NEW Selling losers for tax season? Check the wash-sale window first
Our free Wash Sale Calculator shows the first day you can buy back — and flags buys that would cancel your tax loss.
Check a trade »

Unum Group UNM | NYSE

$91.14 -$0.45 | -0.49%
TREND SIGNAL:Signal available — unlock to view |2026-10-26

Next Earnings: Nov 03, 2026

Company Overview:

Market Cap: $14.49B
Trailing PE: 21.2x
FWD PE *: 10.2x
Payout Ratio (TTM): 43.8%
52-Week Range: $69.02 - $96.77

* Forward PE is based on street estimates.

10 Year UNM Performance Metrics:

Total Return (with DRIP): 254.8% (13.50% CAGR)
Total Return (no DRIP): 193.7% (11.38% CAGR)
Share Price: 157.5% (9.92% CAGR)
Yield on Cost (with DRIP): 7.86%
Total Invested: $10,000
Total Value (with DRIP): $35,480
Total Return $ (with DRIP): $25,480
Dividend Increase: 130.0% (8.93% CAGR)
Dividend Yield (FWD): 2.22% ($2.02)
UNM 10-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
UNM Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
UNM Price CAGR:1Y: 24.00%2Y: 18.97%5Y: 29.04%10Y: 9.92%
UNM Dividend Charts
UNM - Dividends
UNM Dividend CAGR:1Y: 9.78%2Y: 9.65%5Y: 10.98%10Y: 9.70%
UNM - Dividend Payout Ratio
UNM Dividend Payout Ratio CAGR:1Y: 30.99%2Y: 27.17%5Y: -2.11%10Y: 4.38%
UNM - Dividend to Free Cash Flow Ratio
UNM Dividend to FCF Ratio CAGR:1Y: -32.33%2Y: -16.32%5Y: 12.58%10Y: -1.55%
Build Custom Charts
UNM - Chart 1
UNM - Chart 2
UNM - Chart 3

Unlock All Reports & Research Dividend Stocks like a BOSS!

Get 3 Months Free with Annual Plan
PRO
$171 ($14.25/mo) $102.60/yr ($8.55/mo)
7-day free trial
  • Unlimited Portfolio Tracker
  • Portfolio - Lots/Sales/Dividends
  • Portfolio Auto-DRIP
  • Buy/Sell Signals Dashboard
  • Stock Fundamentals
  • Compare Stocks Side-by-Side
  • Revenue & EPS Estimates
  • DCF Valuation Modeling
Try it free for 7 days
Combined 55% Lifetime Discount
Most Popular
PREMIUM
$288 ($24/mo) $172.80/yr ($14.40/mo)
7-day free trial
  • Everything in Pro
  • YieldMax PNL Tracker
  • YieldMax NAV Erosion Alerts
  • YM ETFs Trend Signals
  • 9/21 EMA Trend Signals
  • Stocks Dashboard
Try it free for 7 days
Combined 55% Lifetime Discount
ULTRA
$576 ($48/mo) $345.60/yr ($28.80/mo)
7-day free trial
  • Everything in Premium
  • 15min & 1hr Intraday Signals
  • Group & weekly ETF estimates
  • YouTuber Mode
  • Trades summary + CSV export
  • Priority data & support
Try it free for 7 days
Combined 55% Lifetime Discount

