NREF vs REFI: Earnings, Dividends & Valuation

NexPoint Real Estate Finance, Inc. NREF | NYSE

$12.67 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $238.80 M

PE Ratio: 5.44

52-Week Range: $12.6 - $18.43

4.9-year Total Return: +0.0%

Dividend Yield (FWD): 15.79%

Chicago Atlantic Real Estate Finance, Inc. REFI | NASDAQ

$8.78 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $220.41 M

PE Ratio: 7.32

52-Week Range: $8.59 - $13.49

4.9-year Total Return: -3.1%

Dividend Yield (FWD): 21.41%

4.9-year Total Returns with DRIP & Price Chart for NREF and REFI

1Y 2Y 5Y 10Y All

4.9-yr Total Returns NREF vs REFI

	NREF	REFI
Initial Balance	$10,000	$10,000
Initial Price	$22.04	$16.49
Initial Shares	453.72	606.43

Total Dividends	$5,142	$6,691
Last Dividend	$0.5	$0.47
Estimated Divs	$395 / quarter	$518 / quarter
Yield-on-Cost	9.07%	11.4%
End Shares	789.08 (+335.36)	1103.08 (+496.65)
Last Shares Price	$12.67	$8.78
Total End Value	$9,998	$9,685
Total Return	+0.0%	-3.1%
Comparison start date: Dec 8, 2021

NREF & REFI Dividend Charts

Dividend Payments & Yield - NREF

NREF Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: 1.03%10Y: 13.50%

Dividend Payments & Yield - REFI

REFI Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: 3.65%10Y: 3.65%

Dividend Payout Ratio - NREF

Dividend Payout Ratio - REFI

Dividend to Free Cash Flow (FCF) Ratio - NREF

Dividend to Free Cash Flow (FCF) Ratio - REFI

DRIPCalc Compare puts two stocks side by side: total return with DRIP, share price, dividend payments and the dividend yield curve, earnings, cash flow, debt, margins and the other ratios we track for 1000s of stocks.

You can compare any two tickers here. The dividend charts are free to view, and so are the Revenue and Earnings Per Share (EPS) charts wherever a company reports earnings. Every other chart on this page is blurred until you start a 7-day free trial.

When you sign up for DRIPCalc PRO for just $14.25/mo ~~$19/mo~~ with a 7-day Free Trial and full access, every chart on this page unlocks, for any stock or ETF in our database.

Fundamentals: Revenue, Earnings, Cash Flow, EBITDA & Shares Outstanding:

NREF - Revenue

NREF Revenue CAGR:1Y: -47.21%2Y: 69.75%5Y: 30.65%10Y: 0.00%

REFI - Revenue

REFI Revenue CAGR:1Y: 21.69%2Y: 3.82%5Y: 32.25%10Y: N/A

NREF - Earnings Per Share (EPS)

NREF EPS CAGR:1Y: -46.30%2Y: -14.85%5Y: -12.94%10Y: 0.00%

REFI - Earnings Per Share (EPS)

REFI EPS CAGR:1Y: -40.48%2Y: -33.18%5Y: 1.68%10Y: N/A

NREF - Net Income

NREF Net Income CAGR:1Y: -8.15%2Y: 32.60%5Y: 21.93%10Y: 0.00%

REFI - Net Income

REFI Net Income CAGR:1Y: -27.99%2Y: -24.25%5Y: 9.61%10Y: N/A

NREF - EBITDA

NREF EBITDA CAGR:1Y: 22.15%2Y: 4.16%5Y: 14.82%10Y: 0.00%

REFI - EBITDA

REFI EBITDA CAGR:1Y: 0.00%2Y: -29.68%5Y: 9.47%10Y: N/A

NREF - Free Cash Flow

NREF Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

REFI - Free Cash Flow

REFI Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: N/A

NREF - Free Cash Flow / Share

NREF Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

REFI - Free Cash Flow / Share

REFI Free Cash Flow / Share CAGR:1Y: -27.79%2Y: -98.39%5Y: -14.65%10Y: N/A

NREF - Shares Outstanding

NREF Shares Outstanding CAGR:1Y: 36.79%2Y: 39.37%5Y: 22.46%10Y: 0.00%

REFI - Shares Outstanding

REFI Shares Outstanding CAGR:1Y: 19.36%2Y: 13.08%5Y: 8.05%10Y: N/A

NREF - Stock-Based Comp

NREF Stock-Based Comp CAGR:1Y: 3.73%2Y: 9.74%5Y: 25.79%10Y: N/A

REFI - Stock-Based Comp

REFI Stock-Based Comp CAGR:1Y: -100.00%2Y: -100.00%5Y: N/A10Y: N/A

NREF - Expenses

NREF Expenses CAGR:1Y: -24.77%2Y: -16.66%5Y: 3.94%10Y: 0.00%

REFI - Expenses

REFI Expenses CAGR:1Y: -0.43%2Y: -96.41%5Y: 177.28%10Y: N/A

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

NREF - REVENUE: Actual + Estimates

NREF Actual Revenue CAGR:1Y: -47.21%2Y: 69.75%5Y: 30.65%10Y: 0.00%

REFI - REVENUE: Actual + Estimates

REFI Actual Revenue CAGR:1Y: 21.69%2Y: 3.82%5Y: 32.25%10Y: N/A

NREF - EPS: Actual + Estimates

NREF Actual EPS CAGR:1Y: -46.30%2Y: -14.85%5Y: -12.94%10Y: 0.00%

REFI - EPS: Actual + Estimates

REFI Actual EPS CAGR:1Y: -40.48%2Y: -33.18%5Y: 1.68%10Y: N/A

NREF - NET INCOME: Actual + Estimates

NREF Actual Net Income CAGR:1Y: -8.15%2Y: 32.60%5Y: 21.93%10Y: 0.00%

REFI - NET INCOME: Actual + Estimates

REFI Actual Net Income CAGR:1Y: -27.99%2Y: -24.25%5Y: 9.61%10Y: N/A

NREF - EBITDA: Actual + Estimates

NREF Actual EBITDA CAGR:1Y: 22.15%2Y: 4.16%5Y: 14.82%10Y: 0.00%

REFI - EBITDA: Actual + Estimates

REFI Actual EBITDA CAGR:1Y: 0.00%2Y: -29.68%5Y: 9.47%10Y: N/A

Ratios, Profit Margins & Return on Capital:

NREF - Net Profit Margin

NREF Net Profit Margin CAGR:1Y: 18.09%2Y: -35.64%5Y: -13.64%10Y: 0.00%

REFI - Net Profit Margin

REFI Net Profit Margin CAGR:1Y: -40.82%2Y: -27.03%5Y: -17.12%10Y: N/A

NREF - Gross Profit Margin

NREF Gross Profit Margin CAGR:1Y: 24.63%2Y: -9.13%5Y: -3.76%10Y: 0.00%

REFI - Gross Profit Margin

REFI Gross Profit Margin CAGR:1Y: -34.57%2Y: 0.00%5Y: -8.13%10Y: N/A

NREF - Price to Earnings

REFI - Price to Earnings

NREF - Price To Sales Ratio

REFI - Price To Sales Ratio

NREF - Return on Capital Employed

REFI - Return on Capital Employed

NREF - Return on Invested Capital

REFI - Return on Invested Capital

Combined Charts: Earnings, Cash Flow, Valuation, Cash & Debt:

NREF - EPS vs PE Ratio

REFI - EPS vs PE Ratio

NREF - FCF vs FCF/Share

REFI - FCF vs FCF/Share

NREF - EPS vs FCF per Share

REFI - EPS vs FCF per Share

NREF - FCF vs Stock Based Comp

REFI - FCF vs Stock Based Comp

NREF - Revenue vs Net Income

REFI - Revenue vs Net Income

NREF - Cash & Debt

REFI - Cash & Debt

Get the best Dividend Stock Research Tools:

Get 3 Months Free with Annual Plan

PRO

$171 ($14.25/mo) $128.25/yr ($10.69/mo)

7-day free trial

Unlimited Portfolio Tracker
Portfolio - Lots/Sales/Dividends
Portfolio Auto-DRIP
Trend Signals Dashboard
Stock Fundamentals
Compare Stocks Side-by-Side
Revenue & EPS Estimates
DCF Valuation Modeling

Try it free for 7 days

Combined 44% Lifetime Discount

Dividend History Tables

NREF Dividends Info:

Estimated Annual Dividend: $2

Forward Yield: 15.79%

Ex-Dividend Date: 2026-09-15

Lifetime Dividends / Share: $11.56

NREF Dividend History: Dates, Payments & Yield list

Below is a schedule of all NREF dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
09/15/2026	09/17/2026	$0.500	12.55%	12.12%	$16.50
06/15/2026	06/17/2026	$0.500	13.44%	13.7%	$14.60
03/13/2026	03/16/2026	$0.500	15.21%	14.91%	$13.41
12/15/2025	12/17/2025	$0.500	13.76%	13.77%	$14.52
09/15/2025	09/17/2025	$0.500	14.16%	14.31%	$13.98
06/13/2025	06/16/2025	$0.500	13.85%	14.87%	$13.45
03/14/2025	03/17/2025	$0.500	12.66%	12.94%	$15.45
12/13/2024	12/16/2024	$0.500	11.83%	11.89%	$16.82
09/13/2024	09/16/2024	$0.500	12.45%	12.41%	$16.12
06/14/2024	06/17/2024	$0.500	14.99%	15.13%	$13.22
03/14/2024	03/18/2024	$0.500	14.97%	14.87%	$13.45
12/14/2023	12/18/2023	$0.185	4.75%	4.91%	$15.07
09/14/2023	09/18/2023	$0.185	4.52%	4.48%	$16.53
06/14/2023	06/16/2023	$0.185	4.87%	5.1%	$14.50
03/14/2023	03/16/2023	$0.185	4.58%	4.87%	$15.20
12/14/2022	12/30/2022	$0.500	11.45%	12.59%	$15.89
09/14/2022	09/30/2022	$0.500	9.85%	13.35%	$14.98
06/14/2022	06/30/2022	$0.500	9.96%	9.87%	$20.27
03/14/2022	03/31/2022	$0.500	9.4%	8.85%	$22.60
12/14/2021	12/30/2021	$0.475	9.24%	9.83%	$19.33
09/14/2021	09/30/2021	$0.475	9.18%	9.75%	$19.48
06/14/2021	06/30/2021	$0.475	9.06%	9.1%	$20.89
03/12/2021	03/31/2021	$0.475	10.14%	10.23%	$18.58
12/14/2020	12/31/2020	$0.400	8.78%	9.69%	$16.52
09/14/2020	09/30/2020	$0.400	10.94%	10.9%	$14.68
06/12/2020	06/30/2020	$0.400	10.53%	9.55%	$16.75
03/20/2020	03/31/2020	$0.220	8.97%	9.11%	$9.65

REFI Dividends Info:

Estimated Annual Dividend: $1.88

Forward Yield: 21.41%

Ex-Dividend Date: 2026-09-30

Lifetime Dividends / Share: $9.62

REFI Dividend History: Dates, Payments & Yield list

Below is a schedule of all REFI dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
09/30/2026	10/02/2026	$0.470	18.76%	18.69%	$10.06
06/30/2026	07/02/2026	$0.470	17.54%	17.6%	$10.68
03/31/2026	04/02/2026	$0.470	16.61%	17.08%	$11.01
12/31/2025	01/02/2026	$0.470	15.33%	15.33%	$12.26
09/30/2025	10/02/2025	$0.470	14.7%	14.63%	$12.85
06/30/2025	07/02/2025	$0.470	13.47%	13.21%	$14.23
03/31/2025	04/02/2025	$0.470	12.79%	12.71%	$14.79
12/31/2024	01/02/2025	$0.650	16.86%	16.72%	$15.55
09/30/2024	10/02/2024	$0.470	12.12%	12.25%	$15.35
06/28/2024	07/01/2024	$0.470	12.24%	12.51%	$15.03
03/27/2024	03/29/2024	$0.470	11.98%	12.23%	$15.37
12/28/2023	01/01/2024	$0.760	18.94%	18.68%	$16.27
09/28/2023	10/02/2023	$0.470	12.79%	12.86%	$14.62
06/29/2023	07/03/2023	$0.470	12.48%	12.45%	$15.10
03/30/2023	04/03/2023	$0.470	14.18%	13.86%	$13.56
12/29/2022	01/13/2023	$0.760	20.27%	19.28%	$15.77
09/29/2022	10/14/2022	$0.470	12.92%	12.5%	$15.04
06/29/2022	07/15/2022	$0.470	12.1%	12.96%	$14.51
03/30/2022	04/14/2022	$0.400	9%	9.08%	$17.63

Projected Future Values & Dividends for NREF & REFI

Based on past 4.9 years performance, NREF had share price CAGR of -5.68%, and dividend CAGR of +3.50%.

During same period REFI had share price CAGR of -12.05%, and dividend CAGR of +0.00%.

Using these CAGR metrics, we can estimate that your initial $10,000 investment from 4.9 years ago, with dividends being reinvested (DRIP), is modelled to grow and collect dividends as follows:

Projection uses REFI applied at -12.05% price / -12.05% dividend.

	NREF	REFI
Start Value	$10,000	$10,000
Start Share Price	$12.67	$8.78
Start Shares	789.27	1,138.95

After 10 years:	NREF	REFI
Final Share Count	3,711.84	9,170.52
Dividends Payment	$0.28	$0.13
Annual Dividends	$4,136	$4,774
Share Price	$7.06	$2.43
Total Dividends	$26,829	$34,162
Final Value	$26,201	$22,298

Estimated Future Returns - NREF

Estimated Future Returns - REFI

Estimate Dividend Snowball and total future returns for NREF and REFI with our dividend (DRIP) calculator.

Above numbers are merely projections based on Dividend and Price CAGR for each stock, and should only be considered as 'potential future returns'! These numbers assume DRIP (reinvesting dividends).

We cannot guarantee that your actual returns will meet these metrics.

Compare Stocks: NREF vs REFI