LX vs PTBS: Earnings, Dividends & Valuation

LexinFintech Holdings Ltd. LX | NASDAQ

$0.62 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $102.90 M

PE Ratio: 0.73

52-Week Range: $0.59 - $4.13

8.9-year Total Return: -92.4%

Dividend Yield (FWD): 60.65%

Potomac Bancshares, Inc. PTBS | OTC

$26.38 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $109.33 M

PE Ratio: 9.66

52-Week Range: $18.1 - $27.6

8.9-year Total Return: +114.8%

Dividend Yield (FWD): 2.27%

8.9-year Total Returns with DRIP & Price Chart for LX and PTBS

1Y 2Y 5Y 10Y All

8.9-yr Total Returns LX vs PTBS

	LX	PTBS
Initial Balance	$10,000	$10,000
Initial Price	$10.7	$14.1
Initial Shares	934.58	709.22

Total Dividends	$786	$1,849
Last Dividend	$0.188	$0.15
Estimated Divs	$229 / 6 months	$122 / quarter
Yield-on-Cost	3.51%	4.26%
End Shares	1218.09 (+283.51)	814.44 (+105.22)
Last Shares Price	$0.62	$26.38
Total End Value	$755	$21,485
Total Return	-92.4%	+114.8%
Comparison start date: Dec 21, 2017

LX & PTBS Dividend Charts

Dividend Payments & Yield - LX

LX Dividend CAGR:1Y: 42.51%2Y: 63.43%5Y: 46.21%10Y: 46.21%

Dividend Payments & Yield - PTBS

PTBS Dividend CAGR:1Y: 15.17%2Y: 11.74%5Y: 13.37%10Y: 15.60%

Dividend Payout Ratio - LX

Dividend Payout Ratio - PTBS

Dividend to Free Cash Flow (FCF) Ratio - LX

Dividend to Free Cash Flow (FCF) Ratio - PTBS

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Fundamentals: Revenue, Earnings, Cash Flow, EBITDA & Shares Outstanding:

LX reports in CNY. These charts show U.S. dollars, converted from CNY at each quarter’s closing rate (quarters that are still estimates use the latest rate). Click “Show CNY” to see the numbers as filed.

LX - RevenueShow CNY

LX Revenue CAGR:1Y: -6.30%2Y: -3.22%5Y: -1.51%10Y: 12.73%

PTBS - Revenue

PTBS Revenue CAGR:1Y: 58.36%2Y: 9.93%5Y: 15.67%10Y: 17.03%

LX - Earnings Per Share (EPS)Show CNY

LX EPS CAGR:1Y: -77.87%2Y: -31.04%5Y: -31.64%10Y: 0.00%

PTBS - Earnings Per Share (EPS)

PTBS EPS CAGR:1Y: 12.50%2Y: 22.47%5Y: 3.13%10Y: 16.23%

LX - Net IncomeShow CNY

LX Net Income CAGR:1Y: -79.11%2Y: -30.82%5Y: -34.29%10Y: 0.00%

PTBS - Net Income

PTBS Net Income CAGR:1Y: 11.58%2Y: 21.30%5Y: 3.21%10Y: 18.24%

LX - EBITDAShow CNY

LX EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

PTBS - EBITDA

PTBS EBITDA CAGR:1Y: 11.39%2Y: 21.51%5Y: 0.00%10Y: 0.00%

LX - Free Cash FlowShow CNY

LX Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

PTBS - Free Cash Flow

PTBS Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

LX - Free Cash Flow / ShareShow CNY

LX Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

PTBS - Free Cash Flow / Share

PTBS Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

LX - Shares Outstanding

LX Shares Outstanding CAGR:1Y: -6.99%2Y: -0.27%5Y: -4.38%10Y: 11.66%

PTBS - Shares Outstanding

PTBS Shares Outstanding CAGR:1Y: 0.00%2Y: -0.58%5Y: 0.05%10Y: 1.81%

LX - Stock-Based CompShow CNY

LX Stock-Based Comp CAGR:1Y: -100.00%2Y: -100.00%5Y: N/A10Y: N/A

PTBS - Stock-Based Comp

PTBS Stock-Based Comp CAGR:1Y: N/A2Y: N/A5Y: N/A10Y: N/A

LX - ExpensesShow CNY

LX Expenses CAGR:1Y: -22.77%2Y: -4.91%5Y: -5.20%10Y: 16.69%

PTBS - Expenses

PTBS Expenses CAGR:1Y: 716.14%2Y: 207.64%5Y: 50.23%10Y: 0.00%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

LX - REVENUE: Actual + EstimatesShow CNY

LX Actual Revenue CAGR:1Y: -6.30%2Y: -3.22%5Y: -1.51%10Y: 12.73%

PTBS - REVENUE: Actual + Estimates

PTBS Actual Revenue CAGR:1Y: 58.36%2Y: 9.93%5Y: 15.67%10Y: 17.03%

LX - EPS: Actual + EstimatesShow CNY

LX Actual EPS CAGR:1Y: -77.87%2Y: -31.04%5Y: -31.64%10Y: 0.00%

PTBS - EPS: Actual + Estimates

PTBS Actual EPS CAGR:1Y: 12.50%2Y: 22.47%5Y: 3.13%10Y: 16.23%

LX - NET INCOME: Actual + EstimatesShow CNY

LX Actual Net Income CAGR:1Y: -79.11%2Y: -30.82%5Y: -34.29%10Y: 0.00%

PTBS - NET INCOME: Actual + Estimates

PTBS Actual Net Income CAGR:1Y: 11.58%2Y: 21.30%5Y: 3.21%10Y: 18.24%

LX - EBITDA: Actual + EstimatesShow CNY

LX Actual EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

PTBS - EBITDA: Actual + Estimates

PTBS Actual EBITDA CAGR:1Y: 11.39%2Y: 21.51%5Y: 0.00%10Y: 0.00%

Ratios, Profit Margins & Return on Capital:

LX - Net Profit Margin

LX Net Profit Margin CAGR:1Y: -77.91%2Y: -28.84%5Y: -33.41%10Y: 0.00%

PTBS - Net Profit Margin

PTBS Net Profit Margin CAGR:1Y: 0.84%2Y: 10.34%5Y: -10.77%10Y: 1.04%

LX - Gross Profit Margin

LX Gross Profit Margin CAGR:1Y: 91.49%2Y: 35.45%5Y: 5.97%10Y: 23.21%

PTBS - Gross Profit Margin

PTBS Gross Profit Margin CAGR:1Y: 4.01%2Y: -14.74%5Y: -6.18%10Y: -3.14%

LX - Price to Earnings

PTBS - Price to Earnings

LX - Price To Sales Ratio

PTBS - Price To Sales Ratio

LX - Return on Capital Employed

PTBS - Return on Capital Employed

LX - Return on Invested Capital

PTBS - Return on Invested Capital

Combined Charts: Earnings, Cash Flow, Valuation, Cash & Debt:

LX - EPS vs PE RatioShow CNY

PTBS - EPS vs PE Ratio

LX - FCF vs FCF/ShareShow CNY

PTBS - FCF vs FCF/Share

LX - EPS vs FCF per ShareShow CNY

PTBS - EPS vs FCF per Share

LX - FCF vs Stock Based CompShow CNY

PTBS - FCF vs Stock Based Comp

LX - Revenue vs Net IncomeShow CNY

PTBS - Revenue vs Net Income

LX - Cash & DebtShow CNY

PTBS - Cash & Debt

Dividend History Tables

LX Dividends Info:

Estimated Annual Dividend: $0.376

Forward Yield: 60.65%

Ex-Dividend Date: 2026-04-24

Lifetime Dividends / Share: $0.75

LX Dividend History: Dates, Payments & Yield list

Below is a schedule of all LX dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
04/24/2026	04/27/2026	$0.188	17.57%	17.65%	$2.13
08/26/2025	08/28/2025	$0.194	3.05%	3.1%	$6.25
04/17/2025	04/21/2025	$0.110	1.57%	1.63%	$6.73
09/16/2024	09/18/2024	$0.072	4.29%	4.36%	$1.65
04/17/2024	04/19/2024	$0.066	4.23%	4.07%	$1.62
09/14/2023	09/18/2023	$0.116	4.98%	5.23%	$2.22

PTBS Dividends Info:

Estimated Annual Dividend: $0.6

Forward Yield: 2.27%

Ex-Dividend Date: 2026-11-05

Lifetime Dividends / Share: $5.62

PTBS Dividend History: Dates, Payments & Yield list

Below is a schedule of all PTBS dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
11/05/2026	11/12/2026	$0.150	2.28%	2.27%	$26.38
08/06/2026	08/10/2026	$0.150	2.26%	2.26%	$26.50
05/07/2026	05/11/2026	$0.150	2.73%	2.73%	$21.99
02/05/2026	02/09/2026	$0.130	2.76%	2.7%	$19.29
10/31/2025	11/03/2025	$0.130	2.85%	2.85%	$18.25
07/31/2025	08/04/2025	$0.130	2.89%	2.89%	$17.99
05/01/2025	05/05/2025	$0.130	3.27%	3.26%	$15.95
02/06/2025	02/10/2025	$0.120	3.1%	3.17%	$15.15
11/01/2024	11/04/2024	$0.120	3.29%	3.31%	$14.51
08/05/2024	08/07/2024	$0.120	3.37%	3.36%	$14.30
05/02/2024	05/06/2024	$0.120	3.39%	3.31%	$14.50
02/01/2024	02/05/2024	$0.100	2.67%	2.67%	$15.00
11/01/2023	11/03/2023	$0.100	2.67%	2.65%	$15.10
08/03/2023	08/07/2023	$0.100	2.22%	2.3%	$17.40
05/02/2023	05/04/2023	$0.090	2.23%	2.31%	$15.60
02/02/2023	02/06/2023	$0.090	2.12%	2.12%	$17.00
11/01/2022	11/09/2022	$0.090	0.53%	2.12%	$17.00
08/03/2022	08/11/2022	$0.090	0.54%	2.12%	$17.00
05/02/2022	05/10/2022	$0.090	0.51%	1.95%	$18.50
02/02/2022	02/10/2022	$0.080	0.45%	1.79%	$17.90
11/01/2021	11/09/2021	$0.080	0.43%	0.4%	$20.00
04/20/2018	05/01/2018	$0.070	0.88%	0.9%	$15.56
10/24/2017	11/01/2017	$0.070	1.09%	1.09%	$12.80
10/21/2016	10/28/2016	$0.065	3.06%	3.06%	$8.50
07/21/2016	07/28/2016	$0.065	2.89%	2.89%	$8.99
04/21/2016	04/28/2016	$0.060	2.74%	2.74%	$8.75
01/21/2016	01/28/2016	$0.060	2.67%	2.67%	$8.98
10/22/2015	10/29/2015	$0.053	2.77%	2.77%	$7.64
07/22/2015	07/29/2015	$0.053	2.9%	2.9%	$7.30
04/22/2015	04/29/2015	$0.053	2.62%	2.62%	$8.10
01/22/2015	01/29/2015	$0.052	2.63%	2.63%	$7.91
10/23/2014	10/30/2014	$0.043	2.1%	2.1%	$8.20
07/18/2014	07/25/2014	$0.043	1.12%	2.25%	$7.65
04/17/2014	04/24/2014	$0.043	1.13%	2.26%	$7.60
01/23/2014	01/30/2014	$0.043	0.59%	2.34%	$7.35
10/18/2013	10/25/2013	$0.040	0.58%	2.34%	$6.85
07/18/2013	07/25/2013	$0.040	0.53%	2.12%	$7.55
04/11/2013	04/18/2013	$0.040	0.68%	0.68%	$5.90
06/23/2011	06/30/2011	$0.010	0.36%	0.36%	$5.50
03/23/2011	03/30/2011	$0.010	0.36%	0.36%	$5.50
08/12/2009	08/19/2009	$0.030	1.78%	1.78%	$6.75
05/13/2009	05/20/2009	$0.118	5.76%	5.76%	$8.20
02/11/2009	02/18/2009	$0.118	4.72%	4.72%	$10.00
11/12/2008	11/19/2008	$0.118	4.72%	4.72%	$10.00
08/13/2008	08/20/2008	$0.115	4.18%	4.18%	$11.00
05/13/2008	05/20/2008	$0.113	3.66%	3.66%	$12.35
02/13/2008	02/20/2008	$0.110	3.52%	3.52%	$12.50
11/13/2007	11/20/2007	$0.108	2.88%	2.88%	$15.00
08/13/2007	08/20/2007	$0.105	2.83%	2.83%	$14.86
05/11/2007	05/18/2007	$0.103	2.62%	2.62%	$15.75
02/13/2007	02/20/2007	$0.100	2.59%	2.59%	$15.45
11/13/2006	11/20/2006	$0.098	2.49%	2.49%	$15.75
08/11/2006	08/18/2006	$0.095	2.45%	2.45%	$15.50
05/11/2006	05/18/2006	$0.091	2.29%	2.28%	$15.93
02/13/2006	02/20/2006	$0.088	2.11%	2.11%	$16.76
11/10/2005	11/17/2005	$0.086	2.04%	2.04%	$16.91
08/11/2005	08/18/2005	$0.083	2%	2%	$16.67
05/11/2005	05/18/2005	$0.081	1.95%	1.95%	$16.67
02/11/2005	02/18/2005	$0.078	2.35%	2.35%	$13.36
11/10/2004	11/17/2004	$0.076	2.47%	2.47%	$12.30
08/11/2004	08/18/2004	$0.074	2.42%	2.42%	$12.13
05/12/2004	05/19/2004	$0.071	2.49%	2.49%	$11.40
02/11/2004	02/18/2004	$0.069	2.49%	2.49%	$11.03
11/12/2003	11/19/2003	$0.068	2.4%	2.4%	$11.27
08/13/2003	08/20/2003	$0.066	2.57%	2.57%	$10.29
05/13/2003	05/20/2003	$0.065	2.8%	2.8%	$9.31
02/26/2003	03/05/2003	$0.021	1.09%	1.09%	$7.76

Projected Future Values & Dividends for LX & PTBS

Based on past 8.9 years performance, LX had share price CAGR of -27.47%, and dividend CAGR of +46.21%.

During same period PTBS had share price CAGR of +11.97%, and dividend CAGR of +17.48%.

Using these CAGR metrics, we can estimate that your initial $10,000 investment from 8.9 years ago, with dividends being reinvested (DRIP), is modelled to grow and collect dividends as follows:

Projected over 8 years — based on LX's 2.6 years of history, the shorter of the two.

Projection uses LX applied at -27.47% price / -27.47% dividend; PTBS applied at 10.00% price / 10.00% dividend.

	LX	PTBS
Start Value	$10,000	$10,000
Start Share Price	$0.62	$26.38
Start Shares	16,129.03	379.08

After 8 years:	LX	PTBS
Final Share Count	beyond this model's range	454.49
Dividends Payment	$0.01	$0.32
Annual Dividends	$28,801	$585
Share Price	$0.05	$56.55
Total Dividends	$129,608	$2,876
Final Value	beyond this model's range	$25,700

Estimated Future Returns - LX

Estimated Future Returns - PTBS

Estimate Dividend Snowball and total future returns for LX and PTBS with our dividend (DRIP) calculator.

Above numbers are merely projections based on Dividend and Price CAGR for each stock, and should only be considered as 'potential future returns'! These numbers assume DRIP (reinvesting dividends).

We cannot guarantee that your actual returns will meet these metrics.

Compare Stocks: LX vs PTBS