Saratoga Investment Corp. SAY | NYSE
$25.40
$0.00 | 0.00%
Market Cap:
$204.85 M
PE Ratio:
-101.6
52-Week Range:
$7.79 - $25.76
3.9-year Total Return:
+32.8%
Dividend Yield (FWD):
8.00%
CSB Bancorp, Inc. CSBB | OTC
$76.36
$0.00 | 0.00%
Market Cap:
$201.53 M
PE Ratio:
12.54
52-Week Range:
$46.81 - $82
3.9-year Total Return:
+125.6%
Dividend Yield (FWD):
2.36%
3.9-year Total Returns with DRIP & Price Chart for SAY and CSBB
1Y
2Y
5Y
10Y
All
1Y
2Y
5Y
10Y
All
3.9-yr Total Returns SAY vs CSBB
| SAY | CSBB | |
|---|---|---|
| Initial Balance | $10,000 | $10,000 |
| Initial Price | $24.75 | $38.8 |
| Initial Shares | 404.04 | 257.73 |
| Total Dividends | $2,984 | $1,661 |
| Last Dividend | $0.508 | $0.45 |
| Estimated Divs | $266 / quarter | $133 / quarter |
| Yield-on-Cost | 8.21% | 4.64% |
| End Shares | 523.03 (+118.99) | 295.45 (+37.72) |
| Last Shares Price | $25.4 | $76.36 |
| Total End Value | $13,285 | $22,561 |
| Total Return | +32.8% | +125.6% |
| Comparison start date: Dec 16, 2022 | ||
SAY & CSBB Dividend Charts
SAY Dividend CAGR:1Y: -0.04%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CSBB Dividend CAGR:1Y: 9.76%2Y: 6.07%5Y: 7.74%10Y: 8.97%
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Fundamentals: Revenue, Earnings, Cash Flow, EBITDA & Shares Outstanding:
SAY Revenue CAGR:1Y: 12.28%2Y: -14.86%5Y: 9.34%10Y: 13.95%
CSBB Revenue CAGR:1Y: 46.69%2Y: 11.68%5Y: 15.70%10Y: 11.06%
SAY EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CSBB EPS CAGR:1Y: 20.38%2Y: 26.56%5Y: 12.26%10Y: 11.97%
SAY Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CSBB Net Income CAGR:1Y: 20.14%2Y: 25.92%5Y: 11.44%10Y: 11.40%
SAY EBITDA CAGR:1Y: 66.64%2Y: 0.00%5Y: 34.43%10Y: 53.33%
CSBB EBITDA CAGR:1Y: 20.31%2Y: 26.27%5Y: 11.55%10Y: 9.70%
SAY Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CSBB Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SAY Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CSBB Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SAY Shares Outstanding CAGR:1Y: 2.41%2Y: 8.49%5Y: 7.65%10Y: 10.90%
CSBB Shares Outstanding CAGR:1Y: 0.00%2Y: -0.42%5Y: -0.67%10Y: -0.51%
SAY Stock-Based Comp CAGR:1Y: N/A2Y: N/A5Y: N/A10Y: N/A
CSBB Stock-Based Comp CAGR:1Y: N/A2Y: N/A5Y: N/A10Y: N/A
SAY Expenses CAGR:1Y: 12.79%2Y: -50.22%5Y: -15.97%10Y: -1.92%
CSBB Expenses CAGR:1Y: -38.15%2Y: -66.98%5Y: -32.54%10Y: -14.29%
Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:
SAY Actual Revenue CAGR:1Y: 12.28%2Y: -14.86%5Y: 9.34%10Y: 13.95%
CSBB Actual Revenue CAGR:1Y: 46.69%2Y: 11.68%5Y: 15.70%10Y: 11.06%
SAY Actual EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CSBB Actual EPS CAGR:1Y: 20.38%2Y: 26.56%5Y: 12.26%10Y: 11.97%
SAY Actual Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CSBB Actual Net Income CAGR:1Y: 20.14%2Y: 25.92%5Y: 11.44%10Y: 11.40%
SAY Actual EBITDA CAGR:1Y: 66.64%2Y: 0.00%5Y: 34.43%10Y: 53.33%
CSBB Actual EBITDA CAGR:1Y: 20.31%2Y: 26.27%5Y: 11.55%10Y: 9.70%
Ratios, Profit Margins & Return on Capital:
SAY Net Profit Margin CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CSBB Net Profit Margin CAGR:1Y: 6.47%2Y: 12.75%5Y: -3.68%10Y: 0.31%
SAY Gross Profit Margin CAGR:1Y: 40.52%2Y: 1.44%5Y: 1.80%10Y: -2.47%
CSBB Gross Profit Margin CAGR:1Y: 2.27%2Y: -1.09%5Y: -5.45%10Y: -2.76%
Combined Charts: Earnings, Cash Flow, Valuation, Cash & Debt:
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Dividend History Tables
SAY Dividends Info:
Estimated Annual Dividend:
$2.0312
Forward Yield:
8%
Ex-Dividend Date:
2026-11-13
Lifetime Dividends / Share:
$8.06
SAY Dividend History: Dates, Payments & Yield list
Below is a schedule of all SAY dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield
| Ex-Date | Payment Date | Amount | Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 11/13/2026 | 11/30/2026 | $0.508 | 8.04% | 0% | $0.00 |
| 08/14/2026 | 08/17/2026 | $0.508 | 8.1% | 8.1% | $25.09 |
| 05/15/2026 | 05/18/2026 | $0.508 | 8.11% | 8.1% | $25.10 |
| 02/13/2026 | 02/16/2026 | $0.508 | 8.09% | 8.08% | $25.14 |
| 11/14/2025 | 11/17/2025 | $0.508 | 8.03% | 8.04% | $25.28 |
| 08/15/2025 | 08/18/2025 | $0.508 | 8.03% | 8.03% | $25.31 |
| 05/15/2025 | 05/19/2025 | $0.508 | 8.07% | 8.11% | $25.07 |
| 02/14/2025 | 02/17/2025 | $0.508 | 8.05% | 8.04% | $25.25 |
| 11/15/2024 | 11/18/2024 | $0.508 | 8.1% | 8.08% | $25.13 |
| 08/15/2024 | 08/19/2024 | $0.508 | 8.1% | 8.07% | $25.18 |
| 05/14/2024 | 05/16/2024 | $0.508 | 8.09% | 8.11% | $25.05 |
| 02/14/2024 | 02/16/2024 | $0.508 | 8.08% | 8.06% | $25.19 |
| 11/14/2023 | 11/16/2023 | $0.508 | 8.18% | 8.16% | $24.90 |
| 08/14/2023 | 08/16/2023 | $0.508 | 8.19% | 8.17% | $24.87 |
| 05/12/2023 | 05/15/2023 | $0.440 | 7.17% | 7.19% | $24.49 |
| 02/14/2023 | 02/16/2023 | $0.508 | 8.07% | 8.08% | $25.15 |
CSBB Dividends Info:
Estimated Annual Dividend:
$1.8
Forward Yield:
2.36%
Ex-Dividend Date:
2026-09-08
Lifetime Dividends / Share:
$12.58
CSBB Dividend History: Dates, Payments & Yield list
Below is a schedule of all CSBB dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield
| Ex-Date | Payment Date | Amount | Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 09/08/2026 | 09/10/2026 | $0.450 | 2.37% | 2.37% | $76.00 |
| 06/09/2026 | 06/11/2026 | $0.430 | 2.59% | 2.59% | $66.38 |
| 03/10/2026 | 03/12/2026 | $0.430 | 2.97% | 2.97% | $58.00 |
| 12/02/2025 | 12/04/2025 | $0.420 | 3.39% | 3.43% | $49.00 |
| 09/09/2025 | 09/11/2025 | $0.410 | 3.6% | 3.6% | $45.50 |
| 06/10/2025 | 06/12/2025 | $0.410 | 3.75% | 3.75% | $43.76 |
| 03/11/2025 | 03/13/2025 | $0.400 | 4% | 3.98% | $40.21 |
| 12/03/2024 | 12/05/2024 | $0.400 | 4.12% | 4.1% | $39.00 |
| 09/03/2024 | 09/05/2024 | $0.400 | 4.24% | 4.28% | $37.36 |
| 06/04/2024 | 06/06/2024 | $0.390 | 4.06% | 4.06% | $38.45 |
| 03/04/2024 | 03/06/2024 | $0.390 | 4.09% | 4.33% | $36.06 |
| 12/04/2023 | 12/06/2023 | $0.380 | 4.09% | 4.09% | $37.18 |
| 09/01/2023 | 09/04/2023 | $0.380 | 4.21% | 4% | $38.00 |
