First United Corporation · FUNC · NASDAQ
Dividend report · updated Nov 13, 2026
$46.28 -0.26% on the day, -$0.12
FUNC stock page: price, charts & signals →
UnlockDividend Safety Rating: paid plans onlyDividend Safety Rating: paid plans only Is FUNC’s dividend Very Safe or High Risk? 7 checks scored. Payout ratio, raise streak, recession record and 4 more. Show the rating
Yearly payout / yield
$1.12·2.42%
$0.28 quarterly x 4 ⓘ
Next payment
~$0.28/qtr
pays ~Jan 21, 2027 (est.) ⓘ
Next ex-date
Jan 18, 2027est.
own by Jan 15, 2027 ⓘ
Years without a cut
8 yrs
7 yrs of raises ⓘ
Paying since
1992
107 payments on file
Yield vs history ⓘ
43
Near its usual yield
FUNC share price & total return
Daily closing price, adjusted for stock splits.
FUNC stock page »All dividend lists »Build a portfolio around FUNC »
DSRSimilar stocksHistoryPayoutsFAQ
Last 20 payments
FUNC Dividend Growth (CAGR)
1Y 0.0%3Y +9.1%5Y +11.6%10Y +11.6%
Per-share amount, by the date it paid (~ = about, from its usual pay gap). The enlarge button shows all 107 payments since 1992.
Annual dividends and growth
Total paid per share in each calendar year. Years with an extra or a missing payment (dates sliding across New Year) are compared per payment.
Next 5 years if the pace holds
If the recent pace holds — one-off jumps left out. Not a forecast. Pace: +10% a year, its typical raise over the last 5 years. From 2029 it slows by a quarter each year, to no less than 5%. Today's $1.12 a year would be $1.62 by 2031 - 3.49% on today's $46.28 price.

How Many FUNC Shares for $500 or $1,000 a Month?

At $1.12 a share a year, $500 a month takes about 5,358 FUNC shares, about $247,968 at the Nov 13, 2026 close of $46.28. $1,000 a month takes about 10,715 shares, about $495,890. Before taxes, and only while the rate holds.

First United (FUNC) pays $0.28 a share quarterly, $1.12 a year, a 2.42% run-rate yield at the Nov 13, 2026 close of $46.28. It has paid since 1992 and raised its annual dividend 7 years in a row.

At today’s rate of $0.28 quarterly and the last close of $46.28, this is what FUNC pays before taxes, if the rate stays where it is:

You holdEach paymentPer month (avg)Per year
1 share$0.28$0.09$1.12
100 shares$28.00$9.33$112.00
$10,000 invested (216.1 shares)$60.50$20.17$242.01
5,358 shares ($500/mo)$1,500.24$500.08$6,000.96
10,715 shares ($1,000/mo)$3,000.20$1,000.07$12,000.80

With DRIP on, every payment buys more shares instead of landing as cash. 100 FUNC shares reinvest into 0.61 new shares each payment, about 2.4 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 166 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with FUNC’s own history in the FUNC DRIP calculator.

UnlockDividend Safety Rating: paid plans only
Dividend Safety Rating Not financial advice
See FUNC’s rating and its 7 factors.
See the rating & factors »
An algorithmic rating built from reported data, not a recommendation.
  • Coverage (EPS): are profits enough to pay the dividend rating
  • Coverage (FCF): is spare cash enough to pay the dividend rating
  • Dividend vs cash flow + debt: is the dividend paid with borrowed money report
  • Debt load: how much the balance sheet leans on borrowing rating
  • Debt interest coverage: can profits easily pay the interest bill rating
  • Liquidity: is there cash for debts due this year rating
  • Earnings direction: are sales and profits growing or shrinking report
  • Raise streak: how many years in a row it raised see details
  • Years without a cut: how long since the last dividend cut see details
  • Raise vs trend: are recent raises keeping their usual pace history
  • Yield vs history: is today’s yield high or low versus its past rating
  • Recession record: what the dividend did in past crashes history

FUNC Dividend Yield Today vs Its 5-Year Range

43/100Near its usual yieldvs its 8-yr history
  • FUNC yields 2.42% today, at the Nov 13, 2026 close of $46.28.
  • Its own 8-year median is 2.92%, so today’s yield is near its usual level.
Last 5 years: lowest to highest month-end yield
2.36% low6.14% high
Blue mark = today, grey = its 8-year median. A higher yield than usual means a lower price against the payout.

