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VersaBank VBNK | NASDAQ

$23.04 $0.37 | 1.63%
TREND SIGNAL:Signal available — unlock to view |2026-10-21

Company Overview:

Market Cap: $530.13M
Trailing PE: N/A
FWD PE *: 9.6x
Payout Ratio (TTM): 10.6%
52-Week Range: $11.25 - $25.05

* Forward PE is based on street estimates.

9.2 Year VBNK Performance Metrics:

Total Return (with DRIP): 573% (23.02% CAGR)
Total Return (no DRIP): 562% (22.81% CAGR)
Share Price: 553% (22.62% CAGR)
Yield on Cost (with DRIP): 2.05%
Total Invested: $10,000
Total Value (with DRIP): $67,272
Total Return $ (with DRIP): $57,272
Dividend Increase: -10.4% (-2.28% CAGR)
Dividend Yield (FWD): 0.30% ($0.07)
VBNK 9.2-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
VBNK Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
VBNK Price CAGR:1Y: 95.25%2Y: 23.48%5Y: 14.13%10Y: 22.64%
VBNK Dividend Charts
VBNK - Dividends
VBNK Dividend CAGR:1Y: -1.76%2Y: -0.79%5Y: -2.46%10Y: -2.36%
VBNK - Dividend Payout Ratio
VBNK Dividend Payout Ratio CAGR:1Y: -34.41%2Y: -6.72%5Y: -10.82%10Y: -9.73%
VBNK - Dividend to Free Cash Flow Ratio
VBNK Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

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VBNK Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

VBNK - Revenue
VBNK Revenue CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - Earnings Per Share (EPS)
VBNK EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - Net Income
VBNK Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - EBITDA
VBNK EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - Free Cash Flow
VBNK Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - Free Cash Flow / Share
VBNK Free Cash Flow / Share CAGR:1Y: -80.76%2Y: 0.00%5Y: -2.89%10Y: 7.14%
VBNK - Operating Income
VBNK Operating Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - Gross Profit
VBNK Gross Profit CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - Shares Outstanding
VBNK Shares Outstanding CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - Share Buybacks
VBNK Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - Stock-Based Comp
VBNK Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - Expenses
VBNK Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - Revenue vs Net Income
VBNK - EPS vs FCF / Share
VBNK - FCF vs FCF / Share
VBNK - FCF vs Stock Based Comp

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

VBNK - REVENUE: Actual + Estimates
VBNK Actual Revenue CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - EPS: Actual + Estimates
VBNK Actual EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - NET INCOME: Actual + Estimates
VBNK Actual Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
VBNK - EBITDA: Actual + Estimates
VBNK Actual EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Ratios, Profit Margins & Return on Capital:

VBNK - Net Profit Margin
VBNK Net Profit Margin CAGR:1Y: 26.27%2Y: -44.79%5Y: -20.52%10Y: -7.59%
VBNK - Gross Profit Margin
VBNK Gross Profit Margin CAGR:1Y: 6.06%2Y: -34.78%5Y: -15.71%10Y: -8.19%
VBNK - Price to Earnings
VBNK Price to Earnings CAGR:1Y: 6.15%2Y: 39.96%5Y: 11.04%10Y: 6.75%
VBNK - Price To Sales Ratio
VBNK Price To Sales Ratio CAGR:1Y: 35.49%2Y: -22.92%5Y: -11.84%10Y: -1.40%
VBNK - Return on Capital Employed
VBNK Return on Capital Employed CAGR:1Y: -80.40%2Y: -17.83%5Y: -22.08%10Y: -11.69%
VBNK - Return on Invested Capital
VBNK Return on Invested Capital CAGR:1Y: -81.10%2Y: -15.36%5Y: -50.83%10Y: -35.19%

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VBNK Dividends Info:

Annual Dividend: $0.070102
Forward Yield: 0.3%
Ex-Dividend Date: 2026-10-09
Lifetime Dividends / Share: $0.41

VBNK Dividend History: Dates, Payments & Yield list

Below is a schedule of all VBNK dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
10/09/202610/12/2026$0.0180.32%0.31%$22.74
07/10/202607/13/2026$0.0180.32%0.32%$21.75
04/10/202604/13/2026$0.0180.43%0.42%$17.04
01/09/202601/12/2026$0.0180.48%0.47%$15.46
10/10/202510/13/2025$0.0180.6%0.6%$11.91
07/07/202507/31/2025$0.0180.63%0.62%$11.82
07/04/202507/31/2025$0.0180.63%0.62%$11.82
07/03/202507/07/2025$0.0180.63%0.63%$11.62
04/04/202504/07/2025$0.0180.77%0.79%$9.03
01/10/202501/13/2025$0.0170.52%0.52%$13.45
10/04/202410/07/2024$0.0180.56%0.56%$13.23
07/05/202407/08/2024$0.0220.82%0.83%$10.55
04/04/202404/08/2024$0.0180.72%0.69%$10.73
01/04/202401/08/2024$0.0190.67%0.68%$11.05
10/05/202310/09/2023$0.0180.95%0.97%$7.53
07/06/202307/10/2023$0.0191.03%1%$7.55
04/05/202304/07/2023$0.0190.99%1.02%$7.32
01/05/202301/09/2023$0.0180.98%0.98%$7.58
10/06/202210/31/2022$0.0181.02%1.05%$6.94
07/07/202207/31/2022$0.0191.07%1.03%$7.48
04/07/202204/30/2022$0.0200.68%0.79%$10.03
01/06/202201/31/2022$0.0200.64%0.67%$11.65

Projected Future Returns & Dividends for VBNK

Based on past 9.2-year performance, here are VBNK growth metrics:

Share price CAGR of +22.62%
Dividend CAGR of -2.39%

Using VBNK CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

VBNK (DRIP)VBNK - No DRIP
Current Price$23.04$23.04
Start Shares434.03434.03
Start Value$10,000$10,000
  
After 10 years:
Final Share Count439.88434.03
Dividends Payment$0.01$0.01
Annual Dividends$24$24
Yield on cost0.24%0.24%
Share Price$177.02$177.02
Total Dividends$276$273
Final Value$77,869$77,107

Estimated Future Value + Dividends - VBNK

NOTE: Above numbers are our estimate based on VBNK's Dividend and Price CAGR over past 9.2 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

VersaBank (VBNK) had its IPO on 2021-08-27, and is traded on NASDAQ stock exchange.

VersaBank, a federally regulated financial institution (Schedule I chartered bank) operating across Canada, delivers a diverse array of banking and lending solutions. Clients can choose from various deposit products, including Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), Daily Interest Savings Accounts (DISAs), and Tax-Free Savings Accounts (TFSAs), all complemented by deposit protection. The bank also provides comprehensive lending services. This includes point-of-sale financing, where it acquires loan and lease receivables from other finance companies across numerous industries. Additionally, its commercial banking division supports sectors such as commercial real estate, public sector and infrastructure projects, condominium financing, and residential mortgages. Established in 1979, the institution was initially known as Pacific & Western Bank of Canada before adopting its current name, VersaBank, in May 2016. The company maintains its headquarters in London, Canada.

VBNK website: https://www.versabank.com


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Loading signals…

DCF model unavailable for VBNK — no fundamentals on file (ETFs and funds are not modelable).