How Many IDCBY Shares for $500 or $1,000 a Month?
At $0.90 a share a year, $500 a month takes about 6,667 IDCBY shares, about $130,740 at the Nov 11, 2026 close of $19.61. $1,000 a month takes about 13,334 shares, about $261,480. Before taxes, and only while the rate holds.
Industrial & Commercial Bank of China (IDCBY) pays $0.45 a share twice a year, $0.90 a year, a 4.59% run-rate yield at the Nov 11, 2026 close of $19.61. It has made 21 dividend payments since 2010.
At today’s rate of $0.45 twice a year and the last close of $19.61, this is what IDCBY pays before taxes, if the rate stays where it is:
| You hold | Each payment | Per month (avg) | Per year |
|---|---|---|---|
| 1 share | $0.45 | $0.08 | $0.90 |
| 100 shares | $45.00 | $7.50 | $90.00 |
| $10,000 invested (509.9 shares) | $229.47 | $38.25 | $458.95 |
| 6,667 shares ($500/mo) | $3,000.15 | $500.03 | $6,000.30 |
| 13,334 shares ($1,000/mo) | $6,000.30 | $1,000.05 | $12,000.60 |
With DRIP on, every payment buys more shares instead of landing as cash. 100 IDCBY shares reinvest into 2.29 new shares each payment, about 4.6 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 44 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with IDCBY’s own history in the IDCBY DRIP calculator.
- Coverage: does what it earns cover the dividend rating
- Dividend vs cash flow + debt: is the dividend paid with borrowed money report
- Debt load: how much the balance sheet leans on borrowing rating
- Debt interest coverage: can profits easily pay the interest bill rating
- Liquidity: is there cash for debts due this year rating
- Earnings direction: are sales and profits growing or shrinking report
- Raise streak: how many years in a row it raised see details
- Years without a cut: how long since the last dividend cut see details
- Raise vs trend: are recent raises keeping their usual pace history
- Yield vs history: is today’s yield high or low versus its past rating
- Recession record: what the dividend did in past crashes history
IDCBY Dividend Yield Today vs Its 5-Year Range
- IDCBY yields 4.59% today, at the Nov 11, 2026 close of $19.61.
- Its own 10-year median is 5.75%, so today’s yield is below its usual level.
Where today ranks in its own history is in the paid report
How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.
When Is IDCBY’s Next Dividend? Ex-Date and Pay Date After October 2026
IDCBY has not declared its next dividend yet. By its usual rhythm of about 180 days between ex-dates, the next ex-date falls around Apr 7, 2027, with the cash around Apr 11, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.45 a share, went ex on Oct 9, 2026 and paid Oct 12, 2026.
- Ex-dates: about every 180 days (semi-annual)
- Payment: usually about 4 days after the ex-date
Every payer going ex-dividend this week is on the dividend calendar.
How Often Does IDCBY Pay?
IDCBY pays twice a year, 2 times a year. Recent payments arrived in May and Oct, with ex-dates in May and Oct. The ex-date comes about every 180 days, and the cash usually lands about 4 days later.
- Streak: 0 years of higher annual totals (through 2025)
- Last raise: Oct 9, 2026 - $0.3995 to $0.45 (+$0.0505, +12.64%)
- Usual $ step: $0.045 (median of the raises before it)
IDCBY vs Similar Dividend Stocks (CICHY, BAC...)
Against the 10 dividend-paying Financial Services companies closest to IDCBY in market value, IDCBY’s 4.59% run-rate yield is above the group’s middle yield of 2.28%, and its raise streak of 0 years is the 7th longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.
| Ticker | Dividend ⓘ | Yield | Safety Rating | Recessions ⓘ | No cut ⓘ |
|---|---|---|---|---|---|
| IDCBY $19.61Industrial & Commercial Bank of China | $0.45/half-yr$0.90/yr fwd | 4.59% | Dividend Safety Rating: paid plans only | — | 14+ yrsno raise streak |
| CICHY $27.00China Construction Bank | $0.60/yr | 2.22% | Dividend Safety Rating: paid plans only | — | 14+ yrsno raise streak |
| BAC $50.66Bank of America | $0.32/qtr$1.28/yr fwd | 2.53% | Dividend Safety Rating: paid plans only | Cut in 20082000 raised2008 cut2020 raised2022 raised | 16 yrsraised 12 yrs in a row |
| ACGBY $22.22Agricultural Bank of China Limited | $0.483/half-yr$0.97/yr fwd | 4.35% | Dividend Safety Rating: paid plans only | — | 14+ yrsno raise streak |
| HSBC $90.08HSBC Holdings | $0.50/qtr$2.00/yr fwd | 2.22% | Dividend Safety Rating: paid plans only | Cut in 20092000 varied2008 cut2022 raisedno 2020 record | 16 yrsno raise streak |
| MS $190.61Morgan Stanley | $1.15/qtr$4.60/yr fwd | 2.41% | Dividend Safety Rating: paid plans only | Cut in 20092000 raised2008 cut2020 raised2022 raised | 16 yrsraised 12 yrs in a row |
| GS $927.34Goldman Sachs Group | $5.00/qtr$20.00/yr fwd | 2.16% | Dividend Safety Rating: paid plans only | No cut in all 42000 raised2008 held2020 raised2022 raised | 25+ yrsraised 14 yrs in a row |
| WFC $85.81Wells Fargo | $0.50/qtr$2.00/yr fwd | 2.33% | Dividend Safety Rating: paid plans only | Cut in 20202000 raised2008 cut2020 cut2022 raised | 5 yrsraised 4 yrs in a row |
| BACHY $19.75Bank of China Limited | $0.432/yr | 2.19% | Dividend Safety Rating: paid plans only | — | 14+ yrsno raise streak |
| MUFG $21.94Mitsubishi UFJ Financial Group | $0.356/half-yr$0.71/yr fwd | 3.25% | Dividend Safety Rating: paid plans only | — | 4+ yrsraised 3 yrs in a row |
| AXP $323.11American Express | $0.95/qtr$3.80/yr fwd | 1.18% | Dividend Safety Rating: paid plans only | No cut in all 42000 raised2008 raised2020 held2022 raised | 48+ yrsraised 1 yr in a row |
Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: IDCBY vs CICHY, IDCBY vs BAC, IDCBY vs ACGBY.
