How Many AJG Shares for $500 or $1,000 a Month?
At $2.80 a share a year, $500 a month takes about 2,143 AJG shares, about $604,262 at the Nov 11, 2026 close of $281.97. $1,000 a month takes about 4,286 shares, about $1,208,523. Before taxes, and only while the rate holds.
Arthur J. Gallagher (AJG) pays $0.70 a share quarterly, $2.80 a year, a 0.99% run-rate yield at the Nov 11, 2026 close of $281.97. It has paid since 1988 and raised its annual dividend 15 years in a row.
At today’s rate of $0.70 quarterly and the last close of $281.97, this is what AJG pays before taxes, if the rate stays where it is:
| You hold | Each payment | Per month (avg) | Per year |
|---|---|---|---|
| 1 share | $0.70 | $0.23 | $2.80 |
| 100 shares | $70.00 | $23.33 | $280.00 |
| $10,000 invested (35.5 shares) | $24.83 | $8.28 | $99.30 |
| 2,143 shares ($500/mo) | $1,500.10 | $500.03 | $6,000.40 |
| 4,286 shares ($1,000/mo) | $3,000.20 | $1,000.07 | $12,000.80 |
With DRIP on, every payment buys more shares instead of landing as cash. 100 AJG shares reinvest into 0.25 new shares each payment, about 1.0 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 403 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with AJG’s own history in the AJG DRIP calculator.
- Coverage (EPS): are profits enough to pay the dividend rating
- Coverage (FCF): is spare cash enough to pay the dividend rating
- Dividend vs cash flow + debt: is the dividend paid with borrowed money report
- Debt load: how much the balance sheet leans on borrowing rating
- Debt interest coverage: can profits easily pay the interest bill rating
- Earnings direction: are sales and profits growing or shrinking report
- Liquidity: is there cash for debts due this year rating
- Raise streak: how many years in a row it raised see details
- Years without a cut: how long since the last dividend cut see details
- Raise vs trend: are recent raises keeping their usual pace history
- Yield vs history: is today’s yield high or low versus its past rating
- Recession record: what the dividend did in past crashes history
- Crash record: what the dividend did in the 2008 crash history
AJG Dividend Yield Today vs Its 5-Year Range
- AJG yields 0.99% today, at the Nov 11, 2026 close of $281.97.
- Its own 10-year median is 1.30%, so today’s yield is near its usual level.
Where today ranks in its own history is in the paid report
How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.
When Is AJG’s Next Dividend? Ex-Date and Pay Date After September 2026
AJG has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Dec 8, 2026, with the cash around Dec 11, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.70 a share, went ex on Sep 8, 2026 and paid Sep 10, 2026.
- Ex-dates: about every 91 days (quarterly)
- Payment: usually about 3 days after the ex-date
- Next earnings report: Jan 28, 2027
Every payer going ex-dividend this week is on the dividend calendar.
How Often Does AJG Pay?
AJG pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 91 days, and the cash usually lands about 3 days later.
- Streak: 15 years of higher annual totals (through 2025)
- Last raise: Mar 6, 2026 - $0.65 to $0.70 (+$0.05, +7.69%)
- Usual $ step: $0.05 (median of the raises before it)
- EPS payout: 42.8% - $2.80 paid / $6.54 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 41.4% (median of 12 earlier trailing years)
- FCF payout: 25.1% - $2.80 paid / $11.17 free cash flow per share (4 quarters to Sep 30, 2026); own 4-yr norm 22.6% (median of 12 earlier trailing years)
AJG vs Similar Dividend Stocks (AON, SCRYY...)
Against the 10 dividend-paying Financial Services companies closest to AJG in market value, AJG’s 0.99% run-rate yield is below the group’s middle yield of 2.46%, and its raise streak of 15 years is the longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.
| Ticker | Dividend ⓘ | Yield | Safety Rating | Recessions ⓘ | No cut ⓘ |
|---|---|---|---|---|---|
| AJG $281.97Arthur J. Gallagher | $0.70/qtr$2.80/yr fwd | 0.99% | Dividend Safety Rating: paid plans only | Raised in all 42000 raised2008 raised2020 raised2022 raised | 36+ yrsraised 15 yrs in a row |
| AON $336.37Aon | $0.82/qtr$3.28/yr fwd | 0.98% | Dividend Safety Rating: paid plans only | Cut in 20022000 cut2008 held2020 raised2022 raised | 23 yrsraised 14 yrs in a row |
| SCRYY $3.91SCOR Se | $0.222/yr | 5.68% | Dividend Safety Rating: paid plans only | — | 5+ yrsraised 2 yrs in a row |
| MFC $44.24Manulife Financial | $0.352/qtr$1.41/yr fwd | 3.18% | Dividend Safety Rating: paid plans only | Cut in 20092008 cut2020 held2022 heldno 2000 record | 16 yrsraised 12 yrs in a row |
| APO $122.74Apollo Global Management | $0.563/qtr$2.25/yr fwd | 1.83% | Dividend Safety Rating: paid plans only | Cut in 20222020 varied2022 cutno 2000/2008 record | 3 yrsraised 3 yrs in a row |
| CM $115.78Canadian Imperial Bank of Commerce | $0.757/qtr$3.03/yr fwd | 2.62% | Dividend Safety Rating: paid plans only | No cut in all 42000 raised2008 held2020 held2022 held | 27+ yrsraised 5 yrs in a row |
| BCS $23.09Barclays | $0.313/half-yr$0.63/yr fwd | 2.71% | Dividend Safety Rating: paid plans only | Stopped in 20202000 varied2008 varied2020 stopped2022 raised | 5 yrsraised 4 yrs in a row |
| LYG $5.17Lloyds Banking Group | $0.084/half-yr$0.17/yr fwd | 3.25% | Dividend Safety Rating: paid plans only | Stopped in 20102008 stopped2022 raisedno 2000/2020 record | 5+ yrsraised 4 yrs in a row |
| ALL $261.22Allstate | $1.08/qtr$4.32/yr fwd | 1.65% | Dividend Safety Rating: paid plans only | Cut in 20092000 raised2008 cut2020 raised2022 raised | 16 yrsraised 15 yrs in a row |
| MET $102.48MetLife | $0.5925/qtr$2.37/yr fwd | 2.31% | Dividend Safety Rating: paid plans only | Raised in all 32008 raised2020 raised2022 raisedno 2000 record | 25+ yrsraised 12 yrs in a row |
| DBOEY $35.68Deutsche Börse AG | $0.495/yr | 1.39% | Dividend Safety Rating: paid plans only | — | 2 yrsraised 2 yrs in a row |
Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: AJG vs AON, AJG vs SCRYY, AJG vs MFC.
AJG Dividend History: Every Payment Since 1988
| Ex-date | Pay date | Amount | Frequency | Type |
|---|---|---|---|---|
| Sep 8, 2026 | Sep 10, 2026 | $0.70 | Quarterly | Regular |
| Jun 5, 2026 | Jun 8, 2026 | $0.70 | Quarterly | Regular |
| Mar 6, 2026 | Mar 9, 2026 | $0.70 | Quarterly | Regular |
