E-L Financial Corporation Limited · ELFIF · OTC
Dividend report · updated Nov 11, 2026
$14.26 +0.64% on the day, +$0.09
ELFIF stock page: price, charts & signals →
UnlockDividend Safety Rating: paid plans onlyDividend Safety Rating: paid plans only Is ELFIF’s dividend Very Safe or High Risk? 5 checks scored. Payout ratio, raise streak, recession record and 2 more. Show the rating
Yearly payout / yield
$0.11·0.79%
$0.028 quarterly x 4 ⓘ
Next payment
~$0.028/qtr
pays ~Dec 31 (est.) ⓘ
Next ex-date
Dec 29est.
own by Dec 28 ⓘ
Years without a cut
3+ yrs
2 yrs of raises ⓘ
Paying since
2010
44 payments on file
Yield vs history ⓘ
57
Near its usual yield
plus a special dividend: $0.768 in the last year — not in the rate
ELFIF share price & total return
Daily closing price, adjusted for stock splits.
ELFIF stock page »All dividend lists »Build a portfolio around ELFIF »
DSRSimilar stocksHistoryPayoutsFAQ
Every payment since Dec 2016
ELFIF Dividend Growth (CAGR)
1Y -3.9%3Y +85.5%5Y -50.7%10Y -13.9%
Per-share amount, by the date it paid (~ = about, from its usual pay gap). A red dashed stub marks a payment that was due by its usual rhythm but is not on file. Orange = special or irregular payment. The enlarge button shows all 44 payments since 2010.
Annual dividends and growth
Total paid per share in each calendar year; 2026 YTD is paid so far, the amounts vary too much to estimate the rest. Years with an extra or a missing payment (dates sliding across New Year) are compared per payment. Totals include specials; the growth line leaves them out.
Next 5 years if the pace holds
If the recent pace holds — one-off jumps left out. Not a forecast. Pace: -1.15% a year, its typical yearly change over the last 3 years. 1 one-off jump of 2x or more is left out. Special payments are left out. Today's $0.11 a year would stay $0.11 by 2031 - 0.75% on today's $14.26 price.

How Many ELFIF Shares for $500 or $1,000 a Month?

At $0.11 a share a year, $500 a month takes about 53,572 ELFIF shares, about $763,937 at the Nov 11, 2026 close of $14.26. $1,000 a month takes about 107,143 shares, about $1,527,859. Before taxes, and only while the rate holds.

E-L Financial Corporation Limited (ELFIF) pays $0.028 a share quarterly, $0.11 a year, a 0.79% run-rate yield at the Nov 11, 2026 close of $14.26. A special dividend of $0.768 came on top in the last year; specials are paid case by case, so they never count in the rate or the yield here. It has paid since 2010 and raised its annual dividend 2 years in a row.

At today’s rate of $0.028 quarterly and the last close of $14.26, this is what ELFIF pays before taxes, if the rate stays where it is:

You holdEach paymentPer month (avg)Per year
1 share$0.028$0.01$0.11
100 shares$2.80$0.93$11.20
$10,000 invested (701.3 shares)$19.64$6.55$78.54
53,572 shares ($500/mo)$1,500.02$500.01$6,000.06
107,143 shares ($1,000/mo)$3,000.00$1,000.00$12,000.02

With DRIP on, every payment buys more shares instead of landing as cash. 100 ELFIF shares reinvest into 0.20 new shares each payment, about 0.8 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 510 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with ELFIF’s own history in the ELFIF DRIP calculator.

UnlockDividend Safety Rating: paid plans only
Dividend Safety Rating Not financial advice
See ELFIF’s rating and its 5 factors.
See the rating & factors »
An algorithmic rating built from reported data, not a recommendation.
  • Coverage (EPS): are profits enough to pay the dividend rating
  • Coverage (FCF): is spare cash enough to pay the dividend rating
  • Dividend vs cash flow + debt: is the dividend paid with borrowed money report
  • Debt load: how much the balance sheet leans on borrowing rating
  • Debt interest coverage: can profits easily pay the interest bill rating
  • Liquidity: is there cash for debts due this year rating
  • Earnings direction: are sales and profits growing or shrinking report
  • Raise streak: how many years in a row it raised see details
  • Years without a cut: how long since the last dividend cut see details
  • Raise vs trend: are recent raises keeping their usual pace history
  • Yield vs history: is today’s yield high or low versus its past rating
  • Recession record: what the dividend did in past crashes history

ELFIF Dividend Yield Today vs Its 5-Year Range

57/100Near its usual yieldvs its 10-yr history
  • ELFIF yields 0.79% today, at the Nov 11, 2026 close of $14.26.
  • Its own 10-year median is 0.00%, so today’s yield is near its usual level.
  • No steady norm: its payout changed too much in 3 years to read a steady norm. So this reads today’s yield against its own 10-year history as it is.
Since Jun 2023: lowest to highest month-end yield
0.00% low1.09% high
Blue mark = today, grey = its 10-year median. A higher yield than usual means a lower price against the payout.

