SYBT Free Cash Flow / Share CAGR:1Y: -0.55%2Y: 5.26%5Y: 18.46%10Y: 12.08%

SYBT - Operating Income

🔓 See the full chart40% off right now · 7-day free trial

SYBT Operating Income CAGR:1Y: 18.22%2Y: 20.01%5Y: 50.54%10Y: 12.97%

SYBT - Gross Profit

🔓 See the full chart40% off right now · 7-day free trial

SYBT Gross Profit CAGR:1Y: -12.22%2Y: 0.85%5Y: 0.00%10Y: 0.00%

SYBT - Shares Outstanding

🔓 See the full chart40% off right now · 7-day free trial

SYBT Shares Outstanding CAGR:1Y: 3.61%2Y: 2.00%5Y: 4.63%10Y: 3.02%

SYBT - Share Buybacks

🔓 See the full chart40% off right now · 7-day free trial

SYBT Share Buybacks CAGR:1Y: -38.64%2Y: 96.40%5Y: 20.96%10Y: 11.61%

SYBT - Stock-Based Comp

🔓 See the full chart40% off right now · 7-day free trial

SYBT Stock-Based Comp CAGR:1Y: 12.31%2Y: 11.76%5Y: -2.30%10Y: 8.44%

SYBT - Expenses

🔓 See the full chart40% off right now · 7-day free trial

SYBT Expenses CAGR:1Y: 16.13%2Y: -6.22%5Y: 19.05%10Y: -2.00%

SYBT - Revenue vs Net Income

🔓 See the full chart40% off right now · 7-day free trial

SYBT - EPS vs FCF / Share

🔓 See the full chart40% off right now · 7-day free trial

SYBT - EPS vs PE Ratio

🔓 See the full chart40% off right now · 7-day free trial

SYBT - FCF vs FCF / Share

🔓 See the full chart40% off right now · 7-day free trial

SYBT - FCF vs Stock Based Comp

🔓 See the full chart40% off right now · 7-day free trial

SYBT - Cash & Debt

🔓 See the full chart40% off right now · 7-day free trial

SYBT - Revenue by Segment

🔓 See the full chart40% off right now · 7-day free trial

SYBT Revenue CAGR:1Y: -7.92%2Y: 2.50%5Y: 17.87%10Y: 13.96%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

SYBT - REVENUE: Actual + Estimates

🔓 See the full chart40% off right now · 7-day free trial

SYBT Actual Revenue CAGR:1Y: -7.92%2Y: 2.50%5Y: 17.87%10Y: 13.96%

SYBT - EPS: Actual + Estimates

🔓 See the full chart40% off right now · 7-day free trial

SYBT Actual EPS CAGR:1Y: 13.91%2Y: 18.05%5Y: 50.44%10Y: 11.28%

SYBT - NET INCOME: Actual + Estimates

🔓 See the full chart40% off right now · 7-day free trial

SYBT Actual Net Income CAGR:1Y: 17.73%2Y: 20.48%5Y: 57.11%10Y: 14.76%

SYBT - EBITDA: Actual + Estimates

🔓 See the full chart40% off right now · 7-day free trial

SYBT Actual EBITDA CAGR:1Y: 23.00%2Y: 17.73%5Y: 42.37%10Y: 11.80%

Ratios, Profit Margins & Return on Capital:

SYBT - Net Profit Margin

🔓 See the full chart40% off right now · 7-day free trial

SYBT Net Profit Margin CAGR:1Y: 27.85%2Y: 17.53%5Y: 33.29%10Y: 0.70%

SYBT - Gross Profit Margin

🔓 See the full chart40% off right now · 7-day free trial

SYBT Gross Profit Margin CAGR:1Y: -4.68%2Y: -1.61%5Y: -8.13%10Y: -4.15%

SYBT - Price to Earnings

🔓 See the full chart40% off right now · 7-day free trial

SYBT Price to Earnings CAGR:1Y: -14.26%2Y: 5.69%5Y: -27.61%10Y: -0.66%

SYBT - Price To Sales Ratio

🔓 See the full chart40% off right now · 7-day free trial

SYBT Price To Sales Ratio CAGR:1Y: 9.01%2Y: 23.95%5Y: -3.59%10Y: -0.01%

SYBT - Return on Capital Employed

🔓 See the full chart40% off right now · 7-day free trial

SYBT Return on Capital Employed CAGR:1Y: 8.94%2Y: 15.72%5Y: 94.28%10Y: 19.20%

SYBT - Return on Invested Capital

🔓 See the full chart40% off right now · 7-day free trial

SYBT Return on Invested Capital CAGR:1Y: 11.50%2Y: 18.77%5Y: 25.10%10Y: -3.42%

SYBT Dividends Info:

Annual Dividend: $1.32

Forward Yield: 1.72%

Ex-Dividend Date: 2026-09-21

Lifetime Dividends / Share: $18.16

SYBT Dividend History: Dates, Payments & Yield list

Below is a schedule of all SYBT dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
09/21/2026	10/01/2026	$0.330	1.67%	1.7%	$77.42
06/15/2026	07/01/2026	$0.320	1.74%	1.64%	$78.27
03/16/2026	04/01/2026	$0.320	2.02%	1.92%	$66.53
12/15/2025	12/31/2025	$0.320	1.85%	1.97%	$64.95
09/15/2025	10/01/2025	$0.320	1.69%	1.85%	$69.17
06/16/2025	07/01/2025	$0.310	1.68%	1.54%	$80.63
03/17/2025	04/01/2025	$0.310	1.79%	1.8%	$68.94
12/16/2024	12/31/2024	$0.310	1.6%	1.73%	$71.61
09/16/2024	10/01/2024	$0.310	2.05%	2.06%	$60.19
06/17/2024	07/01/2024	$0.300	2.5%	2.44%	$49.25
03/15/2024	04/01/2024	$0.300	2.74%	2.51%	$47.73
12/15/2023	12/29/2023	$0.300	2.36%	2.33%	$51.49
09/15/2023	10/02/2023	$0.300	2.78%	3.08%	$38.95
06/16/2023	07/03/2023	$0.290	2.42%	2.51%	$46.21
03/17/2023	04/03/2023	$0.290	2.22%	2.13%	$54.55
12/16/2022	12/30/2022	$0.290	1.79%	1.79%	$64.98
09/16/2022	10/03/2022	$0.290	1.71%	1.68%	$68.85
06/16/2022	07/01/2022	$0.280	1.94%	1.85%	$60.54
03/18/2022	04/01/2022	$0.280	2.05%	2.1%	$53.40
12/17/2021	12/31/2021	$0.280	1.84%	1.75%	$63.88
09/17/2021	10/01/2021	$0.280	2.14%	1.85%	$60.56
06/18/2021	07/01/2021	$0.270	2.11%	2.1%	$51.37
03/11/2021	04/01/2021	$0.270	1.97%	2.1%	$51.39
12/18/2020	12/31/2020	$0.270	2.69%	2.67%	$40.48
09/18/2020	10/01/2020	$0.270	2.85%	3.16%	$34.17
06/12/2020	07/01/2020	$0.270	3.13%	2.83%	$38.22
03/12/2020	04/01/2020	$0.270	4.05%	3.9%	$27.66
12/13/2019	12/31/2019	$0.270	2.59%	2.63%	$41.06
09/13/2019	10/01/2019	$0.260	2.72%	2.91%	$35.80
06/14/2019	07/01/2019	$0.260	0%	2.87%	$36.26
03/15/2019	04/01/2019	$0.250	0%	2.89%	$34.57
12/14/2018	12/31/2018	$0.250	0%	2.89%	$34.57
09/14/2018	10/01/2018	$0.250	0%	2.89%	$34.57
06/15/2018	07/02/2018	$0.230	0%	2.66%	$34.57
03/16/2018	04/02/2018	$0.230	0%	2.66%	$34.57
12/08/2017	12/29/2017	$0.210	0%	2.43%	$34.57
09/08/2017	10/02/2017	$0.200	0%	2.31%	$34.57
06/08/2017	07/03/2017	$0.200	0%	2.31%	$34.57
03/09/2017	04/03/2017	$0.190	0%	2.2%	$34.57
12/08/2016	12/30/2016	$0.190	0%	2.2%	$34.57
09/08/2016	10/03/2016	$0.180	0%	2.08%	$34.57
06/09/2016	07/01/2016	$0.180	0%	2.08%	$34.57
05/11/2016	05/13/2016	$0.167	0%	1.93%	$34.57
03/10/2016	04/01/2016	$0.167	0%	1.93%	$34.57
12/10/2015	12/31/2015	$0.167	0%	1.93%	$34.57
09/10/2015	10/01/2015	$0.160	0%	1.85%	$34.57
06/11/2015	07/01/2015	$0.160	0%	1.85%	$34.57
03/12/2015	04/01/2015	$0.153	0%	1.77%	$34.57
12/11/2014	12/31/2014	$0.153	0%	1.77%	$34.57
09/11/2014	10/01/2014	$0.147	0%	1.7%	$34.57
06/05/2014	07/01/2014	$0.147	0%	1.7%	$34.57
03/06/2014	04/01/2014	$0.140	0%	1.62%	$34.57
12/05/2013	12/31/2013	$0.140	0%	1.62%	$34.57
09/05/2013	10/01/2013	$0.133	0%	1.54%	$34.57
06/06/2013	07/01/2013	$0.133	0%	1.54%	$34.57
03/07/2013	04/01/2013	$0.133	0%	1.54%	$34.57
12/06/2012	12/31/2012	$0.133	0%	1.54%	$34.57
09/06/2012	10/01/2012	$0.127	0%	1.47%	$34.57
06/07/2012	07/02/2012	$0.127	0%	1.47%	$34.57
03/08/2012	04/02/2012	$0.127	0%	1.47%	$34.57
12/08/2011	01/03/2012	$0.120	0%	1.39%	$34.57
09/08/2011	10/03/2011	$0.120	0%	1.39%	$34.57
06/09/2011	07/01/2011	$0.120	0%	1.39%	$34.57
03/10/2011	04/01/2011	$0.120	0%	1.39%	$34.57
12/09/2010	01/03/2011	$0.120	0%	1.39%	$34.57
09/09/2010	10/01/2010	$0.113	0%	1.31%	$34.57
06/10/2010	07/01/2010	$0.113	0%	1.31%	$34.57
03/11/2010	04/01/2010	$0.113	0%	1.31%	$34.57
12/10/2009	01/04/2010	$0.113	0%	1.31%	$34.57
09/10/2009	10/01/2009	$0.113	0%	1.31%	$34.57
06/11/2009	07/01/2009	$0.113	0%	1.31%	$34.57
03/12/2009	04/01/2009	$0.113	0%	1.31%	$34.57
12/11/2008	01/02/2009	$0.113	0%	1.31%	$34.57
09/11/2008	10/01/2008	$0.113	0%	1.31%	$34.57
06/12/2008	07/01/2008	$0.113	0%	1.31%	$34.57
03/13/2008	04/01/2008	$0.113	0%	1.31%	$34.57
12/12/2007	01/04/2008	$0.107	0%	1.23%	$34.57
09/12/2007	10/01/2007	$0.107	0%	1.23%	$34.57
06/13/2007	07/02/2007	$0.107	0%	1.23%	$34.57
03/14/2007	04/02/2007	$0.100	0%	1.16%	$34.57
12/13/2006	01/02/2007	$0.100	0%	1.16%	$34.57
09/13/2006	10/02/2006	$0.100	0%	1.16%	$34.57
06/14/2006	07/03/2006	$0.093	0%	1.08%	$34.57
03/15/2006	04/03/2006	$0.089	0%	1.03%	$34.57
12/14/2005	01/02/2006	$0.083	0%	0.96%	$34.57
09/14/2005	10/03/2005	$0.076	0%	0.88%	$34.57
06/15/2005	07/01/2005	$0.070	0%	0.81%	$34.57
03/11/2005	04/01/2005	$0.070	0%	0.81%	$34.57
12/15/2004	01/03/2005	$0.070	0%	0.81%	$34.57
09/15/2004	10/01/2004	$0.063	0%	0.73%	$34.57
06/10/2004	07/01/2004	$0.063	0%	0.73%	$34.57
03/12/2004	04/01/2004	$0.051	0%	0.59%	$34.57
12/10/2003	01/02/2004	$0.051	0%	0.59%	$34.57
09/18/2003	10/01/2003	$0.025	0%	0.29%	$34.57
06/11/2003	07/01/2003	$0.048	0%	0.55%	$34.57
03/12/2003	04/01/2003	$0.044	0%	0.51%	$34.57
12/11/2002	01/01/2003	$0.044	0%	0.51%	$34.57
09/11/2002	10/01/2002	$0.041	0%	0.48%	$34.57
06/12/2002	07/01/2002	$0.041	0%	0.48%	$34.57
03/13/2002	04/01/2002	$0.038	0%	0.44%	$34.57
12/12/2001	01/02/2002	$0.038	0%	0.44%	$34.57
09/17/2001	10/01/2001	$0.035	0%	0.4%	$34.57
06/13/2001	07/02/2001	$0.035	0%	0.4%	$34.57
03/14/2001	04/02/2001	$0.035	0%	0.4%	$34.57
12/13/2000	01/02/2001	$0.032	0%	0.37%	$34.57
09/12/2000	10/02/2000	$0.032	0%	0.37%	$34.57
06/14/2000	07/03/2000	$0.032	0%	0.37%	$34.57
03/15/2000	04/03/2000	$0.029	0%	0.33%	$34.57
12/16/1999	01/03/2000	$0.029	0%	0.33%	$34.57
09/14/1999	10/01/1999	$0.025	0%	0.29%	$34.57
06/14/1999	07/01/1999	$0.025	0%	0.29%	$34.57
03/17/1999	04/01/1999	$0.025	0%	0.29%	$34.57
12/17/1998	01/04/1999	$0.024	0%	0.28%	$34.57
09/11/1998	10/01/1998	$0.024	0%	0.28%	$34.57
06/11/1998	07/01/1998	$0.019	0%	0.22%	$34.57
03/18/1998	04/01/1998	$0.019	0%	0.22%	$34.57
12/15/1997	01/02/1998	$0.019	0%	0.22%	$34.57
09/12/1997	10/01/1997	$0.019	0%	0.22%	$34.57
06/12/1997	07/01/1997	$0.019	0%	0.22%	$34.57
03/12/1997	04/01/1997	$0.019	0%	0.22%	$34.57
12/13/1996	01/02/1997	$0.016	0%	0.18%	$34.57
09/16/1996	10/01/1996	$0.008	0%	0.09%	$34.57
06/12/1996	07/01/1996	$0.016	0%	0.18%	$34.57
03/13/1996	04/01/1996	$0.016	0%	0.18%	$34.57
12/19/1995	01/01/1996	$0.016	0%	0.18%	$34.57
09/13/1995	10/02/1995	$0.014	0%	0.17%	$34.57
06/14/1995	07/03/1995	$0.014	0%	0.17%	$34.57
03/09/1995	03/13/1995	$0.012	0%	0.13%	$34.57
12/12/1994	12/14/1994	$0.012	0%	0.13%	$34.57
09/15/1994	09/19/1994	$0.012	0%	0.13%	$34.57
06/14/1994	06/16/1994	$0.012	0%	0.13%	$34.57
03/21/1994	03/23/1994	$0.009	0%	0.11%	$34.57
12/02/1993	12/06/1993	$0.009	0%	0.11%	$34.57
09/22/1993	09/24/1993	$0.009	0%	0.1%	$34.57
06/17/1993	06/21/1993	$0.007	0%	0.08%	$34.57

