United Bankshares, Inc. · UBSI · NASDAQ
Dividend report · updated Nov 10, 2026
$48.63 -0.35% on the day, -$0.17
UBSI stock page: price, charts & signals →
UnlockDividend Safety Rating: paid plans onlyDividend Safety Rating: paid plans only Is UBSI’s dividend Very Safe or High Risk? 8 checks scored. Payout ratio, raise streak, recession record and 5 more. Show the rating
Yearly payout / yield
$1.52·3.13%
$0.38 quarterly x 4 ⓘ
Next payment
~$0.38/qtr
pays ~Dec 14 (est.) ⓘ
Next ex-date
Dec 11est.
own by Dec 10 ⓘ
Years without a cut
38+ yrs
38+ yrs of raises ⓘ
Recession record
2000raised2008raised2020held2022raised
no cut through all four
Yield vs history ⓘ
18
Well below its usual yield
UBSI share price & total return
Daily closing price, adjusted for stock splits.
UBSI stock page »All dividend lists »Build a portfolio around UBSI »
DSRSimilar stocksHistoryPayoutsFAQ
Last 20 payments
UBSI Dividend Growth (CAGR)
1Y +2.7%3Y +1.8%5Y +1.7%10Y +1.4%
Per-share amount, by the date it paid (~ = about, from its usual pay gap). The enlarge button shows all 156 payments since 1987.
Annual dividends and growth
Total paid per share in each calendar year. 2026: the solid bar is paid so far; the dashed box on top is expected (1 estimated from the current $0.38 rate, stepping up $0.01 with its usual December raise), not a promise. Years with an extra or a missing payment (dates sliding across New Year) are compared per payment.
Next 5 years if the pace holds
If the recent pace holds — one-off jumps left out. Not a forecast. Pace: +2.7% a year, its typical raise over the last 5 years. Today's $1.52 a year would be $1.74 by 2031 - 3.57% on today's $48.63 price.

How Many UBSI Shares for $500 or $1,000 a Month?

At $1.52 a share a year, $500 a month takes about 3,948 UBSI shares, about $191,991 at the Nov 10, 2026 close of $48.63. $1,000 a month takes about 7,895 shares, about $383,934. Before taxes, and only while the rate holds.

United Bankshares (UBSI) pays $0.38 a share quarterly, $1.52 a year, a 3.13% run-rate yield at the Nov 10, 2026 close of $48.63. It has paid since 1987 and raised its annual dividend 38+ years in a row, one of the 56 Dividend Kings.

At today’s rate of $0.38 quarterly and the last close of $48.63, this is what UBSI pays before taxes, if the rate stays where it is:

You holdEach paymentPer month (avg)Per year
1 share$0.38$0.13$1.52
100 shares$38.00$12.67$152.00
$10,000 invested (205.6 shares)$78.14$26.05$312.56
3,948 shares ($500/mo)$1,500.24$500.08$6,000.96
7,895 shares ($1,000/mo)$3,000.10$1,000.03$12,000.40

With DRIP on, every payment buys more shares instead of landing as cash. 100 UBSI shares reinvest into 0.78 new shares each payment, about 3.2 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 128 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with UBSI’s own history in the UBSI DRIP calculator.

UnlockDividend Safety Rating: paid plans only
Dividend Safety Rating Not financial advice
See UBSI’s rating and its 8 factors.
See the rating & factors »
An algorithmic rating built from reported data, not a recommendation.
  • Coverage (EPS): are profits enough to pay the dividend rating
  • Coverage (FCF): is spare cash enough to pay the dividend rating
  • Dividend vs cash flow + debt: is the dividend paid with borrowed money report
  • Debt load: how much the balance sheet leans on borrowing rating
  • Debt interest coverage: can profits easily pay the interest bill rating
  • Liquidity: is there cash for debts due this year rating
  • Earnings direction: are sales and profits growing or shrinking report
  • Raise streak: how many years in a row it raised see details
  • Years without a cut: how long since the last dividend cut see details
  • Raise vs trend: are recent raises keeping their usual pace history
  • Yield vs history: is today’s yield high or low versus its past rating
  • Recession record: what the dividend did in past crashes history
  • Crash record: what the dividend did in the 2008 crash history

UBSI Dividend Yield Today vs Its 5-Year Range

18/100Well below its usual yieldvs its 10-yr history
  • UBSI yields 3.13% today, at the Nov 10, 2026 close of $48.63.
  • Its own 10-year median is 3.85%, so today’s yield is well below its usual level.
Last 5 years: lowest to highest month-end yield
3.14% low5.22% high
Blue mark = today, grey = its 10-year median. A higher yield than usual means a lower price against the payout.