Where today ranks in its own history is in the paid report

How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.

When Is ELFIF’s Next Dividend? Ex-Date and Pay Date After October 2026

ELFIF has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Dec 29, 2026, with the cash around Dec 31, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.028 a share, went ex on Sep 29, 2026 and paid Oct 1, 2026.

  • Ex-dates: about every 91 days (quarterly)
  • Payment: usually about 2 days after the ex-date

Every payer going ex-dividend this week is on the dividend calendar.

How Often Does ELFIF Pay?

ELFIF pays quarterly, 4 times a year. Recent payments arrived in Mar, Apr, Jul and Oct, with ex-dates in Mar, Jun and Sep. The ex-date comes about every 91 days, and the cash usually lands about 2 days later.

Paid in the last 12 months
$0.88 a share, in 5 payments, $0.768 of it special.
+1,185.7% against the 12 months before ($0.07 in 5 payments).
Cash that landed, by pay date. The yield up top uses today’s rate instead, so a raise or a cut shows there first.
Payout months
JanFebMarAprMayJunJulAugSepOctNovDec
Pays in Mar, Apr, Jul and Oct. Ex-dates fall in Mar, Jun and Sep (latest 4 payments).
Raise history
  • Streak: 2 years of higher annual totals (through 2025)
  • Last raise: none found in the regular-rate history
Coverage
  • EPS payout: 21.4% - dividends paid / net income, both as filed (4 quarters to Jun 30, 2026)
Deposits, loans and policy float run through operating cash flow here, so it does not measure dividend coverage.

ELFIF vs Similar Dividend Stocks (GGAL, MCY...)

Against the 10 dividend-paying Financial Services companies closest to ELFIF in market value, ELFIF’s 0.79% run-rate yield is below the group’s middle yield of 2.95%, and its raise streak of 2 years is the 5th longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.

Ticker Dividend ⓘ Yield Safety Rating Recessions ⓘ No cut ⓘ
ELFIF $14.26E-L Financial Corporation Limited $0.028/qtr$0.11/yr fwd 0.79% Dividend Safety Rating: paid plans only — 3+ yrsraised 2 yrs in a row
GGAL $29.87Grupo Financiero Galicia S.A. $0.0479/mo$0.57/yr fwd 1.92% Dividend Safety Rating: paid plans only — 0 yrsno raise streak
MCY $86.21Mercury General $0.318/qtr$1.27/yr fwd 1.48% Dividend Safety Rating: paid plans only — 3 yrsraised 1 yr in a row
RDN $37.23Radian Group $0.255/qtr$1.02/yr fwd 2.74% Dividend Safety Rating: paid plans only — 17 yrsraised 6 yrs in a row
SWDBF $42.20Swedbank AB (publ) $3.167/yr 7.50% Dividend Safety Rating: paid plans only — 2+ yrsraised 2+ yrs in a row
EBC $22.98Eastern Bankshares $0.15/qtr$0.60/yr fwd 2.61% Dividend Safety Rating: paid plans only — 4+ yrsraised 4+ yrs in a row
AVAL $4.21Grupo Aval Acciones y Valores S.A. $0.017/mo$0.20/yr fwd 4.85% Dividend Safety Rating: paid plans only Stopped in 20222020 stopped2022 stoppedno 2000/2008 record 2 yrsraised 1 yr in a row
FHI $64.66Federated Hermes $0.38/qtr$1.52/yr fwd 2.35% Dividend Safety Rating: paid plans only No cut in all 42000 raised2008 raised2020 held2022 raised 26+ yrsraised 2 yrs in a row
FULT $24.00Fulton Financial $0.19/qtr$0.76/yr fwd 3.17% Dividend Safety Rating: paid plans only — 16 yrsraised 5 yrs in a row
TFSL $16.37TFS Financial $0.3175/qtr$1.27/yr fwd 7.76% Dividend Safety Rating: paid plans only — 10+ yrsno raise streak
HASI $39.73HA Sustainable Infrastructure Capital $0.425/qtr$1.70/yr fwd 4.28% Dividend Safety Rating: paid plans only — 12+ yrsraised 7 yrs in a row

Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: ELFIF vs GGAL, ELFIF vs MCY, ELFIF vs RDN.