UNM Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

UNM - Revenue
UNM Revenue CAGR:1Y: 0.13%2Y: 1.77%5Y: 2.28%10Y: 1.95%
UNM - Earnings Per Share (EPS)
UNM EPS CAGR:1Y: -16.15%2Y: -11.38%5Y: 12.59%10Y: 4.88%
UNM - Net Income
UNM Net Income CAGR:1Y: -23.45%2Y: -18.79%5Y: 7.03%10Y: 0.82%
UNM - EBITDA
UNM EBITDA CAGR:1Y: -23.32%2Y: -18.38%5Y: 2.51%10Y: -0.63%
UNM - Free Cash Flow
UNM Free Cash Flow CAGR:1Y: 48.17%2Y: 23.41%5Y: -6.94%10Y: 6.89%
UNM - Free Cash Flow / Share
UNM Free Cash Flow / Share CAGR:1Y: 61.58%2Y: 34.59%5Y: -2.21%10Y: 11.19%
UNM - Operating Income
UNM Operating Income CAGR:1Y: -20.98%2Y: -22.27%5Y: 1.37%10Y: -1.48%
UNM - Gross Profit
UNM Gross Profit CAGR:1Y: 20.67%2Y: -35.51%5Y: -15.21%10Y: -6.96%
UNM - Shares Outstanding
UNM Shares Outstanding CAGR:1Y: -8.26%2Y: -8.31%5Y: -4.86%10Y: -3.86%
UNM - Share Buybacks
UNM Share Buybacks CAGR:1Y: -30.13%2Y: 8.56%5Y: -18.62%10Y: 7.69%
UNM - Stock-Based Comp
UNM Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
UNM - Expenses
UNM Expenses CAGR:1Y: 4.66%2Y: 2.67%5Y: 1.81%10Y: 1.81%
UNM - Revenue by Segment
UNM Revenue CAGR:1Y: 0.13%2Y: 1.77%5Y: 2.28%10Y: 1.95%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

UNM - REVENUE: Actual + Estimates
UNM Actual Revenue CAGR:1Y: 0.13%2Y: 1.77%5Y: 2.28%10Y: 1.95%
UNM - EPS: Actual + Estimates
UNM Actual EPS CAGR:1Y: -16.15%2Y: -11.38%5Y: 12.59%10Y: 4.88%
UNM - NET INCOME: Actual + Estimates
UNM Actual Net Income CAGR:1Y: -23.45%2Y: -18.79%5Y: 7.03%10Y: 0.82%
UNM - EBITDA: Actual + Estimates
UNM Actual EBITDA CAGR:1Y: -23.32%2Y: -18.38%5Y: 2.51%10Y: -0.63%

Ratios, Profit Margins & Return on Capital:

UNM - Net Profit Margin
UNM Net Profit Margin CAGR:1Y: -22.13%2Y: -19.46%5Y: 5.03%10Y: -0.94%
UNM - Gross Profit Margin
UNM Gross Profit Margin CAGR:1Y: 22.66%2Y: -36.07%5Y: -16.80%10Y: -8.58%
UNM - Price to Earnings
UNM Price to Earnings CAGR:1Y: 32.70%2Y: 49.15%5Y: 11.83%10Y: 5.73%
UNM - Price To Sales Ratio
UNM Price To Sales Ratio CAGR:1Y: 3.20%2Y: 20.11%5Y: 17.45%10Y: 4.75%
UNM - Return on Capital Employed
UNM Return on Capital Employed CAGR:1Y: -22.67%2Y: -23.20%5Y: 3.62%10Y: -1.47%
UNM - Return on Invested Capital
UNM Return on Invested Capital CAGR:1Y: -24.75%2Y: -23.51%5Y: -22.93%10Y: -15.02%

Compare stocks side-by-side

UNM Dividends Info:

Annual Dividend: $2.02
Forward Yield: 2.22%
Ex-Dividend Date: 2026-10-30
Lifetime Dividends / Share: $26.05

