Capital One Financial Corporation · COF · NYSE
Dividend report · updated Nov 10, 2026
$195.88 -1.36% on the day, -$2.70
COF stock page: price, charts & signals →
UnlockDividend Safety Rating: paid plans onlyDividend Safety Rating: paid plans only Is COF’s dividend Very Safe or High Risk? 8 checks scored. Payout ratio, raise streak, recession record and 5 more. Show the rating
Yearly payout / yield
$3.20·1.63%
$0.80 quarterly x 4 ⓘ
Next payment
~$0.80/qtr
pays ~Nov 21 (est.) ⓘ
Next ex-date
Nov 19est.
ex in 9 days ⓘ
Years without a cut
5 yrs
raised last year ⓘ
Recession record
2000raised2008cut2020cut2022held
cut in 2020
Yield vs history ⓘ
47
Near its usual yield
COF share price & total return
Daily closing price, adjusted for stock splits.
Last 20 payments
COF Dividend Growth (CAGR)
1Y +33.3%3Y +10.1%5Y -7.8%10Y +7.2%
Per-share amount, by the date it paid (~ = about, from its usual pay gap). The enlarge button shows all 126 payments since 1995.
Annual dividends and growth
Total paid per share in each calendar year. 2026: the solid bar is paid so far; the dashed box on top is expected (1 estimated from the current $0.80 rate), not a promise.
Next 5 years if the pace holds
If the recent pace holds — one-off jumps left out. Not a forecast. Pace: 0% a year, its typical raise over the last 5 years. Today's $3.20 a year would stay $3.20 by 2031 - 1.63% on today's $195.88 price.

How Many COF Shares for $500 or $1,000 a Month?

At $3.20 a share a year, $500 a month takes about 1,875 COF shares, about $367,275 at the Nov 10, 2026 close of $195.88. $1,000 a month takes about 3,750 shares, about $734,550. Before taxes, and only while the rate holds.

Capital One Financial (COF) pays $0.80 a share quarterly, $3.20 a year, a 1.63% run-rate yield at the Nov 10, 2026 close of $195.88. It has paid since 1995 and raised its annual dividend 1 years in a row.

At today’s rate of $0.80 quarterly and the last close of $195.88, this is what COF pays before taxes, if the rate stays where it is:

You holdEach paymentPer month (avg)Per year
1 share$0.80$0.27$3.20
100 shares$80.00$26.67$320.00
$10,000 invested (51.1 shares)$40.84$13.61$163.37
1,875 shares ($500/mo)$1,500.00$500.00$6,000.00
3,750 shares ($1,000/mo)$3,000.00$1,000.00$12,000.00

With DRIP on, every payment buys more shares instead of landing as cash. 100 COF shares reinvest into 0.41 new shares each payment, about 1.6 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 245 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with COF’s own history in the COF DRIP calculator.

UnlockDividend Safety Rating: paid plans only
Dividend Safety Rating Not financial advice
See COF’s rating and its 8 factors.
See the rating & factors »
An algorithmic rating built from reported data, not a recommendation.
  • Coverage (EPS): are profits enough to pay the dividend rating
  • Coverage (FCF): is spare cash enough to pay the dividend rating
  • Dividend vs cash flow + debt: is the dividend paid with borrowed money report
  • Debt load: how much the balance sheet leans on borrowing rating
  • Debt interest coverage: can profits easily pay the interest bill rating
  • Liquidity: is there cash for debts due this year rating
  • Earnings direction: are sales and profits growing or shrinking report
  • Raise streak: how many years in a row it raised see details
  • Years without a cut: how long since the last dividend cut see details
  • Raise vs trend: are recent raises keeping their usual pace history
  • Yield vs history: is today’s yield high or low versus its past rating
  • Recession record: what the dividend did in past crashes history
  • Crash record: what the dividend did in the 2008 crash history

COF Dividend Yield Today vs Its 5-Year Range

47/100Near its usual yieldvs its 5-yr history
  • COF yields 1.63% today, at the Nov 10, 2026 close of $195.88.
  • Its own 5-year median is 1.66%, so today’s yield is near its usual level.
Last 5 years: lowest to highest month-end yield
1.06% low2.60% high
Blue mark = today, grey = its 5-year median. A higher yield than usual means a lower price against the payout.

Where today ranks in its own history is in the paid report

How it works. Each month-end over the last 5 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.

When Is COF’s Next Dividend? Ex-Date and Pay Date After August 2026

COF has not declared its next dividend yet. By its usual rhythm of about 94 days between ex-dates, the next ex-date falls around Nov 19, 2026, with the cash around Nov 21, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.80 a share, went ex on Aug 17, 2026 and paid Aug 19, 2026.

  • Ex-dates: about every 94 days (quarterly)
  • Payment: usually about 2 days after the ex-date
  • Next earnings report: Jan 28, 2027

Every payer going ex-dividend this week is on the dividend calendar.

How Often Does COF Pay?

COF pays quarterly, 4 times a year. Recent payments arrived in Feb, May, Aug and Nov, with ex-dates in Feb, May, Aug and Nov. The ex-date comes about every 94 days, and the cash usually lands about 2 days later.

Paid in the last 12 months
$3.20 a share, in 4 payments.
+33.3% against the 12 months before ($2.40 in 4 payments).
Cash that landed, by pay date. The yield up top uses today’s rate instead, so a raise or a cut shows there first.
Payout months
JanFebMarAprMayJunJulAugSepOctNovDec
Pays in Feb, May, Aug and Nov. Ex-dates fall in Feb, May, Aug and Nov (latest 4 payments).
Raise history
  • Streak: 1 year of higher annual totals (through 2025)
  • Last raise: Nov 17, 2025 - $0.60 to $0.80 (+$0.20, +33.33%)
  • Usual $ step: $0.30 (median of the raises before it)
Coverage
  • EPS payout: 18.9% - $3.20 paid / $16.94 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 20.1% (median of 12 earlier trailing years)
Deposits, loans and policy float run through operating cash flow here, so it does not measure dividend coverage.

COF vs Similar Dividend Stocks (MFG, BNPQY...)

Against the 10 dividend-paying Financial Services companies closest to COF in market value, COF’s 1.63% run-rate yield is close to the group’s middle yield of 1.69%, and its raise streak of 1 year is the 9th longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.

Ticker Dividend ⓘ Yield Safety Rating Recessions ⓘ No cut ⓘ
COF $195.88Capital One Financial $0.80/qtr$3.20/yr fwd 1.63% Dividend Safety Rating: paid plans only Cut in 20202000 raised2008 cut2020 cut2022 held 5 yrsraised 1 yr in a row
MFG $9.93Mizuho Financial Group $0.0843/half-yr$0.17/yr fwd 1.70% Dividend Safety Rating: paid plans only — 2+ yrsraised 3+ yrs in a row
BNPQY $52.84BNP Paribas S.A. $1.84/yr 3.48% Dividend Safety Rating: paid plans only — 5+ yrsno raise streak
PNGAY $13.46Ping An Insurance (Group) Company of China $0.291/half-yr$0.58/yr fwd 4.32% Dividend Safety Rating: paid plans only — 8+ yrsraised 1 yr in a row
IBN $34.45ICICI Bank Limited $0.249/yr 0.72% Dividend Safety Rating: paid plans only No cut in both2008 held2022 raisedno 2000/2020 record 5+ yrsraised 4 yrs in a row
ZURVY $38.66Zurich Insurance Group $1.903/yr 4.92% Dividend Safety Rating: paid plans only — 7 yrsraised 6 yrs in a row
ISNPY $42.36Intesa Sanpaolo S.p.A. $1.334/half-yr$2.67/yr fwd 6.30% Dividend Safety Rating: paid plans only — 3 yrsraised 3 yrs in a row
CME $309.07CME Group $1.30/qtr$5.20/yr fwd 1.68% Dividend Safety Rating: paid plans only Raised in all 32008 raised2020 raised2022 raisedno 2000 record 22+ yrsraised 6 yrs in a row
EBKDY $64.43Erste Group Bank AG $0.436/yr 0.68% Dividend Safety Rating: paid plans only — 5+ yrsraised 4 yrs in a row
TKOMY $3.67Tokio Marine Holdings $0.0021/half-yr$0.00/yr fwd 0.12% Dividend Safety Rating: paid plans only — 36 yrsraised 2 yrs in a row
HDB $25.98HDFC Bank Limited $0.4086/yr 1.57% Dividend Safety Rating: paid plans only No cut in both2008 raised2022 heldno 2000/2020 record 5+ yrsraised 2 yrs in a row

Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: COF vs MFG, COF vs BNPQY, COF vs PNGAY.

