Bank of Montreal · BMO · NYSE
Dividend report · updated Nov 10, 2026
$172.69 -0.80% on the day, -$1.39
BMO stock page: price, charts & signals →
UnlockDividend Safety Rating: paid plans onlyDividend Safety Rating: paid plans only Is BMO’s dividend Very Safe or High Risk? 8 checks scored. Payout ratio, raise streak, recession record and 5 more. Show the rating
Yearly payout / yield
$4.89·2.83%
$1.223 quarterly x 4 ⓘ
Next payment
~$1.223/qtr
pays ~Feb 2, 2027 (est.) ⓘ
Next ex-date
Jan 30, 2027est.
own by Jan 29, 2027 ⓘ
Years without a cut
1 yr
since the 2024 cut (-89.7%) ⓘ
Recession record
2000raised2008held2020held2022raised
no cut through all four
Yield vs history ⓘ
23
Below its usual yield
BMO share price & total return
Daily closing price, adjusted for stock splits.
BMO stock page »All dividend lists »Build a portfolio around BMO »
DSRSimilar stocksHistoryPayoutsFAQ
Last 20 payments
BMO Dividend Growth (CAGR)
1Y +4.9%3Y -51.5%5Y +7.3%10Y +6.7%
Per-share amount, by the date it paid (~ = about, from its usual pay gap). Amounts before Mar 25, 2024 are restated for the 1-for-10 reverse split. The enlarge button shows all 129 payments since 1994.
Annual dividends and growth
Total paid per share in each calendar year. Years with an extra or a missing payment (dates sliding across New Year) are compared per payment. Totals include specials; the growth line leaves them out.
Next 5 years if the pace holds
If the recent pace holds — one-off jumps left out. Not a forecast. Pace: +4.7% a year, its typical raise over the last 5 years. 1 one-off jump of 2x or more is left out. Today's $4.89 a year would be $6.16 by 2031 - 3.56% on today's $172.69 price.

How Many BMO Shares for $500 or $1,000 a Month?

At $4.89 a share a year, $500 a month takes about 1,227 BMO shares, about $211,891 at the Nov 10, 2026 close of $172.69. $1,000 a month takes about 2,453 shares, about $423,609. Before taxes, and only while the rate holds.

Bank of Montreal (BMO) pays $1.223 a share quarterly, $4.89 a year, a 2.83% run-rate yield at the Nov 10, 2026 close of $172.69. It has made 129 dividend payments since 1994.

At today’s rate of $1.223 quarterly and the last close of $172.69, this is what BMO pays before taxes, if the rate stays where it is:

You holdEach paymentPer month (avg)Per year
1 share$1.223$0.41$4.89
100 shares$122.30$40.77$489.20
$10,000 invested (57.9 shares)$70.82$23.61$283.28
1,227 shares ($500/mo)$1,500.62$500.21$6,002.48
2,453 shares ($1,000/mo)$3,000.02$1,000.01$12,000.08

With DRIP on, every payment buys more shares instead of landing as cash. 100 BMO shares reinvest into 0.71 new shares each payment, about 2.9 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 142 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with BMO’s own history in the BMO DRIP calculator.

UnlockDividend Safety Rating: paid plans only
Dividend Safety Rating Not financial advice
See BMO’s rating and its 8 factors.
See the rating & factors »
An algorithmic rating built from reported data, not a recommendation.
  • Coverage (EPS): are profits enough to pay the dividend rating
  • Coverage (FCF): is spare cash enough to pay the dividend rating
  • Dividend vs cash flow + debt: is the dividend paid with borrowed money report
  • Debt load: how much the balance sheet leans on borrowing rating
  • Debt interest coverage: can profits easily pay the interest bill rating
  • Liquidity: is there cash for debts due this year rating
  • Earnings direction: are sales and profits growing or shrinking report
  • Raise streak: how many years in a row it raised see details
  • Years without a cut: how long since the last dividend cut see details
  • Raise vs trend: are recent raises keeping their usual pace history
  • Yield vs history: is today’s yield high or low versus its past rating
  • Recession record: what the dividend did in past crashes history
  • Crash record: what the dividend did in the 2008 crash history

BMO Dividend Yield Today vs Its 5-Year Range

23/100Below its usual yieldvs its 10-yr history
  • BMO yields 2.83% today, at the Nov 10, 2026 close of $172.69.
  • Its own 10-year median is 4.08%, so today’s yield is below its usual level.
  • No steady norm: its payout changed too much in 3 years to read a steady norm. So this reads today’s yield against its own 10-year history as it is.
Last 5 years: lowest to highest month-end yield
2.72% low56.77% high
Blue mark = today, grey = its 10-year median. A higher yield than usual means a lower price against the payout.