UNM Dividend History: Dates, Payments & Yield list

Below is a schedule of all UNM dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
10/30/202611/20/2026$0.5052.24%0%$0.00
07/24/202607/27/2026$0.5052.34%2.34%$86.42
04/24/202604/27/2026$0.4602.37%2.39%$77.13
01/30/202602/02/2026$0.4602.42%2.41%$76.47
10/24/202510/27/2025$0.4602.42%2.43%$75.80
07/25/202507/28/2025$0.4602.28%2.3%$80.08
04/25/202504/28/2025$0.4202.14%2.13%$79.05
01/24/202501/27/2025$0.4202.24%2.23%$75.33
10/25/202410/28/2024$0.4202.72%2.72%$61.85
07/26/202407/29/2024$0.4203.16%3.14%$53.52
04/25/202404/29/2024$0.3652.84%2.86%$51.01
01/25/202401/29/2024$0.3653.09%3.11%$46.99
10/26/202310/30/2023$0.3653.01%2.99%$48.77
07/27/202307/31/2023$0.3653%3%$48.61
04/27/202305/01/2023$0.3303.2%3.16%$41.83
01/26/202301/30/2023$0.3303.17%3.21%$41.10
10/27/202211/18/2022$0.3302.95%3.23%$40.84
07/28/202208/19/2022$0.3304.15%3.34%$39.56
04/28/202205/20/2022$0.3003.81%3.51%$34.19
01/27/202202/18/2022$0.3004.74%4.16%$28.82
10/28/202111/19/2021$0.3004.48%4.75%$25.27
07/29/202108/20/2021$0.3004.34%4.72%$25.43
04/29/202105/21/2021$0.2853.95%3.78%$30.14
01/28/202102/19/2021$0.2854.69%4.45%$25.61
10/29/202011/20/2020$0.2856.69%5.32%$21.41
07/30/202008/21/2020$0.2856.64%6.46%$17.64
04/24/202005/15/2020$0.2857.43%8.15%$13.98
01/30/202002/21/2020$0.2854.15%3.8%$29.97
10/25/201911/15/2019$0.2854%3.84%$29.70
07/26/201908/16/2019$0.2853.46%4.27%$26.69
04/26/201905/17/2019$0.2602.84%2.99%$34.79
01/25/201902/15/2019$0.2603.03%2.86%$36.32
10/26/201811/16/2018$0.2603.01%2.88%$36.11
07/27/201808/17/2018$0.2602.68%2.89%$36.00
04/27/201805/18/2018$0.2301.88%2.38%$38.63
01/26/201802/16/2018$0.2301.65%1.75%$52.45
10/27/201711/17/2017$0.2301.75%1.72%$53.46
07/27/201708/18/2017$0.2301.9%1.92%$47.93
04/26/201705/19/2017$0.2001.7%1.76%$45.49
01/26/201702/17/2017$0.2001.73%1.65%$48.51
10/27/201611/18/2016$0.2002.21%1.88%$42.55
07/27/201608/19/2016$0.2002.48%2.32%$34.49
04/27/201605/20/2016$0.1852.17%2.09%$35.46
01/27/201602/19/2016$0.1852.67%2.69%$27.52
10/28/201511/20/2015$0.1852.17%1.99%$37.12
07/29/201508/21/2015$0.1851.98%2.21%$33.49
04/23/201505/15/2015$0.1651.96%1.91%$34.51
01/28/201502/20/2015$0.1652.13%1.94%$33.99
10/29/201411/21/2014$0.1651.91%1.96%$33.74
07/24/201408/15/2014$0.1651.88%1.89%$34.84
04/24/201405/16/2014$0.1451.73%1.78%$32.63
01/29/201402/21/2014$0.1451.82%1.73%$33.55
