OneMain Holdings, Inc. OMF | NYSE

Dividends

Company Overview:

Market Cap: $6.39B
Trailing PE: 8.4x
FWD PE *: 7.2x
Payout Ratio (TTM): 48.6%
52-Week Range: $45.78 - $71.93

* Forward PE is based on street estimates.

10 Year OMF Performance Metrics:

Total Return (with DRIP): 531% (20.23% CAGR)
Total Return (no DRIP): 369.6% (16.73% CAGR)
Share Price: 185.4% (11.06% CAGR)
Yield on Cost (with DRIP): 47.88%
Total Invested: $10,000
Total Value (with DRIP): $63,121
Total Return $ (with DRIP): $53,121
Dividend Increase: 320.0% (21.23% CAGR)
Dividend Yield (FWD): 7.59% ($4.20)
OMF 10-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
OMF Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
OMF Price CAGR:1Y: -7.42%2Y: -0.39%5Y: 0.37%10Y: 11.06%
OMF Dividend Charts
OMF - Dividends
OMF Dividend CAGR:1Y: 0.96%2Y: 0.48%5Y: -24.21%10Y: 0.00%
OMF - Dividend Payout Ratio
OMF Dividend Payout Ratio CAGR:1Y: 4.13%2Y: -9.72%5Y: -19.49%10Y: 0.00%
OMF - Dividend to Free Cash Flow Ratio
OMF Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Build Custom Charts
OMF - Chart 1
OMF - Chart 2
OMF - Chart 3

OMF Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

Revenue
OMF Revenue CAGR:1Y: 33.67%2Y: 7.82%5Y: 6.06%10Y: 6.26%
Earnings Per Share (EPS)
OMF EPS CAGR:1Y: -4.19%2Y: 10.52%5Y: -5.91%10Y: 23.75%
Net Income
OMF Net Income CAGR:1Y: -7.04%2Y: 8.55%5Y: -8.47%10Y: 22.16%
EBITDA
OMF EBITDA CAGR:1Y: 72.54%2Y: 44.19%5Y: 5.32%10Y: 14.60%
Free Cash Flow
OMF Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Free Cash Flow / Share
OMF Free Cash Flow / Share CAGR:1Y: 0.88%2Y: 11.20%5Y: 12.73%10Y: 6.89%
Operating Income
OMF Operating Income CAGR:1Y: 119.77%2Y: 67.10%5Y: 8.98%10Y: 33.15%
Gross Profit
OMF Gross Profit CAGR:1Y: 38.42%2Y: 29.18%5Y: 6.18%10Y: 9.23%
Shares Outstanding
OMF Shares Outstanding CAGR:1Y: -3.27%2Y: -1.94%5Y: -2.77%10Y: -1.55%
Share Buybacks
OMF Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Stock-Based Comp
OMF Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Expenses
OMF Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Revenue vs Net Income
EPS vs FCF / Share
EPS vs PE Ratio
FCF vs FCF / Share
FCF vs Stock Based Comp
Cash & Debt
Revenue by Segment
OMF Revenue CAGR:1Y: 33.67%2Y: 7.82%5Y: 6.06%10Y: 6.26%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

REVENUE: Actual + Estimates
OMF Actual Revenue CAGR:1Y: 33.67%2Y: 7.82%5Y: 6.06%10Y: 6.26%
EPS: Actual + Estimates
OMF Actual EPS CAGR:1Y: -4.19%2Y: 10.52%5Y: -5.91%10Y: 23.75%
NET INCOME: Actual + Estimates
OMF Actual Net Income CAGR:1Y: -7.04%2Y: 8.55%5Y: -8.47%10Y: 22.16%
EBITDA: Actual + Estimates
OMF Actual EBITDA CAGR:1Y: 72.54%2Y: 44.19%5Y: 5.32%10Y: 14.60%

Ratios, Profit Margins & Return on Capital:

Net Profit Margin
OMF Net Profit Margin CAGR:1Y: -12.98%2Y: 0.65%5Y: -17.20%10Y: 14.98%
Gross Profit Margin
OMF Gross Profit Margin CAGR:1Y: 29.57%2Y: 19.81%5Y: -9.23%10Y: 3.73%
Price to Earnings
OMF Price to Earnings CAGR:1Y: 3.01%2Y: -1.77%5Y: 6.34%10Y: -14.55%
Price To Sales Ratio
OMF Price To Sales Ratio CAGR:1Y: -11.17%2Y: -1.16%5Y: -11.96%10Y: -1.77%
Return on Capital Employed
OMF Return on Capital Employed CAGR:1Y: 106.64%2Y: -28.97%5Y: -12.06%10Y: 21.21%
Return on Invested Capital
OMF Return on Invested Capital CAGR:1Y: 116.84%2Y: -65.76%5Y: -35.49%10Y: 6.79%

Compare stocks side-by-side

OMF Dividends Info:

Annual Dividend: $4.2
Forward Yield: 7.59%
Ex-Dividend Date: 2026-08-10
Lifetime Dividends / Share: $38.78

Projected Future Returns & Dividends for OMF

Based on past 10-year performance, here are OMF growth metrics:

Share price CAGR of +11.06%
Dividend CAGR of +21.37%

Using OMF CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

OMF (DRIP)OMF - No DRIP
Current Price$55.37$55.37
Start Shares180.60180.60
Start Value$10,000$10,000
  
After 10 years:
Final Share Count382.88180.60
Dividends Payment$1.05$1.05
Annual Dividends$1,608$759
Yield on cost16.08%7.59%
Share Price$55.37$55.37
Total Dividends$11,200$7,585
Final Value$21,200$17,585

Estimated Future Value + Dividends - OMF

NOTE: Above numbers are our estimate based on OMF's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

Is OMF's dividend safe, and what is OMF worth?

Pro adds OMF's Dividend Safety Rating, its DCF fair value and the Trend Signal to this page and opens the 27 blurred charts above.

Show OMF's rating and fair value

Company Info

OneMain Holdings, Inc. (OMF) had its IPO on 2013-10-16, and is traded on NYSE stock exchange.

OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products. The firm is responsible for originating, assessing, and servicing personal loans, which may be secured by collateral such as automobiles or other titled property, or they may be unsecured. Additionally, the company provides credit cards and a diverse portfolio of insurance offerings, encompassing life, disability, and job loss coverage. They also offer optional non-credit insurance, guaranteed asset protection (available as a waiver or insurance policy), and various membership programs. With a physical footprint of around 1,400 locations across 44 states in the United States, along with an active online platform at onemainfinancial.com, the company reaches its customers. Established in 1912 and based in Evansville, Indiana, the entity was formerly known as Springleaf Holdings, Inc., adopting its current name, OneMain Holdings, Inc., in November 2015.

OMF website: https://www.onemainfinancial.com


Loading signals…

DCF Model — OMF

Value from:
Pay up to today
—
vs current price $55.37
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →