How Many SCM Shares for $500 or $1,000 a Month?
At $1.00 a share a year, $500 a month takes about 6,025 SCM shares, about $41,211 at the Nov 11, 2026 close of $6.84. $1,000 a month takes about 12,049 shares, about $82,415. Before taxes, and only while the rate holds.
Stellus Capital Investment (SCM) pays $0.083 a share monthly, $1.00 a year, a 14.56% run-rate yield at the Nov 11, 2026 close of $6.84. It has made 158 dividend payments since 2012.
At today’s rate of $0.083 monthly and the last close of $6.84, this is what SCM pays before taxes, if the rate stays where it is:
| You hold | Each payment | Per month (avg) | Per year |
|---|---|---|---|
| 1 share | $0.083 | $0.08 | $1.00 |
| 100 shares | $8.30 | $8.30 | $99.60 |
| $10,000 invested (1,462.0 shares) | $121.35 | $121.35 | $1,456.14 |
| 6,025 shares ($500/mo) | $500.08 | $500.08 | $6,000.90 |
| 12,049 shares ($1,000/mo) | $1,000.07 | $1,000.07 | $12,000.80 |
With DRIP on, every payment buys more shares instead of landing as cash. 100 SCM shares reinvest into 1.21 new shares each payment, about 15.6 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 83 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with SCM’s own history in the SCM DRIP calculator.
- Coverage (EPS): are profits enough to pay the dividend rating
- Coverage (FCF): is spare cash enough to pay the dividend rating
- Dividend vs cash flow + debt: is the dividend paid with borrowed money report
- Debt load: how much the balance sheet leans on borrowing rating
- Debt interest coverage: can profits easily pay the interest bill rating
- Liquidity: is there cash for debts due this year rating
- Earnings direction: are sales and profits growing or shrinking report
- Raise streak: how many years in a row it raised see details
- Years without a cut: how long since the last dividend cut see details
- Raise vs trend: are recent raises keeping their usual pace history
- Yield vs history: is today’s yield high or low versus its past rating
- Recession record: what the dividend did in past crashes history
SCM Dividend Yield Today vs Its 5-Year Range
- SCM yields 14.56% today, at the Nov 11, 2026 close of $6.84.
- A cut in 2026 skews its yield history. So there is no usual level to compare today’s yield with yet.
How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.
When Is SCM’s Next Dividend? December 2026 Ex-Date and Pay Date
SCM’s next dividend is $0.0833 a share, declared, with the ex-date on Nov 30, 2026. Own SCM by the close on Nov 27, 2026 to collect it; shares bought on the ex-date or later do not get it. It pays on Dec 15, 2026. The latest one, $0.083 a share, went ex on Oct 30, 2026 and pays around November 2026.
- Ex-dates: about every 31 days (monthly)
- Payment: usually about 15 days after the ex-date
Every payer going ex-dividend this week is on the dividend calendar.
How Often Does SCM Pay?
SCM pays monthly, 12 times a year. The ex-date comes about every 31 days, and the cash usually lands about 15 days later.
- Streak: 0 years of higher annual totals (through 2025)
- Last raise: Nov 30, 2026 - $0.083 to $0.0833 (+$0.0003, +0.36%)
- Usual $ step: $0.02 (median of the raises before it)
- EPS payout: 129.1% - $1.36 paid / $1.05 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 148.0% (median of 12 earlier trailing years)
SCM vs Similar Dividend Stocks (FCMGF, LARK...)
Against the 10 dividend-paying Financial Services companies closest to SCM in market value, SCM’s 14.56% run-rate yield is above the group’s middle yield of 2.69%, and its raise streak of 0 years is the 7th longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.
| Ticker | Dividend ⓘ | Yield | Safety Rating | No cut ⓘ |
|---|---|---|---|---|
| SCM $6.84Stellus Capital Investment | $0.083/mo$1.00/yr fwd | 14.56% | Dividend Safety Rating: paid plans only | 0 yrsno raise streak |
| FCMGF $7.54Firm Capital Mortgage Investment | $0.0559/mo$0.67/yr fwd | 8.89% | Dividend Safety Rating: paid plans only | 8+ yrsraised 1 yr in a row |
| LARK $32.28Landmark Bancorp | $0.21/qtr$0.84/yr fwd | 2.60% | Dividend Safety Rating: paid plans only | 30+ yrsraised 1 yr in a row |
| UBAB $62.00United Bancorporation of Alabama | $0.71/half-yr$1.42/yr fwd | 2.29% | Dividend Safety Rating: paid plans only | 12+ yrsraised 9 yrs in a row |
| FNWD $44.04Finward Bancorp Common Stock | $0.12/qtr$0.48/yr fwd | 1.09% | Dividend Safety Rating: paid plans only | 1 yrno raise streak |
| BANX $19.41ArrowMark Financial | $0.15/mo$1.80/yr fwd | 9.27% | Dividend Safety Rating: paid plans only | 0 yrsno raise streak |
| CSBB $76.36CSB Bancorp | $0.45/qtr$1.80/yr fwd | 2.36% | Dividend Safety Rating: paid plans only | 8+ yrsraised 8+ yrs in a row |
| EIC $8.78Eagle Point Income Company | $0.11/mo$1.32/yr fwd | 15.03% | Dividend Safety Rating: paid plans only | 0 yrsno raise streak |
| SAY $25.42Saratoga Investment | $0.508/qtr$2.03/yr fwd | 7.99% | Dividend Safety Rating: paid plans only | 2+ yrsno raise streak |
| CBFV $40.34CB Financial Services | $0.28/qtr$1.12/yr fwd | 2.78% | Dividend Safety Rating: paid plans only | 21+ yrsraised 1 yr in a row |
| PSBQ $51.80PSB Holdings | $0.18/half-yr$0.36/yr fwd | 0.69% | Dividend Safety Rating: paid plans only | 20 yrsraised 20 yrs in a row |
Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: SCM vs FCMGF, SCM vs LARK, SCM vs UBAB.
SCM Dividend History: Every Payment Since 2012
| Ex-date | Pay date | Amount | Frequency | Type |
|---|---|---|---|---|
| Dec 31, 2026 | Jan 15, 2027 | $0.0833 | Monthly | Declared |
| Nov 30, 2026 | Dec 15, 2026 | $0.0833 | Monthly | Declared |
| Oct 30, 2026 | Nov 2, 2026 | $0.083 | Monthly | Regular |
| Sep 30, 2026 | Oct 2, 2026 | $0.083 | Monthly | Regular |
| Aug 31, 2026 | Sep 2, 2026 | $0.083 | Monthly | Regular |
| Jul 31, 2026 | Aug 3, 2026 | $0.083 | Monthly | Regular |
| Jun 30, 2026 | Jul 2, 2026 | $0.113 | Monthly | Regular |
| May 29, 2026 | Jun 1, 2026 | $0.113 | Monthly | Regular |
| Apr 30, 2026 | May 4, 2026 | $0.113 | Monthly | Regular |
| Mar 31, 2026 | Apr 2, 2026 | $0.113 | Monthly | Regular |
