EFSCP vs NTB: Earnings, Dividends & Valuation

Enterprise Financial Services Corp EFSCP | NASDAQ

$15.71 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $2.24 B

PE Ratio: 3.15

52-Week Range: $15.39 - $24.08

5-year Total Return: -15.2%

Dividend Yield (FWD): 7.96%

The Bank of N.T. Butterfield & Son Limited NTB | NYSE

$56.67 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $2.24 B

PE Ratio: 9.89

52-Week Range: $44.36 - $64.17

5-year Total Return: +81.8%

Dividend Yield (FWD): 3.53%

5-year Total Returns with DRIP & Price Chart for EFSCP and NTB

1Y 2Y 5Y 10Y All

5-yr Total Returns EFSCP vs NTB

	EFSCP	NTB
Initial Balance	$10,000	$10,000
Initial Price	$24.77	$39.88
Initial Shares	403.71	250.75

Total Dividends	$2,516	$2,601
Last Dividend	$0.3125	$0.5
Estimated Divs	$169 / quarter	$160 / quarter
Yield-on-Cost	5.05%	5.02%
End Shares	539.85 (+136.14)	320.79 (+70.04)
Last Shares Price	$15.71	$56.67
Total End Value	$8,481	$18,179
Total Return	-15.2%	+81.8%
Comparison start date: Nov 10, 2021

EFSCP & NTB Dividend Charts

Dividend Payments & Yield - EFSCP

EFSCP Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: -5.83%10Y: -5.83%

Dividend Payments & Yield - NTB

NTB Dividend CAGR:1Y: 12.07%2Y: 12.07%5Y: 12.07%10Y: 12.07%

Dividend Payout Ratio - EFSCP

Dividend Payout Ratio - NTB

Dividend to Free Cash Flow (FCF) Ratio - EFSCP

Dividend to Free Cash Flow (FCF) Ratio - NTB

DRIPCalc Compare puts two stocks side by side: total return with DRIP, share price, dividend payments and the dividend yield curve, earnings, cash flow, debt, margins and the other ratios we track for 1000s of stocks.

You can compare any two tickers here. The dividend charts are free to view, and so are the Revenue and Earnings Per Share (EPS) charts wherever a company reports earnings. Every other chart on this page is blurred until you start a 7-day free trial.

When you sign up for DRIPCalc PRO for just $14.25/mo ~~$19/mo~~ with a 7-day Free Trial and full access, every chart on this page unlocks, for any stock or ETF in our database.

Fundamentals: Revenue, Earnings, Cash Flow, EBITDA & Shares Outstanding:

EFSCP - Revenue

EFSCP Revenue CAGR:1Y: 42.38%2Y: 9.82%5Y: 17.54%10Y: 18.97%

NTB - Revenue

NTB Revenue CAGR:1Y: 32.46%2Y: -1.31%5Y: 10.16%10Y: 6.83%

EFSCP - Earnings Per Share (EPS)

EFSCP EPS CAGR:1Y: -4.20%2Y: -7.07%5Y: 24.57%10Y: 6.81%

NTB - Earnings Per Share (EPS)

NTB EPS CAGR:1Y: 2.74%2Y: 4.64%5Y: 12.30%10Y: 0.00%

EFSCP - Net Income

EFSCP Net Income CAGR:1Y: -6.17%2Y: -8.40%5Y: 24.99%10Y: 13.63%

NTB - Net Income

NTB Net Income CAGR:1Y: -0.12%2Y: 1.17%5Y: 7.90%10Y: 0.00%

EFSCP - EBITDA

EFSCP EBITDA CAGR:1Y: -39.67%2Y: -8.18%5Y: 20.32%10Y: 11.26%

NTB - EBITDA

NTB EBITDA CAGR:1Y: 0.00%2Y: 22.81%5Y: 12.69%10Y: 39.41%

EFSCP - Free Cash Flow

EFSCP Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

NTB - Free Cash Flow

NTB Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

EFSCP - Free Cash Flow / Share

EFSCP Free Cash Flow / Share CAGR:1Y: 54.79%2Y: -8.60%5Y: 12.81%10Y: 7.09%

NTB - Free Cash Flow / Share

NTB Free Cash Flow / Share CAGR:1Y: 35.55%2Y: 53.09%5Y: 3.26%10Y: 5.39%

EFSCP - Shares Outstanding

EFSCP Shares Outstanding CAGR:1Y: -2.49%2Y: -1.51%5Y: -0.32%10Y: 6.04%

NTB - Shares Outstanding

NTB Shares Outstanding CAGR:1Y: -3.39%2Y: -3.49%5Y: -4.04%10Y: -2.95%

EFSCP - Stock-Based Comp

EFSCP Stock-Based Comp CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%

NTB - Stock-Based Comp

NTB Stock-Based Comp CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%

EFSCP - Expenses

EFSCP Expenses CAGR:1Y: 1.85%2Y: 6.81%5Y: 7.40%10Y: 14.51%

NTB - Expenses

NTB Expenses CAGR:1Y: 0.00%2Y: 15.59%5Y: 1.10%10Y: 3.62%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

EFSCP - REVENUE: Actual + Estimates

EFSCP Actual Revenue CAGR:1Y: 42.38%2Y: 9.82%5Y: 17.54%10Y: 18.97%

NTB - REVENUE: Actual + Estimates

NTB Actual Revenue CAGR:1Y: 32.46%2Y: -1.31%5Y: 10.16%10Y: 6.83%

EFSCP - EPS: Actual + Estimates

EFSCP Actual EPS CAGR:1Y: -4.20%2Y: -7.07%5Y: 24.57%10Y: 6.81%

NTB - EPS: Actual + Estimates

NTB Actual EPS CAGR:1Y: 2.74%2Y: 4.64%5Y: 12.30%10Y: 0.00%

EFSCP - NET INCOME: Actual + Estimates

EFSCP Actual Net Income CAGR:1Y: -6.17%2Y: -8.40%5Y: 24.99%10Y: 13.63%

NTB - NET INCOME: Actual + Estimates

NTB Actual Net Income CAGR:1Y: -0.12%2Y: 1.17%5Y: 7.90%10Y: 0.00%

EFSCP - EBITDA: Actual + Estimates

EFSCP Actual EBITDA CAGR:1Y: -39.67%2Y: -8.18%5Y: 20.32%10Y: 11.26%

NTB - EBITDA: Actual + Estimates

NTB Actual EBITDA CAGR:1Y: 0.00%2Y: 22.81%5Y: 12.69%10Y: 39.41%

Ratios, Profit Margins & Return on Capital:

EFSCP - Net Profit Margin

EFSCP Net Profit Margin CAGR:1Y: -9.05%2Y: -16.59%5Y: 6.35%10Y: -4.49%

NTB - Net Profit Margin

NTB Net Profit Margin CAGR:1Y: -1.77%2Y: 2.51%5Y: -2.05%10Y: 0.00%

EFSCP - Gross Profit Margin

EFSCP Gross Profit Margin CAGR:1Y: -2.19%2Y: 3.42%5Y: -2.64%10Y: -2.62%

NTB - Gross Profit Margin

NTB Gross Profit Margin CAGR:1Y: 3.79%2Y: 4.46%5Y: -4.52%10Y: -2.29%

EFSCP - Price to Earnings

NTB - Price to Earnings

EFSCP - Price To Sales Ratio

NTB - Price To Sales Ratio

EFSCP - Return on Capital Employed

NTB - Return on Capital Employed

EFSCP - Return on Invested Capital

NTB - Return on Invested Capital

Combined Charts: Earnings, Cash Flow, Valuation, Cash & Debt:

EFSCP - EPS vs PE Ratio

NTB - EPS vs PE Ratio

EFSCP - FCF vs FCF/Share

NTB - FCF vs FCF/Share

EFSCP - EPS vs FCF per Share

NTB - EPS vs FCF per Share

EFSCP - FCF vs Stock Based Comp

NTB - FCF vs Stock Based Comp

EFSCP - Revenue vs Net Income

NTB - Revenue vs Net Income

EFSCP - Cash & Debt

NTB - Cash & Debt

Dividend History Tables

EFSCP Dividends Info:

Estimated Annual Dividend: $1.25

Forward Yield: 7.96%

Ex-Dividend Date: 2026-08-31

Lifetime Dividends / Share: $6.03

EFSCP Dividend History: Dates, Payments & Yield list

Below is a schedule of all EFSCP dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
08/31/2026	09/02/2026	$0.313	6.54%	6.76%	$18.48
05/29/2026	06/01/2026	$0.313	6.19%	6.15%	$20.32
02/27/2026	03/02/2026	$0.313	6.19%	6.19%	$20.20
11/28/2025	12/01/2025	$0.313	6.51%	6.57%	$19.03
08/29/2025	09/01/2025	$0.313	6.09%	6.07%	$20.61
05/30/2025	06/02/2025	$0.313	6.43%	6.65%	$18.79
02/28/2025	03/03/2025	$0.313	6.41%	6.44%	$19.42
11/29/2024	12/02/2024	$0.313	6.11%	6.11%	$20.47
08/30/2024	09/02/2024	$0.313	6.35%	6.07%	$20.60
06/03/2024	06/05/2024	$0.313	6.44%	6.39%	$19.55
02/28/2024	03/01/2024	$0.313	6.94%	7.19%	$17.38
11/29/2023	12/01/2023	$0.313	8.1%	8.2%	$15.25
08/30/2023	09/01/2023	$0.313	8.15%	8.06%	$15.51
05/30/2023	06/01/2023	$0.313	7.94%	8.23%	$15.18
02/27/2023	03/01/2023	$0.313	6.43%	6.34%	$19.72
11/29/2022	12/15/2022	$0.313	7.18%	7.37%	$16.95
08/30/2022	09/15/2022	$0.313	5.95%	6.41%	$19.50
05/27/2022	06/15/2022	$0.313	5.97%	6.74%	$18.55
02/25/2022	03/15/2022	$0.410	7.45%	7.44%	$22.04

