How Many CTO Shares for $500 or $1,000 a Month?
At $1.52 a share a year, $500 a month takes about 3,948 CTO shares, about $79,868 at the Nov 11, 2026 close of $20.23. $1,000 a month takes about 7,895 shares, about $159,716. Before taxes, and only while the rate holds.
CTO Realty Growth (CTO) pays $0.38 a share quarterly, $1.52 a year, a 7.51% run-rate yield at the Nov 11, 2026 close of $20.23. It has made 121 dividend payments since 1987.
At today’s rate of $0.38 quarterly and the last close of $20.23, this is what CTO pays before taxes, if the rate stays where it is:
| You hold | Each payment | Per month (avg) | Per year |
|---|---|---|---|
| 1 share | $0.38 | $0.13 | $1.52 |
| 100 shares | $38.00 | $12.67 | $152.00 |
| $10,000 invested (494.3 shares) | $187.84 | $62.61 | $751.36 |
| 3,948 shares ($500/mo) | $1,500.24 | $500.08 | $6,000.96 |
| 7,895 shares ($1,000/mo) | $3,000.10 | $1,000.03 | $12,000.40 |
With DRIP on, every payment buys more shares instead of landing as cash. 100 CTO shares reinvest into 1.88 new shares each payment, about 7.7 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 54 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with CTO’s own history in the CTO DRIP calculator.
- Coverage (EPS): are profits enough to pay the dividend rating
- Coverage (cash flow): does cash from the business cover the dividend rating
- Dividend vs cash flow + debt: is the dividend paid with borrowed money report
- Debt load: how much the balance sheet leans on borrowing rating
- Debt interest coverage: can profits easily pay the interest bill rating
- Earnings direction: are sales and profits growing or shrinking report
- Liquidity: is there cash for debts due this year rating
- Raise streak: how many years in a row it raised see details
- Years without a cut: how long since the last dividend cut see details
- Raise vs trend: are recent raises keeping their usual pace history
- Yield vs history: is today’s yield high or low versus its past rating
- Recession record: what the dividend did in past crashes history
CTO Dividend Yield Today vs Its 5-Year Range
- CTO yields 7.51% today, at the Nov 11, 2026 close of $20.23.
- Its own 10-year median is 7.13%, so today’s yield is near its usual level.
Where today ranks in its own history is in the paid report
How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.
When Is CTO’s Next Dividend? Ex-Date and Pay Date After September 2026
CTO has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Dec 10, 2026, with the cash around Dec 14, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.38 a share, went ex on Sep 10, 2026 and paid Sep 14, 2026.
- Ex-dates: about every 91 days (quarterly)
- Payment: usually about 4 days after the ex-date
Every payer going ex-dividend this week is on the dividend calendar.
How Often Does CTO Pay?
CTO pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 91 days, and the cash usually lands about 4 days later.
- Streak: 0 years of higher annual totals (through 2025)
- Last raise: Mar 9, 2022 - $0.3333 to $0.36 (+$0.0267, +8.00%)
- Usual $ step: $0.0027 (median of the raises before it)
- FFO payout (approx.): 52.4% - $1.52 paid / $2.90 FFO per share (net income + depreciation & amortization, 4 quarters to Sep 30, 2026)
- Cash-flow payout: 70.4% - $1.52 paid / $2.16 operating cash flow per share (4 quarters to Sep 30, 2026); own 4-yr norm 53.9% (median of 12 earlier trailing years)
- GAAP EPS payout (context): 133.3% - $1.52 paid / $1.14 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 300.0% (median of 12 earlier trailing years)
CTO vs Similar Dividend Stocks (CLDT, INN...)
Against the 10 dividend-paying Real Estate companies closest to CTO in market value, CTO’s 7.51% run-rate yield is above the group’s middle yield of 4.31%, and its raise streak of 0 years is the 5th longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.
| Ticker | Dividend ⓘ | Yield | Safety Rating | No cut ⓘ |
|---|---|---|---|---|
| CTO $20.23CTO Realty Growth | $0.38/qtr$1.52/yr fwd | 7.51% | Dividend Safety Rating: paid plans only | 15 yrsno raise streak |
| CLDT $16.30Chatham Lodging Trust | $0.10/qtr$0.40/yr fwd | 2.45% | Dividend Safety Rating: paid plans only | 2+ yrsraised 1 yr in a row |
| INN $7.44Summit Hotel Properties | $0.08/qtr$0.32/yr fwd | 4.30% | Dividend Safety Rating: paid plans only | 2+ yrsraised 2 yrs in a row |
| SAFE $10.32Safehold | $0.177/qtr$0.71/yr fwd | 6.86% | Dividend Safety Rating: paid plans only | 3 yrsno raise streak |
| JBGS $12.23JBG SMITH Properties | $0.175/qtr$0.70/yr fwd | 5.72% | Dividend Safety Rating: paid plans only | 2 yrsno raise streak |
| SVC $5.47Service Properties Trust | $0.05/qtr$0.20/yr fwd | 3.66% | Dividend Safety Rating: paid plans only | 1 yrno raise streak |
| PSTL $22.71Postal Realty Trust | $0.245/qtr$0.98/yr fwd | 4.32% | Dividend Safety Rating: paid plans only | 5+ yrsraised 5 yrs in a row |
| PMT $7.87PennyMac Mortgage Investment Trust | $0.40/qtr$1.60/yr fwd | 20.33% | Dividend Safety Rating: paid plans only | 3 yrsno raise streak |
| FISK $5.03Empire State Realty OP, L.P. | $0.035/qtr$0.14/yr fwd | 2.78% | Dividend Safety Rating: paid plans only | 5 yrsno raise streak |
| ESRT $5.21Empire State Realty Trust | $0.035/qtr$0.14/yr fwd | 2.69% | Dividend Safety Rating: paid plans only | 5 yrsno raise streak |
| MFA $5.97MFA Financial | $0.36/qtr$1.44/yr fwd | 24.12% | Dividend Safety Rating: paid plans only | 5 yrsraised 1 yr in a row |
Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: CTO vs CLDT, CTO vs INN, CTO vs SAFE.
CTO Dividend History: Every Payment Since 1987
| Ex-date | Pay date | Amount | Frequency | Type |
|---|---|---|---|---|
| Sep 10, 2026 | Sep 14, 2026 | $0.38 | Quarterly | Regular |
| Jun 11, 2026 | Jun 15, 2026 | $0.38 | Quarterly | Regular |
| Mar 12, 2026 | Mar 16, 2026 | $0.38 | Quarterly | Regular |
| Dec 11, 2025 | Dec 15, 2025 | $0.38 | Quarterly | Regular |
| Sep 11, 2025 | Sep 15, 2025 | $0.38 | Quarterly | Regular |
| Jun 12, 2025 | Jun 16, 2025 | $0.38 | Quarterly | Regular |
| Mar 13, 2025 | Mar 17, 2025 | $0.38 | Quarterly | Regular |
| Dec 12, 2024 | Dec 16, 2024 | $0.38 | Quarterly | Regular |
| Sep 12, 2024 | Sep 16, 2024 | $0.38 | Quarterly | Regular |
| Jun 13, 2024 | Jun 17, 2024 | $0.38 | Quarterly | Regular |
| Jun 12, 2024 | Jun 28, 2024 | $0.38 | Quarterly | Regular |
| Mar 13, 2024 | Mar 15, 2024 | $0.38 | Quarterly | Regular |
| Dec 13, 2023 | Dec 15, 2023 | $0.38 | Quarterly | Regular |
| Sep 13, 2023 | Sep 15, 2023 | $0.38 | Quarterly | Regular |
| Jun 7, 2023 | Jun 9, 2023 | $0.38 | Quarterly | Regular |
| Mar 8, 2023 | Mar 10, 2023 | $0.38 | Quarterly | Regular |
| Dec 9, 2022 | Dec 30, 2022 | $0.38 | Quarterly | Regular |
| Sep 9, 2022 | Sep 30, 2022 | $0.38 | Quarterly | Regular |
| Jun 8, 2022 | Jun 30, 2022 | $0.3733 | Quarterly | Regular |
| Mar 9, 2022 | Mar 31, 2022 | $0.36 | Quarterly | Regular |
| Dec 8, 2021 | Dec 30, 2021 | $0.3333 | Quarterly | Regular |
| Sep 8, 2021 | Sep 30, 2021 | $0.3333 | Quarterly | Regular |
| Jun 18, 2021 | Jun 30, 2021 | $0.3333 | Quarterly | Regular |
| Mar 19, 2021 | Mar 31, 2021 | $0.3333 | Quarterly | Regular |
| Nov 18, 2020 | Dec 21, 2020 | $0.3943 | Quarterly | Regular |
| Nov 13, 2020 | Nov 30, 2020 | $0.2714 | Quarterly | Regular |
| Aug 14, 2020 | Aug 31, 2020 | $0.1086 | Quarterly | Regular |
| May 8, 2020 | May 29, 2020 | $0.0679 | Quarterly | Regular |
| Feb 21, 2020 | Feb 28, 2020 | $0.0679 | Quarterly | Regular |
| Nov 8, 2019 | Nov 29, 2019 | $0.0353 | Quarterly | Regular |
| Aug 9, 2019 | Aug 30, 2019 | $0.0299 | Quarterly | Regular |
| May 9, 2019 | May 30, 2019 | $0.0271 | Quarterly | Regular |
| Feb 7, 2019 | Feb 28, 2019 | $0.0271 | Quarterly | Regular |
| Nov 8, 2018 | Nov 30, 2018 | $0.0217 | Quarterly | Regular |
| Aug 9, 2018 | Aug 30, 2018 | $0.019 | Quarterly | Regular |
| May 9, 2018 | May 30, 2018 | $0.0163 | Quarterly | Regular |
| Feb 8, 2018 | Feb 28, 2018 | $0.0163 | Quarterly | Regular |
| Nov 9, 2017 | Nov 30, 2017 | $0.0136 | Quarterly | Regular |
| Aug 8, 2017 | Aug 30, 2017 | $0.0136 | Quarterly | Regular |
| May 8, 2017 | May 30, 2017 | $0.0109 | Quarterly | Regular |
| Feb 8, 2017 | Feb 28, 2017 | $0.0109 | Quarterly | Regular |
| Nov 8, 2016 | Nov 30, 2016 | $0.0109 | Semi-annual | Regular |
| Aug 8, 2016 | Aug 30, 2016 | $0.0109 | Semi-annual | Regular |
| May 6, 2016 | May 27, 2016 | $0.0109 | Semi-annual | Regular |
| Nov 6, 2015 | Nov 30, 2015 | $0.0109 | Semi-annual | Regular |
| May 6, 2015 | May 27, 2015 | $0.0109 | Semi-annual | Regular |
| Nov 5, 2014 | Nov 25, 2014 | $0.0109 | Semi-annual | Regular |
| May 7, 2014 | May 28, 2014 | $0.0081 | Semi-annual | Regular |
| Nov 6, 2013 | Nov 26, 2013 | $0.0081 | Semi-annual | Regular |
| May 8, 2013 | May 28, 2013 | $0.0081 | Semi-annual | Regular |
| Nov 7, 2012 | Nov 28, 2012 | $0.0054 | Semi-annual | Regular |
| May 8, 2012 | May 25, 2012 | $0.0054 | Semi-annual | Regular |
| Nov 8, 2011 | Nov 28, 2011 | $0.0054 | Semi-annual | Regular |
| May 11, 2011 | May 27, 2011 | $0.0027 | Quarterly | Regular |
| Feb 8, 2011 | Mar 1, 2011 | $0.0027 | Quarterly | Regular |
| Nov 9, 2010 | Nov 30, 2010 | $0.0027 | Quarterly | Regular |
| Aug 11, 2010 | Aug 30, 2010 | $0.0027 | Quarterly | Regular |
| May 12, 2010 | Jun 1, 2010 | $0.0027 | Quarterly | Regular |
