How Many USB Shares for $500 or $1,000 a Month?
At $2.16 a share a year, $500 a month takes about 2,778 USB shares, about $168,791 at the Nov 10, 2026 close of $60.76. $1,000 a month takes about 5,556 shares, about $337,583. Before taxes, and only while the rate holds.
U.S. Bancorp (USB) pays $0.54 a share quarterly, $2.16 a year, a 3.55% run-rate yield at the Nov 10, 2026 close of $60.76. It has paid since 1989 and raised its annual dividend 15 years in a row.
At today’s rate of $0.54 quarterly and the last close of $60.76, this is what USB pays before taxes, if the rate stays where it is:
| You hold | Each payment | Per month (avg) | Per year |
|---|---|---|---|
| 1 share | $0.54 | $0.18 | $2.16 |
| 100 shares | $54.00 | $18.00 | $216.00 |
| $10,000 invested (164.6 shares) | $88.87 | $29.62 | $355.50 |
| 2,778 shares ($500/mo) | $1,500.12 | $500.04 | $6,000.48 |
| 5,556 shares ($1,000/mo) | $3,000.24 | $1,000.08 | $12,000.96 |
With DRIP on, every payment buys more shares instead of landing as cash. 100 USB shares reinvest into 0.89 new shares each payment, about 3.6 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 113 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with USB’s own history in the USB DRIP calculator.
- Coverage (EPS): are profits enough to pay the dividend rating
- Coverage (FCF): is spare cash enough to pay the dividend rating
- Dividend vs cash flow + debt: is the dividend paid with borrowed money report
- Debt load: how much the balance sheet leans on borrowing rating
- Debt interest coverage: can profits easily pay the interest bill rating
- Liquidity: is there cash for debts due this year rating
- Earnings direction: are sales and profits growing or shrinking report
- Raise streak: how many years in a row it raised see details
- Years without a cut: how long since the last dividend cut see details
- Raise vs trend: are recent raises keeping their usual pace history
- Yield vs history: is today’s yield high or low versus its past rating
- Recession record: what the dividend did in past crashes history
- Crash record: what the dividend did in the 2008 crash history
USB Dividend Yield Today vs Its 5-Year Range
- USB yields 3.55% today, at the Nov 10, 2026 close of $60.76.
- Its own 10-year median is 3.65%, so today’s yield is near its usual level.
Where today ranks in its own history is in the paid report
How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.
When Is USB’s Next Dividend? Ex-Date and Pay Date After October 2026
USB has not declared its next dividend yet. By its usual rhythm of about 92 days between ex-dates, the next ex-date falls around Dec 31, 2026, with the cash around Jan 2, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.54 a share, went ex on Sep 30, 2026 and paid Oct 2, 2026.
- Ex-dates: about every 92 days (quarterly)
- Payment: usually about 2 days after the ex-date
- Next earnings report: Jan 19, 2027
Every payer going ex-dividend this week is on the dividend calendar.
How Often Does USB Pay?
USB pays quarterly, 4 times a year. Recent payments arrived in Jan, Apr, Jul and Oct, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 92 days, and the cash usually lands about 2 days later.
- Streak: 15 years of higher annual totals (through 2025)
- Last raise: Sep 30, 2026 - $0.52 to $0.54 (+$0.02, +3.85%)
- Usual $ step: $0.01 (median of the raises before it)
- EPS payout: 40.5% - $2.08 paid / $5.13 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 52.3% (median of 12 earlier trailing years)
USB vs Similar Dividend Stocks (ING, PNC...)
Against the 10 dividend-paying Financial Services companies closest to USB in market value, USB’s 3.55% run-rate yield is above the group’s middle yield of 1.66%, and its raise streak of 15 years is the 3rd longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.
| Ticker | Dividend ⓘ | Yield | Safety Rating | Recessions ⓘ | No cut ⓘ |
|---|---|---|---|---|---|
| USB $60.76U.S. Bancorp | $0.54/qtr$2.16/yr fwd | 3.55% | Dividend Safety Rating: paid plans only | Cut in 20092000 raised2008 cut2020 held2022 raised | 16 yrsraised 15 yrs in a row |
| ING $33.20ING Groep N.V. | $0.458/yr | 1.38% | Dividend Safety Rating: paid plans only | Stopped in 20082000 raised2008 stopped2022 heldno 2020 record | 0 yrsno raise streak |
| PNC $231.29PNC Financial Services Group | $2.00/qtr$8.00/yr fwd | 3.46% | Dividend Safety Rating: paid plans only | Cut in 20092000 raised2008 cut2020 raised2022 raised | 16 yrsraised 15 yrs in a row |
| MRSH $204.37Marsh & McLennan Companies | $0.99/qtr$3.96/yr fwd | 1.94% | Dividend Safety Rating: paid plans only | Raised in all 42000 raised2008 raised2020 raised2022 raised | 20 yrsraised 16 yrs in a row |
| ICE $176.34Intercontinental Exchange | $0.52/qtr$2.08/yr fwd | 1.18% | Dividend Safety Rating: paid plans only | Raised in both2020 raised2022 raisedno 2000/2008 record | 11+ yrsraised 11 yrs in a row |
| KKR $100.85KKR & Co. | $0.195/qtr$0.78/yr fwd | 0.77% | Dividend Safety Rating: paid plans only | Raised in both2020 raised2022 raisedno 2000/2008 record | 7 yrsraised 6 yrs in a row |
| BPYPM $15.47Brookfield Property Preferred L.P. | $0.3906/qtr$1.56/yr fwd | 10.10% | Dividend Safety Rating: paid plans only | — | 3+ yrsno raise streak |
| BN $42.39Brookfield | $0.07/qtr$0.28/yr fwd | 0.66% | Dividend Safety Rating: paid plans only | No cut in all 42000 held2008 held2020 held2022 held | 0 yrsno raise streak |
| MCO $510.54Moody's | $1.03/qtr$4.12/yr fwd | 0.81% | Dividend Safety Rating: paid plans only | Raised in all 32008 raised2020 raised2022 raisedno 2000 record | 20 yrsraised 16 yrs in a row |
| BMO $172.69Bank of Montreal | $1.223/qtr$4.89/yr fwd | 2.83% | Dividend Safety Rating: paid plans only | No cut in all 42000 raised2008 held2020 held2022 raised | 1 yrno raise streak |
| BAM $53.49Brookfield Asset Management | $0.502/qtr$2.01/yr fwd | 3.75% | Dividend Safety Rating: paid plans only | — | 2+ yrsraised 2+ yrs in a row |
Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: USB vs ING, USB vs PNC, USB vs MRSH.
USB Dividend History: Every Payment Since 1989
| Ex-date | Pay date | Amount | Frequency | Type |
|---|---|---|---|---|
| Sep 30, 2026 | Oct 2, 2026 | $0.54 | Quarterly | Regular |
| Jun 30, 2026 | Jul 2, 2026 | $0.52 | Quarterly | Regular |
| Mar 31, 2026 | Apr 2, 2026 | $0.52 | Quarterly | Regular |
| Dec 31, 2025 | Jan 2, 2026 | $0.52 | Quarterly | Regular |
