Bank of Utica · BKUT · OTC
Dividend report · updated Nov 9, 2026
$684.99 0.00% on the day, -$0.01
BKUT stock page: price, charts & signals →
UnlockDividend Safety Rating: paid plans onlyDividend Safety Rating: paid plans only Is BKUT’s dividend Very Safe or High Risk? 7 checks scored. Payout ratio, raise streak, recession record and 4 more. Show the rating
Yearly payout / yield
$19.50·2.85%
$9.75 twice a year x 2 ⓘ
Next payment
~$9.75/half-yr
pays ~Jan 2, 2027 (est.) ⓘ
Next ex-date
Dec 30est.
own by Dec 29 ⓘ
Years without a cut
24+ yrs
25+ yrs of raises ⓘ
Paying since
2000
53 payments on file
Yield vs history ⓘ
52
Near its usual yield
BKUT share price & total return
Daily closing price, adjusted for stock splits.
BKUT stock page »All dividend lists »Build a portfolio around BKUT »
DSRSimilar stocksHistoryPayoutsFAQ
Every payment since Dec 2016
BKUT Dividend Growth (CAGR)
1Y +2.6%3Y +2.7%5Y +3.4%10Y +4.3%
Per-share amount, by the date it paid (~ = about, from its usual pay gap). The enlarge button shows all 53 payments since 2000.
Annual dividends and growth
Total paid per share in each calendar year.
Next 5 years if the pace holds
If the recent pace holds — one-off jumps left out. Not a forecast. Pace: +2.78% a year, its typical raise over the last 5 years. Today's $19.50 a year would be $22.36 by 2031 - 3.26% on today's $684.99 price.

How Many BKUT Shares for $500 or $1,000 a Month?

At $19.50 a share a year, $500 a month takes about 308 BKUT shares, about $210,977 at the Nov 9, 2026 close of $684.99. $1,000 a month takes about 616 shares, about $421,954. Before taxes, and only while the rate holds.

Bank of Utica (BKUT) pays $9.75 a share twice a year, $19.50 a year, a 2.85% run-rate yield at the Nov 9, 2026 close of $684.99. It has paid since 2000 and raised its annual dividend 25+ years in a row.

At today’s rate of $9.75 twice a year and the last close of $684.99, this is what BKUT pays before taxes, if the rate stays where it is:

You holdEach paymentPer month (avg)Per year
1 share$9.75$1.63$19.50
100 shares$975.00$162.50$1,950.00
$10,000 invested (14.6 shares)$142.34$23.72$284.68
308 shares ($500/mo)$3,003.00$500.50$6,006.00
616 shares ($1,000/mo)$6,006.00$1,001.00$12,012.00

With DRIP on, every payment buys more shares instead of landing as cash. 100 BKUT shares reinvest into 1.42 new shares each payment, about 2.9 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 71 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with BKUT’s own history in the BKUT DRIP calculator.

UnlockDividend Safety Rating: paid plans only
Dividend Safety Rating Not financial advice
See BKUT’s rating and its 7 factors.
See the rating & factors »
An algorithmic rating built from reported data, not a recommendation.
  • Coverage (EPS): are profits enough to pay the dividend rating
  • Coverage (FCF): is spare cash enough to pay the dividend rating
  • Dividend vs cash flow + debt: is the dividend paid with borrowed money report
  • Debt load: how much the balance sheet leans on borrowing rating
  • Debt interest coverage: can profits easily pay the interest bill rating
  • Liquidity: is there cash for debts due this year rating
  • Earnings direction: are sales and profits growing or shrinking report
  • Raise streak: how many years in a row it raised see details
  • Years without a cut: how long since the last dividend cut see details
  • Raise vs trend: are recent raises keeping their usual pace history
  • Yield vs history: is today’s yield high or low versus its past rating
  • Recession record: what the dividend did in past crashes history

BKUT Dividend Yield Today vs Its 5-Year Range

52/100Near its usual yieldvs its 10-yr history
  • BKUT yields 2.85% today, at the Nov 9, 2026 close of $684.99.
  • Its own 10-year median is 2.85%, so today’s yield is near its usual level.
Last 5 years: lowest to highest month-end yield
2.69% low4.49% high
Blue mark = today, grey = its 10-year median. A higher yield than usual means a lower price against the payout.