NTB Dividends Info:

Estimated Annual Dividend: $2

Forward Yield: 3.53%

Ex-Dividend Date: 2026-08-12

Lifetime Dividends / Share: $16.46

NTB Dividend History: Dates, Payments & Yield list

Below is a schedule of all NTB dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
08/12/2026	08/14/2026	$0.500	3.15%	3.13%	$63.91
05/13/2026	05/15/2026	$0.500	3.67%	3.66%	$54.69
02/23/2026	02/25/2026	$0.500	3.91%	3.85%	$51.93
11/10/2025	11/25/2025	$0.500	4.35%	4.3%	$46.52
08/11/2025	08/13/2025	$0.500	4.45%	4.41%	$45.39
05/07/2025	05/09/2025	$0.440	4.32%	4.28%	$41.09
02/24/2025	02/26/2025	$0.440	4.57%	4.48%	$39.30
11/05/2024	11/07/2024	$0.440	4.75%	4.67%	$37.71
08/05/2024	08/07/2024	$0.440	5.16%	5.11%	$34.43
05/06/2024	05/08/2024	$0.440	5%	4.99%	$35.27
02/23/2024	02/26/2024	$0.440	5.85%	5.88%	$29.91
11/07/2023	11/09/2023	$0.440	6.68%	6.83%	$25.78
08/11/2023	08/14/2023	$0.440	5.95%	6.08%	$28.94
05/05/2023	05/08/2023	$0.440	7.28%	7.34%	$23.99
02/24/2023	02/27/2023	$0.440	4.89%	4.9%	$35.89
11/10/2022	11/28/2022	$0.440	5.49%	5.2%	$33.85
08/05/2022	08/22/2022	$0.440	5.38%	5.22%	$33.69
05/13/2022	05/31/2022	$0.440	5.85%	5.57%	$31.58
02/25/2022	03/14/2022	$0.440	4.53%	4.86%	$36.22
11/09/2021	11/24/2021	$0.440	4.51%	4.4%	$40.04
08/09/2021	08/24/2021	$0.440	5.2%	5.31%	$33.14
05/11/2021	05/26/2021	$0.440	4.54%	4.68%	$37.63
02/23/2021	03/10/2021	$0.440	5.13%	4.56%	$38.59
11/10/2020	11/30/2020	$0.440	2.71%	5.56%	$31.66
08/04/2020	08/19/2020	$0.440	3.46%	6.72%	$26.19
05/13/2020	05/28/2020	$0.440	4.58%	7.14%	$24.64
02/25/2020	03/11/2020	$0.440	2.91%	4.15%	$21.22
11/01/2019	11/15/2019	$0.440	2.69%	2.63%	$33.49
08/02/2019	08/16/2019	$0.440	3%	3.25%	$27.06
11/02/2018	11/16/2018	$0.380	0%	4.55%	$33.38
08/03/2018	08/17/2018	$0.380	0%	4.55%	$33.38
05/03/2018	05/15/2018	$0.380	0%	4.55%	$33.38
02/23/2018	03/09/2018	$0.380	0%	4.55%	$33.38
11/10/2017	11/27/2017	$0.320	0%	3.83%	$33.38
08/10/2017	08/28/2017	$0.320	0%	3.83%	$33.38
05/11/2017	05/30/2017	$0.320	0%	3.83%	$33.38
03/09/2017	03/27/2017	$0.320	0%	1.92%	$33.38
11/09/2016	11/28/2016	$0.100	0%	1.2%	$33.38
11/10/2026	11/13/2026	$0.500	3.57%	0%	$0.00

Projected Future Values & Dividends for EFSCP & NTB

Based on past 5 years performance, EFSCP had share price CAGR of -8.72%, and dividend CAGR of +0.00%.

During same period NTB had share price CAGR of +7.50%, and dividend CAGR of +0.00%.

Using these CAGR metrics, we can estimate that your initial $10,000 investment from 5 years ago, with dividends being reinvested (DRIP), is modelled to grow and collect dividends as follows:

Projection uses EFSCP applied at -8.72% price / -8.72% dividend; NTB applied at 0.00% price / 0.00% dividend.

	EFSCP	NTB
Start Value	$10,000	$10,000
Start Share Price	$15.71	$56.67
Start Shares	636.54	176.46

After 10 years:	EFSCP	NTB
Final Share Count	1,399.55	250.75
Dividends Payment	$0.13	$0.50
Annual Dividends	$702	$502
Share Price	$6.31	$56.67
Total Dividends	$7,754	$4,210
Final Value	$8,825	$14,210

Estimated Future Returns - EFSCP

Estimated Future Returns - NTB

Estimate Dividend Snowball and total future returns for EFSCP and NTB with our dividend (DRIP) calculator.

Above numbers are merely projections based on Dividend and Price CAGR for each stock, and should only be considered as 'potential future returns'! These numbers assume DRIP (reinvesting dividends).

We cannot guarantee that your actual returns will meet these metrics.

Compare Stocks: EFSCP vs NTB