YMAG is a YieldMax Exchange-Traded Fund (ETF) designed for diversification, and consists of the following funds:
NVDY, TSLY, AMZY, FBY, GOOY, APLY, & MSFO.
In this comparison, we introduce MAG4, a focused strategy that equally invests ONLY in four top-performing ETFs:
NVDY, TSLY, AMZY, and FBY. Starting from 2024-01-30, MAG4 achieved a 56.2% higher total return vs YMAG!
Compare YMAG vs MAG4:
This tool allows you to compare total returns for a $10,000 invested into YMAG and MAG4, split equally into underlying funds, with & without dividend reinvestment (DRIP) as well as adjust starting date.
| METRIC | SPY | YMAG | MAG4 | NVDY | TSLY | AMZY | FBY |
|---|---|---|---|---|---|---|---|
| Start Value | $10,000 | $10,000 | $10,000 | $2,500 | $2,500 | $2,500 | $2,500 |
| Start Price | $490.9 | $19.9 | $21.3 | $25.0 | $17.9 | $21.4 | $22.3 |
| Start Shares | 20.4 | 502.8 | 468.5 | 100.1 | 139.4 | 116.9 | 112.1 |
| RETURNS WITH DRIP | |||||||
| Final Value | $12,400 | $13,117 | $14,868 | $4,709 | $3,268 | $3,389 | $3,503 |
| Last Price | $597.0 | $15.1 | $13.4 | $16.2 | $8.3 | $15.8 | $16.5 |
| End Shares | 20.8 | 869.8 | 1,110.9 | 290.5 | 394.7 | 214.0 | 211.8 |
| Total Dividends | $219 | $6,638 | $10,932 | $4,118 | $3,093 | $1,831 | $1,891 |
| Total Return | 24.0% | 31.2% | 48.7% | 88.3% | 30.7% | 35.6% | 40.1% |
| NO-DRIP RETURNS | SPY | YMAG | MAG4 | NVDY | TSLY | AMZY | FBY |
| Final Value | $12,378 | $12,685 | $13,740 | $4,159 | $3,078 | $3,241 | $3,261 |
| Total Dividends | $217 | $5,103 | $7,258 | $2,537 | $1,925 | $1,390 | $1,407 |
| Total Return | 23.8% | 26.9% | 37.4% | 66.4% | 23.1% | 29.6% | 30.4% |
The results above clearly show that MAG4 outperformed YMAG in both total returns and dividends.
See detailed report for each of MAG4 stocks: NVDY, TSLY, AMZY and FBY
Summary of YMAG vs MAG4 Returns:
With dividend reinvestment (DRIP), MAG4 earned $10,932, compared to YMAG’s $6,638.
Even without DRIP, MAG4’s dividends totaled $7,258, surpassing YMAG’s $5,103.
MAG4’s advantage comes from its focused strategy of selecting high-performing ETFs like NVDY and TSLY, while YMAG’s broader diversification, including underperformers like GOOY, APLY, and MSFO, held it back.
Here are some key takeaways from the comparison:
- Higher Returns: MAG4 achieved a total return with DRIP of 48.68%, compared to YMAG’s 31.17%. Without DRIP, MAG4 still led with a return of 37.4%, versus YMAG’s 26.85%.
- Better Dividend Performance: MAG4 consistently delivered higher dividends both with and without DRIP.
- Strategic Focus: MAG4 focuses on high-yield ETFs like NVDY and TSLY, avoiding lower-performing options like GOOY, APLY, and MSFO.