Where today ranks in its own history is in the paid report

How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.

When Is BKUT’s Next Dividend? Ex-Date and Pay Date After July 2026

BKUT has not declared its next dividend yet. By its usual rhythm of about 183 days between ex-dates, the next ex-date falls around Dec 30, 2026, with the cash around Jan 2, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $9.75 a share, went ex on Jun 30, 2026 and paid Jul 2, 2026.

  • Ex-dates: about every 183 days (semi-annual)
  • Payment: usually about 3 days after the ex-date

Every payer going ex-dividend this week is on the dividend calendar.

How Often Does BKUT Pay?

BKUT pays twice a year, 2 times a year. Recent payments arrived in Jan and Jul, with ex-dates in Jun and Dec. The ex-date comes about every 183 days, and the cash usually lands about 3 days later.

Paid in the last 12 months
$19.50 a share, in 2 payments.
+2.6% against the 12 months before ($19.00 in 2 payments).
Cash that landed, by pay date. The yield up top uses today’s rate instead, so a raise or a cut shows there first.
Payout months
JanFebMarAprMayJunJulAugSepOctNovDec
Pays in Jan and Jul. Ex-dates fall in Jun and Dec (latest 2 payments).
Raise history
  • Streak: 25+ years of higher annual totals (through 2025)
  • Last raise: Jun 30, 2026 - $9.50 to $9.75 (+$0.25, +2.63%)
  • Usual $ step: $0.25 (median of the raises before it)
Coverage
  • EPS payout: n/a (EPS negative) - $7.40 paid / -$23.00 EPS (4 quarters to Dec 31, 2008); own 4-yr norm 23.9% (median of 12 earlier trailing years)
Deposits, loans and policy float run through operating cash flow here, so it does not measure dividend coverage.

BKUT vs Similar Dividend Stocks (WHF, MPV...)

Against the 10 dividend-paying Financial Services companies closest to BKUT in market value, BKUT’s 2.85% run-rate yield is close to the group’s middle yield of 2.78%, and its raise streak of 25+ years is the longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.

Ticker Dividend ⓘ Yield Safety Rating No cut ⓘ
BKUT $684.99Bank of Utica $9.75/half-yr$19.50/yr fwd 2.85% Dividend Safety Rating: paid plans only 24+ yrsraised 25+ yrs in a row
WHF $8.05WhiteHorse Finance $0.17/qtr$0.68/yr fwd 8.45% Dividend Safety Rating: paid plans only 0 yrsno raise streak
MPV $16.30Barings Participation Investors $0.37/qtr$1.48/yr fwd 9.08% Dividend Safety Rating: paid plans only 5 yrsraised 1 yr in a row
TPVG $4.09TriplePoint Venture Growth BDC $0.29/qtr$1.16/yr fwd 28.36% Dividend Safety Rating: paid plans only 1 yrno raise streak
SBFG $29.11SB Financial Group $0.16/qtr$0.64/yr fwd 2.20% Dividend Safety Rating: paid plans only 13 yrsraised 12 yrs in a row
WHG $18.55Westwood Holdings Group $0.15/qtr$0.60/yr fwd 3.23% Dividend Safety Rating: paid plans only 5 yrsno raise streak
HNVR $21.71Hanover Bancorp $0.10/qtr$0.40/yr fwd 1.84% Dividend Safety Rating: paid plans only 3+ yrsno raise streak
MNSB $21.72MainStreet Bancshares $0.10/qtr$0.40/yr fwd 1.84% Dividend Safety Rating: paid plans only 3+ yrsno raise streak
SLBK $27.50Skyline Bankshares $0.32/half-yr$0.64/yr fwd 2.33% Dividend Safety Rating: paid plans only 7+ yrsraised 8+ yrs in a row
BANX $19.41ArrowMark Financial $0.15/mo$1.80/yr fwd 9.27% Dividend Safety Rating: paid plans only 0 yrsno raise streak
FNWD $44.04Finward Bancorp Common Stock $0.12/qtr$0.48/yr fwd 1.09% Dividend Safety Rating: paid plans only 1 yrno raise streak

Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: BKUT vs WHF, BKUT vs MPV, BKUT vs TPVG.

BKUT Dividend History: Every Payment Since 2000

Ex-datePay dateAmountFrequencyType
Jun 30, 2026Jul 2, 2026$9.75Semi-annualRegular
Dec 31, 2025Jan 2, 2026$9.75Semi-annualRegular
Jun 30, 2025Jul 2, 2025$9.50Semi-annualRegular
Dec 31, 2024Jan 2, 2025$9.50Semi-annualRegular
Jun 28, 2024Jul 1, 2024$9.25Semi-annualRegular
Dec 28, 2023Jan 1, 2024$9.25Semi-annualRegular
Jun 29, 2023Jul 3, 2023$9.00Semi-annualRegular
Dec 29, 2022Jan 10, 2023$9.00Semi-annualRegular
Jun 29, 2022Jul 12, 2022$8.75Semi-annualRegular
Dec 30, 2021Jan 11, 2022$8.75Semi-annualRegular
The other 43 BKUT payments come with a paid plan.
Show all 53 payments »
Newest first. Amounts are per share as paid, restated for splits; frequency is the schedule on file for that payment; a payment over 2.5x its neighbours is marked special.
From reported payments, prices and filings — data, not investment advice.

What the Dividend Safety Rating Means for BKUT

UnlockDividend Safety Rating: paid plans only
See where BKUT lands, and why.
See the rating & factors »
Own BKUT? Your payouts fill in by themselves Add BKUT once, with your buy date and share count. Every dividend since fills in, dated and in dollars, and with DRIP on each new share is counted for you.
Track BKUT →

BKUT Dividend Questions

How often does BKUT pay dividends?

BKUT pays twice a year, 2 times a year. Recent payments arrived in Jan and Jul, with ex-dates in Jun and Dec. The ex-date comes about every 183 days, and the cash usually lands about 3 days later.

Does BKUT pay dividends monthly?

No. BKUT pays twice a year, 2 times a year. For payers that pay every month, see the monthly dividend stocks.

When is the next BKUT dividend?

BKUT has not declared its next dividend yet. By its usual rhythm of about 183 days between ex-dates, the next ex-date falls around Dec 30, 2026, with the cash around Jan 2, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $9.75 a share, went ex on Jun 30, 2026 and paid Jul 2, 2026. The current rate is $9.75 per share, $19.50 a year.

Does BKUT pay a dividend in January 2027?

Not declared yet. By its usual rhythm the next ex-date falls around Dec 30, 2026, with the cash around Jan 2, 2027, so a payment in January 2027 is likely. Only the company’s declaration makes it final.

How much does BKUT pay per share?

BKUT pays $9.75 a share twice a year, $19.50 a year. At the Nov 9, 2026 close of $684.99 that is a 2.85% run-rate yield, near its usual level: its own 10-year median is 2.85%.

Has BKUT raised its dividend?

Yes. BKUT has raised its annual dividend 25+ years in a row, through 2025. The latest raise, on Jun 30, 2026, took the rate from $9.50 to $9.75 (+2.63%). Over five years the dividend grew 3.4% a year.

Is BKUT’s dividend safe?

No rating can promise a future payment, but the record on file says a lot. It has raised its dividend 25+ years in a row and gone 24+ years without a cut. This is data, not investment advice. The full 7-check rating comes with a plan.

How do I track my BKUT dividends?

Add BKUT to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run BKUT in the DRIP calculator.

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How this page is built: the rate is the latest regular dividend per share; run-rate yield = rate × payments per year ÷ last close (Nov 9, 2026), never a trailing 12-month total, which lags after a raise and hides a cut. Specials and one-off payments never count in the rate; a payer whose regular payments differ in size is annualized over its last full cycle of regular payments. Raise streak = consecutive calendar years with a higher amount per payment than the year before; years without a cut = years in which the amount per payment held within 1%. The Dividend Safety Rating reads 7 visible lines: coverage, streak, raise pace and yield range for dividend stocks; NAV trend, NAV funding and payout stability for income funds. Similar payers = the same sector or fund group, nearest in market value or fund size. Payments, prices and filings come from DRIPCALC’s price and dividend database. History is not a forecast. This is data, not investment advice.