| Feb 8, 2010 | Mar 1, 2010 | $0.0027 | Quarterly | Regular |
| Nov 9, 2009 | Nov 30, 2009 | $0.0136 | Quarterly | Regular |
| Aug 4, 2009 | Aug 26, 2009 | $0.0136 | Quarterly | Regular |
| May 6, 2009 | May 28, 2009 | $0.0271 | Quarterly | Regular |
| Feb 5, 2009 | Feb 27, 2009 | $0.0271 | Quarterly | Regular |
| Nov 4, 2008 | Nov 25, 2008 | $0.0271 | Quarterly | Regular |
| Aug 5, 2008 | Aug 27, 2008 | $0.0271 | Quarterly | Regular |
| May 6, 2008 | May 28, 2008 | $0.0271 | Quarterly | Regular |
| Feb 6, 2008 | Feb 29, 2008 | $0.0271 | Quarterly | Regular |
| Nov 7, 2007 | Nov 30, 2007 | $0.0271 | Quarterly | Regular |
| Aug 7, 2007 | Aug 29, 2007 | $0.0271 | Quarterly | Regular |
| May 8, 2007 | May 31, 2007 | $0.0244 | Quarterly | Regular |
| Feb 7, 2007 | Mar 1, 2007 | $0.0244 | Quarterly | Regular |
| Nov 8, 2006 | Dec 1, 2006 | $0.0244 | Quarterly | Regular |
| Aug 7, 2006 | Aug 29, 2006 | $0.0244 | Quarterly | Regular |
| May 10, 2006 | Jun 1, 2006 | $0.0217 | Quarterly | Regular |
| Feb 7, 2006 | Mar 1, 2006 | $0.0217 | Quarterly | Regular |
| Nov 8, 2005 | Dec 1, 2005 | $0.0217 | Quarterly | Regular |
| Aug 8, 2005 | Aug 30, 2005 | $0.0217 | Quarterly | Regular |
| May 10, 2005 | Jun 3, 2005 | $0.019 | Quarterly | Regular |
| Feb 7, 2005 | Mar 1, 2005 | $0.019 | Quarterly | Regular |
| Nov 8, 2004 | Dec 1, 2004 | $0.019 | Quarterly | Regular |
| Aug 6, 2004 | Aug 31, 2004 | $0.019 | Quarterly | Regular |
| May 10, 2004 | Jun 4, 2004 | $0.0163 | Quarterly | Regular |
| Feb 5, 2004 | Mar 1, 2004 | $0.0163 | Quarterly | Regular |
| Nov 6, 2003 | Dec 1, 2003 | $0.0163 | Quarterly | Regular |
| Aug 1, 2003 | Aug 26, 2003 | $0.0163 | Quarterly | Regular |
| May 2, 2003 | May 28, 2003 | $0.0136 | Quarterly | Regular |
| Jan 31, 2003 | Feb 25, 2003 | $0.0136 | Quarterly | Regular |
| Nov 1, 2002 | Nov 26, 2002 | $0.0136 | Quarterly | Regular |
| Aug 2, 2002 | Aug 27, 2002 | $0.0136 | Quarterly | Regular |
| May 3, 2002 | May 29, 2002 | $0.0136 | Quarterly | Regular |
| Feb 1, 2002 | Feb 26, 2002 | $0.0136 | Quarterly | Regular |
| Nov 2, 2001 | Nov 27, 2001 | $0.0136 | Quarterly | Regular |
| Aug 3, 2001 | Aug 29, 2001 | $0.0136 | Quarterly | Regular |
| May 3, 2001 | May 29, 2001 | $0.0136 | Quarterly | Regular |
| Feb 2, 2001 | Feb 27, 2001 | $0.0136 | Quarterly | Regular |
| Nov 9, 2000 | Dec 5, 2000 | $0.0136 | Quarterly | Regular |
| Aug 10, 2000 | Sep 6, 2000 | $0.0136 | Semi-annual | Regular |
| May 4, 2000 | May 31, 2000 | $0.0136 | Semi-annual | Regular |
| Feb 3, 2000 | Feb 23, 2000 | $0.0136 | Quarterly | Regular |
| Feb 5, 1999 | Feb 24, 1999 | $0.095 | Semi-annual | Regular |
| Aug 7, 1998 | Aug 25, 1998 | $0.095 | Semi-annual | Regular |
| Feb 5, 1998 | Feb 24, 1998 | $0.095 | Semi-annual | Regular |
| Aug 8, 1997 | Aug 26, 1997 | $0.095 | Semi-annual | Regular |
| Feb 5, 1997 | Feb 24, 1997 | $0.0814 | Semi-annual | Regular |
| Aug 8, 1996 | Aug 26, 1996 | $0.0814 | Semi-annual | Regular |
| Feb 12, 1996 | Feb 29, 1996 | $0.0679 | Semi-annual | Regular |
| Jul 28, 1995 | Aug 14, 1995 | $0.0679 | Semi-annual | Regular |
| Feb 2, 1995 | Feb 24, 1995 | $0.0543 | Semi-annual | Regular |
| Jul 29, 1994 | Aug 15, 1994 | $0.0543 | Semi-annual | Regular |
| Feb 1, 1994 | — | $0.0407 | Semi-annual | Regular |
| Jul 27, 1993 | Aug 16, 1993 | $0.0407 | Semi-annual | Regular |
| Feb 2, 1993 | Feb 23, 1993 | $0.0407 | Annual | Regular |
| May 26, 1992 | Jun 15, 1992 | $0.0231 | Annual | Regular |
| Jan 2, 1992 | Jan 21, 1992 | $0.0312 | Annual | Regular |
| May 28, 1991 | Jun 17, 1991 | $0.0231 | Annual | Regular |
| Jan 2, 1991 | Jan 21, 1991 | $0.0312 | Annual | Regular |
| Jan 2, 1990 | Jan 22, 1990 | $0.0312 | Annual | Regular |
| May 25, 1989 | Jun 12, 1989 | $0.0231 | Quarterly | Regular |
| Dec 12, 1988 | Jan 3, 1989 | $0.0312 | Quarterly | Regular |
| May 25, 1988 | Jun 13, 1988 | $0.0231 | Quarterly | Regular |
| Dec 29, 1987 | Jan 22, 1988 | $0.0271 | Quarterly | Regular |
What the Dividend Safety Rating Means for CTO
CTO Dividend Questions
How often does CTO pay dividends?
CTO pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 91 days, and the cash usually lands about 4 days later.
Does CTO pay dividends monthly?
No. CTO pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.
When is the next CTO dividend?
CTO has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Dec 10, 2026, with the cash around Dec 14, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.38 a share, went ex on Sep 10, 2026 and paid Sep 14, 2026. The current rate is $0.38 per share, $1.52 a year.
Does CTO pay a dividend in December 2026?
Not declared yet. By its usual rhythm the next ex-date falls around Dec 10, 2026, with the cash around Dec 14, 2026, so a payment in December 2026 is likely. Only the company’s declaration makes it final.
How much does CTO pay per share?
CTO pays $0.38 a share quarterly, $1.52 a year. At the Nov 11, 2026 close of $20.23 that is a 7.51% run-rate yield, near its usual level: its own 10-year median is 7.13%.
Has CTO raised its dividend?
CTO has no current streak of yearly raises. The latest raise, on Mar 9, 2022, took the rate from $0.3333 to $0.36 (+8.00%). Over five years the dividend grew 2.7% a year.
Is CTO’s dividend safe?
No rating can promise a future payment, but the record on file says a lot. CTO paid out 70% of its cash flow as dividends over the 4 quarters to Sep 30, 2026. It has gone 15 years without a cut. This is data, not investment advice. The full 11-check rating comes with a plan.
How do I track my CTO dividends?
Add CTO to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run CTO in the DRIP calculator.