Where today ranks in its own history is in the paid report

How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.

When Is UBSI’s Next Dividend? Ex-Date and Pay Date After September 2026

UBSI has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Dec 11, 2026, with the cash around Dec 14, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.38 a share, went ex on Sep 11, 2026 and paid Sep 14, 2026.

  • Ex-dates: about every 91 days (quarterly)
  • Payment: usually about 3 days after the ex-date
  • Next earnings report: Jan 28, 2027

Every payer going ex-dividend this week is on the dividend calendar.

How Often Does UBSI Pay?

UBSI pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 91 days, and the cash usually lands about 3 days later.

Paid in the last 12 months
$1.52 a share, in 4 payments.
+2.7% against the 12 months before ($1.48 in 4 payments).
Cash that landed, by pay date. The yield up top uses today’s rate instead, so a raise or a cut shows there first.
Payout months
JanFebMarAprMayJunJulAugSepOctNovDec
Pays in Mar, Jun, Sep and Dec. Ex-dates fall in Mar, Jun, Sep and Dec (latest 4 payments).
Raise history
  • Streak: 38+ years of higher annual totals (through 2025)
  • Last raise: Dec 12, 2025 - $0.37 to $0.38 (+$0.01, +2.70%)
  • Usual $ step: $0.01 (median of the raises before it)
Coverage
  • EPS payout: 41.2% - $1.52 paid / $3.69 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 52.6% (median of 12 earlier trailing years)
Deposits, loans and policy float run through operating cash flow here, so it does not measure dividend coverage.

UBSI vs Similar Dividend Stocks (FNB, ACT...)

Against the 10 dividend-paying Financial Services companies closest to UBSI in market value, UBSI’s 3.13% run-rate yield is above the group’s middle yield of 2.79%, and its raise streak of 38+ years is the longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.

Ticker Dividend ⓘ Yield Safety Rating Recessions ⓘ No cut ⓘ
UBSI $48.63United Bankshares $0.38/qtr$1.52/yr fwd 3.13% Dividend Safety Rating: paid plans only No cut in all 42000 raised2008 raised2020 held2022 raised 38+ yrsraised 38+ yrs in a row
FNB $18.22F.N.B. $0.13/qtr$0.52/yr fwd 2.85% Dividend Safety Rating: paid plans only Cut in 20092000 raised2008 cut2020 held2022 held 16 yrsno raise streak
ACT $46.71Enact Holdings $0.24/qtr$0.96/yr fwd 2.06% Dividend Safety Rating: paid plans only — 3 yrsraised 2 yrs in a row
OMF $55.51OneMain Holdings $1.05/qtr$4.20/yr fwd 7.57% Dividend Safety Rating: paid plans only Raised in both2020 raised2022 raisedno 2000/2008 record 6+ yrsraised 3 yrs in a row
BMNR $18.61Bitmine Immersion Technologies $0.01/qtr$0.04/yr fwd 0.21% Dividend Safety Rating: paid plans only — —no raise streak
GBCI $49.08Glacier Bancorp $0.35/qtr$1.40/yr fwd 2.85% Dividend Safety Rating: paid plans only Varied, no cut2000 raised2008 held2020 varied2022 raised 33+ yrsno raise streak
FAF $68.67First American Financial $0.61/qtr$2.44/yr fwd 3.55% Dividend Safety Rating: paid plans only Raised in both2020 raised2022 raisedno 2000/2008 record 15+ yrsraised 14 yrs in a row
RLI $67.96RLI $0.18/qtr$0.72/yr fwd 1.06% Dividend Safety Rating: paid plans only Cut in 20232000 raised2008 raised2020 raised2022 cut 36+ yrsraised 2 yrs in a row
HOMB $30.41Home Bancshares $0.23/qtr$0.92/yr fwd 3.03% Dividend Safety Rating: paid plans only Raised in all 32008 raised2020 raised2022 raisedno 2000 record 18+ yrsraised 15 yrs in a row
HWC $73.28Hancock Whitney $0.50/qtr$2.00/yr fwd 2.73% Dividend Safety Rating: paid plans only No cut in all 42000 raised2008 held2020 held2022 raised 34+ yrsraised 3 yrs in a row
SIGI $100.48Selective Insurance Group $0.43/qtr$1.72/yr fwd 1.71% Dividend Safety Rating: paid plans only Raised in all 42000 raised2008 raised2020 raised2022 raised 36 yrsraised 12 yrs in a row

Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: UBSI vs FNB, UBSI vs ACT, UBSI vs OMF.