ELFIF Dividend History: Every Payment Since 2010

Ex-datePay dateAmountFrequencyType
Sep 29, 2026Oct 1, 2026$0.028QuarterlyRegular
Jun 30, 2026Jul 2, 2026$0.028QuarterlyRegular
Mar 31, 2026Apr 2, 2026$0.029QuarterlyRegular
Mar 3, 2026Mar 5, 2026$0.768QuarterlySpecial
Dec 31, 2025Jan 16, 2026$0.0291QuarterlyRegular
Sep 29, 2025Oct 17, 2025$0.0287QuarterlyRegular
Jun 30, 2025Jul 2, 2025$0.029QuarterlyRegular
Mar 31, 2025Apr 2, 2025$0.0003QuarterlyRegular
Mar 3, 2025Mar 5, 2025$0.0104QuarterlySpecial
Dec 31, 2024Jan 2, 2025$0.0003QuarterlyRegular
The other 34 ELFIF payments come with a paid plan.
Show all 44 payments »
Newest first. Amounts are per share as paid, restated for splits; frequency is the schedule on file for that payment; a payment over 2.5x its neighbours is marked special.
From reported payments, prices and filings — data, not investment advice.

What the Dividend Safety Rating Means for ELFIF

UnlockDividend Safety Rating: paid plans only
See where ELFIF lands, and why.
See the rating & factors »
Own ELFIF? Your payouts fill in by themselves Add ELFIF once, with your buy date and share count. Every dividend since fills in, dated and in dollars, and with DRIP on each new share is counted for you.
Track ELFIF →

ELFIF Dividend Questions

How often does ELFIF pay dividends?

ELFIF pays quarterly, 4 times a year. Recent payments arrived in Mar, Apr, Jul and Oct, with ex-dates in Mar, Jun and Sep. The ex-date comes about every 91 days, and the cash usually lands about 2 days later.

Does ELFIF pay dividends monthly?

No. ELFIF pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.

When is the next ELFIF dividend?

ELFIF has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Dec 29, 2026, with the cash around Dec 31, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.028 a share, went ex on Sep 29, 2026 and paid Oct 1, 2026. The current rate is $0.028 per share, $0.11 a year.

Does ELFIF pay a dividend in December 2026?

Not declared yet. By its usual rhythm the next ex-date falls around Dec 29, 2026, with the cash around Dec 31, 2026, so a payment in December 2026 is likely. Only the company’s declaration makes it final.

How much does ELFIF pay per share?

ELFIF pays $0.028 a share quarterly, $0.11 a year. At the Nov 11, 2026 close of $14.26 that is a 0.79% run-rate yield, near its usual level: its own 10-year median is 0.00%.

Has ELFIF raised its dividend?

Yes. ELFIF has raised its annual dividend 2 years in a row, through 2025. Over five years the dividend grew -50.7% a year.

Is ELFIF’s dividend safe?

No rating can promise a future payment, but the record on file says a lot. It has raised its dividend 2 years in a row and gone 3+ years without a cut. This is data, not investment advice. The full 5-check rating comes with a plan.

How do I track my ELFIF dividends?

Add ELFIF to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run ELFIF in the DRIP calculator.

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How this page is built: the rate is the latest regular dividend per share; run-rate yield = rate × payments per year ÷ last close (Nov 11, 2026), never a trailing 12-month total, which lags after a raise and hides a cut. Specials and one-off payments never count in the rate; a payer whose regular payments differ in size is annualized over its last full cycle of regular payments. Raise streak = consecutive calendar years with a higher amount per payment than the year before; years without a cut = years in which the amount per payment held within 1%. The Dividend Safety Rating reads 5 visible lines: coverage, streak, raise pace and yield range for dividend stocks; NAV trend, NAV funding and payout stability for income funds. Similar payers = the same sector or fund group, nearest in market value or fund size. Payments, prices and filings come from DRIPCALC’s price and dividend database. History is not a forecast. This is data, not investment advice.