Dividend Payouts & DRIP Share Accumulation
Table below shows the progress for each fund - dividend payment date, total amount paid, and total shares for the period after dividends were reinvested (DRIP).
| Date | SPY | YMAG | MAG4 | NVDY | TSLY | AMZY | FBY |
|---|---|---|---|---|---|---|---|
| 2024-01-31 |
$39
(20.5 shares) |
-
(502.8 shares) |
-
(468.5 shares) |
-
(100.1 shares) |
-
(139.4 shares) |
-
(116.9 shares) |
-
(112.1 shares) |
| 2024-02-09 |
-
(20.5 shares) |
-
(502.8 shares) |
$501
(490.2 shares) |
$162
(106.1 shares) |
$118
(145.7 shares) |
$82
(120.4 shares) |
$139
(118.0 shares) |
| 2024-02-20 |
-
(20.5 shares) |
$221
(513.7 shares) |
-
(490.2 shares) |
-
(106.1 shares) |
-
(145.7 shares) |
-
(120.4 shares) |
-
(118.0 shares) |
| 2024-03-08 |
-
(20.5 shares) |
-
(513.7 shares) |
$655
(517.1 shares) |
$305
(116.2 shares) |
$124
(153.1 shares) |
$80
(123.8 shares) |
$146
(124.0 shares) |
| 2024-03-18 |
-
(20.5 shares) |
$313
(528.8 shares) |
-
(517.1 shares) |
-
(116.2 shares) |
-
(153.1 shares) |
-
(123.8 shares) |
-
(124.0 shares) |
| 2024-04-08 |
-
(20.5 shares) |
-
(528.8 shares) |
$684
(545.8 shares) |
$333
(127.8 shares) |
$109
(160.0 shares) |
$89
(127.6 shares) |
$153
(130.5 shares) |
| 2024-04-19 |
-
(20.5 shares) |
$340
(546.4 shares) |
-
(545.8 shares) |
-
(127.8 shares) |
-
(160.0 shares) |
-
(127.6 shares) |
-
(130.5 shares) |
| 2024-04-30 |
$33
(20.5 shares) |
-
(546.4 shares) |
-
(545.8 shares) |
-
(127.8 shares) |
-
(160.0 shares) |
-
(127.6 shares) |
-
(130.5 shares) |
| 2024-05-08 |
-
(20.5 shares) |
-
(546.4 shares) |
$528
(570.6 shares) |
$160
(133.7 shares) |
$116
(167.4 shares) |
$129
(132.9 shares) |
$123
(136.6 shares) |
| 2024-05-17 |
-
(20.5 shares) |
$359
(563.8 shares) |
-
(570.6 shares) |
-
(133.7 shares) |
-
(167.4 shares) |
-
(132.9 shares) |
-
(136.6 shares) |
| 2024-06-07 |
-
(20.5 shares) |
-
(563.8 shares) |
$716
(600.7 shares) |
$373
(145.6 shares) |
$113
(174.7 shares) |
$132
(138.8 shares) |
$98
(141.6 shares) |
| 2024-06-17 |
-
(20.5 shares) |
$394
(582.2 shares) |
-
(600.7 shares) |
-
(145.6 shares) |
-
(174.7 shares) |
-
(138.8 shares) |
-
(141.6 shares) |
| 2024-07-08 |
-
(20.5 shares) |
-
(582.2 shares) |
$790
(633.7 shares) |
$391
(158.4 shares) |
$186
(185.0 shares) |
$110
(143.6 shares) |
$103
(146.7 shares) |
| 2024-07-18 |
-
(20.5 shares) |
$382
(600.7 shares) |
-
(633.7 shares) |
-
(158.4 shares) |
-
(185.0 shares) |
-
(143.6 shares) |
-
(146.7 shares) |
| 2024-07-31 |
$36
(20.6 shares) |
-
(600.7 shares) |
-
(633.7 shares) |
-
(158.4 shares) |
-
(185.0 shares) |
-
(143.6 shares) |
-
(146.7 shares) |
| 2024-08-08 |
-
(20.6 shares) |
-
(600.7 shares) |
$592
(666.0 shares) |
$209
(167.0 shares) |
$192
(198.7 shares) |
$70
(147.2 shares) |
$121
(153.1 shares) |
| 2024-08-16 |
-
(20.6 shares) |
$357
(619.0 shares) |
-
(666.0 shares) |
-
(167.0 shares) |
-
(198.7 shares) |
-
(147.2 shares) |
-
(153.1 shares) |
| 2024-09-09 |
-
(20.6 shares) |
-
(619.0 shares) |
$598
(699.2 shares) |
$240
(177.4 shares) |
$173
(211.7 shares) |
$100
(152.4 shares) |
$84
(157.6 shares) |
| 2024-09-20 |
-
(20.6 shares) |
$124
(625.3 shares) |
-
(699.2 shares) |
-
(177.4 shares) |
-
(211.7 shares) |
-
(152.4 shares) |
-
(157.6 shares) |
| 2024-09-27 |
-
(20.6 shares) |
$107
(630.8 shares) |
-
(699.2 shares) |
-
(177.4 shares) |
-
(211.7 shares) |
-
(152.4 shares) |
-
(157.6 shares) |
| 2024-10-04 |
-
(20.6 shares) |
$105
(636.3 shares) |
$252
(717.4 shares) |
-
(177.4 shares) |
$252
(230.0 shares) |
-
(152.4 shares) |
-
(157.6 shares) |
| 2024-10-11 |
-
(20.6 shares) |
$182
(645.8 shares) |
$356
(732.7 shares) |
$204
(185.3 shares) |
-
(230.0 shares) |
-
(152.4 shares) |
$152
(165.1 shares) |
| 2024-10-18 |
-
(20.6 shares) |
$148
(653.6 shares) |
-
(732.7 shares) |
-
(185.3 shares) |
-
(230.0 shares) |
-
(152.4 shares) |
-
(165.1 shares) |
| 2024-10-25 |
-
(20.6 shares) |
$36
(655.4 shares) |
$121
(738.9 shares) |
-
(185.3 shares) |
-
(230.0 shares) |
$121
(158.6 shares) |
-
(165.1 shares) |
| 2024-10-31 |
$36
(20.6 shares) |
-
(655.4 shares) |
-
(738.9 shares) |
-
(185.3 shares) |
-
(230.0 shares) |
-
(158.6 shares) |
-
(165.1 shares) |
| 2024-11-01 |
-
(20.6 shares) |
$101
(660.8 shares) |
$145
(750.4 shares) |
-
(185.3 shares) |
$145
(241.5 shares) |
-
(158.6 shares) |
-
(165.1 shares) |
| 2024-11-08 |
-
(20.6 shares) |
$138
(667.7 shares) |
$341
(764.9 shares) |
$197
(192.6 shares) |
-
(241.5 shares) |
-
(158.6 shares) |
$144
(172.2 shares) |
| 2024-11-15 |
-
(20.6 shares) |
$142
(675.0 shares) |
-
(764.9 shares) |
-
(192.6 shares) |
-
(241.5 shares) |
-
(158.6 shares) |
-
(172.2 shares) |
| 2024-11-22 |
-
(20.6 shares) |
$41
(677.1 shares) |
$198
(775.0 shares) |
-
(192.6 shares) |
-
(241.5 shares) |
$198
(168.7 shares) |
-
(172.2 shares) |
| 2024-12-02 |
-
(20.6 shares) |
$139
(684.1 shares) |
$319
(794.9 shares) |
-
(192.6 shares) |
$319
(261.5 shares) |
-
(168.7 shares) |
-
(172.2 shares) |
| 2024-12-06 |
-
(20.6 shares) |
$192
(693.6 shares) |
$305
(807.5 shares) |
$239
(201.9 shares) |
-
(261.5 shares) |
-
(168.7 shares) |
$66
(175.5 shares) |
| 2024-12-13 |
-
(20.6 shares) |
$118
(699.5 shares) |
-
(807.5 shares) |
-
(201.9 shares) |
-
(261.5 shares) |
-
(168.7 shares) |
-
(175.5 shares) |
| 2024-12-20 |
-
(20.6 shares) |
$42
(701.6 shares) |
$152
(815.1 shares) |
-
(201.9 shares) |
-
(261.5 shares) |
$152
(176.2 shares) |
-
(175.5 shares) |
| 2024-12-30 |
-
(20.6 shares) |
$123
(707.8 shares) |
$366
(837.9 shares) |
-
(201.9 shares) |
$366
(284.3 shares) |
-
(176.2 shares) |
-
(175.5 shares) |
| 2025-01-06 |
-
(20.6 shares) |
$223
(719.1 shares) |
$268
(849.4 shares) |
$188
(209.5 shares) |
-
(284.3 shares) |
-
(176.2 shares) |
$80
(179.5 shares) |
| 2025-01-10 |
-
(20.6 shares) |
$114
(725.2 shares) |
-
(849.4 shares) |
-
(209.5 shares) |
-
(284.3 shares) |
-
(176.2 shares) |
-
(179.5 shares) |
| 2025-01-17 |
-
(20.6 shares) |
$36
(727.1 shares) |
$72
(853.2 shares) |
-
(209.5 shares) |
-
(284.3 shares) |
$72
(180.0 shares) |
-
(179.5 shares) |
| 2025-01-24 |
-
(20.6 shares) |
$73
(731.0 shares) |
$215
(868.5 shares) |
-
(209.5 shares) |
$215
(299.6 shares) |
-
(180.0 shares) |
-
(179.5 shares) |
| 2025-01-31 |
$41
(20.7 shares) |
$140
(738.5 shares) |
$300
(883.5 shares) |
$181
(218.7 shares) |
-
(299.6 shares) |
-
(180.0 shares) |
$118
(185.2 shares) |
| 2025-02-07 |
-
(20.7 shares) |
$139
(746.1 shares) |
-
(883.5 shares) |
-
(218.7 shares) |
-
(299.6 shares) |
-
(180.0 shares) |
-
(185.2 shares) |
| 2025-02-14 |
-
(20.7 shares) |
$38
(748.1 shares) |
$101
(888.7 shares) |
-
(218.7 shares) |
-
(299.6 shares) |
$101
(185.2 shares) |
-
(185.2 shares) |
| 2025-02-21 |
-
(20.7 shares) |
$103
(753.9 shares) |
$183
(904.5 shares) |
-
(218.7 shares) |
$183
(315.3 shares) |
-
(185.2 shares) |
-
(185.2 shares) |
| 2025-02-28 |
-
(20.7 shares) |
$134
(761.8 shares) |
$474
(928.5 shares) |
$384
(238.1 shares) |
-
(315.3 shares) |
-
(185.2 shares) |
$91
(189.9 shares) |
| 2025-03-07 |
-
(20.7 shares) |
$116
(769.1 shares) |
-
(928.5 shares) |
-
(238.1 shares) |
-
(315.3 shares) |
-
(185.2 shares) |
-
(189.9 shares) |
| 2025-03-14 |
-
(20.7 shares) |
$112
(776.2 shares) |
$79
(933.3 shares) |
-
(238.1 shares) |
-
(315.3 shares) |
$79
(189.9 shares) |
-
(189.9 shares) |
| 2025-03-21 |
-
(20.7 shares) |
$66
(780.5 shares) |
$155
(951.4 shares) |
-
(238.1 shares) |
$155
(333.5 shares) |
-
(189.9 shares) |
-
(189.9 shares) |
| 2025-03-28 |
-
(20.7 shares) |
$66
(784.9 shares) |
$305
(969.9 shares) |
$197
(250.2 shares) |
-
(333.5 shares) |
-
(189.9 shares) |
$108
(196.3 shares) |
| 2025-04-04 |
-
(20.7 shares) |
$77
(790.5 shares) |
-
(969.9 shares) |
-
(250.2 shares) |
-
(333.5 shares) |
-
(189.9 shares) |
-
(196.3 shares) |
| 2025-04-11 |
-
(20.7 shares) |
$77
(795.8 shares) |
$96
(976.0 shares) |
-
(250.2 shares) |
-
(333.5 shares) |
$96
(196.0 shares) |
-
(196.3 shares) |
| 2025-04-21 |
-
(20.7 shares) |
$76
(801.4 shares) |
$241
(1,007.2 shares) |
-
(250.2 shares) |
$241
(364.7 shares) |
-
(196.0 shares) |
-
(196.3 shares) |
| 2025-04-25 |
-
(20.7 shares) |
$75
(806.5 shares) |
$282
(1,026.0 shares) |
$176
(261.9 shares) |
-
(364.7 shares) |
-
(196.0 shares) |
$106
(203.4 shares) |
| 2025-04-30 |
$35
(20.8 shares) |
-
(806.5 shares) |
-
(1,026.0 shares) |
-
(261.9 shares) |
-
(364.7 shares) |
-
(196.0 shares) |
-
(203.4 shares) |
| 2025-05-02 |
-
(20.8 shares) |
$82
(811.8 shares) |
-
(1,026.0 shares) |
-
(261.9 shares) |
-
(364.7 shares) |
-
(196.0 shares) |
-
(203.4 shares) |
| 2025-05-09 |
-
(20.8 shares) |
$87
(817.5 shares) |
$164
(1,036.2 shares) |
-
(261.9 shares) |
-
(364.7 shares) |
$164
(206.2 shares) |
-
(203.4 shares) |
| 2025-05-16 |
-
(20.8 shares) |
$165
(827.9 shares) |
$300
(1,066.2 shares) |
-
(261.9 shares) |
$300
(394.7 shares) |
-
(206.2 shares) |
-
(203.4 shares) |
| 2025-05-23 |
-
(20.8 shares) |
$218
(841.9 shares) |
$608
(1,103.1 shares) |
$473
(290.5 shares) |
-
(394.7 shares) |
-
(206.2 shares) |
$135
(211.8 shares) |
| 2025-05-30 |
-
(20.8 shares) |
$251
(858.0 shares) |
-
(1,103.1 shares) |
-
(290.5 shares) |
-
(394.7 shares) |
-
(206.2 shares) |
-
(211.8 shares) |
| 2025-06-06 |
-
(20.8 shares) |
$182
(869.8 shares) |
$127
(1,110.9 shares) |
-
(290.5 shares) |
-
(394.7 shares) |
$127
(214.0 shares) |
-
(211.8 shares) |
| Total | $220 | $6,755 | $11,589 | $4,414 | $3,305 | $1,903 | $1,967 |
"-" indicates no dividend payment for the Stock/ETF for that period.
Payouts Per Share
This table shows dividend amount per share for each Stock/ETF and total amount per share collected from start date.
| Date | SPY | YMAG | NVDY | TSLY | AMZY | FBY |
|---|---|---|---|---|---|---|
| 2024-01-31 | $1.91 | - | - | - | - | - |
| 2024-02-09 | - | - | $1.53 | $0.81 | $0.68 | $1.18 |
| 2024-02-20 | - | $0.43 | - | - | - | - |
| 2024-03-08 | - | - | $2.62 | $0.81 | $0.64 | $1.18 |
| 2024-03-18 | - | $0.59 | - | - | - | - |
| 2024-04-08 | - | - | $2.61 | $0.68 | $0.70 | $1.17 |
| 2024-04-19 | - | $0.62 | - | - | - | - |
| 2024-04-30 | $1.59 | - | - | - | - | - |
| 2024-05-08 | - | - | $1.20 | $0.69 | $0.97 | $0.90 |
| 2024-05-17 | - | $0.64 | - | - | - | - |
| 2024-06-07 | - | - | $2.56 | $0.64 | $0.95 | $0.69 |
| 2024-06-17 | - | $0.68 | - | - | - | - |
| 2024-07-08 | - | - | $2.47 | $1.00 | $0.77 | $0.70 |
| 2024-07-18 | - | $0.64 | - | - | - | - |
| 2024-07-31 | $1.76 | - | - | - | - | - |
| 2024-08-08 | - | - | $1.25 | $0.97 | $0.47 | $0.79 |
| 2024-08-16 | - | $0.58 | - | - | - | - |
| 2024-09-09 | - | - | $1.35 | $0.82 | $0.66 | $0.53 |
| 2024-09-20 | - | $0.20 | - | - | - | - |
| 2024-09-27 | - | $0.17 | - | - | - | - |
| 2024-10-04 | - | $0.16 | - | $1.09 | - | - |
| 2024-10-11 | - | $0.28 | $1.10 | - | - | $0.92 |
| 2024-10-18 | - | $0.23 | - | - | - | - |
| 2024-10-25 | - | $0.05 | - | - | $0.76 | - |
| 2024-10-31 | $1.75 | - | - | - | - | - |
| 2024-11-01 | - | $0.15 | - | $0.60 | - | - |
| 2024-11-08 | - | $0.21 | $1.02 | - | - | $0.84 |
| 2024-11-15 | - | $0.21 | - | - | - | - |
| 2024-11-22 | - | $0.06 | - | - | $1.17 | - |
| 2024-12-02 | - | $0.20 | - | $1.22 | - | - |
| 2024-12-06 | - | $0.28 | $1.19 | - | - | $0.38 |
| 2024-12-13 | - | $0.17 | - | - | - | - |
| 2024-12-20 | - | $0.06 | - | - | $0.86 | - |
| 2024-12-30 | - | $0.17 | - | $1.29 | - | - |
| 2025-01-06 | - | $0.31 | $0.90 | - | - | $0.44 |
| 2025-01-10 | - | $0.16 | - | - | - | - |
| 2025-01-17 | - | $0.05 | - | - | $0.40 | - |
| 2025-01-24 | - | $0.10 | - | $0.72 | - | - |
| 2025-01-31 | $1.97 | $0.19 | $0.83 | - | - | $0.64 |
| 2025-02-07 | - | $0.19 | - | - | - | - |
| 2025-02-14 | - | $0.05 | - | - | $0.55 | - |
| 2025-02-21 | - | $0.14 | - | $0.58 | - | - |
| 2025-02-28 | - | $0.18 | $1.61 | - | - | $0.48 |
| 2025-03-07 | - | $0.15 | - | - | - | - |
| 2025-03-14 | - | $0.14 | - | - | $0.42 | - |
| 2025-03-21 | - | $0.09 | - | $0.46 | - | - |
| 2025-03-28 | - | $0.08 | $0.79 | - | - | $0.55 |
| 2025-04-04 | - | $0.10 | - | - | - | - |
| 2025-04-11 | - | $0.10 | - | - | $0.49 | - |
| 2025-04-21 | - | $0.09 | - | $0.66 | - | - |
| 2025-04-25 | - | $0.09 | $0.67 | - | - | $0.52 |
| 2025-04-30 | $1.70 | - | - | - | - | - |
| 2025-05-02 | - | $0.10 | - | - | - | - |
| 2025-05-09 | - | $0.11 | - | - | $0.80 | - |
| 2025-05-16 | - | $0.20 | - | $0.76 | - | - |
| 2025-05-23 | - | $0.26 | $1.63 | - | - | $0.64 |
| 2025-05-30 | - | $0.29 | - | - | - | - |
| 2025-06-06 | - | $0.21 | - | - | $0.60 | - |
| Total | $10.67 | $10.15 | $25.33 | $13.81 | $11.89 | $12.55 |
For investors looking to maximize growth and income, the "MAG4" might be a good option, as it demonstrates the value of a carefully curated ETF strategy. This comparison highlights how a more targeted approach can deliver better results than broader diversification.
Brian
Can the calculator be changed to account for NAV erosion?