How Many PBNC Shares for $500 or $1,000 a Month?
At $2.52 a share a year, $500 a month takes about 2,381 PBNC shares, about $176,670 at the Nov 11, 2026 close of $74.20. $1,000 a month takes about 4,762 shares, about $353,340. Before taxes, and only while the rate holds.
PB Financial (PBNC) pays $0.63 a share quarterly, $2.52 a year, a 3.40% run-rate yield at the Nov 11, 2026 close of $74.20. It has paid since 2021 and raised its annual dividend 4+ years in a row.
At today’s rate of $0.63 quarterly and the last close of $74.20, this is what PBNC pays before taxes, if the rate stays where it is:
| You hold | Each payment | Per month (avg) | Per year |
|---|---|---|---|
| 1 share | $0.63 | $0.21 | $2.52 |
| 100 shares | $63.00 | $21.00 | $252.00 |
| $10,000 invested (134.8 shares) | $84.91 | $28.30 | $339.62 |
| 2,381 shares ($500/mo) | $1,500.03 | $500.01 | $6,000.12 |
| 4,762 shares ($1,000/mo) | $3,000.06 | $1,000.02 | $12,000.24 |
With DRIP on, every payment buys more shares instead of landing as cash. 100 PBNC shares reinvest into 0.85 new shares each payment, about 3.4 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 118 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with PBNC’s own history in the PBNC DRIP calculator.
- Coverage (EPS): are profits enough to pay the dividend rating
- Coverage (FCF): is spare cash enough to pay the dividend rating
- Dividend vs cash flow + debt: is the dividend paid with borrowed money report
- Debt load: how much the balance sheet leans on borrowing rating
- Debt interest coverage: can profits easily pay the interest bill rating
- Liquidity: is there cash for debts due this year rating
- Earnings direction: are sales and profits growing or shrinking report
- Raise streak: how many years in a row it raised see details
- Years without a cut: how long since the last dividend cut see details
- Raise vs trend: are recent raises keeping their usual pace history
- Yield vs history: is today’s yield high or low versus its past rating
- Recession record: what the dividend did in past crashes history
PBNC Dividend Yield Today vs Its 5-Year Range
- PBNC yields 3.40% today, at the Nov 11, 2026 close of $74.20.
- Its own 5-year median is 3.85%, so today’s yield is near its usual level.
Where today ranks in its own history is in the paid report
How it works. Each month-end over the last 5 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.
When Is PBNC’s Next Dividend? Ex-Date and Pay Date After August 2026
PBNC has not declared its next dividend yet. By its usual gap of about 87 days the next ex-date was due around Oct 29, 2026, and it is not on file yet: it may be late, or still to be announced. The latest one, $0.63 a share, went ex on Aug 3, 2026 and paid Aug 5, 2026.
- Ex-dates: about every 87 days (quarterly)
- Payment: usually about 2 days after the ex-date
Every payer going ex-dividend this week is on the dividend calendar.
How Often Does PBNC Pay?
PBNC pays quarterly, 4 times a year. Recent payments arrived in Feb, May and Aug, with ex-dates in Feb, May and Aug. The ex-date comes about every 87 days, and the cash usually lands about 2 days later.
- Streak: 4+ years of higher annual totals (through 2025)
- Last raise: none found in the regular-rate history
- EPS payout: 31.3% - $2.44 paid / $7.79 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 36.2% (median of 12 earlier trailing years)
PBNC vs Similar Dividend Stocks (FCAP, PNNT...)
Against the 10 dividend-paying Financial Services companies closest to PBNC in market value, PBNC’s 3.40% run-rate yield is below the group’s middle yield of 4.42%, and its raise streak of 4+ years is the 2nd longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.
| Ticker | Dividend ⓘ | Yield | Safety Rating | No cut ⓘ |
|---|---|---|---|---|
| PBNC $74.20PB Financial | $0.63/qtr$2.52/yr fwd | 3.40% | Dividend Safety Rating: paid plans only | 4+ yrsraised 4+ yrs in a row |
| FCAP $64.62First Capital | $0.32/qtr$1.28/yr fwd | 1.98% | Dividend Safety Rating: paid plans only | 13 yrsraised 3 yrs in a row |
| PNNT $3.35PennantPark Investment | $0.08/mo$0.96/yr fwd | 28.66% | Dividend Safety Rating: paid plans only | 5 yrsraised 1 yr in a row |
| KISB $72.99Kish Bancorp | $0.44/qtr$1.76/yr fwd | 2.41% | Dividend Safety Rating: paid plans only | 3 yrsraised 2 yrs in a row |
| LIEN $9.17Chicago Atlantic BDC | $0.34/qtr$1.36/yr fwd | 14.83% | Dividend Safety Rating: paid plans only | 1+ yrraised 1+ yr in a row |
| MFIN $9.19Medallion Financial | $0.14/qtr$0.56/yr fwd | 6.09% | Dividend Safety Rating: paid plans only | 4 yrsraised 3 yrs in a row |
| PSBQ $51.80PSB Holdings | $0.18/half-yr$0.36/yr fwd | 0.69% | Dividend Safety Rating: paid plans only | 20 yrsraised 20 yrs in a row |
| CBFV $40.80CB Financial Services | $0.28/qtr$1.12/yr fwd | 2.75% | Dividend Safety Rating: paid plans only | 21+ yrsraised 1 yr in a row |
| INBK $25.68First Internet Bancorp | $0.06/qtr$0.24/yr fwd | 0.93% | Dividend Safety Rating: paid plans only | 12+ yrsno raise streak |
| EIC $8.89Eagle Point Income Company | $0.11/mo$1.32/yr fwd | 14.85% | Dividend Safety Rating: paid plans only | 0 yrsno raise streak |
| SAR $12.70Saratoga Investment | $0.25/mo$3.00/yr fwd | 23.62% | Dividend Safety Rating: paid plans only | 5 yrsno raise streak |
Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: PBNC vs FCAP, PBNC vs PNNT, PBNC vs KISB.