| 06/05/2023 | 06/07/2023 | $0.380 | 3.9% | 4.2% | $36.21 |
| 03/06/2023 | 03/08/2023 | $0.360 | 3.74% | 3.74% | $38.50 |
| 12/05/2022 | 12/20/2022 | $0.350 | 3.76% | 3.41% | $41.00 |
| 09/02/2022 | 09/20/2022 | $0.330 | 3.52% | 3.34% | $39.50 |
| 06/03/2022 | 06/21/2022 | $0.310 | 3.1% | 3.13% | $39.57 |
| 04/14/2022 | 04/26/2022 | $0.310 | 3.1% | 3.08% | $40.25 |
| 12/06/2021 | 12/21/2021 | $0.310 | 3.11% | 3.28% | $37.75 |
| 10/04/2021 | 10/26/2021 | $0.310 | 3.31% | 3.1% | $39.95 |
| 07/02/2021 | 07/20/2021 | $0.300 | 3.16% | 3.14% | $38.25 |
| 04/05/2021 | 04/20/2021 | $0.300 | 3.15% | 3.23% | $37.10 |
| 12/07/2020 | 12/22/2020 | $0.290 | 3.46% | 3.07% | $37.80 |
| 10/05/2020 | 10/20/2020 | $0.280 | 3.74% | 3.29% | $34.00 |
| 07/06/2020 | 07/21/2020 | $0.280 | 3.8% | 3.46% | $32.35 |
| 04/06/2020 | 04/21/2020 | $0.280 | 3.11% | 3.2% | $35.00 |
| 12/02/2019 | 12/17/2019 | $0.280 | 2.73% | 2.73% | $40.97 |
| 10/07/2019 | 10/22/2019 | $0.280 | 2.87% | 2.8% | $40.00 |
| 07/08/2019 | 07/23/2019 | $0.260 | 2.86% | 2.5% | $41.67 |
| 04/01/2019 | 04/16/2019 | $0.260 | 2.98% | 2.52% | $41.25 |
| 12/03/2018 | 12/18/2018 | $0.260 | 2.9% | 2.57% | $40.40 |
| 10/05/2018 | 10/23/2018 | $0.240 | 2.63% | 2.31% | $41.50 |
| 07/09/2018 | 07/24/2018 | $0.240 | 2.23% | 2.3% | $41.75 |
| 04/02/2018 | 04/24/2018 | $0.240 | 2.67% | 2.54% | $37.75 |
| 12/04/2017 | 12/19/2017 | $0.220 | 2.72% | 2.58% | $34.10 |
| 10/06/2017 | 10/24/2017 | $0.220 | 2.83% | 2.55% | $34.49 |
| 06/29/2017 | 07/25/2017 | $0.200 | 2.61% | 2.73% | $29.34 |
| 03/31/2017 | 04/18/2017 | $0.200 | 3.02% | 2.37% | $33.75 |
Projected Future Values & Dividends for SAY & CSBB
Based on past 3.9 years performance, SAY had share price CAGR of +0.67%, and dividend CAGR of +0.01%.
During same period CSBB had share price CAGR of +14.45%, and dividend CAGR of +8.45%.
Using these CAGR metrics, we can estimate that your initial $10,000 investment from 3.9 years ago, with dividends being reinvested (DRIP), is modelled to grow and collect dividends as follows:
Projection uses CSBB applied at 10.00% price / 8.45% dividend.
| SAY | CSBB | |
|---|---|---|
| Start Value | $10,000 | $10,000 |
| Start Share Price | $25.40 | $76.36 |
| Start Shares | 393.70 | 130.96 |
| After 10 years: | SAY | CSBB |
| Final Share Count | 849.75 | 163.30 |
| Dividends Payment | $0.51 | $1.01 |
| Annual Dividends | $1,728 | $661 |
| Share Price | $27.15 | $198.06 |
| Total Dividends | $11,985 | $3,959 |
| Final Value | $23,075 | $32,342 |
Estimated Future Returns - SAY
Estimated Future Returns - CSBB
Estimate Dividend Snowball and total future returns for SAY and CSBB with our dividend (DRIP) calculator.
Above numbers are merely projections based on Dividend and Price CAGR for each stock, and should only be considered as 'potential future returns'! These numbers assume DRIP (reinvesting dividends).
We cannot guarantee that your actual returns will meet these metrics.