| Feb 27, 2026 | Mar 2, 2026 | $0.113 | Monthly | Regular |
| Jan 30, 2026 | Feb 2, 2026 | $0.113 | Monthly | Regular |
| Dec 31, 2025 | Jan 2, 2026 | $0.133 | Monthly | Regular |
| Nov 28, 2025 | Dec 1, 2025 | $0.133 | Monthly | Regular |
| Oct 31, 2025 | Nov 3, 2025 | $0.133 | Monthly | Regular |
| Sep 30, 2025 | Oct 2, 2025 | $0.133 | Monthly | Regular |
| Aug 29, 2025 | Sep 1, 2025 | $0.133 | Monthly | Regular |
| Jul 31, 2025 | Aug 4, 2025 | $0.133 | Monthly | Regular |
| Jun 30, 2025 | Jul 2, 2025 | $0.133 | Monthly | Regular |
| May 30, 2025 | Jun 2, 2025 | $0.133 | Monthly | Regular |
| Apr 30, 2025 | May 2, 2025 | $0.133 | Monthly | Regular |
| Mar 31, 2025 | Apr 15, 2025 | $0.1333 | Monthly | Regular |
| Feb 28, 2025 | Mar 14, 2025 | $0.1333 | Monthly | Regular |
| Jan 31, 2025 | Feb 14, 2025 | $0.1333 | Monthly | Regular |
| Dec 31, 2024 | Jan 15, 2025 | $0.1333 | Monthly | Regular |
| Nov 29, 2024 | Dec 13, 2024 | $0.1333 | Monthly | Regular |
| Oct 31, 2024 | Nov 15, 2024 | $0.1333 | Monthly | Regular |
| Sep 30, 2024 | Oct 15, 2024 | $0.1333 | Monthly | Regular |
| Aug 30, 2024 | Sep 13, 2024 | $0.1333 | Monthly | Regular |
| Jul 31, 2024 | Aug 15, 2024 | $0.1333 | Monthly | Regular |
| Jun 28, 2024 | Jul 15, 2024 | $0.1333 | Monthly | Regular |
| Jun 27, 2024 | Jul 15, 2024 | $0.1333 | Monthly | Regular |
| May 31, 2024 | Jun 14, 2024 | $0.1333 | Monthly | Regular |
| May 30, 2024 | Jun 14, 2024 | $0.1333 | Monthly | Regular |
| Apr 29, 2024 | May 15, 2024 | $0.1333 | Monthly | Regular |
| Mar 27, 2024 | Apr 15, 2024 | $0.1333 | Monthly | Regular |
| Feb 28, 2024 | Mar 15, 2024 | $0.1333 | Monthly | Regular |
| Jan 30, 2024 | Feb 15, 2024 | $0.1333 | Monthly | Regular |
| Dec 15, 2023 | Dec 29, 2023 | $0.1333 | Monthly | Regular |
| Nov 29, 2023 | Dec 15, 2023 | $0.1333 | Monthly | Regular |
| Oct 30, 2023 | Nov 15, 2023 | $0.1333 | Monthly | Regular |
| Sep 28, 2023 | Oct 13, 2023 | $0.1333 | Monthly | Regular |
| Aug 30, 2023 | Sep 15, 2023 | $0.1333 | Monthly | Regular |
| Jul 28, 2023 | Aug 15, 2023 | $0.1333 | Monthly | Regular |
| Jun 29, 2023 | Jul 14, 2023 | $0.1333 | Monthly | Regular |
| May 30, 2023 | Jun 15, 2023 | $0.1333 | Monthly | Regular |
| Apr 28, 2023 | May 15, 2023 | $0.1333 | Monthly | Regular |
| Mar 30, 2023 | Apr 14, 2023 | $0.1333 | Monthly | Regular |
| Feb 27, 2023 | Mar 15, 2023 | $0.1333 | Monthly | Regular |
| Jan 30, 2023 | Feb 15, 2023 | $0.1333 | Monthly | Regular |
| Dec 15, 2022 | Dec 29, 2022 | $0.1133 | Monthly | Regular |
| Nov 29, 2022 | Dec 15, 2022 | $0.1133 | Monthly | Regular |
| Oct 28, 2022 | Nov 15, 2022 | $0.1133 | Monthly | Regular |
| Sep 29, 2022 | Oct 14, 2022 | $0.1133 | Monthly | Regular |