PBNC Dividend History: Every Payment Since 2021
| Ex-date | Pay date | Amount | Frequency | Type |
|---|---|---|---|---|
| Aug 3, 2026 | Aug 5, 2026 | $0.63 | Quarterly | Regular |
| May 7, 2026 | May 11, 2026 | $0.62 | Quarterly | Regular |
| Feb 18, 2026 | Feb 20, 2026 | $0.61 | Quarterly | Regular |
| Feb 11, 2026 | Feb 13, 2026 | $0.34 | Quarterly | Regular |
| Nov 12, 2025 | Nov 14, 2025 | $0.60 | Quarterly | Regular |
| Aug 1, 2025 | Aug 4, 2025 | $0.59 | Quarterly | Regular |
| May 8, 2025 | May 12, 2025 | $0.58 | Quarterly | Regular |
| Feb 11, 2025 | Feb 13, 2025 | $0.57 | Quarterly | Regular |
| Nov 5, 2024 | Nov 7, 2024 | $0.56 | Quarterly | Regular |
| Aug 2, 2024 | Aug 5, 2024 | $0.54 | Quarterly | Regular |
| May 7, 2024 | May 9, 2024 | $0.53 | Quarterly | Regular |
| Feb 5, 2024 | Feb 7, 2024 | $0.52 | Quarterly | Regular |
| Nov 6, 2023 | Nov 8, 2023 | $0.51 | Quarterly | Regular |
| Aug 4, 2023 | Aug 7, 2023 | $0.50 | Quarterly | Regular |
| May 9, 2023 | May 11, 2023 | $0.45 | Quarterly | Regular |
| Feb 6, 2023 | Feb 8, 2023 | $0.40 | Quarterly | Regular |
| Nov 4, 2022 | Nov 25, 2022 | $0.35 | Quarterly | Regular |
| Jul 29, 2022 | Aug 22, 2022 | $0.31 | Quarterly | Regular |
| May 10, 2022 | May 26, 2022 | $0.29 | Quarterly | Regular |
| Feb 7, 2022 | Feb 24, 2022 | $0.28 | Quarterly | Regular |
| Nov 8, 2021 | Nov 26, 2021 | $0.27 | Quarterly | Regular |
| Jul 30, 2021 | Aug 23, 2021 | $0.26 | Quarterly | Regular |
| May 11, 2021 | May 26, 2021 | $0.25 | Quarterly | Regular |
| Feb 8, 2021 | Feb 25, 2021 | $0.23 | Quarterly | Regular |
What the Dividend Safety Rating Means for PBNC
PBNC Dividend Questions
How often does PBNC pay dividends?
PBNC pays quarterly, 4 times a year. Recent payments arrived in Feb, May and Aug, with ex-dates in Feb, May and Aug. The ex-date comes about every 87 days, and the cash usually lands about 2 days later.
Does PBNC pay dividends monthly?
No. PBNC pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.
When is the next PBNC dividend?
PBNC has not declared its next dividend yet. By its usual gap of about 87 days the next ex-date was due around Oct 29, 2026, and it is not on file yet: it may be late, or still to be announced. The latest one, $0.63 a share, went ex on Aug 3, 2026 and paid Aug 5, 2026. The current rate is $0.63 per share, $2.52 a year.
Did PBNC pay a dividend in August 2026?
Yes: $0.63 a share, ex-date Aug 3, 2026, paid Aug 5, 2026. The next one is not on file yet.
How much does PBNC pay per share?
PBNC pays $0.63 a share quarterly, $2.52 a year. At the Nov 11, 2026 close of $74.20 that is a 3.40% run-rate yield, near its usual level: its own 5-year median is 3.85%.
Has PBNC raised its dividend?
Yes. PBNC has raised its annual dividend 4+ years in a row, through 2025. Over five years the dividend grew 18.5% a year.
Is PBNC’s dividend safe?
No rating can promise a future payment, but the record on file says a lot. PBNC paid out 31% of its earnings as dividends over the 4 quarters to Sep 30, 2026. It has raised its dividend 4+ years in a row and gone 4+ years without a cut. This is data, not investment advice. The full 6-check rating comes with a plan.
How do I track my PBNC dividends?
Add PBNC to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run PBNC in the DRIP calculator.