COF Dividend History: Every Payment Since 1995

Ex-datePay dateAmountFrequencyType
Aug 17, 2026Aug 19, 2026$0.80QuarterlyRegular
May 19, 2026May 21, 2026$0.80QuarterlyRegular
Feb 19, 2026Feb 23, 2026$0.80QuarterlyRegular
Nov 17, 2025Nov 19, 2025$0.80QuarterlyRegular
Aug 15, 2025Aug 18, 2025$0.60QuarterlyRegular
May 23, 2025May 26, 2025$0.60QuarterlyRegular
Feb 18, 2025Feb 20, 2025$0.60QuarterlyRegular
Nov 14, 2024Nov 18, 2024$0.60QuarterlyRegular
Aug 12, 2024Aug 14, 2024$0.60QuarterlyRegular
May 10, 2024May 13, 2024$0.60QuarterlyRegular
The other 116 COF payments come with a paid plan.
Show all 126 payments »
Newest first. Amounts are per share as paid, restated for splits; frequency is the schedule on file for that payment; a payment over 2.5x its neighbours is marked special.
From reported payments, prices and filings — data, not investment advice.

What the Dividend Safety Rating Means for COF

UnlockDividend Safety Rating: paid plans only
See where COF lands, and why.
See the rating & factors »
Own COF? Your payouts fill in by themselves Add COF once, with your buy date and share count. Every dividend since fills in, dated and in dollars, and with DRIP on each new share is counted for you.
Track COF →

COF Dividend Questions

How often does COF pay dividends?

COF pays quarterly, 4 times a year. Recent payments arrived in Feb, May, Aug and Nov, with ex-dates in Feb, May, Aug and Nov. The ex-date comes about every 94 days, and the cash usually lands about 2 days later.

Does COF pay dividends monthly?

No. COF pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.

When is the next COF dividend?

COF has not declared its next dividend yet. By its usual rhythm of about 94 days between ex-dates, the next ex-date falls around Nov 19, 2026, with the cash around Nov 21, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.80 a share, went ex on Aug 17, 2026 and paid Aug 19, 2026. The current rate is $0.80 per share, $3.20 a year.

Does COF pay a dividend in November 2026?

Not declared yet. By its usual rhythm the next ex-date falls around Nov 19, 2026, with the cash around Nov 21, 2026, so a payment in November 2026 is likely. Only the company’s declaration makes it final.

How much does COF pay per share?

COF pays $0.80 a share quarterly, $3.20 a year. At the Nov 10, 2026 close of $195.88 that is a 1.63% run-rate yield, near its usual level: its own 5-year median is 1.66%.

Has COF raised its dividend?

Yes. COF has raised its annual dividend 1 years in a row, through 2025. The latest raise, on Nov 17, 2025, took the rate from $0.60 to $0.80 (+33.33%). Over five years the dividend grew -7.8% a year.

Is COF’s dividend safe?

No rating can promise a future payment, but the record on file says a lot. COF paid out 19% of its earnings as dividends over the 4 quarters to Sep 30, 2026. It has raised its dividend 1 years in a row and gone 5 years without a cut. Through the market crashes: it raised the dividend through the 2000 crash; it held it through 2022; it cut it in the 2008 (in 2009) and 2020 crashes. This is data, not investment advice. The full 8-check rating comes with a plan.

How do I track my COF dividends?

Add COF to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run COF in the DRIP calculator.

More Dividend Lists and Tools

How this page is built: the rate is the latest regular dividend per share; run-rate yield = rate × payments per year ÷ last close (Nov 10, 2026), never a trailing 12-month total, which lags after a raise and hides a cut. Specials and one-off payments never count in the rate; a payer whose regular payments differ in size is annualized over its last full cycle of regular payments. Raise streak = consecutive calendar years with a higher amount per payment than the year before; years without a cut = years in which the amount per payment held within 1%. The Dividend Safety Rating reads 8 visible lines: coverage, streak, raise pace and yield range for dividend stocks; NAV trend, NAV funding and payout stability for income funds. Similar payers = the same sector or fund group, nearest in market value or fund size. Payments, prices and filings come from DRIPCALC’s price and dividend database. History is not a forecast. This is data, not investment advice.