Projected Future Returns & Dividends for SYBT

Based on past 7.3-year performance, here are SYBT growth metrics:

Share price CAGR of +11.54%
Dividend CAGR of +6.25%

Using SYBT CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

	SYBT (DRIP)	SYBT - No DRIP
Current Price	$76.73	$76.73
Start Shares	130.33	130.33
Start Value	$10,000	$10,000

After 10 years:
Final Share Count	149.82	130.33
Dividends Payment	$0.61	$0.61
Annual Dividends	$363	$316
Yield on cost	3.63%	3.16%
Share Price	$228.72	$228.72
Total Dividends	$2,489	$2,295
Final Value	$34,266	$32,103

Estimated Future Value + Dividends - SYBT

NOTE: Above numbers are our estimate based on SYBT's Dividend and Price CAGR over past 7.3 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

Get the best Dividend Stock Research Tools:

Get 3 Months Free with Annual Plan

PRO

$171 ($14.25/mo) $102.60/yr ($8.55/mo)

7-day free trial

Unlimited Portfolio Tracker
Portfolio - Lots/Sales/Dividends
Portfolio Auto-DRIP
Buy/Sell Signals Dashboard
Stock Fundamentals
Compare Stocks Side-by-Side
Revenue & EPS Estimates
DCF Valuation Modeling

Try it free for 7 days

Combined 55% Lifetime Discount

Most Popular

PREMIUM

$288 ($24/mo) $172.80/yr ($14.40/mo)

7-day free trial

Everything in Pro
YieldMax PNL Tracker
YieldMax NAV Erosion Alerts
YM ETFs Trend Signals
9/21 EMA Trend Signals
Stocks Dashboard

Try it free for 7 days

Combined 55% Lifetime Discount

ULTRA

$576 ($48/mo) $345.60/yr ($28.80/mo)

7-day free trial

Everything in Premium
15min & 1hr Intraday Signals
Group & weekly ETF estimates
YouTuber Mode
Trades summary + CSV export
Priority data & support

Try it free for 7 days

Combined 55% Lifetime Discount

Company Info

Stock Yards Bancorp, Inc. (SYBT) had its IPO on 1993-03-24, and is traded on NASDAQ stock exchange.