| Sep 30, 2025 | Oct 2, 2025 | $0.52 | Quarterly | Regular |
| Jun 30, 2025 | Jul 2, 2025 | $0.50 | Quarterly | Regular |
| Mar 31, 2025 | Apr 2, 2025 | $0.50 | Quarterly | Regular |
| Dec 31, 2024 | Jan 2, 2025 | $0.50 | Quarterly | Regular |
| Sep 30, 2024 | Oct 2, 2024 | $0.50 | Quarterly | Regular |
| Jun 28, 2024 | Jul 1, 2024 | $0.49 | Quarterly | Regular |
| Mar 27, 2024 | Mar 29, 2024 | $0.49 | Quarterly | Regular |
| Dec 28, 2023 | Jan 1, 2024 | $0.49 | Quarterly | Regular |
| Sep 28, 2023 | Oct 2, 2023 | $0.48 | Quarterly | Regular |
| Jun 29, 2023 | Jul 3, 2023 | $0.48 | Quarterly | Regular |
| Mar 30, 2023 | Apr 3, 2023 | $0.48 | Quarterly | Regular |
| Dec 29, 2022 | Jan 17, 2023 | $0.48 | Quarterly | Regular |
| Sep 29, 2022 | Oct 17, 2022 | $0.48 | Quarterly | Regular |
| Jun 29, 2022 | Jul 15, 2022 | $0.46 | Quarterly | Regular |
| Mar 30, 2022 | Apr 15, 2022 | $0.46 | Quarterly | Regular |
| Dec 30, 2021 | Jan 18, 2022 | $0.46 | Quarterly | Regular |
| Sep 29, 2021 | Oct 15, 2021 | $0.46 | Quarterly | Regular |
| Jun 29, 2021 | Jul 15, 2021 | $0.42 | Quarterly | Regular |
| Mar 30, 2021 | Apr 15, 2021 | $0.42 | Quarterly | Regular |
| Dec 30, 2020 | Jan 15, 2021 | $0.42 | Quarterly | Regular |
| Sep 29, 2020 | Oct 15, 2020 | $0.42 | Quarterly | Regular |
| Jun 29, 2020 | Jul 15, 2020 | $0.42 | Quarterly | Regular |
| Mar 30, 2020 | Apr 15, 2020 | $0.42 | Quarterly | Regular |
| Dec 30, 2019 | Jan 15, 2020 | $0.42 | Quarterly | Regular |
| Sep 27, 2019 | Oct 15, 2019 | $0.42 | Quarterly | Regular |
| Jun 27, 2019 | Jul 15, 2019 | $0.37 | Quarterly | Regular |
| Mar 28, 2019 | Apr 15, 2019 | $0.37 | Quarterly | Regular |
| Dec 28, 2018 | Jan 15, 2019 | $0.37 | Quarterly | Regular |
| Sep 27, 2018 | Oct 15, 2018 | $0.37 | Quarterly | Regular |
| Jun 28, 2018 | Jul 16, 2018 | $0.30 | Quarterly | Regular |
| Mar 28, 2018 | Apr 16, 2018 | $0.30 | Quarterly | Regular |
| Dec 28, 2017 | Jan 16, 2018 | $0.30 | Quarterly | Regular |
| Sep 28, 2017 | Oct 16, 2017 | $0.30 | Quarterly | Regular |
| Jun 28, 2017 | Jul 17, 2017 | $0.28 | Quarterly | Regular |
| Mar 29, 2017 | Apr 17, 2017 | $0.28 | Quarterly | Regular |
| Dec 28, 2016 | Jan 17, 2017 | $0.28 | Quarterly | Regular |
| Sep 28, 2016 | Oct 17, 2016 | $0.28 | Quarterly | Regular |
| Jun 28, 2016 | Jul 15, 2016 | $0.255 | Quarterly | Regular |
| Mar 29, 2016 | Apr 15, 2016 | $0.255 | Quarterly | Regular |
| Dec 29, 2015 | Jan 15, 2016 | $0.255 | Quarterly | Regular |
| Sep 28, 2015 | Oct 15, 2015 | $0.255 | Quarterly | Regular |
| Jun 26, 2015 | Jul 15, 2015 | $0.255 | Quarterly | Regular |
| Mar 27, 2015 | Apr 15, 2015 | $0.245 | Quarterly | Regular |
| Dec 29, 2014 | Jan 15, 2015 | $0.245 | Quarterly | Regular |
| Sep 26, 2014 | Oct 15, 2014 | $0.245 | Quarterly | Regular |
| Jun 26, 2014 | Jul 15, 2014 | $0.245 | Quarterly | Regular |
| Mar 27, 2014 | Apr 15, 2014 | $0.23 | Quarterly | Regular |
| Dec 27, 2013 | Jan 15, 2014 | $0.23 | Quarterly | Regular |
| Sep 26, 2013 | Oct 15, 2013 | $0.23 | Quarterly | Regular |
| Jun 26, 2013 | Jul 15, 2013 | $0.23 | Quarterly | Regular |
| Mar 26, 2013 | Apr 15, 2013 | $0.195 | Quarterly | Regular |
| Dec 27, 2012 | Jan 15, 2013 | $0.195 | Quarterly | Regular |
| Sep 26, 2012 | Oct 15, 2012 | $0.195 | Quarterly | Regular |
| Jun 27, 2012 | Jul 16, 2012 | $0.195 | Quarterly | Regular |
| Mar 28, 2012 | Apr 16, 2012 | $0.195 | Quarterly | Regular |
| Dec 28, 2011 | Jan 17, 2012 | $0.125 | Quarterly | Regular |
| Sep 28, 2011 | Oct 17, 2011 | $0.125 | Quarterly | Regular |
| Jun 28, 2011 | Jul 15, 2011 | $0.125 | Quarterly | Regular |
| Mar 29, 2011 | Apr 15, 2011 | $0.125 | Quarterly | Regular |
| Dec 29, 2010 | Jan 18, 2011 | $0.05 | Quarterly | Regular |
| Sep 28, 2010 | Oct 15, 2010 | $0.05 | Quarterly | Regular |
| Jun 28, 2010 | Jul 15, 2010 | $0.05 | Quarterly | Regular |
| Mar 29, 2010 | Apr 15, 2010 | $0.05 | Quarterly | Regular |
| Dec 29, 2009 | Jan 15, 2010 | $0.05 | Quarterly | Regular |
| Sep 28, 2009 | Oct 15, 2009 | $0.05 | Quarterly | Regular |
| Jun 26, 2009 | Jul 15, 2009 | $0.05 | Quarterly | Regular |
| Mar 27, 2009 | Apr 15, 2009 | $0.05 | Quarterly | Regular |
| Dec 29, 2008 | Jan 15, 2009 | $0.425 | Quarterly | Regular |
| Sep 26, 2008 | Oct 15, 2008 | $0.425 | Quarterly | Regular |
| Jun 26, 2008 | Jul 15, 2008 | $0.425 | Quarterly | Regular |
| Mar 27, 2008 | Apr 15, 2008 | $0.425 | Quarterly | Regular |
| Dec 27, 2007 | Jan 15, 2008 | $0.425 | Quarterly | Regular |
| Sep 26, 2007 | Oct 15, 2007 | $0.40 | Quarterly | Regular |
| Jun 27, 2007 | Jul 16, 2007 | $0.40 | Quarterly | Regular |
| Mar 28, 2007 | Apr 16, 2007 | $0.40 | Quarterly | Regular |
| Dec 27, 2006 | Jan 16, 2007 | $0.40 | Quarterly | Regular |
| Sep 27, 2006 | Oct 16, 2006 | $0.33 | Quarterly | Regular |
| Jun 28, 2006 | Jul 17, 2006 | $0.33 | Quarterly | Regular |
| Mar 29, 2006 | Apr 17, 2006 | $0.33 | Quarterly | Regular |
| Dec 28, 2005 | Jan 16, 2006 | $0.33 | Quarterly | Regular |
| Sep 28, 2005 | Oct 17, 2005 | $0.30 | Quarterly | Regular |
| Jun 28, 2005 | Jul 15, 2005 | $0.30 | Quarterly | Regular |
| Mar 29, 2005 | Apr 15, 2005 | $0.30 | Quarterly | Regular |
| Dec 29, 2004 | Jan 17, 2005 | $0.30 | Quarterly | Regular |
| Sep 28, 2004 | Oct 15, 2004 | $0.24 | Quarterly | Regular |
| Jun 28, 2004 | Jul 15, 2004 | $0.24 | Quarterly | Regular |
| Mar 29, 2004 | Apr 15, 2004 | $0.24 | Quarterly | Regular |
| Jan 2, 2004 | Jan 15, 2004 | $0.416 | Quarterly | Regular |
| Dec 29, 2003 | Dec 31, 2003 | $0.24 | Quarterly | Regular |
| Sep 26, 2003 | Oct 15, 2003 | $0.205 | Quarterly | Regular |
| Jun 26, 2003 | Jul 15, 2003 | $0.205 | Quarterly | Regular |
| Mar 27, 2003 | Apr 15, 2003 | $0.195 | Quarterly | Regular |
| Dec 27, 2002 | Jan 15, 2003 | $0.195 | Quarterly | Regular |
| Sep 26, 2002 | Oct 15, 2002 | $0.195 | Quarterly | Regular |
| Jun 26, 2002 | Jul 15, 2002 | $0.195 | Quarterly | Regular |
| Mar 26, 2002 | Apr 15, 2002 | $0.195 | Quarterly | Regular |
| Dec 27, 2001 | Jan 15, 2002 | $0.1875 | Quarterly | Regular |
| Sep 26, 2001 | Oct 15, 2001 | $0.1875 | Quarterly | Regular |
| Jun 27, 2001 | Jul 16, 2001 | $0.1875 | Quarterly | Regular |
| Mar 28, 2001 | Apr 16, 2001 | $0.1875 | Quarterly | Regular |
| Dec 27, 2000 | Jan 16, 2001 | $0.1625 | Quarterly | Regular |
| Sep 27, 2000 | Oct 16, 2000 | $0.1625 | Quarterly | Regular |
| Jun 28, 2000 | Jul 17, 2000 | $0.1625 | Quarterly | Regular |
| Mar 29, 2000 | Apr 14, 2000 | $0.1625 | Quarterly | Regular |
| Dec 29, 1999 | Jan 17, 2000 | $0.1625 | Quarterly | Regular |
| Sep 15, 1999 | Oct 15, 1999 | $0.10 | Quarterly | Regular |
| Jun 28, 1999 | Jul 15, 1999 | $0.10 | Quarterly | Regular |
| Mar 29, 1999 | Apr 15, 1999 | $0.10 | Quarterly | Regular |
| Dec 29, 1998 | Jan 15, 1999 | $0.10 | Quarterly | Regular |
| Sep 28, 1998 | Oct 15, 1998 | $0.0767 | Quarterly | Regular |
| Jun 26, 1998 | Jul 15, 1998 | $0.0767 | Quarterly | Regular |
| Mar 27, 1998 | Mar 16, 1998 | $0.0767 | Quarterly | Regular |
| Dec 29, 1997 | Dec 31, 1997 | $0.0667 | Quarterly | Regular |
| Sep 26, 1997 | Oct 15, 1997 | $0.0667 | Quarterly | Regular |
| Jun 26, 1997 | Jul 15, 1997 | $0.0667 | Quarterly | Regular |
| Mar 26, 1997 | Apr 15, 1997 | $0.0667 | Quarterly | Regular |
| Dec 27, 1996 | Jan 15, 1997 | $0.0522 | Quarterly | Regular |
| Sep 26, 1996 | Oct 15, 1996 | $0.0522 | Quarterly | Regular |
| Jun 26, 1996 | Jul 15, 1996 | $0.0522 | Quarterly | Regular |
| Mar 27, 1996 | Apr 15, 1996 | $0.0522 | Quarterly | Regular |
| Dec 27, 1995 | Jan 12, 1996 | $0.0444 | Quarterly | Regular |
| Sep 27, 1995 | Oct 13, 1995 | $0.0444 | Quarterly | Regular |
| Jun 28, 1995 | Jul 14, 1995 | $0.0444 | Quarterly | Regular |
| Mar 27, 1995 | Apr 14, 1995 | $0.0444 | Quarterly | Regular |
| Dec 23, 1994 | Jan 13, 1995 | $0.0389 | Quarterly | Regular |
| Sep 26, 1994 | Oct 14, 1994 | $0.0389 | Quarterly | Regular |
| Jun 24, 1994 | Jul 15, 1994 | $0.0389 | Quarterly | Regular |
| Mar 25, 1994 | Apr 15, 1994 | $0.0389 | Quarterly | Regular |
| Dec 27, 1993 | Jan 14, 1994 | $0.0322 | Quarterly | Regular |
| Sep 24, 1993 | Oct 15, 1993 | $0.0322 | Quarterly | Regular |
| Jun 24, 1993 | Jul 15, 1993 | $0.0322 | Quarterly | Regular |
| Mar 25, 1993 | Apr 15, 1993 | $0.0322 | Quarterly | Regular |
| Dec 24, 1992 | Jan 15, 1993 | $0.0289 | Quarterly | Regular |
| Sep 24, 1992 | Oct 15, 1992 | $0.0289 | Quarterly | Regular |
| Jun 24, 1992 | Jul 15, 1992 | $0.0289 | Quarterly | Regular |
| Mar 25, 1992 | Apr 15, 1992 | $0.0289 | Quarterly | Regular |
| Dec 24, 1991 | Jan 15, 1992 | $0.0278 | Quarterly | Regular |
| Sep 24, 1991 | Oct 15, 1991 | $0.0278 | Quarterly | Regular |
| Jun 24, 1991 | Jul 12, 1991 | $0.0278 | Quarterly | Regular |
| Mar 22, 1991 | Apr 15, 1991 | $0.0278 | Quarterly | Regular |
| Dec 24, 1990 | Jan 15, 1991 | $0.0267 | Quarterly | Regular |
| Sep 24, 1990 | Oct 15, 1990 | $0.0267 | Quarterly | Regular |
| Jun 25, 1990 | Jul 13, 1990 | $0.0267 | Quarterly | Regular |
| Mar 26, 1990 | Apr 13, 1990 | $0.0267 | Quarterly | Regular |
| Dec 22, 1989 | Jan 12, 1990 | $0.0244 | Quarterly | Regular |
| Sep 25, 1989 | Oct 13, 1989 | $0.0244 | Quarterly | Regular |
| Jun 26, 1989 | Jul 14, 1989 | $0.0022 | Quarterly | Regular |
What the Dividend Safety Rating Means for USB
USB Dividend Questions
How often does USB pay dividends?
USB pays quarterly, 4 times a year. Recent payments arrived in Jan, Apr, Jul and Oct, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 92 days, and the cash usually lands about 2 days later.
Does USB pay dividends monthly?
No. USB pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.
When is the next USB dividend?
USB has not declared its next dividend yet. By its usual rhythm of about 92 days between ex-dates, the next ex-date falls around Dec 31, 2026, with the cash around Jan 2, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.54 a share, went ex on Sep 30, 2026 and paid Oct 2, 2026. The current rate is $0.54 per share, $2.16 a year.
Does USB pay a dividend in January 2027?
Not declared yet. By its usual rhythm the next ex-date falls around Dec 31, 2026, with the cash around Jan 2, 2027, so a payment in January 2027 is likely. Only the company’s declaration makes it final.
How much does USB pay per share?
USB pays $0.54 a share quarterly, $2.16 a year. At the Nov 10, 2026 close of $60.76 that is a 3.55% run-rate yield, near its usual level: its own 10-year median is 3.65%.
Has USB raised its dividend?
Yes. USB has raised its annual dividend 15 years in a row, through 2025. The latest raise, on Sep 30, 2026, took the rate from $0.52 to $0.54 (+3.85%). Over five years the dividend grew 3.3% a year.
Is USB’s dividend safe?
No rating can promise a future payment, but the record on file says a lot. USB paid out 41% of its earnings as dividends over the 4 quarters to Sep 30, 2026. It has raised its dividend 15 years in a row and gone 16 years without a cut. Through the market crashes: it raised the dividend through the 2000 and 2022 crashes; it held it through 2020; it cut it in the 2008 (in 2009) crash. This is data, not investment advice. The full 8-check rating comes with a plan.
How do I track my USB dividends?
Add USB to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run USB in the DRIP calculator.