| Dec 5, 2025 | Dec 8, 2025 | $0.65 | Quarterly | Regular |
| Sep 5, 2025 | Sep 8, 2025 | $0.65 | Quarterly | Regular |
| Jun 6, 2025 | Jun 9, 2025 | $0.65 | Quarterly | Regular |
| Mar 7, 2025 | Mar 10, 2025 | $0.65 | Quarterly | Regular |
| Dec 6, 2024 | Dec 9, 2024 | $0.60 | Quarterly | Regular |
| Sep 6, 2024 | Sep 9, 2024 | $0.60 | Quarterly | Regular |
| Jun 7, 2024 | Jun 10, 2024 | $0.60 | Quarterly | Regular |
| Feb 29, 2024 | Mar 4, 2024 | $0.60 | Quarterly | Regular |
| Nov 30, 2023 | Dec 4, 2023 | $0.55 | Quarterly | Regular |
| Aug 31, 2023 | Sep 4, 2023 | $0.55 | Quarterly | Regular |
| Jun 1, 2023 | Jun 5, 2023 | $0.55 | Quarterly | Regular |
| Mar 2, 2023 | Mar 6, 2023 | $0.55 | Quarterly | Regular |
| Dec 1, 2022 | Dec 16, 2022 | $0.51 | Quarterly | Regular |
| Sep 1, 2022 | Sep 16, 2022 | $0.51 | Quarterly | Regular |
| Jun 2, 2022 | Jun 17, 2022 | $0.51 | Quarterly | Regular |
| Mar 3, 2022 | Mar 18, 2022 | $0.51 | Quarterly | Regular |
| Dec 2, 2021 | Dec 17, 2021 | $0.48 | Quarterly | Regular |
| Sep 2, 2021 | Sep 17, 2021 | $0.48 | Quarterly | Regular |
| Jun 3, 2021 | Jun 18, 2021 | $0.48 | Quarterly | Regular |
| Mar 4, 2021 | Mar 19, 2021 | $0.48 | Quarterly | Regular |
| Dec 3, 2020 | Dec 18, 2020 | $0.45 | Quarterly | Regular |
| Sep 3, 2020 | Sep 18, 2020 | $0.45 | Quarterly | Regular |
| Jun 4, 2020 | Jun 19, 2020 | $0.45 | Quarterly | Regular |
| Mar 5, 2020 | Mar 20, 2020 | $0.45 | Quarterly | Regular |
| Dec 5, 2019 | Dec 20, 2019 | $0.43 | Quarterly | Regular |
| Sep 5, 2019 | Sep 20, 2019 | $0.43 | Quarterly | Regular |
| Jun 6, 2019 | Jun 21, 2019 | $0.43 | Quarterly | Regular |
| Feb 28, 2019 | Mar 15, 2019 | $0.43 | Quarterly | Regular |
| Dec 6, 2018 | Dec 21, 2018 | $0.41 | Quarterly | Regular |
| Sep 6, 2018 | Sep 21, 2018 | $0.41 | Quarterly | Regular |
| May 31, 2018 | Jun 15, 2018 | $0.41 | Quarterly | Regular |
| Mar 1, 2018 | Mar 16, 2018 | $0.41 | Quarterly | Regular |
| Nov 30, 2017 | Dec 15, 2017 | $0.39 | Quarterly | Regular |
| Aug 30, 2017 | Sep 15, 2017 | $0.39 | Quarterly | Regular |
| May 31, 2017 | Jun 16, 2017 | $0.39 | Quarterly | Regular |
| Mar 1, 2017 | Mar 17, 2017 | $0.39 | Quarterly | Regular |
| Nov 30, 2016 | Dec 16, 2016 | $0.38 | Quarterly | Regular |
| Aug 31, 2016 | Sep 16, 2016 | $0.38 | Quarterly | Regular |
| Jun 1, 2016 | Jun 17, 2016 | $0.38 | Quarterly | Regular |
| Mar 2, 2016 | Mar 18, 2016 | $0.38 | Quarterly | Regular |
| Dec 2, 2015 | Dec 18, 2015 | $0.37 | Quarterly | Regular |
| Sep 2, 2015 | Sep 18, 2015 | $0.37 | Quarterly | Regular |
| Jun 3, 2015 | Jun 19, 2015 | $0.37 | Quarterly | Regular |
| Mar 2, 2015 | Mar 20, 2015 | $0.37 | Quarterly | Regular |
| Dec 3, 2014 | Dec 19, 2014 | $0.36 | Quarterly | Regular |
| Sep 3, 2014 | Sep 19, 2014 | $0.36 | Quarterly | Regular |
