Compare two stocks side-by-side:

Saratoga Investment Corp. SAY | NYSE

$25.39 $0.00 | 0.00%
Market Cap: $188.21 M
PE Ratio: -101.56
52-Week Range: $7.79 - $25.76
3.9-year Total Return: +32.8%
Dividend Yield (FWD): 8.00%

Finward Bancorp Common Stock FNWD | NASDAQ

$43.49 $0.00 | 0.00%
Market Cap: $187.30 M
PE Ratio: 24.57
52-Week Range: $30.05 - $45.9
3.9-year Total Return: +35.6%
Dividend Yield (FWD): 1.10%

3.9-year Total Returns with DRIP & Price Chart for SAY and FNWD

1Y 2Y 5Y 10Y All
1Y 2Y 5Y 10Y All

3.9-yr Total Returns SAY vs FNWD
SAY FNWD
Initial Balance $10,000 $10,000
Initial Price $24.75 $34.85
Initial Shares 404.04 286.94
 
Total Dividends $2,984 $692
Last Dividend $0.508 $0.12
Estimated Divs $266 / quarter $37 / quarter
Yield-on-Cost 8.21% 1.38%
End Shares 523.03 (+118.99) 311.68 (+24.74)
Last Shares Price $25.39 $43.49
Total End Value $13,280 $13,555
Total Return +32.8% +35.6%
Comparison start date: Dec 16, 2022
SAY & FNWD Dividend Charts
Dividend Payments & Yield - SAY
SAY Dividend CAGR:1Y: -0.04%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Dividend Payments & Yield - FNWD
FNWD Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: -18.21%10Y: -18.21%
Dividend Payout Ratio - SAY
Dividend Payout Ratio - FNWD
Dividend to Free Cash Flow (FCF) Ratio - SAY
Dividend to Free Cash Flow (FCF) Ratio - FNWD

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Fundamentals: Revenue, Earnings, Cash Flow, EBITDA & Shares Outstanding:

SAY - Revenue
SAY Revenue CAGR:1Y: 12.28%2Y: -14.86%5Y: 9.34%10Y: 13.95%
FNWD - Revenue
FNWD Revenue CAGR:1Y: 53.68%2Y: N/A5Y: N/A10Y: N/A
SAY - Earnings Per Share (EPS)
SAY EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
FNWD - Earnings Per Share (EPS)
FNWD EPS CAGR:1Y: -61.73%2Y: N/A5Y: N/A10Y: N/A
SAY - Net Income
SAY Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
FNWD - Net Income
FNWD Net Income CAGR:1Y: -61.08%2Y: N/A5Y: N/A10Y: N/A
SAY - EBITDA
SAY EBITDA CAGR:1Y: 66.64%2Y: 0.00%5Y: 34.43%10Y: 53.33%
FNWD - EBITDA
FNWD EBITDA CAGR:1Y: 0.00%2Y: N/A5Y: N/A10Y: N/A
SAY - Free Cash Flow
SAY Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
FNWD - Free Cash Flow
FNWD Free Cash Flow CAGR:1Y: 0.00%2Y: N/A5Y: N/A10Y: N/A
SAY - Free Cash Flow / Share
SAY Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
FNWD - Free Cash Flow / Share
FNWD Free Cash Flow / Share CAGR:1Y: 0.00%2Y: N/A5Y: N/A10Y: N/A
SAY - Shares Outstanding
SAY Shares Outstanding CAGR:1Y: 2.41%2Y: 8.49%5Y: 7.65%10Y: 10.90%
FNWD - Shares Outstanding
FNWD Shares Outstanding CAGR:1Y: 0.62%2Y: N/A5Y: N/A10Y: N/A
SAY - Stock-Based Comp
SAY Stock-Based Comp CAGR:1Y: N/A2Y: N/A5Y: N/A10Y: N/A
FNWD - Stock-Based Comp
FNWD Stock-Based Comp CAGR:1Y: -100.00%2Y: N/A5Y: N/A10Y: N/A
SAY - Expenses
SAY Expenses CAGR:1Y: 12.79%2Y: -50.22%5Y: -15.97%10Y: -1.92%
FNWD - Expenses
FNWD Expenses CAGR:1Y: 0.00%2Y: N/A5Y: N/A10Y: N/A

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

SAY - REVENUE: Actual + Estimates
SAY Actual Revenue CAGR:1Y: 12.28%2Y: -14.86%5Y: 9.34%10Y: 13.95%
FNWD - REVENUE: Actual + Estimates
FNWD Actual Revenue CAGR:1Y: 53.68%2Y: N/A5Y: N/A10Y: N/A
SAY - EPS: Actual + Estimates
SAY Actual EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
FNWD - EPS: Actual + Estimates
FNWD Actual EPS CAGR:1Y: -61.73%2Y: N/A5Y: N/A10Y: N/A
SAY - NET INCOME: Actual + Estimates
SAY Actual Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
FNWD - NET INCOME: Actual + Estimates
FNWD Actual Net Income CAGR:1Y: -61.08%2Y: N/A5Y: N/A10Y: N/A
SAY - EBITDA: Actual + Estimates
SAY Actual EBITDA CAGR:1Y: 66.64%2Y: 0.00%5Y: 34.43%10Y: 53.33%
FNWD - EBITDA: Actual + Estimates
FNWD Actual EBITDA CAGR:1Y: 0.00%2Y: N/A5Y: N/A10Y: N/A

Ratios, Profit Margins & Return on Capital:

SAY - Net Profit Margin
SAY Net Profit Margin CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
FNWD - Net Profit Margin
FNWD Net Profit Margin CAGR:1Y: 0.00%2Y: N/A5Y: N/A10Y: N/A
SAY - Gross Profit Margin
SAY Gross Profit Margin CAGR:1Y: 40.52%2Y: 1.44%5Y: 1.80%10Y: -2.47%
FNWD - Gross Profit Margin
FNWD Gross Profit Margin CAGR:1Y: 0.00%2Y: N/A5Y: N/A10Y: N/A
SAY - Price to Earnings
FNWD - Price to Earnings
SAY - Price To Sales Ratio
FNWD - Price To Sales Ratio
SAY - Return on Capital Employed
FNWD - Return on Capital Employed
SAY - Return on Invested Capital
FNWD - Return on Invested Capital

Combined Charts: Earnings, Cash Flow, Valuation, Cash & Debt:

SAY - EPS vs PE Ratio
FNWD - EPS vs PE Ratio
SAY - FCF vs FCF/Share
FNWD - FCF vs FCF/Share
SAY - EPS vs FCF per Share
FNWD - EPS vs FCF per Share
SAY - FCF vs Stock Based Comp
FNWD - FCF vs Stock Based Comp
SAY - Revenue vs Net Income
FNWD - Revenue vs Net Income
SAY - Cash & Debt
FNWD - Cash & Debt

Dividend History Tables

SAY Dividends Info:

Estimated Annual Dividend: $2.0312
Forward Yield: 8%
Ex-Dividend Date: 2026-11-13
Lifetime Dividends / Share: $8.06

SAY Dividend History: Dates, Payments & Yield list

Below is a schedule of all SAY dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
11/13/202611/30/2026$0.5088.04%0%$0.00
08/14/202608/17/2026$0.5088.1%8.1%$25.09
05/15/202605/18/2026$0.5088.11%8.1%$25.10
02/13/202602/16/2026$0.5088.09%8.08%$25.14
11/14/202511/17/2025$0.5088.03%8.04%$25.28
08/15/202508/18/2025$0.5088.03%8.03%$25.31
05/15/202505/19/2025$0.5088.07%8.11%$25.07
02/14/202502/17/2025$0.5088.05%8.04%$25.25
11/15/202411/18/2024$0.5088.1%8.08%$25.13
08/15/202408/19/2024$0.5088.1%8.07%$25.18
05/14/202405/16/2024$0.5088.09%8.11%$25.05
02/14/202402/16/2024$0.5088.08%8.06%$25.19
11/14/202311/16/2023$0.5088.18%8.16%$24.90
08/14/202308/16/2023$0.5088.19%8.17%$24.87
05/12/202305/15/2023$0.4407.17%7.19%$24.49
02/14/202302/16/2023$0.5088.07%8.08%$25.15

FNWD Dividends Info:

Estimated Annual Dividend: $0.48
Forward Yield: 1.1%
Ex-Dividend Date: 2026-09-18
Lifetime Dividends / Share: $3.80

FNWD Dividend History: Dates, Payments & Yield list

Below is a schedule of all FNWD dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
09/18/202609/21/2026$0.1201.13%1.14%$42.19
06/17/202606/19/2026$0.1201.42%1.33%$36.05
03/16/202603/18/2026$0.1201.27%1.3%$36.96
12/17/202512/19/2025$0.1201.27%1.26%$38.02
08/29/202509/01/2025$0.1201.5%1.5%$32.00
04/28/202504/30/2025$0.1201.55%1.57%$30.66
01/21/202501/23/2025$0.1201.78%1.79%$26.82
10/18/202410/21/2024$0.1201.56%1.54%$31.07
07/19/202407/22/2024$0.1201.84%1.73%$27.77
04/22/202404/24/2024$0.1201.95%1.92%$24.96
01/22/202401/24/2024$0.1202.02%2.03%$23.69
09/21/202309/25/2023$0.3105.52%5.98%$20.74
06/22/202306/26/2023$0.3105.47%5.46%$22.70
03/23/202303/27/2023$0.3104%4.08%$30.40
12/27/202212/29/2022$0.3103.45%3.43%$36.19
09/27/202209/29/2022$0.3103.51%3.61%$34.38
06/23/202206/27/2022$0.3103.38%3.27%$37.93
03/24/202203/28/2022$0.3102.61%2.68%$46.30
12/28/202112/30/2021$0.3102.53%2.7%$45.88

Projected Future Values & Dividends for SAY & FNWD

Based on past 3.9 years performance, SAY had share price CAGR of +0.66%, and dividend CAGR of +0.01%.

During same period FNWD had share price CAGR of +2.49%, and dividend CAGR of -18.21%.

Using these CAGR metrics, we can estimate that your initial $10,000 investment from 3.9 years ago, with dividends being reinvested (DRIP), is modelled to grow and collect dividends as follows:

SAYFNWD
Start Value$10,000$10,000
Start Share Price$25.39$43.49
Start Shares393.86229.94
  
After 10 years:SAYFNWD
Final Share Count850.65241.46
Dividends Payment$0.51$0.02
Annual Dividends$1,730$16
Share Price$27.11$55.63
Total Dividends$11,994$538
Final Value$23,065$13,432

Estimated Future Returns - SAY
Estimated Future Returns - FNWD

Estimate Dividend Snowball and total future returns for SAY and FNWD with our dividend (DRIP) calculator.

Above numbers are merely projections based on Dividend and Price CAGR for each stock, and should only be considered as 'potential future returns'! These numbers assume DRIP (reinvesting dividends).

We cannot guarantee that your actual returns will meet these metrics.