Saratoga Investment Corp. SAY | NYSE
$25.00
$0.00 | 0.00%
Market Cap:
$185.30 M
PE Ratio:
-100
52-Week Range:
$7.79 - $25.76
3.9-year Total Return:
+30.8%
Dividend Yield (FWD):
8.12%
SB Financial Group, Inc. SBFG | NASDAQ
$29.76
$0.00 | 0.00%
Market Cap:
$184.33 M
PE Ratio:
11.15
52-Week Range:
$19.52 - $32.93
3.9-year Total Return:
+95.4%
Dividend Yield (FWD):
2.15%
3.9-year Total Returns with DRIP & Price Chart for SAY and SBFG
1Y
2Y
5Y
10Y
All
1Y
2Y
5Y
10Y
All
3.9-yr Total Returns SAY vs SBFG
| SAY | SBFG | |
|---|---|---|
| Initial Balance | $10,000 | $10,000 |
| Initial Price | $24.75 | $16.99 |
| Initial Shares | 404.04 | 588.58 |
| Total Dividends | $2,984 | $1,156 |
| Last Dividend | $0.508 | $0.16 |
| Estimated Divs | $266 / quarter | $105 / quarter |
| Yield-on-Cost | 8.21% | 3.77% |
| End Shares | 523.03 (+118.99) | 656.57 (+67.99) |
| Last Shares Price | $25 | $29.76 |
| Total End Value | $13,076 | $19,540 |
| Total Return | +30.8% | +95.4% |
| Comparison start date: Dec 16, 2022 | ||
SAY & SBFG Dividend Charts
SAY Dividend CAGR:1Y: -0.04%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SBFG Dividend CAGR:1Y: 3.08%2Y: 3.08%5Y: 3.08%10Y: 3.08%
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and the dividend yield curve, earnings, cash flow, debt, margins and the other ratios we track for 1000s of stocks.
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Fundamentals: Revenue, Earnings, Cash Flow, EBITDA & Shares Outstanding:
SAY Revenue CAGR:1Y: 12.28%2Y: -14.86%5Y: 9.34%10Y: 13.95%
SBFG Revenue CAGR:1Y: 51.87%2Y: 10.36%5Y: 8.59%10Y: 7.98%
SAY EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SBFG EPS CAGR:1Y: -1.56%2Y: 34.16%5Y: 2.75%10Y: 5.19%
SAY Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SBFG Net Income CAGR:1Y: -2.47%2Y: 29.47%5Y: -0.78%10Y: 5.53%
SAY EBITDA CAGR:1Y: 66.64%2Y: 0.00%5Y: 34.43%10Y: 53.33%
SBFG EBITDA CAGR:1Y: -20.38%2Y: 9.07%5Y: -6.31%10Y: 0.89%
SAY Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SBFG Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SAY Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SBFG Free Cash Flow / Share CAGR:1Y: -22.53%2Y: 76.14%5Y: 23.18%10Y: 6.20%
SAY Shares Outstanding CAGR:1Y: 2.41%2Y: 8.49%5Y: 7.65%10Y: 10.90%
SBFG Shares Outstanding CAGR:1Y: -1.47%2Y: -3.48%5Y: -3.34%10Y: -0.74%
SAY Stock-Based Comp CAGR:1Y: N/A2Y: N/A5Y: N/A10Y: N/A
SBFG Stock-Based Comp CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%
SAY Expenses CAGR:1Y: 12.79%2Y: -50.22%5Y: -15.97%10Y: -1.92%
SBFG Expenses CAGR:1Y: 35.44%2Y: 17.76%5Y: 6.00%10Y: 6.87%
Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:
SAY Actual Revenue CAGR:1Y: 12.28%2Y: -14.86%5Y: 9.34%10Y: 13.95%
SBFG Actual Revenue CAGR:1Y: 51.87%2Y: 10.36%5Y: 8.59%10Y: 7.98%
SAY Actual EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SBFG Actual EPS CAGR:1Y: -1.56%2Y: 34.16%5Y: 2.75%10Y: 5.19%
SAY Actual Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SBFG Actual Net Income CAGR:1Y: -2.47%2Y: 29.47%5Y: -0.78%10Y: 5.53%
SAY Actual EBITDA CAGR:1Y: 66.64%2Y: 0.00%5Y: 34.43%10Y: 53.33%
SBFG Actual EBITDA CAGR:1Y: -20.38%2Y: 9.07%5Y: -6.31%10Y: 0.89%
Ratios, Profit Margins & Return on Capital:
SAY Net Profit Margin CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SBFG Net Profit Margin CAGR:1Y: -10.71%2Y: 17.29%5Y: -8.63%10Y: -2.27%
SAY Gross Profit Margin CAGR:1Y: 40.52%2Y: 1.44%5Y: 1.80%10Y: -2.47%
SBFG Gross Profit Margin CAGR:1Y: -0.11%2Y: 2.20%5Y: -6.54%10Y: -3.33%
Combined Charts: Earnings, Cash Flow, Valuation, Cash & Debt:
Dividend History Tables
SAY Dividends Info:
Estimated Annual Dividend:
$2.0312
Forward Yield:
8.12%
Ex-Dividend Date:
2026-11-13
Lifetime Dividends / Share:
$8.06
SAY Dividend History: Dates, Payments & Yield list
Below is a schedule of all SAY dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield
| Ex-Date | Payment Date | Amount | Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 11/13/2026 | 11/30/2026 | $0.508 | 8.04% | 0% | $0.00 |
| 08/14/2026 | 08/17/2026 | $0.508 | 8.1% | 8.1% | $25.09 |
| 05/15/2026 | 05/18/2026 | $0.508 | 8.11% | 8.1% | $25.10 |
| 02/13/2026 | 02/16/2026 | $0.508 | 8.09% | 8.08% | $25.14 |
| 11/14/2025 | 11/17/2025 | $0.508 | 8.03% | 8.04% | $25.28 |
| 08/15/2025 | 08/18/2025 | $0.508 | 8.03% | 8.03% | $25.31 |
| 05/15/2025 | 05/19/2025 | $0.508 | 8.07% | 8.11% | $25.07 |
| 02/14/2025 | 02/17/2025 | $0.508 | 8.05% | 8.04% | $25.25 |
| 11/15/2024 | 11/18/2024 | $0.508 | 8.1% | 8.08% | $25.13 |
| 08/15/2024 | 08/19/2024 | $0.508 | 8.1% | 8.07% | $25.18 |
| 05/14/2024 | 05/16/2024 | $0.508 | 8.09% | 8.11% | $25.05 |
| 02/14/2024 | 02/16/2024 | $0.508 | 8.08% | 8.06% | $25.19 |
| 11/14/2023 | 11/16/2023 | $0.508 | 8.18% | 8.16% | $24.90 |
| 08/14/2023 | 08/16/2023 | $0.508 | 8.19% | 8.17% | $24.87 |
| 05/12/2023 | 05/15/2023 | $0.440 | 7.17% | 7.19% | $24.49 |
| 02/14/2023 | 02/16/2023 | $0.508 | 8.07% | 8.08% | $25.15 |
SBFG Dividends Info:
Estimated Annual Dividend:
$0.64
Forward Yield:
2.15%
Ex-Dividend Date:
2026-08-14
Lifetime Dividends / Share:
$9.14
SBFG Dividend History: Dates, Payments & Yield list
Below is a schedule of all SBFG dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield
| Ex-Date | Payment Date | Amount | Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 08/14/2026 | 08/17/2026 | $0.160 | 2.35% | 2.36% | $27.10 |
| 05/15/2026 | 05/18/2026 | $0.160 | 3.01% | 2.99% | $21.40 |
| 02/13/2026 | 02/16/2026 | $0.155 | 2.96% | 2.99% | $20.76 |
| 11/14/2025 | 11/17/2025 | $0.155 | 3.04% | 3.16% | $19.62 |
| 08/15/2025 | 08/18/2025 | $0.150 | 2.88% | 2.89% | $20.77 |
| 05/16/2025 | 05/19/2025 | $0.150 | 3.11% | 3.03% | $19.82 |
| 02/14/2025 | 02/17/2025 | $0.145 | 2.48% | 2.74% | $21.18 |
| 11/08/2024 | 11/11/2024 | $0.145 | 3.11% | 3.07% | $18.87 |
| 08/09/2024 | 08/12/2024 | $0.140 | 3.63% | 3.77% | $14.85 |
| 05/09/2024 | 05/13/2024 | $0.140 | 4.11% | 4.09% | $13.70 |
| 02/08/2024 | 02/12/2024 | $0.135 | 3.51% | 3.59% | $15.06 |
| 11/09/2023 | 11/13/2023 | $0.135 | 4.08% | 4.15% | $13.01 |
| 08/10/2023 | 08/14/2023 | $0.130 | 3.74% | 3.72% | $13.98 |
| 05/11/2023 | 05/15/2023 | $0.130 | 4.38% | 4.14% | $12.56 |
| 02/09/2023 | 02/13/2023 | $0.125 | 2.96% | 2.96% | $16.90 |
| 11/09/2022 | 11/25/2022 | $0.125 | 3.03% | 2.96% | $16.90 |
| 08/11/2022 | 08/26/2022 | $0.120 | 2.86% | 2.72% | $17.66 |
| 05/12/2022 | 05/27/2022 | $0.120 | 2.7% | 2.66% | $18.05 |
| 02/10/2022 | 02/25/2022 | $0.115 | 2.33% | 2.43% | $18.92 |
| 11/10/2021 | 11/26/2021 | $0.110 | 2.39% | 2.41% | $18.21 |
| 08/12/2021 | 08/27/2021 | $0.105 | 2.48% | 2.41% | $17.38 |
| 05/13/2021 | 05/28/2021 | $0.105 | 2.42% | 2.22% | $18.86 |
| 02/11/2021 | 02/26/2021 | $0.105 | 2.41% | 2.55% | $16.47 |
| 11/05/2020 | 11/20/2020 | $0.105 | 2.82% | 2.38% | $17.62 |
| 08/06/2020 | 08/21/2020 | $0.095 | 3.08% | 2.99% | $12.72 |
| 05/07/2020 | 05/22/2020 | $0.095 | 2.66% | 2.61% | $14.57 |
| 02/06/2020 | 02/21/2020 | $0.090 | 1.9% | 1.92% | $18.86 |
| 11/07/2019 | 11/20/2019 | $0.090 | 2.2% | 2.09% | $17.29 |
| 08/08/2019 | 08/23/2019 | $0.086 | 2.24% | 2.22% | $15.43 |
| 05/09/2019 | 05/24/2019 | $0.086 | 1.97% | 2.03% | $16.90 |
| 02/07/2019 | 02/22/2019 | $0.081 | 1.86% | 1.83% | $17.74 |
| 11/08/2018 | 11/23/2018 | $0.081 | 1.89% | 1.89% | $17.15 |
| 08/09/2018 | 08/24/2018 | $0.076 | 1.6% | 1.59% | $19.22 |
| 05/10/2018 | 05/25/2018 | $0.076 | 1.67% | 1.7% | $17.90 |
| 02/15/2018 | 03/02/2018 | $0.071 | 1.63% | 1.63% | $17.57 |
| 11/09/2017 | 11/24/2017 | $0.071 | 1.72% | 1.7% | $16.81 |
| 08/09/2017 | 08/25/2017 | $0.067 | 1.67% | 1.7% | $15.73 |
| 05/10/2017 | 05/26/2017 | $0.067 | 1.6% | 1.6% | $16.65 |
| 02/08/2017 | 02/24/2017 | $0.062 | 1.4% | 1.44% | $17.15 |
| 11/08/2016 | 11/25/2016 | $0.062 | 2.06% | 1.73% | $14.28 |
| 08/10/2016 | 08/26/2016 | $0.057 | 2.09% | 2% | $11.43 |
| 05/11/2016 | 05/27/2016 | $0.057 | 2.29% | 2.14% | $10.70 |
| 02/10/2016 | 02/26/2016 | $0.052 | 2.18% | 2.11% | $9.95 |
| 11/10/2015 | 11/27/2015 | $0.052 | 2% | 1.92% | $10.90 |
| 08/12/2015 | 08/28/2015 | $0.048 | 1.82% | 1.87% | $10.17 |
| 05/13/2015 | 05/29/2015 | $0.048 | 1.85% | 1.75% | $10.88 |
| 02/04/2015 | 02/20/2015 | $0.043 | 1.88% | 1.71% | $10.00 |
| 11/05/2014 | 11/21/2014 | $0.043 | 2.05% | 1.88% | $9.12 |
| 08/06/2014 | 08/22/2014 | $0.038 | 1.88% | 1.78% | $8.57 |
| 05/07/2014 | 05/23/2014 | $0.038 | 0.5% | 1.95% | $7.81 |
| 02/05/2014 | 02/21/2014 | $0.033 | 0.41% | 1.62% | $8.24 |
| 10/30/2013 | 11/15/2013 | $0.033 | 0.43% | 1.75% | $7.63 |
| 07/31/2013 | 08/16/2013 | $0.029 | 0.38% | 1.54% | $7.43 |
| 05/08/2013 | 05/24/2013 | $0.029 | 0.34% | 1.39% | $8.22 |
| 03/15/2013 | 04/03/2013 | $0.024 | 0.27% | 0.32% | $7.55 |
| 11/04/2009 | 11/20/2009 | $0.086 | 4.97% | 5% | $6.86 |
| 08/05/2009 | 08/21/2009 | $0.086 | 4.7% | 4.93% | $6.95 |
| 04/29/2009 | 05/15/2009 | $0.086 | 4.31% | 4.56% | $7.52 |
| 02/04/2009 | 02/20/2009 | $0.086 | 4.45% | 4.63% | $7.41 |
| 10/30/2008 | 11/17/2008 | $0.086 | 4.5% | 4.14% | $8.29 |
| 08/06/2008 | 08/22/2008 | $0.086 | 4% | 3.87% | $8.86 |
| 04/30/2008 | 05/16/2008 | $0.076 | 3.15% | 3.05% | $10.00 |
| 02/06/2008 | 02/22/2008 | $0.076 | 2.74% | 2.82% | $10.81 |
| 10/31/2007 | 11/16/2007 | $0.067 | 2.21% | 2.17% | $12.29 |
| 08/01/2007 | 08/17/2007 | $0.067 | 2.19% | 2.19% | $12.18 |
| 05/02/2007 | 05/18/2007 | $0.057 | 1.94% | 1.95% | $11.74 |
| 02/07/2007 | 02/23/2007 | $0.057 | 2.14% | 2.13% | $10.72 |
| 11/02/2006 | 11/17/2006 | $0.057 | 2.13% | 2.2% | $10.40 |
| 08/02/2006 | 08/18/2006 | $0.048 | 1.67% | 1.76% | $10.83 |
| 05/03/2006 | 05/19/2006 | $0.048 | 0.41% | 1.77% | $10.75 |
| 02/08/2006 | 02/24/2006 | $0.048 | 0.4% | 1.57% | $12.14 |
| 11/02/2005 | 11/18/2005 | $0.048 | 0.4% | 1.58% | $12.04 |
| 08/03/2005 | 08/19/2005 | $0.048 | 0.39% | 1.53% | $12.48 |
| 05/04/2005 | 05/20/2005 | $0.048 | 0.36% | 1.42% | $13.46 |
| 02/09/2005 | 02/25/2005 | $0.048 | 0.35% | 0.35% | $13.44 |
| 06/05/2002 | 06/28/2002 | $0.124 | 3.95% | 3.99% | $12.41 |
| 03/13/2002 | 03/29/2002 | $0.124 | 3.95% | 3.96% | $12.52 |
| 12/13/2001 | 01/02/2002 | $0.124 | 3.86% | 3.73% | $13.29 |
| 09/10/2001 | 09/17/2001 | $0.114 | 3.42% | 3.42% | $13.38 |
| 06/06/2001 | 06/13/2001 | $0.114 | 3.85% | 3.85% | $11.88 |
| 03/07/2001 | 03/14/2001 | $0.120 | 4.36% | 4.36% | $11.00 |
| 12/13/2000 | 12/20/2000 | $0.114 | 4.11% | 4.11% | $11.11 |
| 09/13/2000 | 09/20/2000 | $0.105 | 3.42% | 3.42% | $12.24 |
| 06/07/2000 | 06/14/2000 | $0.110 | 4% | 4% | $11.01 |
| 03/08/2000 | 03/15/2000 | $0.110 | 3.73% | 3.73% | $11.79 |
| 12/13/1999 | 12/20/1999 | $0.110 | 3.67% | 3.67% | $11.99 |
| 09/13/1999 | 09/20/1999 | $0.100 | 2.99% | 2.99% | $13.38 |
| 06/09/1999 | 06/16/1999 | $0.100 | 2.76% | 2.76% | $14.51 |
| 03/03/1999 | 03/10/1999 | $0.100 | 2.67% | 2.67% | $14.97 |
| 12/11/1998 | 12/18/1998 | $0.086 | 2.37% | 2.37% | $14.58 |
| 09/11/1998 | 09/18/1998 | $0.086 | 2.19% | 2.19% | $15.77 |
| 06/10/1998 | 06/17/1998 | $0.043 | 1.09% | 1.05% | $16.41 |
| 03/10/1998 | 03/17/1998 | $0.086 | 2.42% | 2.42% | $14.25 |
| 12/18/1997 | 12/25/1997 | $0.086 | 2.62% | 2.62% | $13.17 |
| 09/17/1997 | 09/24/1997 | $0.078 | 2.48% | 2.48% | $12.53 |
| 06/18/1997 | 06/25/1997 | $0.078 | 2.36% | 2.36% | $13.17 |
| 03/19/1997 | 03/26/1997 | $0.078 | 2.4% | 2.32% | $13.39 |
| 12/20/1996 | 12/27/1996 | $0.062 | 1.97% | 1.97% | $12.53 |
| 09/24/1996 | 10/01/1996 | $0.062 | 1.76% | 1.76% | $13.99 |
| 06/18/1996 | 06/25/1996 | $0.062 | 1.79% | 1.79% | $13.78 |
| 03/19/1996 | 03/26/1996 | $0.062 | 0% | 1.85% | $13.37 |
| 12/19/1995 | 12/26/1995 | $0.062 | 1.93% | 1.93% | $12.80 |
| 09/20/1995 | 09/27/1995 | $0.062 | 0% | 1.97% | $12.55 |
| 06/20/1995 | 06/27/1995 | $0.062 | 0% | 0% | $0.00 |
| 11/13/2026 | 11/14/2026 | $0.165 | 2.22% | 0% | $0.00 |
Projected Future Values & Dividends for SAY & SBFG
Based on past 3.9 years performance, SAY had share price CAGR of +0.26%, and dividend CAGR of +0.01%.
During same period SBFG had share price CAGR of +9.60%, and dividend CAGR of +0.00%.
Using these CAGR metrics, we can estimate that your initial $10,000 investment from 3.9 years ago, with dividends being reinvested (DRIP), is modelled to grow and collect dividends as follows:
Projection uses SBFG applied at 0.00% price / 0.00% dividend.
| SAY | SBFG | |
|---|---|---|
| Start Value | $10,000 | $10,000 |
| Start Share Price | $25.00 | $29.76 |
| Start Shares | 400.00 | 336.02 |
| After 10 years: | SAY | SBFG |
| Final Share Count | 886.50 | 416.40 |
| Dividends Payment | $0.51 | $0.16 |
| Annual Dividends | $1,803 | $266 |
| Share Price | $25.65 | $29.76 |
| Total Dividends | $12,325 | $2,392 |
| Final Value | $22,743 | $12,392 |
Estimated Future Returns - SAY
Estimated Future Returns - SBFG
Estimate Dividend Snowball and total future returns for SAY and SBFG with our dividend (DRIP) calculator.
Above numbers are merely projections based on Dividend and Price CAGR for each stock, and should only be considered as 'potential future returns'! These numbers assume DRIP (reinvesting dividends).
We cannot guarantee that your actual returns will meet these metrics.