Stock Yards Bancorp, Inc. serves as the parent company for Stock Yards Bank & Trust Company, providing a comprehensive range of financial solutions to individuals, businesses, and other clients across the United States. Its operations are divided into two main segments: Commercial Banking and Wealth Management & Trust (WM&T). The Commercial Banking segment offers services such as mortgage and deposit accounts, a variety of lending options including retail, commercial, and commercial real estate loans, alongside online and mobile banking, private banking, leasing, treasury management, merchant services, international banking, and correspondent banking. This segment also arranges for securities brokerage services through an agreement with an independent broker-dealer. The WM&T division specializes in investment management, financial and retirement planning, trust and estate administration, and managing retirement plans for businesses and corporations. Founded in 1904, Stock Yards Bancorp, Inc. is headquartered in Louisville, Kentucky, and operates 73 full-service banking centers across Louisville and the central, eastern, and northern regions of Kentucky, as well as in the Indianapolis, Indiana, and Cincinnati, Ohio metropolitan areas.

SYBT website: https://www.syb.com

Get Full Access to All Reports with DRIPCalc PRO

Get 3 Months Free with Annual Plan

PRO

$171 ($14.25/mo) $102.60/yr ($8.55/mo)

7-day free trial

Unlimited Portfolio Tracker
Portfolio - Lots/Sales/Dividends
Portfolio Auto-DRIP
Buy/Sell Signals Dashboard
Stock Fundamentals
Compare Stocks Side-by-Side
Revenue & EPS Estimates
DCF Valuation Modeling

Try it free for 7 days

Combined 55% Lifetime Discount

Most Popular

PREMIUM

$288 ($24/mo) $172.80/yr ($14.40/mo)

7-day free trial

Everything in Pro
YieldMax PNL Tracker
YieldMax NAV Erosion Alerts
YM ETFs Trend Signals
9/21 EMA Trend Signals
Stocks Dashboard

Try it free for 7 days

Combined 55% Lifetime Discount

ULTRA

$576 ($48/mo) $345.60/yr ($28.80/mo)

7-day free trial

Everything in Premium
15min & 1hr Intraday Signals
Group & weekly ETF estimates
YouTuber Mode
Trades summary + CSV export
Priority data & support

Try it free for 7 days

Combined 55% Lifetime Discount

Loading signals…

DCF Model — SYBT

Value from:

EPS (TTM)icompany profit per share over the last 12 months

EPS Growth %ihow fast profit per share grows each of the next 5 years — prefilled with what analysts expect

EPS growth after year 5 (forever)ithe slower pace once the fast 5 years are over — only drives years 6-10 of the price path below

Exit multiple (PE in 5 yrs)iwhat buyers pay per $1 of profit in 2031 — prefilled with today’s forward PE

Desired return %/yrithe yearly return you want from buying today — the S&P has done ~14%/yr, ask for more from a single stock

FCF growth %/yr (next 5 yrs)ihow fast free cash flow grows while the company is still expanding fast

Years of fast FCF growthihow many years the fast growth lasts before the business settles down

FCF growth after year 5 (forever)ithe slow, steady pace once the company is mature — usually 2-3%, near inflation. Must stay below your target return

Risk-free rate %iwhat a 10-yr US treasury pays with zero risk — the floor any risky stock must beat

Your target return %/yrithe yearly return you want for taking this risk — rule of thumb: risk-free rate + extra for risk

FCF base ($M, TTM)ilast 12 months of free cash flow, added up from reported quarters

Include dividends in returnidividends hand you part of the return in cash, so the share price needs to climb less

Pay up to today

—

vs current price $76.73

—

Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today

—

grows for the next years

Then mature

—

every future dollar counted back to today

Pile of today-dollars

—

÷ shares

Implied price path

Year	FCF	Implied price

Sensitivity — fair value: growth ↓ × target return →

× Free Portfolio Tracker

Own SYBT? See every dividend it's paid you

Add your SYBT shares to a free account and every payment you've received is listed — dated, in dollars — with reinvested shares counted and monthly totals. Room for 4 more stocks.

✓Every SYBT dividend you've received, dated, with the amount
✓Reinvested (DRIP) shares counted for you
✓Monthly totals across up to 5 stocks

Add SYBT free →

Free plan · up to 5 holdings