| Jun 4, 2014 | Jun 20, 2014 | $0.36 | Quarterly | Regular |
| Feb 28, 2014 | Mar 20, 2014 | $0.36 | Quarterly | Regular |
| Dec 2, 2013 | Dec 20, 2013 | $0.35 | Quarterly | Regular |
| Aug 30, 2013 | Sep 20, 2013 | $0.35 | Quarterly | Regular |
| May 31, 2013 | Jun 20, 2013 | $0.35 | Quarterly | Regular |
| Feb 28, 2013 | Mar 20, 2013 | $0.35 | Quarterly | Regular |
| Nov 29, 2012 | Dec 20, 2012 | $0.34 | Quarterly | Regular |
| Sep 26, 2012 | Oct 15, 2012 | $0.34 | Quarterly | Regular |
| Jun 27, 2012 | Jul 13, 2012 | $0.34 | Quarterly | Regular |
| Mar 28, 2012 | Apr 13, 2012 | $0.34 | Quarterly | Regular |
| Dec 28, 2011 | Jan 13, 2012 | $0.33 | Quarterly | Regular |
| Sep 28, 2011 | Oct 14, 2011 | $0.33 | Quarterly | Regular |
| Jun 28, 2011 | Jul 15, 2011 | $0.33 | Quarterly | Regular |
| Mar 29, 2011 | Apr 15, 2011 | $0.33 | Quarterly | Regular |
| Dec 29, 2010 | Jan 14, 2011 | $0.32 | Quarterly | Regular |
| Sep 28, 2010 | Oct 15, 2010 | $0.32 | Quarterly | Regular |
| Jun 28, 2010 | Jul 15, 2010 | $0.32 | Quarterly | Regular |
| Mar 29, 2010 | Apr 15, 2010 | $0.32 | Quarterly | Regular |
| Dec 29, 2009 | Jan 15, 2010 | $0.32 | Quarterly | Regular |
| Sep 28, 2009 | Oct 15, 2009 | $0.32 | Quarterly | Regular |
| Jun 26, 2009 | Jul 15, 2009 | $0.32 | Quarterly | Regular |
| Mar 27, 2009 | Apr 15, 2009 | $0.32 | Quarterly | Regular |
| Dec 29, 2008 | Jan 15, 2009 | $0.32 | Quarterly | Regular |
| Sep 26, 2008 | Oct 15, 2008 | $0.32 | Quarterly | Regular |
| Jun 26, 2008 | Jul 15, 2008 | $0.32 | Quarterly | Regular |
| Mar 27, 2008 | Apr 15, 2008 | $0.32 | Quarterly | Regular |
| Dec 27, 2007 | Jan 15, 2008 | $0.31 | Quarterly | Regular |
| Sep 26, 2007 | Oct 15, 2007 | $0.31 | Quarterly | Regular |
| Jun 27, 2007 | Jul 16, 2007 | $0.31 | Quarterly | Regular |
| Mar 28, 2007 | Apr 13, 2007 | $0.31 | Quarterly | Regular |
| Dec 27, 2006 | Jan 15, 2007 | $0.30 | Quarterly | Regular |
| Sep 27, 2006 | Oct 13, 2006 | $0.30 | Quarterly | Regular |
| Jun 28, 2006 | Jul 14, 2006 | $0.30 | Quarterly | Regular |
| Mar 29, 2006 | Apr 14, 2006 | $0.30 | Quarterly | Regular |
| Dec 28, 2005 | Jan 16, 2006 | $0.28 | Quarterly | Regular |
| Sep 28, 2005 | Oct 14, 2005 | $0.28 | Quarterly | Regular |
| Jun 28, 2005 | Jul 15, 2005 | $0.28 | Quarterly | Regular |
| Mar 29, 2005 | Apr 15, 2005 | $0.28 | Quarterly | Regular |
| Dec 29, 2004 | Jan 14, 2005 | $0.25 | Quarterly | Regular |
| Sep 28, 2004 | Oct 15, 2004 | $0.25 | Quarterly | Regular |
| Jun 28, 2004 | Jul 15, 2004 | $0.25 | Quarterly | Regular |
| Mar 29, 2004 | Apr 15, 2004 | $0.25 | Quarterly | Regular |
| Dec 29, 2003 | Jan 15, 2004 | $0.18 | Quarterly | Regular |
| Sep 26, 2003 | Oct 15, 2003 | $0.18 | Quarterly | Regular |
| Jun 26, 2003 | Jul 15, 2003 | $0.18 | Quarterly | Regular |