Where today ranks in its own history is in the paid report

How it works. Each month-end over the last 8 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.

When Is FUNC’s Next Dividend? Ex-Date and Pay Date After October 2026

FUNC has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Jan 18, 2027, with the cash around Jan 21, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.28 a share, went ex on Oct 19, 2026 and paid Oct 21, 2026.

  • Ex-dates: about every 91 days (quarterly)
  • Payment: usually about 3 days after the ex-date
  • Next earnings report: Feb 3, 2027

Every payer going ex-dividend this week is on the dividend calendar.

How Often Does FUNC Pay?

FUNC pays quarterly, 4 times a year. Recent payments arrived in Jan, Apr, Jul and Oct, with ex-dates in Jan, Apr, Jul and Oct. The ex-date comes about every 91 days, and the cash usually lands about 3 days later.

Paid in the last 12 months
$1.06 a share, in 4 payments.
+15.2% against the 12 months before ($0.92 in 4 payments).
Cash that landed, by pay date. The yield up top uses today’s rate instead, so a raise or a cut shows there first.
Payout months
JanFebMarAprMayJunJulAugSepOctNovDec
Pays in Jan, Apr, Jul and Oct. Ex-dates fall in Jan, Apr, Jul and Oct (latest 4 payments).
Raise history
  • Streak: 7 years of higher annual totals (through 2025)
  • Last raise: Oct 19, 2026 - $0.26 to $0.28 (+$0.02, +7.69%)
  • Usual $ step: $0.03 (median of the raises before it)
Coverage
  • EPS payout: 26.7% - $1.04 paid / $3.90 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 24.7% (median of 12 earlier trailing years)
Deposits, loans and policy float run through operating cash flow here, so it does not measure dividend coverage.

FUNC vs Similar Dividend Stocks (CION, MSADF...)

Against the 10 dividend-paying Financial Services companies closest to FUNC in market value, FUNC’s 2.42% run-rate yield is below the group’s middle yield of 3.53%, and its raise streak of 7 years is the longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.

Ticker Dividend ⓘ Yield Safety Rating No cut ⓘ
FUNC $46.28First United $0.28/qtr$1.12/yr fwd 2.42% Dividend Safety Rating: paid plans only 8 yrsraised 7 yrs in a row
CION $6.09CION Investment $0.10/mo$1.20/yr fwd 19.70% Dividend Safety Rating: paid plans only 0 yrsraised 2 yrs in a row
MSADF $32.75MS&AD Insurance Group Holdings $0.5405/half-yr$1.08/yr fwd 3.30% Dividend Safety Rating: paid plans only 25+ yrsraised 2 yrs in a row
FTW $10.30Presidio Production $0.338/qtr$1.35/yr fwd 13.13% Dividend Safety Rating: paid plans only —no raise streak
PSBD $9.83Palmer Square Capital BDC $0.38/qtr$1.52/yr fwd 15.46% Dividend Safety Rating: paid plans only 0 yrsraised 1+ yr in a row
ISBA $39.60Isabella Bank $0.28/qtr$1.12/yr fwd 2.83% Dividend Safety Rating: paid plans only 5 yrsno raise streak
BPRN $44.45Princeton Bancorp $0.40/qtr$1.60/yr fwd 3.60% Dividend Safety Rating: paid plans only 6+ yrsraised 1 yr in a row
ECC $2.34Eagle Point Credit Company $0.06/mo$0.72/yr fwd 30.77% Dividend Safety Rating: paid plans only 0 yrsno raise streak
FCCO $32.71First Community $0.17/qtr$0.68/yr fwd 2.08% Dividend Safety Rating: paid plans only 16 yrsraised 4 yrs in a row
RM $34.74Regional Management $0.30/qtr$1.20/yr fwd 3.45% Dividend Safety Rating: paid plans only 4+ yrsno raise streak
FRAF $69.78Franklin Financial Services $0.34/qtr$1.36/yr fwd 1.95% Dividend Safety Rating: paid plans only 13 yrsraised 1 yr in a row

Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: FUNC vs CION, FUNC vs MSADF, FUNC vs FTW.

FUNC Dividend History: Every Payment Since 1992

Ex-datePay dateAmountFrequencyType
Oct 19, 2026Oct 21, 2026$0.28QuarterlyRegular
Jul 20, 2026Jul 22, 2026$0.26QuarterlyRegular
Apr 17, 2026Apr 20, 2026$0.26QuarterlyRegular
Jan 16, 2026Jan 19, 2026$0.26QuarterlyRegular
Oct 17, 2025Oct 20, 2025$0.26QuarterlyRegular
Jul 18, 2025Jul 21, 2025$0.22QuarterlyRegular
Apr 17, 2025Apr 21, 2025$0.22QuarterlyRegular
Jan 17, 2025Jan 20, 2025$0.22QuarterlyRegular
Oct 18, 2024Oct 21, 2024$0.22QuarterlyRegular
Jul 18, 2024Jul 22, 2024$0.20QuarterlyRegular
The other 97 FUNC payments come with a paid plan.
Show all 107 payments »
Newest first. Amounts are per share as paid, restated for splits; frequency is the schedule on file for that payment; a payment over 2.5x its neighbours is marked special.
From reported payments, prices and filings — data, not investment advice.

What the Dividend Safety Rating Means for FUNC

UnlockDividend Safety Rating: paid plans only
See where FUNC lands, and why.
See the rating & factors »
Own FUNC? Your payouts fill in by themselves Add FUNC once, with your buy date and share count. Every dividend since fills in, dated and in dollars, and with DRIP on each new share is counted for you.
Track FUNC →

FUNC Dividend Questions

How often does FUNC pay dividends?

FUNC pays quarterly, 4 times a year. Recent payments arrived in Jan, Apr, Jul and Oct, with ex-dates in Jan, Apr, Jul and Oct. The ex-date comes about every 91 days, and the cash usually lands about 3 days later.

Does FUNC pay dividends monthly?

No. FUNC pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.

When is the next FUNC dividend?

FUNC has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Jan 18, 2027, with the cash around Jan 21, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.28 a share, went ex on Oct 19, 2026 and paid Oct 21, 2026. The current rate is $0.28 per share, $1.12 a year.

Does FUNC pay a dividend in January 2027?

Not declared yet. By its usual rhythm the next ex-date falls around Jan 18, 2027, with the cash around Jan 21, 2027, so a payment in January 2027 is likely. Only the company’s declaration makes it final.

How much does FUNC pay per share?

FUNC pays $0.28 a share quarterly, $1.12 a year. At the Nov 13, 2026 close of $46.28 that is a 2.42% run-rate yield, near its usual level: its own 8-year median is 2.92%.

Has FUNC raised its dividend?

Yes. FUNC has raised its annual dividend 7 years in a row, through 2025. The latest raise, on Oct 19, 2026, took the rate from $0.26 to $0.28 (+7.69%). Over five years the dividend grew 11.6% a year.

Is FUNC’s dividend safe?

No rating can promise a future payment, but the record on file says a lot. FUNC paid out 27% of its earnings as dividends over the 4 quarters to Sep 30, 2026. It has raised its dividend 7 years in a row and gone 8 years without a cut. This is data, not investment advice. The full 7-check rating comes with a plan.

How do I track my FUNC dividends?

Add FUNC to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run FUNC in the DRIP calculator.

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How this page is built: the rate is the latest regular dividend per share; run-rate yield = rate × payments per year ÷ last close (Nov 13, 2026), never a trailing 12-month total, which lags after a raise and hides a cut. Specials and one-off payments never count in the rate; a payer whose regular payments differ in size is annualized over its last full cycle of regular payments. Raise streak = consecutive calendar years with a higher amount per payment than the year before; years without a cut = years in which the amount per payment held within 1%. The Dividend Safety Rating reads 7 visible lines: coverage, streak, raise pace and yield range for dividend stocks; NAV trend, NAV funding and payout stability for income funds. Similar payers = the same sector or fund group, nearest in market value or fund size. Payments, prices and filings come from DRIPCALC’s price and dividend database. History is not a forecast. This is data, not investment advice.