10/24/201311/15/2013$0.1451.85%1.74%$33.31
07/25/201308/16/2013$0.1451.84%1.96%$29.61
04/25/201305/17/2013$0.1301.89%1.83%$28.45
01/24/201302/15/2013$0.1302.25%2.13%$24.46
10/25/201211/16/2012$0.1302.53%2.67%$19.48
07/26/201208/17/2012$0.1302.8%2.68%$19.40
04/26/201205/18/2012$0.1051.77%2.11%$19.90
01/26/201202/17/2012$0.1051.84%1.82%$23.08
10/27/201111/18/2011$0.1051.7%1.93%$21.72
07/27/201108/19/2011$0.1051.72%1.94%$21.69
04/20/201105/20/2011$0.0931.44%1.38%$26.72
01/27/201102/18/2011$0.0931.44%1.38%$26.87
10/21/201011/19/2010$0.0931.65%1.67%$22.17
07/28/201008/20/2010$0.0931.65%1.82%$20.33
04/22/201005/21/2010$0.0831.29%1.47%$22.46
01/21/201002/19/2010$0.0831.57%1.57%$21.01
10/22/200911/20/2009$0.0831.51%1.73%$19.08
07/29/200908/21/2009$0.0831.82%1.49%$22.15
04/23/200905/15/2009$0.0751.99%1.84%$16.27
01/22/200902/20/2009$0.0752.07%2.83%$10.59
10/23/200811/21/2008$0.0752%2.59%$11.58
07/24/200808/15/2008$0.0751.36%1.21%$24.79
04/24/200805/16/2008$0.0751.29%1.22%$24.53
01/24/200802/15/2008$0.0751.44%1.28%$23.46
10/25/200711/16/2007$0.0751.31%1.25%$24.08
07/26/200708/17/2007$0.0751.23%1.21%$24.85
04/26/200705/18/2007$0.0751.2%1.1%$27.18
01/25/200702/16/2007$0.0751.49%1.37%$21.93
10/26/200611/17/2006$0.0751.46%1.43%$20.98
07/27/200608/18/2006$0.0751.83%1.65%$18.18
04/20/200605/19/2006$0.0751.57%1.74%$17.25
01/26/200602/17/2006$0.0751.26%1.42%$21.20
10/27/200511/18/2005$0.0751.53%1.35%$22.30
07/21/200508/19/2005$0.0751.54%1.53%$19.62
04/21/200505/20/2005$0.0751.88%1.68%$17.90
01/27/200502/18/2005$0.0751.77%1.73%$17.36
10/21/200411/19/2004$0.0752.31%1.95%$15.35
07/22/200408/20/2004$0.0751.94%1.87%$16.01
04/22/200405/21/2004$0.0751.97%2.17%$13.82
01/22/200402/20/2004$0.0751.9%2%$15.03
10/23/200311/21/2003$0.0751.93%2.09%$14.33
07/24/200308/15/2003$0.0752.27%2.11%$14.22
05/01/200305/16/2003$0.0752.66%2.47%$12.17
01/23/200302/21/2003$0.1483.16%4.56%$12.95
10/24/200211/15/2002$0.1482.94%3.18%$18.55
07/25/200208/16/2002$0.1483.13%2.6%$22.65
04/25/200205/17/2002$0.1482.1%2.31%$25.56
01/24/200202/15/2002$0.1482.1%2.04%$28.96
10/25/200111/16/2001$0.1482.53%2.36%$24.95
07/26/200108/17/2001$0.1482.07%2.12%$27.77
04/26/200105/18/2001$0.1481.99%1.8%$32.75
01/25/200102/16/2001$0.1482%2.3%$25.70
10/26/200011/17/2000$0.1482.19%2.12%$27.81
07/27/200008/18/2000$0.1482.46%2.87%$20.56
04/19/200005/19/2000$0.1483.77%2.92%$20.19
01/27/200002/18/2000$0.1482.23%4.14%$14.25