| Mar 27, 2003 | Apr 15, 2003 | $0.18 | Quarterly | Regular |
| Dec 27, 2002 | Jan 15, 2003 | $0.15 | Quarterly | Regular |
| Sep 26, 2002 | Oct 15, 2002 | $0.15 | Quarterly | Regular |
| Jun 26, 2002 | Jul 15, 2002 | $0.15 | Quarterly | Regular |
| Mar 26, 2002 | Apr 15, 2002 | $0.13 | Quarterly | Regular |
| Dec 27, 2001 | Jan 15, 2002 | $0.13 | Quarterly | Regular |
| Sep 26, 2001 | Oct 15, 2001 | $0.13 | Quarterly | Regular |
| Jun 27, 2001 | Jul 13, 2001 | $0.13 | Quarterly | Regular |
| Mar 28, 2001 | Apr 13, 2001 | $0.13 | Quarterly | Regular |
| Dec 27, 2000 | Jan 15, 2001 | $0.115 | Quarterly | Regular |
| Sep 27, 2000 | Oct 13, 2000 | $0.115 | Quarterly | Regular |
| Jun 28, 2000 | Jul 14, 2000 | $0.115 | Quarterly | Regular |
| Mar 29, 2000 | Apr 14, 2000 | $0.115 | Quarterly | Regular |
| Dec 29, 1999 | Jan 14, 2000 | $0.10 | Quarterly | Regular |
| Sep 28, 1999 | Oct 15, 1999 | $0.10 | Quarterly | Regular |
| Jun 28, 1999 | Jul 15, 1999 | $0.10 | Quarterly | Regular |
| Mar 29, 1999 | Apr 15, 1999 | $0.10 | Quarterly | Regular |
| Dec 29, 1998 | Jan 15, 1999 | $0.0875 | Quarterly | Regular |
| Sep 28, 1998 | Oct 15, 1998 | $0.0875 | Quarterly | Regular |
| Jun 26, 1998 | Jul 15, 1998 | $0.0875 | Quarterly | Regular |
| Mar 27, 1998 | Apr 15, 1998 | $0.0875 | Quarterly | Regular |
| Dec 29, 1997 | Jan 15, 1998 | $0.0775 | Quarterly | Regular |
| Sep 26, 1997 | Oct 15, 1997 | $0.0775 | Quarterly | Regular |
| Jun 26, 1997 | Jul 15, 1997 | $0.0775 | Quarterly | Regular |
| Mar 26, 1997 | Apr 15, 1997 | $0.0775 | Quarterly | Regular |
| Dec 27, 1996 | Jan 15, 1997 | $0.0725 | Quarterly | Regular |
| Sep 26, 1996 | Oct 15, 1996 | $0.0725 | Quarterly | Regular |
| Jun 26, 1996 | Jul 15, 1996 | $0.0725 | Quarterly | Regular |
| Mar 27, 1996 | Apr 15, 1996 | $0.0725 | Quarterly | Regular |
| Dec 27, 1995 | Jan 15, 1996 | $0.0625 | Quarterly | Regular |
| Sep 27, 1995 | Oct 13, 1995 | $0.0625 | Quarterly | Regular |
| Jun 28, 1995 | Jul 14, 1995 | $0.0625 | Quarterly | Regular |
| Mar 27, 1995 | Apr 14, 1995 | $0.0625 | Quarterly | Regular |
| Dec 23, 1994 | Jan 13, 1995 | $0.055 | Quarterly | Regular |
| Sep 26, 1994 | Oct 14, 1994 | $0.055 | Quarterly | Regular |
| Jun 24, 1994 | Jul 15, 1994 | $0.055 | Quarterly | Regular |
| Mar 25, 1994 | Apr 15, 1994 | $0.055 | Quarterly | Regular |
| Dec 27, 1993 | Jan 14, 1994 | $0.045 | Quarterly | Regular |
| Sep 24, 1993 | Oct 15, 1993 | $0.045 | Quarterly | Regular |
| Jun 24, 1993 | Jul 15, 1993 | $0.045 | Quarterly | Regular |
| Mar 25, 1993 | Apr 15, 1993 | $0.045 | Quarterly | Regular |
| Dec 24, 1992 | Jan 15, 1993 | $0.04 | Quarterly | Regular |
| Sep 24, 1992 | Oct 15, 1992 | $0.04 | Quarterly | Regular |
| Jun 24, 1992 | Jul 15, 1992 | $0.04 | Quarterly | Regular |