IDCBY Dividend History: Every Payment Since 2010
| Ex-date | Pay date | Amount | Frequency | Type |
|---|---|---|---|---|
| Oct 9, 2026 | Oct 12, 2026 | $0.45 | Semi-annual | Regular |
| May 5, 2026 | May 7, 2026 | $0.495 | Semi-annual | Regular |
| Dec 5, 2025 | Feb 10, 2026 | $0.3995 | Semi-annual | Regular |
| Jul 3, 2025 | Jul 7, 2025 | $0.458 | Annual | Regular |
| Jan 3, 2025 | Jan 6, 2025 | $0.3018 | Annual | Regular |
| Jul 9, 2024 | Jul 11, 2024 | $0.6897 | Annual | Regular |
| Jul 6, 2023 | Jul 10, 2023 | $0.7104 | Annual | Regular |
| Jul 1, 2022 | Aug 11, 2022 | $0.877 | Annual | Regular |
| Jun 25, 2021 | Aug 10, 2021 | $0.832 | Annual | Regular |
| Jun 19, 2020 | Aug 5, 2020 | $0.744 | Annual | Regular |
| Jun 24, 2019 | Aug 7, 2019 | $0.724 | Annual | Regular |
| Jul 3, 2018 | Aug 21, 2018 | $0.761 | Annual | Regular |
| Jun 29, 2017 | Aug 16, 2017 | $0.68 | Annual | Regular |
| Jun 27, 2016 | Sep 1, 2016 | $0.72 | Annual | Regular |
| Jun 25, 2015 | Aug 13, 2015 | $0.823 | Annual | Regular |
| Jun 10, 2014 | Aug 1, 2014 | $0.842 | Annual | Regular |
| Jun 13, 2013 | Aug 2, 2013 | $0.77 | Annual | Regular |
| Jun 4, 2012 | Jul 26, 2012 | $0.645 | Annual | Regular |
| Jun 3, 2011 | Jul 22, 2011 | $0.562 | Annual | Regular |
| Dec 15, 2010 | Dec 22, 2010 | $0.2844 | Annual | Regular |
| May 17, 2010 | Jul 12, 2010 | $0.498 | Annual | Regular |
What the Dividend Safety Rating Means for IDCBY
IDCBY Dividend Questions
How often does IDCBY pay dividends?
IDCBY pays twice a year, 2 times a year. Recent payments arrived in May and Oct, with ex-dates in May and Oct. The ex-date comes about every 180 days, and the cash usually lands about 4 days later.
Does IDCBY pay dividends monthly?
No. IDCBY pays twice a year, 2 times a year. For payers that pay every month, see the monthly dividend stocks.
When is the next IDCBY dividend?
IDCBY has not declared its next dividend yet. By its usual rhythm of about 180 days between ex-dates, the next ex-date falls around Apr 7, 2027, with the cash around Apr 11, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.45 a share, went ex on Oct 9, 2026 and paid Oct 12, 2026. The current rate is $0.45 per share, $0.90 a year.
Does IDCBY pay a dividend in April 2027?
Not declared yet. By its usual rhythm the next ex-date falls around Apr 7, 2027, with the cash around Apr 11, 2027, so a payment in April 2027 is likely. Only the company’s declaration makes it final.
How much does IDCBY pay per share?
IDCBY pays $0.45 a share twice a year, $0.90 a year. At the Nov 11, 2026 close of $19.61 that is a 4.59% run-rate yield, below its usual level: its own 10-year median is 5.75%.
Has IDCBY raised its dividend?
IDCBY has no current streak of yearly raises. The latest raise, on Oct 9, 2026, took the rate from $0.3995 to $0.45 (+12.64%). Over five years the dividend grew 1.5% a year.
Is IDCBY’s dividend safe?
No rating can promise a future payment, but the record on file says a lot. It has gone 14+ years without a cut. This is data, not investment advice. The full 6-check rating comes with a plan.
How do I track my IDCBY dividends?
Add IDCBY to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run IDCBY in the DRIP calculator.