| Aug 30, 2022 | Sep 15, 2022 | $0.1133 | Monthly | Regular |
| Jul 28, 2022 | Aug 15, 2022 | $0.1133 | Monthly | Regular |
| Jun 29, 2022 | Jul 15, 2022 | $0.1133 | Monthly | Regular |
| May 26, 2022 | Jun 15, 2022 | $0.1133 | Monthly | Regular |
| Apr 28, 2022 | May 13, 2022 | $0.1133 | Monthly | Regular |
| Mar 30, 2022 | Apr 15, 2022 | $0.1133 | Monthly | Regular |
| Feb 24, 2022 | Mar 15, 2022 | $0.1133 | Monthly | Regular |
| Jan 27, 2022 | Feb 15, 2022 | $0.1133 | Monthly | Regular |
| Dec 15, 2021 | Dec 31, 2021 | $0.0933 | Monthly | Regular |
| Nov 29, 2021 | Dec 15, 2021 | $0.0933 | Monthly | Regular |
| Oct 28, 2021 | Nov 15, 2021 | $0.0933 | Monthly | Regular |
| Sep 29, 2021 | Oct 15, 2021 | $0.09 | Monthly | Regular |
| Aug 30, 2021 | Sep 15, 2021 | $0.09 | Monthly | Regular |
| Jul 29, 2021 | Aug 13, 2021 | $0.09 | Monthly | Regular |
| Jun 29, 2021 | Jul 15, 2021 | $0.0833 | Monthly | Regular |
| May 27, 2021 | Jun 15, 2021 | $0.0833 | Monthly | Regular |
| Apr 29, 2021 | May 14, 2021 | $0.0833 | Monthly | Regular |
| Mar 30, 2021 | Apr 15, 2021 | $0.0833 | Monthly | Regular |
| Feb 25, 2021 | Mar 15, 2021 | $0.0833 | Monthly | Regular |
| Jan 28, 2021 | Feb 16, 2021 | $0.0833 | Quarterly | Regular |
| Dec 14, 2020 | Dec 29, 2020 | $0.31 | Quarterly | Special |
| Sep 14, 2020 | Sep 30, 2020 | $0.25 | Quarterly | Regular |
| Jul 14, 2020 | Jul 31, 2020 | $0.25 | Quarterly | Regular |
| Mar 30, 2020 | Apr 15, 2020 | $0.1133 | Monthly | Regular |
| Feb 27, 2020 | Mar 13, 2020 | $0.1133 | Monthly | Regular |
| Jan 30, 2020 | Feb 14, 2020 | $0.1133 | Monthly | Regular |
| Dec 30, 2019 | Jan 15, 2020 | $0.1133 | Monthly | Regular |
| Nov 27, 2019 | Dec 13, 2019 | $0.1133 | Monthly | Regular |
| Oct 30, 2019 | Nov 15, 2019 | $0.1133 | Monthly | Regular |
| Sep 27, 2019 | Oct 15, 2019 | $0.1133 | Monthly | Regular |
| Aug 29, 2019 | Sep 13, 2019 | $0.1133 | Monthly | Regular |
| Jul 30, 2019 | Aug 15, 2019 | $0.1133 | Monthly | Regular |
| Jun 27, 2019 | Jul 15, 2019 | $0.1133 | Monthly | Regular |
| May 30, 2019 | Jun 14, 2019 | $0.1133 | Monthly | Regular |
| Apr 29, 2019 | May 15, 2019 | $0.1133 | Monthly | Regular |
| Mar 28, 2019 | Apr 15, 2019 | $0.1133 | Monthly | Regular |
| Feb 27, 2019 | Mar 15, 2019 | $0.1133 | Monthly | Regular |
| Jan 30, 2019 | Feb 15, 2019 | $0.1133 | Monthly | Regular |
| Dec 28, 2018 | Jan 15, 2019 | $0.1133 | Monthly | Regular |
| Nov 29, 2018 | Dec 14, 2018 | $0.1133 | Monthly | Regular |
| Oct 30, 2018 | Nov 15, 2018 | $0.1133 | Monthly | Regular |
| Sep 27, 2018 | Oct 15, 2018 | $0.1133 | Monthly | Regular |
| Aug 30, 2018 | Sep 14, 2018 | $0.1133 | Monthly | Regular |
| Jul 30, 2018 | Aug 15, 2018 | $0.1133 | Monthly | Regular |
| Jun 28, 2018 | Jul 13, 2018 | $0.1133 | Monthly | Regular |
| May 30, 2018 | Jun 15, 2018 | $0.1133 | Monthly | Regular |
| Apr 27, 2018 | May 15, 2018 | $0.1133 | Monthly | Regular |
| Mar 28, 2018 | Apr 13, 2018 | $0.1133 | Monthly | Regular |
| Feb 27, 2018 | Mar 15, 2018 | $0.1133 | Monthly | Regular |
| Jan 30, 2018 | Feb 15, 2018 | $0.1133 | Monthly | Regular |
| Dec 28, 2017 | Jan 12, 2018 | $0.1133 | Monthly | Regular |
| Nov 29, 2017 | Dec 15, 2017 | $0.1133 | Monthly | Regular |
| Oct 30, 2017 | Nov 15, 2017 | $0.1133 | Monthly | Regular |
| Sep 28, 2017 | Oct 13, 2017 | $0.1133 | Monthly | Regular |
| Aug 29, 2017 | Sep 15, 2017 | $0.1133 | Monthly | Regular |
| Jul 27, 2017 | Aug 15, 2017 | $0.1133 | Monthly | Regular |
| Jun 28, 2017 | Jul 14, 2017 | $0.1133 | Monthly | Regular |
| May 26, 2017 | Jun 15, 2017 | $0.1133 | Monthly | Regular |
| Apr 26, 2017 | May 15, 2017 | $0.1133 | Monthly | Regular |
| Mar 29, 2017 | Apr 14, 2017 | $0.1133 | Monthly | Regular |
| Feb 24, 2017 | Mar 15, 2017 | $0.1133 | Monthly | Regular |
| Jan 27, 2017 | Feb 15, 2017 | $0.1133 | Monthly | Regular |
| Dec 28, 2016 | Jan 13, 2017 | $0.1133 | Monthly | Regular |
| Nov 28, 2016 | Dec 15, 2016 | $0.1133 | Monthly | Regular |
| Oct 27, 2016 | Nov 15, 2016 | $0.1133 | Monthly | Regular |
| Sep 28, 2016 | Oct 14, 2016 | $0.1133 | Monthly | Regular |
| Aug 29, 2016 | Sep 15, 2016 | $0.113 | Monthly | Regular |
| Jul 27, 2016 | Aug 15, 2016 | $0.1133 | Monthly | Regular |
| Jun 28, 2016 | Jul 15, 2016 | $0.1133 | Monthly | Regular |
| May 26, 2016 | Jun 15, 2016 | $0.1133 | Monthly | Regular |
| Apr 27, 2016 | May 13, 2016 | $0.1133 | Monthly | Regular |
| Mar 29, 2016 | Apr 15, 2016 | $0.1133 | Monthly | Regular |
| Feb 25, 2016 | Mar 15, 2016 | $0.1133 | Monthly | Regular |
| Jan 27, 2016 | Feb 15, 2016 | $0.1133 | Monthly | Regular |
| Dec 29, 2015 | Jan 15, 2016 | $0.1133 | Monthly | Regular |
| Nov 25, 2015 | Dec 15, 2015 | $0.1133 | Monthly | Regular |
| Oct 28, 2015 | Nov 13, 2015 | $0.1133 | Monthly | Regular |
| Sep 28, 2015 | Oct 15, 2015 | $0.1133 | Monthly | Regular |
| Aug 27, 2015 | Sep 15, 2015 | $0.1133 | Monthly | Regular |
| Jul 29, 2015 | Aug 14, 2015 | $0.1133 | Monthly | Regular |
| Jun 26, 2015 | Jul 15, 2015 | $0.1133 | Monthly | Regular |
| May 27, 2015 | Jun 15, 2015 | $0.1133 | Monthly | Regular |
| Apr 28, 2015 | May 15, 2015 | $0.1133 | Monthly | Regular |
| Mar 27, 2015 | Apr 15, 2015 | $0.1133 | Monthly | Regular |
| Feb 25, 2015 | Mar 13, 2015 | $0.1133 | Monthly | Regular |
| Jan 29, 2015 | Feb 13, 2015 | $0.1133 | Monthly | Regular |
| Dec 29, 2014 | Jan 15, 2015 | $0.1133 | Monthly | Regular |
