ING Groep N.V. ING | NYSE

Dividends

Company Overview:

Market Cap: $95.15B
Trailing PE: 12.4x
FWD PE *: 10.5x
Payout Ratio (TTM): 0.0%
52-Week Range: $24.35 - $37.52

* Forward PE is based on street estimates.

10 Year ING Performance Metrics:

Total Return (with DRIP): 308.2% (15.11% CAGR)
Total Return (no DRIP): 197.6% (11.52% CAGR)
Share Price: 133.1% (8.83% CAGR)
Yield on Cost (with DRIP): 5.60%
Total Invested: $10,000
Total Value (with DRIP): $40,820
Total Return $ (with DRIP): $30,820
Dividend Increase: 2.2% (0.24% CAGR)
Dividend Yield (FWD): 1.37% ($0.46)
ING 10-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
ING Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
ING Price CAGR:1Y: 26.75%2Y: 44.26%5Y: 17.07%10Y: 8.83%
ING Dividend Charts
ING - Dividends
ING Dividend CAGR:1Y: -33.00%2Y: 9.05%5Y: 0.35%10Y: 0.22%
ING - Dividend Payout Ratio
ING Dividend Payout Ratio CAGR:1Y: 6.30%2Y: 1.70%5Y: 0.00%10Y: 0.00%
ING - Dividend to Free Cash Flow Ratio
ING Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
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ING - Chart 1
ING - Chart 2
ING - Chart 3

ING Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

ING reports in EUR. These charts show U.S. dollars, converted from EUR at each quarter’s closing rate (quarters that are still estimates use the latest rate). Click “Show EUR” to see the numbers as filed.

RevenueShow EUR
ING Revenue CAGR:1Y: 2.10%2Y: 3.24%5Y: 5.44%10Y: 4.30%
Earnings Per Share (EPS)Show EUR
ING EPS CAGR:1Y: 4.60%2Y: 5.88%5Y: 12.69%10Y: 6.48%
Net IncomeShow EUR
ING Net Income CAGR:1Y: -4.33%2Y: -0.21%5Y: 5.67%10Y: 3.25%
EBITDAShow EUR
ING EBITDA CAGR:1Y: 1.42%2Y: 1.27%5Y: 383.11%10Y: 0.00%
Free Cash FlowShow EUR
ING Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Free Cash Flow / ShareShow EUR
ING Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Operating IncomeShow EUR
ING Operating Income CAGR:1Y: 1.42%2Y: 1.27%5Y: 6.87%10Y: 3.68%
Gross ProfitShow EUR
ING Gross Profit CAGR:1Y: 1.12%2Y: -0.15%5Y: 4.04%10Y: 3.60%
Shares Outstanding
ING Shares Outstanding CAGR:1Y: -3.66%2Y: -5.60%5Y: -6.08%10Y: -3.02%
Share BuybacksShow EUR
ING Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Stock-Based CompShow EUR
ING Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
ExpensesShow EUR
ING Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Revenue vs Net IncomeShow EUR
EPS vs FCF / ShareShow EUR
EPS vs PE RatioShow EUR
FCF vs FCF / ShareShow EUR
FCF vs Stock Based CompShow EUR
Cash & DebtShow EUR

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

REVENUE: Actual + EstimatesShow EUR
ING Actual Revenue CAGR:1Y: 2.10%2Y: 3.24%5Y: 5.44%10Y: 4.30%
EPS: Actual + EstimatesShow EUR
ING Actual EPS CAGR:1Y: 4.60%2Y: 5.88%5Y: 12.69%10Y: 6.48%
NET INCOME: Actual + EstimatesShow EUR
ING Actual Net Income CAGR:1Y: -4.33%2Y: -0.21%5Y: 5.67%10Y: 3.25%
EBITDA: Actual + EstimatesShow EUR
ING Actual EBITDA CAGR:1Y: 1.42%2Y: 1.27%5Y: 383.11%10Y: 0.00%

Ratios, Profit Margins & Return on Capital:

Net Profit Margin
ING Net Profit Margin CAGR:1Y: -2.62%2Y: -3.34%5Y: 0.22%10Y: -1.01%
Gross Profit Margin
ING Gross Profit Margin CAGR:1Y: -0.95%2Y: -3.29%5Y: -1.33%10Y: -0.67%
Price to Earnings
ING Price to Earnings CAGR:1Y: 31.63%2Y: 32.24%5Y: 6.18%10Y: 4.36%
Price To Sales Ratio
ING Price To Sales Ratio CAGR:1Y: 29.15%2Y: 27.92%5Y: 6.44%10Y: 3.33%
Return on Capital Employed
ING Return on Capital Employed CAGR:1Y: -78.73%2Y: 0.00%5Y: -4.97%10Y: 0.53%
Return on Invested Capital
ING Return on Invested Capital CAGR:1Y: -79.24%2Y: 0.00%5Y: -28.06%10Y: -12.91%

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ING Dividends Info:

Annual Dividend: $0.46112
Forward Yield: 1.38%
Ex-Dividend Date: 2026-08-03
Lifetime Dividends / Share: $25.19

Projected Future Returns & Dividends for ING

Based on past 10-year performance, here are ING growth metrics:

Share price CAGR of +8.83%
Dividend CAGR of +4.94%

Using ING CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

ING (DRIP)ING - No DRIP
Current Price$33.36$33.36
Start Shares299.76299.76
Start Value$10,000$10,000
  
After 10 years:
Final Share Count337.06299.76
Dividends Payment$0.75$0.75
Annual Dividends$252$224
Yield on cost2.52%2.24%
Share Price$77.77$77.77
Total Dividends$1,844$1,734
Final Value$26,213$25,046

Estimated Future Value + Dividends - ING

NOTE: Above numbers are our estimate based on ING's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

Is ING's dividend safe, and what is ING worth?

Pro adds ING's Dividend Safety Rating, its DCF fair value and the Trend Signal to this page and opens the 26 blurred charts above.

Show ING's rating and fair value

Company Info

ING Groep N.V. (ING) had its IPO on 1994-05-18, and is traded on NYSE stock exchange.

ING Groep N.V. functions as a prominent global financial services institution, offering a comprehensive suite of banking products and solutions across a vast international footprint. Its operations extend throughout the Netherlands, Belgium, Germany, Poland, other European countries, North America, Latin America, Asia, and Australia. The company organizes its business into six distinct segments: Retail Banking focused on the Netherlands, Belgium, Germany, and other regions, in addition to its Wholesale Banking and Corporate Line Banking divisions. ING facilitates various client deposits, including checking and savings accounts, and extends credit options to both businesses and individual consumers. These lending products encompass residential mortgage loans, term loans, revolving credit facilities, and personal loans. Furthermore, its extensive offerings include debt and equity capital market services, working capital solutions, export finance, and daily banking conveniences. The firm also provides expertise in treasury and risk management, corporate finance advisory, specialized lending, and general financing. Customers can also utilize payment and cash management systems, international trade services, and a full array of digital banking experiences, alongside its savings, investment, insurance, and mortgage product lines. ING serves a diverse clientele, including individual customers, a broad spectrum of corporate entities—from small and medium-sized enterprises to mid-market corporations—and other financial institutions. The organization, founded in 1762, is headquartered in Amsterdam, the Netherlands.

ING website: https://www.ing.com


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DCF Model — ING

Value from:
Pay up to today
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vs current price $33.36
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Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
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grows for the next years
Then mature
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every future dollar counted back to today
Pile of today-dollars
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÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →