TowneBank TOWN | NASDAQ

$34.18 -$0.17 | -0.49%

After Hours
$34.29 $0.11 | 0.32%

Next Earnings: Jul 22, 2025

Company Overview:

Market Cap: $2.57B
PE Ratio: 14.48
52-Week Range: $26.62 - $38.28
Dividend Yield (FWD): 3.16% ($1.08)

6 Year TOWN Performance Metrics:

Total Return (with DRIP): 49.2% (6.90% CAGR)
Total Return (no DRIP): 42.7% (6.10% CAGR)
Share Price: 24.5% (3.72% CAGR)
Dividend Increase: 50.0% (6.99% CAGR)
TOWN 6-yr Total Return ($10K invested)
1Y 2Y 5Y 10Y All

TOWN Dividend Payments, Yield & Share Price charts

Dividend Payments & Yield
TOWN Dividend CAGR:1Y: 8.00%2Y: 3.92%5Y: 8.45%10Y: 8.45%
Share Price
TOWN Price CAGR:1Y: 26.55%2Y: 21.27%5Y: 12.65%10Y: 2.22%

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TOWN Dividend Safety: Payout & Dividend to Free Cash Flow Ratios.

Dividend Payout Ratio - TOWN
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Dividend to Free Cash Flow Ratio - TOWN
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TOWN Earnings, Revenue, Cash & Debt, Shares Outstaning:

TOWN - Revenue
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TOWN Revenue CAGR:1Y: 4.58%2Y: 19.09%5Y: 13.92%10Y: 13.69%
TOWN - Earnings Per Share (EPS)
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TOWN EPS CAGR:1Y: 45.65%2Y: 13.51%5Y: 13.23%10Y: 8.73%
TOWN - Net Income
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TOWN Net Income CAGR:1Y: 45.85%2Y: 14.88%5Y: 13.91%10Y: 13.28%
TOWN - EBITDA
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TOWN EBITDA CAGR:1Y: 0.00%2Y: -16.17%5Y: 0.99%10Y: 7.54%
TOWN - Free Cash Flow
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TOWN Free Cash Flow CAGR:1Y: 282.80%2Y: 129.55%5Y: 61.34%10Y: 15.07%
TOWN - Free Cash Flow / Share
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TOWN Free Cash Flow / Share CAGR:1Y: 281.10%2Y: 128.81%5Y: 60.29%10Y: 13.00%
TOWN - Operating Income
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TOWN Operating Income CAGR:1Y: 30.40%2Y: -17.74%5Y: 0.80%10Y: 7.55%
TOWN - Gross Profit
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TOWN Gross Profit CAGR:1Y: -24.07%2Y: 0.00%5Y: 0.00%10Y: 0.00%
TOWN - Shares Outstanding
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TOWN Shares Outstanding CAGR:1Y: 0.73%2Y: 0.76%5Y: 0.88%10Y: 4.06%
TOWN - Share Buybacks
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TOWN Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: -100.00%
TOWN - Stock-Based Comp
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TOWN Stock-Based Comp CAGR:1Y: 26.55%2Y: -32.95%5Y: 16.56%10Y: 12.47%
TOWN - Expenses
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TOWN Expenses CAGR:1Y: 8.06%2Y: -6.97%5Y: 4.16%10Y: 16.62%
TOWN - Revenue vs Net Income
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TOWN - EPS vs FCF / Share
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TOWN - EPS vs PE Ratio
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TOWN - FCF vs FCF / Share
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TOWN - FCF vs Stock Based Comp
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TOWN - Cash & Debt
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TOWN - Dividends
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TOWN Dividend CAGR:1Y: 8.00%2Y: 3.92%5Y: 8.45%10Y: 8.45%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

TOWN - REVENUE: Actual + Estimates
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TOWN Actual Revenue CAGR:1Y: 4.58%2Y: 19.09%5Y: 13.92%10Y: 13.69%
TOWN - EPS: Actual + Estimates
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TOWN Actual EPS CAGR:1Y: 45.65%2Y: 13.51%5Y: 13.23%10Y: 8.73%
TOWN - NET INCOME: Actual + Estimates
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TOWN Actual Net Income CAGR:1Y: 45.85%2Y: 14.88%5Y: 13.91%10Y: 13.28%
TOWN - EBITDA: Actual + Estimates
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TOWN Actual EBITDA CAGR:1Y: 0.00%2Y: -16.17%5Y: 0.99%10Y: 7.54%

Ratios, Profit Margins & Return on Capital:

TOWN - Net Profit Margin
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TOWN Net Profit Margin CAGR:1Y: 39.45%2Y: -3.55%5Y: -0.01%10Y: -0.36%
TOWN - Gross Profit Margin
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TOWN Gross Profit Margin CAGR:1Y: -27.40%2Y: -14.79%5Y: -6.20%10Y: -3.15%
TOWN - Price to Earnings
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TOWN - Price To Sales Ratio
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TOWN - Return on Capital Employed
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TOWN - Return on Invested Capital
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TOWN Dividends Info:

Annual Dividend: $1.08
Forward Yield: 3.16%
Ex-Dividend Date: 2025-06-27
Lifetime Dividends / Share: $11.16

TOWN Dividend History: Dates, Payments & Yield list

Below is a schedule of all TOWN dividend payments, ex-dates, share price on the day of the payment as well as TTM & forward yield

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
06/27/202507/11/2025$0.2702.97%0%$0.00
03/31/202504/11/2025$0.2502.92%3.26%$30.64
12/31/202401/14/2025$0.2502.94%2.99%$33.47
09/30/202410/11/2024$0.2503.02%2.93%$34.15
06/28/202407/12/2024$0.2503.67%3.37%$29.66
03/27/202404/12/2024$0.2503.6%3.79%$26.40
12/28/202301/12/2024$0.2503.22%3.48%$28.74
09/28/202310/13/2023$0.2504.21%4.44%$22.50
06/29/202307/14/2023$0.2503.98%4.11%$24.33
03/29/202304/12/2023$0.2303.37%3.59%$25.60
12/29/202201/12/2023$0.2302.88%2.93%$31.36
09/29/202210/14/2022$0.2303.17%3.16%$29.16
06/29/202207/12/2022$0.2303.06%3.33%$27.66
03/29/202204/08/2022$0.2002.57%2.76%$28.98
12/29/202101/12/2022$0.2002.46%2.38%$33.61
09/29/202110/12/2021$0.2002.46%2.51%$31.86
06/29/202107/09/2021$0.2002.43%2.63%$30.47
03/29/202104/09/2021$0.1802.39%2.33%$30.91
12/29/202001/11/2021$0.1803.13%2.83%$25.48
09/29/202010/09/2020$0.1804.43%3.94%$18.27
06/29/202007/10/2020$0.1803.89%4.08%$17.65
03/27/202004/10/2020$0.1804.24%3.64%$19.79
12/27/201901/10/2020$0.1802.51%2.6%$27.71
09/27/201910/10/2019$0.1802.44%2.66%$27.09
06/27/201907/10/2019$0.1802.43%2.65%$27.15
03/28/201904/10/2019$0.1600%2.33%$27.45
12/27/201801/11/2019$0.1600%2.33%$27.45
09/27/201810/10/2018$0.1600%2.33%$27.45
06/28/201807/10/2018$0.1600%2.33%$27.45
03/28/201804/10/2018$0.1400%2.04%$27.45
12/28/201701/12/2018$0.1400%2.04%$27.45
09/28/201710/12/2017$0.1400%2.04%$27.45
06/28/201707/12/2017$0.1400%2.04%$27.45
03/28/201704/12/2017$0.1300%1.89%$27.45
12/28/201601/12/2017$0.1300%1.89%$27.45
09/28/201610/12/2016$0.1300%1.89%$27.45
06/28/201607/12/2016$0.1300%1.89%$27.45
03/28/201604/12/2016$0.1200%1.75%$27.45
12/28/201501/12/2016$0.1200%1.75%$27.45
09/28/201510/09/2015$0.1200%1.75%$27.45
06/26/201507/10/2015$0.1200%1.75%$27.45
03/26/201504/10/2015$0.1100%1.6%$27.45
12/26/201401/12/2015$0.1100%1.6%$27.45
09/24/201410/10/2014$0.1100%1.6%$27.45
06/25/201407/11/2014$0.1100%1.6%$27.45
03/26/201404/11/2014$0.1000%1.46%$27.45
12/27/201301/10/2014$0.1000%1.46%$27.45
09/25/201310/11/2013$0.1000%1.46%$27.45
06/26/201307/12/2013$0.0900%1.31%$27.45
03/26/201304/12/2013$0.0900%1.31%$27.45
12/05/201212/28/2012$0.0900%1.31%$27.45
09/26/201210/12/2012$0.0800%1.17%$27.45
06/27/201207/12/2012$0.0800%1.17%$27.45
03/28/201204/12/2012$0.0780%1.13%$27.45
12/28/201101/12/2012$0.0780%1.13%$27.45
09/28/201110/12/2011$0.0780%1.13%$27.45
06/28/201107/12/2011$0.0780%1.13%$27.45
03/29/201104/12/2011$0.0780%1.13%$27.45
12/29/201001/11/2011$0.0780%1.13%$27.45
09/28/201010/12/2010$0.0780%1.13%$27.45
06/28/201007/12/2010$0.0780%1.13%$27.45
03/29/201004/12/2010$0.0780%1.13%$27.45
12/29/200901/11/2010$0.0780%1.13%$27.45
09/28/200910/09/2009$0.0780%1.13%$27.45
06/29/200907/10/2009$0.0780%1.13%$27.45
03/30/200904/10/2009$0.0780%1.13%$27.45
12/29/200801/09/2009$0.0780%1.13%$27.45
09/29/200810/10/2008$0.0780%1.13%$27.45
06/27/200807/10/2008$0.0780%1.13%$27.45
03/28/200804/10/2008$0.0780%1.13%$27.45
12/27/200701/10/2008$0.0780%1.13%$27.45
09/27/200710/11/2007$0.0780%1.13%$27.45
06/28/200707/16/2007$0.0780%1.13%$27.45
03/29/200704/16/2007$0.0780%1.13%$27.45
12/18/200601/16/2007$0.2910%4.24%$27.45
02/22/200603/10/2006$0.2230%3.25%$27.45
02/23/200503/14/2005$0.1230%1.79%$27.45
04/16/200404/21/2004$0.0630%0.92%$27.45
04/23/200305/08/2003$0.0310%0.46%$27.45