| Nov 25, 2014 | Dec 15, 2014 | $0.1133 | Monthly | Regular |
| Oct 29, 2014 | Nov 14, 2014 | $0.1133 | Monthly | Regular |
| Sep 26, 2014 | Oct 15, 2014 | $0.1133 | Monthly | Regular |
| Aug 27, 2014 | Sep 15, 2014 | $0.1133 | Monthly | Regular |
| Jul 29, 2014 | Aug 15, 2014 | $0.1133 | Monthly | Regular |
| Jun 26, 2014 | Jul 15, 2014 | $0.1133 | Monthly | Regular |
| May 28, 2014 | Jun 16, 2014 | $0.1133 | Monthly | Regular |
| Apr 28, 2014 | May 15, 2014 | $0.1133 | Monthly | Regular |
| Mar 27, 2014 | Apr 15, 2014 | $0.1133 | Monthly | Regular |
| Feb 26, 2014 | Mar 14, 2014 | $0.1133 | Monthly | Regular |
| Jan 29, 2014 | Feb 14, 2014 | $0.1133 | Monthly | Regular |
| Jan 13, 2014 | Jan 24, 2014 | $0.065 | Quarterly | Regular |
| Dec 5, 2013 | Dec 23, 2013 | $0.3385 | Quarterly | Regular |
| Sep 3, 2013 | Sep 27, 2013 | $0.3385 | Quarterly | Regular |
| Jun 19, 2013 | Jun 28, 2013 | $0.3385 | Quarterly | Regular |
| Mar 19, 2013 | Mar 28, 2013 | $0.3385 | Quarterly | Regular |
| Dec 19, 2012 | Dec 27, 2012 | $0.1802 | Quarterly | Regular |
What the Dividend Safety Rating Means for SCM
SCM Dividend Questions
How often does SCM pay dividends?
SCM pays monthly, 12 times a year. The ex-date comes about every 31 days, and the cash usually lands about 15 days later.
Does SCM pay dividends monthly?
Yes. SCM pays monthly, 12 times a year.
When is the next SCM dividend?
SCM’s next dividend is $0.0833 a share, declared, with the ex-date on Nov 30, 2026. Own SCM by the close on Nov 27, 2026 to collect it; shares bought on the ex-date or later do not get it. It pays on Dec 15, 2026. The latest one, $0.083 a share, went ex on Oct 30, 2026 and pays around November 2026. The current rate is $0.083 per share, $1.00 a year.
Does SCM pay a dividend in December 2026?
Yes. SCM declared $0.0833 a share with the ex-date on Nov 30, 2026, paying on Dec 15, 2026. Own SCM by the close on Nov 27, 2026 to collect it; shares bought on the ex-date or later do not get it.
How much does SCM pay per share?
SCM pays $0.083 a share monthly, $1.00 a year. At the Nov 11, 2026 close of $6.84 that is a 14.56% run-rate yield.
Has SCM raised its dividend?
SCM has no current streak of yearly raises. The latest raise, on Nov 30, 2026, took the rate from $0.083 to $0.0833 (+0.36%). Over five years the dividend grew -5.9% a year.
Is SCM’s dividend safe?
No rating can promise a future payment, but the record on file says a lot. SCM paid out 129% of its earnings as dividends over the 4 quarters to Sep 30, 2026. This is data, not investment advice. The full 7-check rating comes with a plan.
How do I track my SCM dividends?
Add SCM to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run SCM in the DRIP calculator.