11/03/199911/19/1999$0.1481.81%1.65%$35.75
08/04/199908/20/1999$0.1481.55%1.62%$36.38
04/22/199905/21/1999$0.1481.26%1.05%$56.00
01/21/199902/19/1999$0.1480.97%1.21%$48.81
10/22/199811/20/1998$0.1481.26%1.23%$48.13
07/23/199808/21/1998$0.1481.12%1.23%$48.00
04/23/199805/15/1998$0.1481.1%1.04%$56.56
01/22/199802/20/1998$0.1421.14%1.12%$50.81
12/26/199712/31/1997$0.1421.1%1.04%$54.38
10/23/199711/21/1997$0.1421.12%1.15%$49.44
07/24/199708/15/1997$0.1421.19%1.4%$40.69
04/24/199705/16/1997$0.1431.55%1.45%$39.25
03/25/199703/27/1997$0.0920.96%0.97%$37.88
02/25/199702/27/1997$0.0920.93%0.94%$38.81
01/23/199702/21/1997$0.1381.48%1.41%$38.94
10/24/199611/15/1996$0.1381.77%1.64%$33.44
07/25/199608/16/1996$0.1381.84%1.74%$31.56
04/25/199605/17/1996$0.1381.82%1.88%$29.31
01/25/199602/16/1996$0.1331.83%1.8%$29.38
10/26/199511/17/1995$0.1332.06%1.99%$26.63
07/27/199508/18/1995$0.1332.16%2.24%$23.69
04/18/199505/19/1995$0.1332.44%2.63%$20.13
01/24/199502/17/1995$0.1202.34%2.22%$21.63
10/25/199411/18/1994$0.1202.08%2.56%$18.75
07/19/199408/19/1994$0.1202.18%2.01%$23.88
04/19/199405/20/1994$0.1201.72%2.06%$23.25
01/25/199402/18/1994$0.1001.65%1.5%$26.63
10/19/199311/19/1993$0.1001.54%1.61%$24.81
07/20/199308/20/1993$0.1001.46%1.36%$29.31
04/20/199305/21/1993$0.1001.51%1.53%$26.13
01/19/199302/19/1993$0.0831.25%1.26%$26.25
10/20/199211/20/1992$0.0420.75%0.67%$24.94
07/21/199208/21/1992$0.0831.57%1.51%$21.81
04/21/199205/15/1992$0.0831.98%1.77%$18.63
03/17/199204/02/1992$0.0831.74%1.9%$17.38
01/21/199202/21/1992$0.0651.4%1.41%$18.47
10/22/199111/15/1991$0.0651.55%1.38%$18.78
07/23/199108/16/1991$0.0651.54%1.62%$16.06
04/23/199105/17/1991$0.0651.64%1.71%$15.19
01/22/199102/15/1991$0.0501.78%1.33%$15.00
10/23/199011/16/1990$0.0501.99%1.93%$10.34
07/24/199008/17/1990$0.0501.53%1.55%$12.88
04/24/199005/18/1990$0.0501.86%1.62%$12.38
01/23/199002/16/1990$0.0381.21%1.37%$10.97
10/24/198911/17/1989$0.0381.46%1.35%$11.09
07/25/198908/18/1989$0.0381.68%1.58%$9.47
04/18/198905/19/1989$0.0381.88%1.78%$8.41
01/24/198902/17/1989$0.0301.78%1.66%$7.25
10/25/198811/18/1988$0.0301.91%1.83%$6.56
07/19/198808/19/1988$0.0302.03%2.01%$5.97
04/19/198805/20/1988$0.0302.26%2.33%$5.16
01/19/198802/19/1988$0.0252.05%1.85%$5.41
07/21/198708/20/1987$0.0251.71%1.61%$6.22
04/21/198705/20/1987$0.0251.73%1.85%$5.41
01/20/198702/20/1987$0.0251.32%1.38%$7.25