UBSI Dividend History: Every Payment Since 1987

Ex-datePay dateAmountFrequencyType
Sep 11, 2026Sep 14, 2026$0.38QuarterlyRegular
Jun 12, 2026Jun 15, 2026$0.38QuarterlyRegular
Mar 13, 2026Mar 16, 2026$0.38QuarterlyRegular
Dec 12, 2025Dec 15, 2025$0.38QuarterlyRegular
Sep 12, 2025Sep 15, 2025$0.37QuarterlyRegular
Jun 13, 2025Jun 16, 2025$0.37QuarterlyRegular
Mar 14, 2025Mar 17, 2025$0.37QuarterlyRegular
Dec 13, 2024Dec 16, 2024$0.37QuarterlyRegular
Sep 13, 2024Sep 16, 2024$0.37QuarterlyRegular
Jun 14, 2024Jun 17, 2024$0.37QuarterlyRegular
The other 146 UBSI payments come with a paid plan.
Show all 156 payments »
Newest first. Amounts are per share as paid, restated for splits; frequency is the schedule on file for that payment; a payment over 2.5x its neighbours is marked special.
From reported payments, prices and filings — data, not investment advice.

What the Dividend Safety Rating Means for UBSI

UnlockDividend Safety Rating: paid plans only
See where UBSI lands, and why.
See the rating & factors »
Own UBSI? Your payouts fill in by themselves Add UBSI once, with your buy date and share count. Every dividend since fills in, dated and in dollars, and with DRIP on each new share is counted for you.
Track UBSI →

UBSI Dividend Questions

How often does UBSI pay dividends?

UBSI pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 91 days, and the cash usually lands about 3 days later.

Does UBSI pay dividends monthly?

No. UBSI pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.

When is the next UBSI dividend?

UBSI has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Dec 11, 2026, with the cash around Dec 14, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.38 a share, went ex on Sep 11, 2026 and paid Sep 14, 2026. The current rate is $0.38 per share, $1.52 a year.

Does UBSI pay a dividend in December 2026?

Not declared yet. By its usual rhythm the next ex-date falls around Dec 11, 2026, with the cash around Dec 14, 2026, so a payment in December 2026 is likely. Only the company’s declaration makes it final.

How much does UBSI pay per share?

UBSI pays $0.38 a share quarterly, $1.52 a year. At the Nov 10, 2026 close of $48.63 that is a 3.13% run-rate yield, well below its usual level: its own 10-year median is 3.85%.

Has UBSI raised its dividend?

Yes. UBSI has raised its annual dividend 38+ years in a row, through 2025. The latest raise, on Dec 12, 2025, took the rate from $0.37 to $0.38 (+2.70%). Over five years the dividend grew 1.7% a year. That makes it one of the 56 Dividend Kings.

Is UBSI’s dividend safe?

No rating can promise a future payment, but the record on file says a lot. UBSI paid out 41% of its earnings as dividends over the 4 quarters to Sep 30, 2026. It has raised its dividend 38+ years in a row and gone 38+ years without a cut. Through the market crashes: it raised the dividend through the 2000, 2008 and 2022 crashes; it held it through 2020. This is data, not investment advice. The full 8-check rating comes with a plan.

How do I track my UBSI dividends?

Add UBSI to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run UBSI in the DRIP calculator.

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How this page is built: the rate is the latest regular dividend per share; run-rate yield = rate × payments per year ÷ last close (Nov 10, 2026), never a trailing 12-month total, which lags after a raise and hides a cut. Specials and one-off payments never count in the rate; a payer whose regular payments differ in size is annualized over its last full cycle of regular payments. Raise streak = consecutive calendar years with a higher amount per payment than the year before; years without a cut = years in which the amount per payment held within 1%. The Dividend Safety Rating reads 8 visible lines: coverage, streak, raise pace and yield range for dividend stocks; NAV trend, NAV funding and payout stability for income funds. Similar payers = the same sector or fund group, nearest in market value or fund size. Payments, prices and filings come from DRIPCALC’s price and dividend database. History is not a forecast. This is data, not investment advice.