Where today ranks in its own history is in the paid report

How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.

When Is BMO’s Next Dividend? Ex-Date and Pay Date After November 2026

BMO has not declared its next dividend yet. By its usual rhythm of about 92 days between ex-dates, the next ex-date falls around Jan 30, 2027, with the cash around Feb 2, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $1.223 a share, went ex on Oct 30, 2026 and paid Nov 2, 2026.

  • Ex-dates: about every 92 days (quarterly)
  • Payment: usually about 3 days after the ex-date
  • Next earnings report: Dec 2, 2026

Every payer going ex-dividend this week is on the dividend calendar.

How Often Does BMO Pay?

BMO pays quarterly, 4 times a year. Recent payments arrived in Feb, May, Aug and Nov, with ex-dates in Jan, Apr, Jul and Oct. The ex-date comes about every 92 days, and the cash usually lands about 3 days later.

Paid in the last 12 months
$6.06 a share, in 5 payments.
+76.3% against the 12 months before ($3.44 in 3 payments).
Cash that landed, by pay date. The yield up top uses today’s rate instead, so a raise or a cut shows there first.
Payout months
JanFebMarAprMayJunJulAugSepOctNovDec
Pays in Feb, May, Aug and Nov. Ex-dates fall in Jan, Apr, Jul and Oct (latest 4 payments).
Raise history
  • Streak: 0 years of higher annual totals (through 2025)
  • Last raise: Nov 3, 2004 - $0.40 to $0.44 (+$0.04, +10.00%)
  • Usual $ step: $0.03 (median of the raises before it)
Coverage
  • EPS payout: 54.9% - $4.88 paid / $8.88 EPS (4 quarters to Jul 31, 2026); own 4-yr norm 208.0% (median of 12 earlier trailing years)
Deposits, loans and policy float run through operating cash flow here, so it does not measure dividend coverage.

BMO vs Similar Dividend Stocks (BAM, MCO...)

Against the 10 dividend-paying Financial Services companies closest to BMO in market value, BMO’s 2.83% run-rate yield is below the group’s middle yield of 3.34%, and its raise streak of 0 years is the 9th longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.

Ticker Dividend ⓘ Yield Safety Rating Recessions ⓘ No cut ⓘ
BMO $172.69Bank of Montreal $1.223/qtr$4.89/yr fwd 2.83% Dividend Safety Rating: paid plans only No cut in all 42000 raised2008 held2020 held2022 raised 1 yrno raise streak
BAM $53.49Brookfield Asset Management $0.502/qtr$2.01/yr fwd 3.75% Dividend Safety Rating: paid plans only — 2+ yrsraised 2+ yrs in a row
MCO $510.54Moody's $1.03/qtr$4.12/yr fwd 0.81% Dividend Safety Rating: paid plans only Raised in all 32008 raised2020 raised2022 raisedno 2000 record 20 yrsraised 16 yrs in a row
KKR $100.85KKR & Co. $0.195/qtr$0.78/yr fwd 0.77% Dividend Safety Rating: paid plans only Raised in both2020 raised2022 raisedno 2000/2008 record 7 yrsraised 6 yrs in a row
TRV $400.87Travelers Companies $1.25/qtr$5.00/yr fwd 1.25% Dividend Safety Rating: paid plans only Cut in 20042000 cut2008 raised2020 raised2022 raised 21 yrsraised 20 yrs in a row
ITUB $7.39Itaú Unibanco Holding S.A. $0.0033/mo$0.04/yr fwd 0.54% Dividend Safety Rating: paid plans only No cut in all 32008 raised2020 held2022 heldno 2000 record 8+ yrsraised 1 yr in a row
BNS $92.63Bank of Nova Scotia $0.80/qtr$3.20/yr fwd 3.45% Dividend Safety Rating: paid plans only No cut in all 32008 held2020 held2022 raisedno 2000 record 22+ yrsno raise streak
PNC $231.29PNC Financial Services Group $2.00/qtr$8.00/yr fwd 3.46% Dividend Safety Rating: paid plans only Cut in 20092000 raised2008 cut2020 raised2022 raised 16 yrsraised 15 yrs in a row
ANZGY $26.72ANZ Group Holdings Limited $0.597/half-yr$1.19/yr fwd 4.47% Dividend Safety Rating: paid plans only — 6 yrsno raise streak
DB $36.57Deutsche Bank AG $1.1813/yr 3.23% Dividend Safety Rating: paid plans only — 4 yrsraised 3 yrs in a row
USB $60.76U.S. Bancorp $0.54/qtr$2.16/yr fwd 3.55% Dividend Safety Rating: paid plans only Cut in 20092000 raised2008 cut2020 held2022 raised 16 yrsraised 15 yrs in a row

Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: BMO vs BAM, BMO vs MCO, BMO vs KKR.

BMO Dividend History: Every Payment Since 1994

Ex-datePay dateAmountFrequencyType
Oct 30, 2026Nov 2, 2026$1.223QuarterlyRegular
Jul 30, 2026Aug 3, 2026$1.218QuarterlyRegular
Apr 29, 2026May 1, 2026$1.221QuarterlyRegular
Jan 30, 2026Feb 26, 2026$1.2332QuarterlyRegular
Oct 30, 2025Nov 26, 2025$1.1657QuarterlyRegular
Jul 30, 2025Aug 1, 2025$1.183QuarterlyRegular
Apr 29, 2025May 1, 2025$1.15QuarterlyRegular
Jan 30, 2025Feb 3, 2025$1.1057QuarterlyRegular
Oct 30, 2024Nov 1, 2024$1.1156QuarterlyRegular
Jul 30, 2024Aug 1, 2024$1.1212QuarterlyRegular
The other 119 BMO payments come with a paid plan.
Show all 129 payments »
Newest first. Amounts are per share as paid, restated for splits; frequency is the schedule on file for that payment; a payment over 2.5x its neighbours is marked special.
From reported payments, prices and filings — data, not investment advice.

What the Dividend Safety Rating Means for BMO

UnlockDividend Safety Rating: paid plans only
See where BMO lands, and why.
See the rating & factors »
Own BMO? Your payouts fill in by themselves Add BMO once, with your buy date and share count. Every dividend since fills in, dated and in dollars, and with DRIP on each new share is counted for you.
Track BMO →

BMO Dividend Questions

How often does BMO pay dividends?

BMO pays quarterly, 4 times a year. Recent payments arrived in Feb, May, Aug and Nov, with ex-dates in Jan, Apr, Jul and Oct. The ex-date comes about every 92 days, and the cash usually lands about 3 days later.

Does BMO pay dividends monthly?

No. BMO pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.

When is the next BMO dividend?

BMO has not declared its next dividend yet. By its usual rhythm of about 92 days between ex-dates, the next ex-date falls around Jan 30, 2027, with the cash around Feb 2, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $1.223 a share, went ex on Oct 30, 2026 and paid Nov 2, 2026. The current rate is $1.223 per share, $4.89 a year.

Does BMO pay a dividend in February 2027?

Not declared yet. By its usual rhythm the next ex-date falls around Jan 30, 2027, with the cash around Feb 2, 2027, so a payment in February 2027 is likely. Only the company’s declaration makes it final.

How much does BMO pay per share?

BMO pays $1.223 a share quarterly, $4.89 a year. At the Nov 10, 2026 close of $172.69 that is a 2.83% run-rate yield, below its usual level: its own 10-year median is 4.08%.

Has BMO raised its dividend?

BMO has no current streak of yearly raises. The latest raise, on Nov 3, 2004, took the rate from $0.40 to $0.44 (+10.00%). Over five years the dividend grew 7.3% a year.

Is BMO’s dividend safe?

No rating can promise a future payment, but the record on file says a lot. BMO paid out 55% of its earnings as dividends over the 4 quarters to Jul 31, 2026. It has gone 1 years without a cut. Through the market crashes: it raised the dividend through the 2000 and 2022 crashes; it held it through 2008 and 2020. This is data, not investment advice. The full 8-check rating comes with a plan.

How do I track my BMO dividends?

Add BMO to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run BMO in the DRIP calculator.

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How this page is built: the rate is the latest regular dividend per share; run-rate yield = rate × payments per year ÷ last close (Nov 10, 2026), never a trailing 12-month total, which lags after a raise and hides a cut. Specials and one-off payments never count in the rate; a payer whose regular payments differ in size is annualized over its last full cycle of regular payments. Raise streak = consecutive calendar years with a higher amount per payment than the year before; years without a cut = years in which the amount per payment held within 1%. The Dividend Safety Rating reads 8 visible lines: coverage, streak, raise pace and yield range for dividend stocks; NAV trend, NAV funding and payout stability for income funds. Similar payers = the same sector or fund group, nearest in market value or fund size. Payments, prices and filings come from DRIPCALC’s price and dividend database. History is not a forecast. This is data, not investment advice.