Projected Future Returns & Dividends for UNM

Based on past 10-year performance, here are UNM growth metrics:

Share price CAGR of +9.92%
Dividend CAGR of +9.7%

Using UNM CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

UNM (DRIP)UNM - No DRIP
Current Price$91.14$91.14
Start Shares109.72109.72
Start Value$10,000$10,000
  
After 10 years:
Final Share Count136.60109.72
Dividends Payment$1.28$1.28
Annual Dividends$697$560
Yield on cost6.97%5.60%
Share Price$234.65$234.65
Total Dividends$3,949$3,483
Final Value$32,053$29,228

Estimated Future Value + Dividends - UNM

NOTE: Above numbers are our estimate based on UNM's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

Get the best Dividend Stock Research Tools:

Get 3 Months Free with Annual Plan
PRO
$171 ($14.25/mo) $102.60/yr ($8.55/mo)
7-day free trial
  • Unlimited Portfolio Tracker
  • Portfolio - Lots/Sales/Dividends
  • Portfolio Auto-DRIP
  • Buy/Sell Signals Dashboard
  • Stock Fundamentals
  • Compare Stocks Side-by-Side
  • Revenue & EPS Estimates
  • DCF Valuation Modeling
Try it free for 7 days
Combined 55% Lifetime Discount
Most Popular
PREMIUM
$288 ($24/mo) $172.80/yr ($14.40/mo)
7-day free trial
  • Everything in Pro
  • YieldMax PNL Tracker
  • YieldMax NAV Erosion Alerts
  • YM ETFs Trend Signals
  • 9/21 EMA Trend Signals
  • Stocks Dashboard
Try it free for 7 days
Combined 55% Lifetime Discount
ULTRA
$576 ($48/mo) $345.60/yr ($28.80/mo)
7-day free trial
  • Everything in Premium
  • 15min & 1hr Intraday Signals
  • Group & weekly ETF estimates
  • YouTuber Mode
  • Trades summary + CSV export
  • Priority data & support
Try it free for 7 days
Combined 55% Lifetime Discount

Company Info

Unum Group (UNM) had its IPO on 1986-11-06, and is traded on NYSE stock exchange.

Unum Group, along with its various subsidiaries, specializes in delivering financial protection benefits, primarily operating across the United States, the United Kingdom, and Poland. The company's operations are organized into distinct segments: Unum US, Unum International, Colonial Life, and the Closed Block. Its extensive product portfolio encompasses group coverage, including long-term and short-term disability, life insurance, and accidental death and dismemberment. Additionally, Unum provides a range of supplemental and voluntary offerings like individual disability, various voluntary benefits, and dental and vision plans. Further offerings include policies addressing accidents, sickness, general disability, life coverage, cancer, and critical illness. Beyond these, Unum's services extend to group pension plans, individual life insurance, corporate-owned life insurance (COLI), and the management of reinsurance pools. Its primary clientele consists of employers, who procure these solutions to benefit their workforce. Distribution is handled via a diverse network comprising in-house field sales teams, independent brokers, consultants, and an independent contractor agency sales force. Established in 1848, Unum Group maintains its headquarters in Chattanooga, Tennessee.

UNM website: https://www.unum.com


Get Full Access to All Reports with DRIPCalc PRO

Get 3 Months Free with Annual Plan
PRO
$171 ($14.25/mo) $102.60/yr ($8.55/mo)
7-day free trial
  • Unlimited Portfolio Tracker
  • Portfolio - Lots/Sales/Dividends
  • Portfolio Auto-DRIP
  • Buy/Sell Signals Dashboard
  • Stock Fundamentals
  • Compare Stocks Side-by-Side
  • Revenue & EPS Estimates
  • DCF Valuation Modeling
Try it free for 7 days
Combined 55% Lifetime Discount
Most Popular
PREMIUM
$288 ($24/mo) $172.80/yr ($14.40/mo)
7-day free trial
  • Everything in Pro
  • YieldMax PNL Tracker
  • YieldMax NAV Erosion Alerts
  • YM ETFs Trend Signals
  • 9/21 EMA Trend Signals
  • Stocks Dashboard
Try it free for 7 days
Combined 55% Lifetime Discount
ULTRA
$576 ($48/mo) $345.60/yr ($28.80/mo)
7-day free trial
  • Everything in Premium
  • 15min & 1hr Intraday Signals
  • Group & weekly ETF estimates
  • YouTuber Mode
  • Trades summary + CSV export
  • Priority data & support
Try it free for 7 days
Combined 55% Lifetime Discount
Loading signals…

DCF Model — UNM

Value from:
Pay up to today
—
vs current price $91.14
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →