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UMB Financial Corporation UMBF | NASDAQ

$139.83 $0.00 | 0.00%

Next Earnings: Sep 14, 2026

Company Overview:

Market Cap: $0
Trailing PE: 0x
FWD PE *: 10.6x
Payout Ratio (TTM): 16.0%
52-Week Range: $103.38 - $153.32

* Forward PE is based on street estimates.

7.6 Year UMBF Performance Metrics:

Total Return (with DRIP): 148.8% (12.74% CAGR)
Total Return (no DRIP): 134.2% (11.85% CAGR)
Share Price: 117.3% (10.75% CAGR)
Yield on Cost (with DRIP): 3.56%
Total Invested: $10,000
Total Value (with DRIP): $24,879
Total Return $ (with DRIP): $14,879
Dividend Increase: 43.3% (5.09% CAGR)
Dividend Yield (FWD): 1.43% ($2.00)
UMBF 7.6-yr Total Return ($10K invested)
1Y 2Y 5Y 10Y All

UMBF Share Price chart

Share Price
UMBF Price CAGR:1Y: 16.14%2Y: 15.33%5Y: 9.66%10Y: 10.72%
UMBF Dividend Charts
UMBF - Dividends
UMBF Dividend CAGR:1Y: 25.00%2Y: 13.23%5Y: 6.21%10Y: 6.97%
UMBF - Dividend Payout Ratio
UMBF - Dividend to Free Cash Flow Ratio

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UMBF Earnings, Revenue, Cash & Debt, Shares Outstanding:

UMBF - Revenue
UMBF Revenue CAGR:1Y: -28.88%2Y: 6.15%5Y: 18.33%10Y: 12.34%
UMBF - Earnings Per Share (EPS)
UMBF EPS CAGR:1Y: 26.24%2Y: 31.14%5Y: 14.74%10Y: 16.70%
UMBF - Net Income
UMBF Net Income CAGR:1Y: 27.68%2Y: 65.50%5Y: 26.00%10Y: 22.23%
UMBF - EBITDA
UMBF EBITDA CAGR:1Y: 23.16%2Y: 65.82%5Y: 23.80%10Y: 18.47%
UMBF - Free Cash Flow
UMBF Free Cash Flow CAGR:1Y: 22.16%2Y: 76.10%5Y: 44.85%10Y: 21.95%
UMBF - Free Cash Flow / Share
UMBF Free Cash Flow / Share CAGR:1Y: 30.56%2Y: 45.87%5Y: 34.09%10Y: 17.45%
UMBF - Operating Income
UMBF Operating Income CAGR:1Y: 27.40%2Y: 66.16%5Y: 21.67%10Y: 17.88%
UMBF - Gross Profit
UMBF Gross Profit CAGR:1Y: 22.51%2Y: 49.75%5Y: 19.20%10Y: 12.75%
UMBF - Shares Outstanding
UMBF Shares Outstanding CAGR:1Y: 0.20%2Y: 24.89%5Y: 9.42%10Y: 4.51%
UMBF - Share Buybacks
UMBF Share Buybacks CAGR:1Y: 524.94%2Y: 96.53%5Y: 142.23%10Y: 21.92%
UMBF - Stock-Based Comp
UMBF Stock-Based Comp CAGR:1Y: 18.68%2Y: 27.31%5Y: 17.63%10Y: 12.60%
UMBF - Expenses
UMBF Expenses CAGR:1Y: -69.07%2Y: -10.91%5Y: -13.69%10Y: -6.69%
UMBF - Revenue vs Net Income
UMBF - EPS vs FCF / Share
UMBF - EPS vs PE Ratio
UMBF - FCF vs FCF / Share
UMBF - FCF vs Stock Based Comp
UMBF - Cash & Debt
UMBF - Revenue by Segment
UMBF Revenue CAGR:1Y: -28.88%2Y: 6.15%5Y: 18.33%10Y: 12.34%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

UMBF - REVENUE: Actual + Estimates
UMBF Actual Revenue CAGR:1Y: -28.88%2Y: 6.15%5Y: 18.33%10Y: 12.34%
UMBF - EPS: Actual + Estimates
UMBF Actual EPS CAGR:1Y: 26.24%2Y: 31.14%5Y: 14.74%10Y: 16.70%
UMBF - NET INCOME: Actual + Estimates
UMBF Actual Net Income CAGR:1Y: 27.68%2Y: 65.50%5Y: 26.00%10Y: 22.23%
UMBF - EBITDA: Actual + Estimates
UMBF Actual EBITDA CAGR:1Y: 23.16%2Y: 65.82%5Y: 23.80%10Y: 18.47%

Ratios, Profit Margins & Return on Capital:

UMBF - Net Profit Margin
UMBF Net Profit Margin CAGR:1Y: 16.23%2Y: 25.45%5Y: -2.39%10Y: 4.17%
UMBF - Gross Profit Margin
UMBF Gross Profit Margin CAGR:1Y: 11.53%2Y: 13.51%5Y: -7.66%10Y: -3.90%
UMBF - Price to Earnings
UMBF - Price To Sales Ratio
UMBF - Return on Capital Employed
UMBF - Return on Invested Capital

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UMBF Dividends Info:

Annual Dividend: $2
Forward Yield: 1.43%
Ex-Dividend Date: 2026-09-10
Lifetime Dividends / Share: $28.96

UMBF Dividend History: Dates, Payments & Yield list

Below is a schedule of all UMBF dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
09/10/202610/01/2026$0.5001.44%0%$0.00
06/10/202607/01/2026$0.4301.3%1.18%$145.65
03/10/202604/01/2026$0.4301.53%1.5%$114.65
12/10/202501/02/2026$0.4301.45%1.48%$116.48
09/10/202510/01/2025$0.4001.31%1.35%$118.30
06/10/202507/01/2025$0.4001.51%1.48%$108.14
03/10/202504/01/2025$0.4001.62%1.59%$100.53
12/10/202401/02/2025$0.4001.29%1.43%$111.79
09/10/202410/01/2024$0.3901.54%1.54%$101.15
06/10/202407/01/2024$0.3901.94%1.89%$82.40
06/07/202407/01/2024$0.3901.93%1.89%$82.40
03/08/202404/01/2024$0.3901.88%1.84%$84.56
12/08/202301/02/2024$0.3902.05%1.86%$83.89
09/08/202310/02/2023$0.3802.46%2.52%$60.30
06/09/202307/03/2023$0.3802.31%2.45%$61.93
03/09/202304/03/2023$0.3801.91%2.65%$57.28
12/09/202201/03/2023$0.3801.88%1.84%$82.56
09/09/202210/03/2022$0.3701.64%1.71%$86.76
06/09/202207/01/2022$0.3701.67%1.7%$87.13
03/09/202204/01/2022$0.3701.52%1.52%$97.61
12/09/202101/03/2022$0.3701.42%1.38%$107.43
09/09/202110/01/2021$0.3701.66%1.49%$99.09
06/09/202107/01/2021$0.3201.36%1.36%$93.80
03/09/202104/01/2021$0.3201.37%1.38%$92.53
12/09/202001/04/2021$0.3201.86%1.86%$68.64
09/09/202010/01/2020$0.3102.37%2.52%$49.21
06/09/202007/01/2020$0.3102.01%2.55%$48.64
03/09/202004/01/2020$0.3102.61%2.86%$43.38
12/09/201901/02/2020$0.3101.84%1.8%$68.94
09/09/201910/01/2019$0.3001.9%1.91%$62.85
06/07/201907/01/2019$0.3001.92%1.83%$65.64
03/08/201904/01/2019$0.3001.83%1.84%$65.10
12/07/201801/02/2019$0.3000%1.86%$64.36
09/07/201810/01/2018$0.2900%1.8%$64.36
06/08/201807/02/2018$0.2900%1.8%$64.36
03/08/201804/02/2018$0.2900%1.8%$64.36
12/07/201701/02/2018$0.2750%1.71%$64.36
09/07/201710/02/2017$0.2550%1.58%$64.36
06/07/201707/03/2017$0.2550%1.58%$64.36
03/08/201704/03/2017$0.2550%1.58%$64.36
12/07/201601/03/2017$0.2550%1.58%$64.36
09/07/201610/03/2016$0.2450%1.52%$64.36
06/08/201607/01/2016$0.2450%1.52%$64.36
03/08/201604/01/2016$0.2450%1.52%$64.36
12/08/201501/04/2016$0.2450%1.52%$64.36
09/08/201510/01/2015$0.2350%1.46%$64.36
06/08/201507/01/2015$0.2350%1.46%$64.36
03/06/201504/01/2015$0.2350%1.46%$64.36
12/08/201401/02/2015$0.2350%1.46%$64.36
09/08/201410/01/2014$0.2250%1.4%$64.36
06/06/201407/01/2014$0.2250%1.4%$64.36
03/06/201404/01/2014$0.2250%1.4%$64.36
12/06/201301/02/2014$0.2250%1.4%$64.36
09/06/201310/01/2013$0.2150%1.34%$64.36
06/05/201307/01/2013$0.2150%1.34%$64.36
03/06/201304/01/2013$0.2150%1.34%$64.36
12/06/201212/28/2012$0.2150%1.34%$64.36
09/06/201210/01/2012$0.2050%1.27%$64.36
06/06/201207/02/2012$0.2050%1.27%$64.36
03/07/201204/02/2012$0.2050%1.27%$64.36
12/07/201101/03/2012$0.2050%1.27%$64.36
09/07/201110/03/2011$0.1950%1.21%$64.36
06/08/201107/01/2011$0.1950%1.21%$64.36
03/09/201104/01/2011$0.1950%1.21%$64.36
12/08/201012/30/2010$0.1950%1.21%$64.36
09/08/201010/01/2010$0.1850%1.15%$64.36
06/09/201007/01/2010$0.1850%1.15%$64.36
03/09/201004/01/2010$0.1850%1.15%$64.36
12/09/200901/04/2010$0.1850%1.15%$64.36
09/08/200910/01/2009$0.1750%1.09%$64.36
06/09/200907/01/2009$0.1750%1.09%$64.36
03/09/200904/01/2009$0.1750%1.09%$64.36
12/09/200801/02/2009$0.1750%1.09%$64.36
09/08/200810/01/2008$0.1650%1.03%$64.36
06/09/200807/01/2008$0.1650%1.03%$64.36
03/07/200804/01/2008$0.1500%0.93%$64.36
12/07/200701/02/2008$0.1500%0.93%$64.36
09/10/200710/01/2007$0.1400%0.87%$64.36
06/07/200707/02/2007$0.1400%0.87%$64.36
03/08/200704/02/2007$0.1400%0.87%$64.36
12/08/200601/02/2007$0.1300%0.81%$64.36
09/07/200610/02/2006$0.1300%0.81%$64.36
06/08/200607/03/2006$0.1300%0.81%$64.36
03/09/200604/03/2006$0.1250%0.78%$64.36
12/09/200501/03/2006$0.1250%0.78%$64.36
09/08/200510/03/2005$0.1100%0.68%$64.36
06/08/200507/01/2005$0.1100%0.68%$64.36
03/09/200504/01/2005$0.1100%0.68%$64.36
12/09/200401/03/2005$0.1100%0.68%$64.36
09/09/200410/01/2004$0.1050%0.65%$64.36
06/08/200407/01/2004$0.1050%0.65%$64.36
03/09/200404/01/2004$0.1050%0.65%$64.36
12/10/200301/02/2004$0.1050%0.65%$64.36
09/10/200310/01/2003$0.1000%0.62%$64.36
06/06/200307/01/2003$0.1000%0.62%$64.36
03/07/200304/01/2003$0.1000%0.62%$64.36
12/10/200201/02/2003$0.1000%0.62%$64.36
09/11/200210/01/2002$0.1000%0.62%$64.36
06/06/200207/01/2002$0.1000%0.62%$64.36
03/07/200204/01/2002$0.1000%0.62%$64.36
12/10/200101/02/2002$0.1000%0.62%$64.36
06/07/200107/02/2001$0.0950%0.59%$64.36
03/08/200104/12/2001$0.0950%0.59%$64.36
12/08/200001/02/2001$0.0950%0.59%$64.36
09/12/200010/02/2000$0.0950%0.59%$64.36
06/08/200007/03/2000$0.0950%0.59%$64.36
03/08/200004/03/2000$0.0950%0.59%$64.36
12/09/199901/03/2000$0.0870%0.54%$64.36
09/09/199910/01/1999$0.0870%0.54%$64.36
06/09/199907/01/1999$0.0870%0.54%$64.36
03/10/199904/01/1999$0.0870%0.54%$64.36
12/10/199801/04/1999$0.0870%0.54%$64.36
09/09/199810/01/1998$0.0820%0.51%$64.36
06/10/199807/01/1998$0.0820%0.51%$64.36
03/11/199804/01/1998$0.0820%0.51%$64.36
12/09/199701/02/1998$0.0820%0.51%$64.36
09/10/199710/01/1997$0.0780%0.49%$64.36
06/11/199707/01/1997$0.0780%0.49%$64.36
03/12/199704/01/1997$0.0780%0.49%$64.36
12/09/199601/02/1997$0.0780%0.49%$64.36
09/11/199610/01/1996$0.0790%0.49%$64.36
06/12/199607/01/1996$0.0790%0.49%$64.36
03/13/199604/01/1996$0.0790%0.49%$64.36
12/11/199512/13/1995$0.0710%0.44%$64.36
09/13/199510/02/1995$0.0790%0.49%$64.36
06/13/199507/03/1995$0.0790%0.49%$64.36
03/09/199504/03/1995$0.0790%0.49%$64.36
12/06/199401/03/1995$0.0790%0.49%$64.36
09/12/199410/03/1994$0.0790%0.49%$64.36
06/08/199407/01/1994$0.2300%1.43%$64.36
12/07/199301/03/1994$0.0790%0.49%$64.36
09/09/199310/01/1993$0.0790%0.49%$64.36
03/09/199304/01/1993$0.0790%0.49%$64.36
12/08/199201/04/1993$0.0790%0.49%$64.36
09/09/199210/01/1992$0.0790%0.49%$64.36
06/08/199207/01/1992$0.0790%0.49%$64.36
03/06/199203/11/1992$0.0790%0.49%$64.36
12/09/199101/02/1992$0.0790%0.49%$64.36
06/10/199107/01/1991$0.0790%0.49%$64.36
03/11/199104/01/1991$0.0790%0.49%$64.36
12/10/199001/02/1991$0.0790%0.49%$64.36
09/11/199010/01/1990$0.0790%0.49%$64.36
06/11/199007/02/1990$0.0790%0.49%$64.36
03/09/199004/02/1990$0.0790%0.49%$64.36
12/08/198901/02/1990$0.1180%0.73%$64.36
09/11/198910/02/1989$0.0790%0.49%$64.36
06/09/198906/14/1989$0.0790%0.49%$64.36
03/13/198904/03/1989$0.0670%0.41%$64.36
12/09/198801/03/1989$0.0670%0.41%$64.36
09/12/198810/03/1988$0.0670%0.41%$64.36
06/13/198807/01/1988$0.0670%0.41%$64.36
03/10/198804/01/1988$0.0670%0.41%$64.36
12/08/198701/04/1988$0.0670%0.41%$64.36
09/10/198710/01/1987$0.0670%0.41%$64.36
06/11/198707/01/1987$0.0670%0.41%$64.36
03/12/198704/01/1987$0.0670%0.41%$64.36
12/09/198601/02/1987$0.0650%0.41%$64.36

Projected Future Returns & Dividends for UMBF

Based on past 7.6-year performance, here are UMBF growth metrics:

Share price CAGR of +10.75%
Dividend CAGR of +7.4%

Using UMBF CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, is modelled to grow as follows:

UMBF (DRIP)UMBF - No DRIP
Current Price$139.83$139.83
Start Shares71.5271.52
Start Value$10,000$10,000
  
After 10 years:
Final Share Count81.3271.52
Dividends Payment$1.02$1.02
Annual Dividends$332$292
Yield on cost3.32%2.92%
Share Price$362.68$362.68
Total Dividends$2,167$2,014
Final Value$29,495$27,951

Estimated Future Value + Dividends - UMBF

NOTE: Above numbers are our estimate based on UMBF's Dividend and Price CAGR over past 7.6 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

UMB Financial Corporation (UMBF) had its IPO on 1980-03-17, and is trader on NASDAQ stock exchange.

UMB Financial Corporation serves as the holding company for UMB Bank, delivering a comprehensive array of banking and financial solutions. Its Commercial Banking division provides businesses with essential services, including commercial loans, credit cards, and real estate financing. This segment also offers letters of credit, loan syndication, and consultative support. Furthermore, it delivers specialized business solutions such as asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investments. Comprehensive treasury management services are also available, encompassing depository functions, account reconciliation, cash management tools, accounts payable and receivable solutions, electronic funds transfers, automated payments, controlled disbursements, lockbox services, and remote deposit capture. The Institutional Banking division caters specifically to institutional clients, offering asset management and healthcare services. Its extensive offerings include fund administration and accounting, investor services, transfer agency functions, marketing and distribution support, custody, and alternative investment services. This segment also manages fixed-income sales, trading, and underwriting, alongside providing corporate trust, escrow, and institutional custody services. A notable feature of this division is its healthcare payment solutions, which incorporate custodial services for health savings accounts and versatile private-label debit cards. These solutions are extended to a diverse clientele, including insurance carriers, third-party administrators, software companies, employers, and financial institutions. For individual customers, the Personal Banking segment presents a suite of services such as deposit accounts, retail credit cards, and private banking. It also provides various loan products, including installment loans, home equity lines of credit, residential mortgages, and small business loans. These offerings are complemented by internet banking, an expansive ATM network, brokerage, insurance, advisory, and trust services. The company operates a substantial network of branches and offices across 17 states: Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. Established in 1913, UMB Financial Corporation maintains its headquarters in Kansas City, Missouri.

UMBF website: https://www.umb.com


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