Projected Future Returns & Dividends for TOWN

Based on past 6-year performance, here are TOWN growth metrics:

Share price CAGR of +3.72%
Dividend CAGR of +8.45%

Using TOWN CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

TOWN (DRIP)TOWN - No DRIP
Current Price$34.18$34.18
Start Shares292.57292.57
Start Value$10,000$10,000
  
After 10 years:
Final Share Count430.98292.57
Dividends Payment$0.61$0.61
Annual Dividends$1,047$711
Yield on cost10.47%7.11%
Share Price$47.49$47.49
Total Dividends$5,747$4,676
Final Value$20,468$18,570

Estimated Future Value + Dividends - TOWN

NOTE: Above numbers are our estimate based on TOWN's Dividend and Price CAGR over past 6 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

TowneBank (TOWN) had its IPO on 1999-05-05, and is trader on NASDAQ stock exchange.

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts. The company also offers secured and unsecured personal loans for financing automobiles, home improvements, education, and personal investments; commercial loans for working capital, business expansion, and equipment and machinery purchases; and mortgage loans, as well as real estate acquisition, development, and construction loans. In addition, it provides other services, such as safe deposit boxes, treasury management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts, as well as online, mobile, and on-call banking services. Further, the company offers documentation services to accomplish tax deferral to investors; investment and asset management services; commercial mortgage brokerage services; and other financial services, such as financial, retirement, and estate planning services, as well as assistance on various investment options comprising alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing plans. Additionally, it provides residential real estate, relocation, property management, vacations rental, and title and settlement services; and originates residential mortgage loans. The company also offers life, property, casualty, and vehicle insurance services; and employee benefit programs, such as health, dental, vision, and disability insurance. It operates in Richmond, Virginia, the Greater Hampton Roads region in southeastern Virginia, northeastern North Carolina, Raleigh, Charlotte, Greensboro, and Greenville, North Carolina. TowneBank was incorporated in 1998 and is headquartered in Portsmouth, Virginia.

TOWN website: https://www.townebank.com


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