| Mar 25, 1992 | Apr 15, 1992 | $0.04 | Quarterly | Regular |
| Dec 24, 1991 | Jan 15, 1992 | $0.04 | Quarterly | Regular |
| Sep 24, 1991 | Oct 15, 1991 | $0.04 | Quarterly | Regular |
| Jun 24, 1991 | Jul 15, 1991 | $0.04 | Quarterly | Regular |
| Mar 22, 1991 | Apr 15, 1991 | $0.04 | Quarterly | Regular |
| Dec 24, 1990 | Jan 15, 1991 | $0.0375 | Quarterly | Regular |
| Sep 24, 1990 | Oct 15, 1990 | $0.0375 | Quarterly | Regular |
| Jun 25, 1990 | Jul 13, 1990 | $0.0375 | Quarterly | Regular |
| Mar 26, 1990 | Apr 16, 1990 | $0.0375 | Quarterly | Regular |
| Dec 22, 1989 | Jan 15, 1990 | $0.0325 | Quarterly | Regular |
| Sep 25, 1989 | Oct 13, 1989 | $0.0325 | Quarterly | Regular |
| Jun 26, 1989 | Jul 14, 1989 | $0.0325 | Quarterly | Regular |
| Mar 27, 1989 | Apr 14, 1989 | $0.0325 | Quarterly | Regular |
| Dec 23, 1988 | Jan 16, 1989 | $0.03 | Quarterly | Regular |
What the Dividend Safety Rating Means for AJG
AJG Dividend Questions
How often does AJG pay dividends?
AJG pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 91 days, and the cash usually lands about 3 days later.
Does AJG pay dividends monthly?
No. AJG pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.
When is the next AJG dividend?
AJG has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Dec 8, 2026, with the cash around Dec 11, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.70 a share, went ex on Sep 8, 2026 and paid Sep 10, 2026. The current rate is $0.70 per share, $2.80 a year.
Does AJG pay a dividend in December 2026?
Not declared yet. By its usual rhythm the next ex-date falls around Dec 8, 2026, with the cash around Dec 11, 2026, so a payment in December 2026 is likely. Only the company’s declaration makes it final.
How much does AJG pay per share?
AJG pays $0.70 a share quarterly, $2.80 a year. At the Nov 11, 2026 close of $281.97 that is a 0.99% run-rate yield, near its usual level: its own 10-year median is 1.30%.
Has AJG raised its dividend?
Yes. AJG has raised its annual dividend 15 years in a row, through 2025. The latest raise, on Mar 6, 2026, took the rate from $0.65 to $0.70 (+7.69%). Over five years the dividend grew 7.8% a year.
Is AJG’s dividend safe?
No rating can promise a future payment, but the record on file says a lot. AJG paid out 43% of its earnings and 25% of its free cash flow as dividends over the 4 quarters to Sep 30, 2026. It has raised its dividend 15 years in a row and gone 36+ years without a cut. Through the market crashes: it raised the dividend through the 2000, 2008, 2020 and 2022 crashes. This is data, not investment advice. The full 13-check rating comes with a plan.
How do I track my AJG dividends?
Add AJG to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run AJG in the DRIP calculator.