ABR vs REFI: Earnings, Dividends & Valuation

Arbor Realty Trust ABR | NYSE

$1.27 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $219.59 M

PE Ratio: -2.19

52-Week Range: $1.27 - $9.3

4.9-year Total Return: -88.1%

Dividend Yield (FWD): 53.54%

Chicago Atlantic Real Estate Finance, Inc. REFI | NASDAQ

$8.62 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $216.62 M

PE Ratio: 7.18

52-Week Range: $8.5 - $13.49

4.9-year Total Return: -4.9%

Dividend Yield (FWD): 21.81%

4.9-year Total Returns with DRIP & Price Chart for ABR and REFI

1Y 2Y 5Y 10Y All

4.9-yr Total Returns ABR vs REFI

	ABR	REFI
Initial Balance	$10,000	$10,000
Initial Price	$18.36	$16.49
Initial Shares	544.66	606.43

Total Dividends	$4,638	$6,691
Last Dividend	$0.17	$0.47
Estimated Divs	$159 / quarter	$518 / quarter
Yield-on-Cost	3.7%	11.4%
End Shares	936.83 (+392.17)	1103.08 (+496.65)
Last Shares Price	$1.27	$8.62
Total End Value	$1,190	$9,509
Total Return	-88.1%	-4.9%
Comparison start date: Dec 8, 2021

ABR & REFI Dividend Charts

Dividend Payments & Yield - ABR

ABR Dividend CAGR:1Y: -36.62%2Y: -33.86%5Y: -13.93%10Y: 0.70%

Dividend Payments & Yield - REFI

REFI Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: 3.65%10Y: 3.65%

Dividend Payout Ratio - ABR

Dividend Payout Ratio - REFI

Dividend to Free Cash Flow (FCF) Ratio - ABR

Dividend to Free Cash Flow (FCF) Ratio - REFI

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Fundamentals: Revenue, Earnings, Cash Flow, EBITDA & Shares Outstanding:

ABR - Revenue

ABR Revenue CAGR:1Y: 148.55%2Y: 32.32%5Y: 14.72%10Y: 23.78%

REFI - Revenue

REFI Revenue CAGR:1Y: 21.69%2Y: 3.82%5Y: 32.25%10Y: N/A

ABR - Earnings Per Share (EPS)

ABR EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

REFI - Earnings Per Share (EPS)

REFI EPS CAGR:1Y: -40.48%2Y: -33.18%5Y: 1.68%10Y: N/A

ABR - Net Income

ABR Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

REFI - Net Income

REFI Net Income CAGR:1Y: -27.99%2Y: -24.25%5Y: 9.61%10Y: N/A

ABR - EBITDA

ABR EBITDA CAGR:1Y: -57.34%2Y: -39.98%5Y: -6.53%10Y: 15.23%

REFI - EBITDA

REFI EBITDA CAGR:1Y: 0.00%2Y: -29.68%5Y: 9.47%10Y: N/A

ABR - Free Cash Flow

ABR Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

REFI - Free Cash Flow

REFI Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: N/A

ABR - Free Cash Flow / Share

ABR Free Cash Flow / Share CAGR:1Y: 47.28%2Y: 73.63%5Y: -4.92%10Y: 2.70%

REFI - Free Cash Flow / Share

REFI Free Cash Flow / Share CAGR:1Y: -27.79%2Y: -98.39%5Y: -14.65%10Y: N/A

ABR - Shares Outstanding

ABR Shares Outstanding CAGR:1Y: -19.76%2Y: -9.30%5Y: 1.92%10Y: 12.56%

REFI - Shares Outstanding

REFI Shares Outstanding CAGR:1Y: 19.36%2Y: 13.08%5Y: 8.05%10Y: N/A

ABR - Stock-Based Comp

ABR Stock-Based Comp CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%

REFI - Stock-Based Comp

REFI Stock-Based Comp CAGR:1Y: -100.00%2Y: -100.00%5Y: N/A10Y: N/A

ABR - Expenses

ABR Expenses CAGR:1Y: 0.07%2Y: 0.00%5Y: 1.10%10Y: 1.78%

REFI - Expenses

REFI Expenses CAGR:1Y: -0.43%2Y: -96.41%5Y: 177.28%10Y: N/A

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

ABR - REVENUE: Actual + Estimates

ABR Actual Revenue CAGR:1Y: 148.55%2Y: 32.32%5Y: 14.72%10Y: 23.78%

REFI - REVENUE: Actual + Estimates

REFI Actual Revenue CAGR:1Y: 21.69%2Y: 3.82%5Y: 32.25%10Y: N/A

ABR - EPS: Actual + Estimates

ABR Actual EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

REFI - EPS: Actual + Estimates

REFI Actual EPS CAGR:1Y: -40.48%2Y: -33.18%5Y: 1.68%10Y: N/A

ABR - NET INCOME: Actual + Estimates

ABR Actual Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

REFI - NET INCOME: Actual + Estimates

REFI Actual Net Income CAGR:1Y: -27.99%2Y: -24.25%5Y: 9.61%10Y: N/A

ABR - EBITDA: Actual + Estimates

ABR Actual EBITDA CAGR:1Y: -57.34%2Y: -39.98%5Y: -6.53%10Y: 15.23%

REFI - EBITDA: Actual + Estimates

REFI Actual EBITDA CAGR:1Y: 0.00%2Y: -29.68%5Y: 9.47%10Y: N/A

Ratios, Profit Margins & Return on Capital:

ABR - Net Profit Margin

ABR Net Profit Margin CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

REFI - Net Profit Margin

REFI Net Profit Margin CAGR:1Y: -40.82%2Y: -27.03%5Y: -17.12%10Y: N/A

ABR - Gross Profit Margin

ABR Gross Profit Margin CAGR:1Y: -14.84%2Y: -6.04%5Y: 3.08%10Y: 0.00%

REFI - Gross Profit Margin

REFI Gross Profit Margin CAGR:1Y: -34.57%2Y: 0.00%5Y: -8.13%10Y: N/A

ABR - Price to Earnings

REFI - Price to Earnings

ABR - Price To Sales Ratio

REFI - Price To Sales Ratio

ABR - Return on Capital Employed

REFI - Return on Capital Employed

ABR - Return on Invested Capital

REFI - Return on Invested Capital

Combined Charts: Earnings, Cash Flow, Valuation, Cash & Debt:

ABR - EPS vs PE Ratio

REFI - EPS vs PE Ratio

ABR - FCF vs FCF/Share

REFI - FCF vs FCF/Share

ABR - EPS vs FCF per Share

REFI - EPS vs FCF per Share

ABR - FCF vs Stock Based Comp

REFI - FCF vs Stock Based Comp

ABR - Revenue vs Net Income

REFI - Revenue vs Net Income

ABR - Cash & Debt

REFI - Cash & Debt

Dividend History Tables

ABR Dividends Info:

Estimated Annual Dividend: $0.68

Forward Yield: 53.54%

Ex-Dividend Date: 2026-08-14

Lifetime Dividends / Share: $24.97

ABR Dividend History: Dates, Payments & Yield list

Below is a schedule of all ABR dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
08/14/2026	08/17/2026	$0.170	13.36%	13.6%	$5.00
05/22/2026	05/25/2026	$0.170	12.21%	12.95%	$5.25
03/10/2026	03/12/2026	$0.300	15.25%	15.31%	$7.84
11/14/2025	11/17/2025	$0.300	13.65%	14.55%	$8.25
08/15/2025	08/18/2025	$0.300	10.34%	10.49%	$11.44
05/16/2025	05/19/2025	$0.300	11.35%	11.8%	$10.17
03/07/2025	03/10/2025	$0.430	14.06%	13.96%	$12.32
11/15/2024	11/18/2024	$0.430	11.81%	11.64%	$14.78
08/16/2024	08/19/2024	$0.430	12.86%	13.07%	$13.16
05/16/2024	05/20/2024	$0.430	12.45%	12.41%	$13.86
03/01/2024	03/04/2024	$0.430	13.31%	13.76%	$12.50
11/16/2023	11/20/2023	$0.430	14.05%	13.87%	$12.40
08/14/2023	08/16/2023	$0.430	10.7%	11.12%	$15.47
05/18/2023	05/22/2023	$0.420	13.11%	13.43%	$12.51
03/10/2023	03/13/2023	$0.400	12.17%	12.32%	$12.99
11/17/2022	11/30/2022	$0.400	11.42%	10.75%	$14.88
08/12/2022	08/31/2022	$0.390	9.91%	10.41%	$14.98
05/19/2022	05/31/2022	$0.380	9.42%	9.26%	$16.42
03/03/2022	03/18/2022	$0.370	8.4%	8.57%	$17.27
11/12/2021	11/30/2021	$0.360	7.5%	8.21%	$17.55
08/13/2021	08/31/2021	$0.350	7.6%	7.66%	$18.28
05/20/2021	06/01/2021	$0.340	7.74%	7.3%	$18.63
03/02/2021	03/19/2021	$0.330	7.91%	7.94%	$16.63
11/13/2020	11/30/2020	$0.320	10.1%	9.61%	$13.32
08/14/2020	08/31/2020	$0.310	10.94%	10.95%	$11.32
06/29/2020	07/15/2020	$0.300	13.13%	13.73%	$8.74
02/27/2020	03/17/2020	$0.300	9.48%	20.65%	$5.81
11/14/2019	12/02/2019	$0.300	7.96%	8.07%	$14.87
08/14/2019	09/03/2019	$0.290	9.7%	9.32%	$12.44
05/22/2019	05/31/2019	$0.280	8.7%	9.1%	$12.31
02/28/2019	03/20/2019	$0.270	8.35%	8.49%	$12.72
12/27/2018	01/31/2019	$0.030	1.17%	1%	$11.96
11/14/2018	11/30/2018	$0.267	8.77%	9.02%	$11.85
08/14/2018	08/31/2018	$0.247	8.65%	8.07%	$12.26
05/14/2018	05/31/2018	$0.247	10.66%	10.35%	$9.56
03/07/2018	03/21/2018	$0.208	9.78%	9.36%	$8.88
11/14/2017	11/30/2017	$0.188	9.08%	8.76%	$8.58
08/14/2017	08/31/2017	$0.178	8.82%	8.69%	$8.20
05/15/2017	05/31/2017	$0.178	8.88%	8.69%	$8.20
03/13/2017	03/21/2017	$0.168	8.79%	8.41%	$8.00
11/17/2016	11/30/2016	$0.158	8.5%	8.5%	$7.45
08/15/2016	08/31/2016	$0.158	8.64%	8.13%	$7.79
05/16/2016	05/31/2016	$0.148	8.6%	8.5%	$6.98
03/08/2016	03/15/2016	$0.148	8.9%	8.98%	$6.61
11/16/2015	11/30/2015	$0.148	8.89%	8.63%	$6.88
08/12/2015	08/31/2015	$0.148	9.13%	9.29%	$6.39
05/13/2015	06/01/2015	$0.148	9.06%	8.37%	$7.09
02/23/2015	03/02/2015	$0.129	7.31%	7.13%	$7.22
11/17/2014	12/01/2014	$0.129	7.55%	7.43%	$6.92
08/13/2014	09/02/2014	$0.129	7.43%	7.36%	$6.99
05/13/2014	06/02/2014	$0.129	7.22%	7.09%	$7.26
02/21/2014	02/28/2014	$0.129	7.54%	7.5%	$6.86
11/18/2013	12/02/2013	$0.129	7.7%	7.83%	$6.57
08/12/2013	09/03/2013	$0.129	1.71%	7.36%	$6.99
05/13/2013	05/31/2013	$0.119	1.66%	7%	$6.78
03/01/2013	03/12/2013	$0.119	1.5%	5.72%	$8.31
11/16/2012	11/28/2012	$0.109	2.16%	8.47%	$5.14
08/17/2012	08/28/2012	$0.099	1.74%	7.04%	$5.62
05/18/2012	05/29/2012	$0.075	1.29%	1.24%	$6.04
11/12/2008	11/26/2008	$0.237	22.89%	38.14%	$2.49
08/13/2008	08/26/2008	$0.620	22.71%	28.21%	$8.79
05/13/2008	05/27/2008	$0.620	15.04%	17.34%	$14.30
02/13/2008	02/26/2008	$0.620	15.03%	14.85%	$16.70
11/13/2007	11/26/2007	$0.620	13.35%	14.74%	$16.82
08/13/2007	08/27/2007	$0.620	13.62%	12.73%	$19.48
05/14/2007	05/25/2007	$0.620	8.6%	8.88%	$27.92
02/01/2007	02/20/2007	$0.594	7.46%	6.98%	$34.03
11/06/2006	11/22/2006	$0.580	8.53%	8.24%	$28.17
08/03/2006	08/21/2006	$0.570	9.09%	9.1%	$25.05
04/27/2006	05/15/2006	$0.720	11.3%	11.76%	$24.50
01/19/2006	02/06/2006	$0.693	10.47%	10.93%	$25.35
10/25/2005	11/11/2005	$0.650	9.35%	9.36%	$27.79
08/11/2005	08/31/2005	$0.570	8.26%	8.02%	$28.44
04/27/2005	05/16/2005	$0.550	8.65%	8.35%	$26.35
01/27/2005	02/15/2005	$0.465	7.84%	7.42%	$25.07
10/13/2004	10/29/2004	$0.425	7.86%	8.14%	$20.90
07/01/2004	07/15/2004	$0.346	7.1%	7.1%	$19.51

REFI Dividends Info:

Estimated Annual Dividend: $1.88

Forward Yield: 21.81%

Ex-Dividend Date: 2026-09-30

Lifetime Dividends / Share: $9.62

REFI Dividend History: Dates, Payments & Yield list

Below is a schedule of all REFI dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
09/30/2026	10/02/2026	$0.470	18.76%	18.69%	$10.06
06/30/2026	07/02/2026	$0.470	17.54%	17.6%	$10.68
03/31/2026	04/02/2026	$0.470	16.61%	17.08%	$11.01
12/31/2025	01/02/2026	$0.470	15.33%	15.33%	$12.26
09/30/2025	10/02/2025	$0.470	14.7%	14.63%	$12.85
06/30/2025	07/02/2025	$0.470	13.47%	13.21%	$14.23
03/31/2025	04/02/2025	$0.470	12.79%	12.71%	$14.79
12/31/2024	01/02/2025	$0.650	16.86%	16.72%	$15.55
09/30/2024	10/02/2024	$0.470	12.12%	12.25%	$15.35
06/28/2024	07/01/2024	$0.470	12.24%	12.51%	$15.03
03/27/2024	03/29/2024	$0.470	11.98%	12.23%	$15.37
12/28/2023	01/01/2024	$0.760	18.94%	18.68%	$16.27
09/28/2023	10/02/2023	$0.470	12.79%	12.86%	$14.62
06/29/2023	07/03/2023	$0.470	12.48%	12.45%	$15.10
03/30/2023	04/03/2023	$0.470	14.18%	13.86%	$13.56
12/29/2022	01/13/2023	$0.760	20.27%	19.28%	$15.77
09/29/2022	10/14/2022	$0.470	12.92%	12.5%	$15.04
06/29/2022	07/15/2022	$0.470	12.1%	12.96%	$14.51
03/30/2022	04/14/2022	$0.400	9%	9.08%	$17.63

Projected Future Values & Dividends for ABR & REFI

Based on past 4.9 years performance, ABR had share price CAGR of -15.95%, and dividend CAGR of +0.72%.

During same period REFI had share price CAGR of -12.37%, and dividend CAGR of +0.00%.

Using these CAGR metrics, we can estimate that your initial $10,000 investment from 4.9 years ago, with dividends being reinvested (DRIP), is modelled to grow and collect dividends as follows:

Projection uses REFI applied at -12.37% price / -12.37% dividend.

	ABR	REFI
Start Value	$10,000	$10,000
Start Share Price	$1.27	$8.62
Start Shares	7,874.02	1,160.09

After 10 years:	ABR	REFI
Final Share Count	beyond this model's range	9,699.68
Dividends Payment	$0.03	$0.13
Annual Dividends	$119,612	$4,869
Share Price	$0.22	$2.30
Total Dividends	$430,232	$34,871
Final Value	beyond this model's range	$22,327

Estimated Future Returns - ABR

Estimated Future Returns - REFI

Estimate Dividend Snowball and total future returns for ABR and REFI with our dividend (DRIP) calculator.

Above numbers are merely projections based on Dividend and Price CAGR for each stock, and should only be considered as 'potential future returns'! These numbers assume DRIP (reinvesting dividends).

We cannot guarantee that your actual returns will meet these metrics.

Compare Stocks: ABR vs REFI