How Many HMN Shares for $500 or $1,000 a Month?
At $1.44 a share a year, $500 a month takes about 4,167 HMN shares, about $220,893 at the Nov 13, 2026 close of $53.01. $1,000 a month takes about 8,334 shares, about $441,785. Before taxes, and only while the rate holds.
Horace Mann Educators (HMN) pays $0.36 a share quarterly, $1.44 a year, a 2.72% run-rate yield at the Nov 13, 2026 close of $53.01. It has paid since 1992 and raised its annual dividend 16 years in a row.
At today’s rate of $0.36 quarterly and the last close of $53.01, this is what HMN pays before taxes, if the rate stays where it is:
| You hold | Each payment | Per month (avg) | Per year |
|---|---|---|---|
| 1 share | $0.36 | $0.12 | $1.44 |
| 100 shares | $36.00 | $12.00 | $144.00 |
| $10,000 invested (188.6 shares) | $67.91 | $22.64 | $271.65 |
| 4,167 shares ($500/mo) | $1,500.12 | $500.04 | $6,000.48 |
| 8,334 shares ($1,000/mo) | $3,000.24 | $1,000.08 | $12,000.96 |
With DRIP on, every payment buys more shares instead of landing as cash. 100 HMN shares reinvest into 0.68 new shares each payment, about 2.7 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 148 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with HMN’s own history in the HMN DRIP calculator.
- Coverage (EPS): are profits enough to pay the dividend rating
- Coverage (FCF): is spare cash enough to pay the dividend rating
- Dividend vs cash flow + debt: is the dividend paid with borrowed money report
- Debt load: how much the balance sheet leans on borrowing rating
- Debt interest coverage: can profits easily pay the interest bill rating
- Liquidity: is there cash for debts due this year rating
- Earnings direction: are sales and profits growing or shrinking report
- Raise streak: how many years in a row it raised see details
- Years without a cut: how long since the last dividend cut see details
- Raise vs trend: are recent raises keeping their usual pace history
- Yield vs history: is today’s yield high or low versus its past rating
- Recession record: what the dividend did in past crashes history
HMN Dividend Yield Today vs Its 5-Year Range
- HMN yields 2.72% today, at the Nov 13, 2026 close of $53.01.
- Its own 7-year median is 3.25%, so today’s yield is below its usual level.
Where today ranks in its own history is in the paid report
How it works. Each month-end over the last 7 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.
When Is HMN’s Next Dividend? Ex-Date and Pay Date After September 2026
HMN has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Dec 16, 2026, with the cash around Dec 18, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.36 a share, went ex on Sep 16, 2026 and paid Sep 18, 2026.
- Ex-dates: about every 91 days (quarterly)
- Payment: usually about 2 days after the ex-date
- Next earnings report: Feb 2, 2027
Every payer going ex-dividend this week is on the dividend calendar.
How Often Does HMN Pay?
HMN pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 91 days, and the cash usually lands about 2 days later.
- Streak: 16 years of higher annual totals (through 2025)
- Last raise: Mar 17, 2026 - $0.35 to $0.36 (+$0.01, +2.86%)
- Usual $ step: $0.01 (median of the raises before it)
- EPS payout: 33.6% - $1.44 paid / $4.29 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 76.5% (median of 12 earlier trailing years)
HMN vs Similar Dividend Stocks (BBAR, OFG...)
Against the 10 dividend-paying Financial Services companies closest to HMN in market value, HMN’s 2.72% run-rate yield is below the group’s middle yield of 3.60%, and its raise streak of 16 years is the longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.
| Ticker | Dividend ⓘ | Yield | Safety Rating | Recessions ⓘ | No cut ⓘ |
|---|---|---|---|---|---|
| HMN $53.01Horace Mann Educators | $0.36/qtr$1.44/yr fwd | 2.72% | Dividend Safety Rating: paid plans only | — | 17 yrsraised 16 yrs in a row |
| BBAR $10.61Banco BBVA Argentina S.A. | $0.076/mo$0.91/yr fwd | 8.60% | Dividend Safety Rating: paid plans only | — | 1 yrno raise streak |
| OFG $51.65OFG Bancorp | $0.35/qtr$1.40/yr fwd | 2.71% | Dividend Safety Rating: paid plans only | Cut in 20092000 raised2008 cut2020 raised2022 raised | 10 yrsraised 5 yrs in a row |
| WAFD $29.42WaFd | $0.27/qtr$1.08/yr fwd | 3.67% | Dividend Safety Rating: paid plans only | — | 17 yrsraised 16 yrs in a row |
| SRCE $88.131st Source | $0.45/qtr$1.80/yr fwd | 2.04% | Dividend Safety Rating: paid plans only | Raised in all 42000 raised2008 raised2020 raised2022 raised | 38+ yrsraised 9 yrs in a row |
| WU $6.75Western Union | $0.235/qtr$0.94/yr fwd | 13.93% | Dividend Safety Rating: paid plans only | No cut in both2020 raised2022 heldno 2000/2008 record | 15+ yrsno raise streak |
| NWBI $15.13Northwest Bancshares | $0.20/qtr$0.80/yr fwd | 5.29% | Dividend Safety Rating: paid plans only | — | 30+ yrsno raise streak |
| NTB $56.67Bank of N.T. Butterfield & Son Limited | $0.50/qtr$2.00/yr fwd | 3.53% | Dividend Safety Rating: paid plans only | — | 5+ yrsraised 1 yr in a row |
| EFSCP $15.30Enterprise Financial Services | $0.3125/qtr$1.25/yr fwd | 8.17% | Dividend Safety Rating: paid plans only | — | 3+ yrsno raise streak |
| FCF $20.94First Commonwealth Financial | $0.14/qtr$0.56/yr fwd | 2.67% | Dividend Safety Rating: paid plans only | — | 16 yrsraised 9 yrs in a row |
| SATA $97.73Strive, Inc. Variable Rate Series A Perpetual Preferred Stock | $0.0571/wk$2.97/yr fwd | 3.04% | Dividend Safety Rating: paid plans only | — | —no raise streak |
Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: HMN vs BBAR, HMN vs OFG, HMN vs WAFD.
HMN Dividend History: Every Payment Since 1992
| Ex-date | Pay date | Amount | Frequency | Type |
|---|---|---|---|---|
| Sep 16, 2026 | Sep 18, 2026 | $0.36 | Quarterly | Regular |
| Jun 15, 2026 | Jun 17, 2026 | $0.36 | Quarterly | Regular |
| Mar 17, 2026 | Mar 19, 2026 | $0.36 | Quarterly | Regular |
| Dec 15, 2025 | Dec 17, 2025 | $0.35 | Quarterly | Regular |
| Sep 16, 2025 | Sep 18, 2025 | $0.35 | Quarterly | Regular |
| Jun 16, 2025 | Jun 18, 2025 | $0.35 | Quarterly | Regular |
| Mar 17, 2025 | Mar 19, 2025 | $0.35 | Quarterly | Regular |
| Dec 16, 2024 | Dec 18, 2024 | $0.34 | Quarterly | Regular |
| Sep 16, 2024 | Sep 18, 2024 | $0.34 | Quarterly | Regular |
| Jun 13, 2024 | Jun 17, 2024 | $0.34 | Quarterly | Regular |
| Mar 14, 2024 | Mar 18, 2024 | $0.34 | Quarterly | Regular |
| Dec 13, 2023 | Dec 15, 2023 | $0.33 | Quarterly | Regular |
| Sep 14, 2023 | Sep 18, 2023 | $0.33 | Quarterly | Regular |
| Jun 14, 2023 | Jun 16, 2023 | $0.33 | Quarterly | Regular |
| Mar 15, 2023 | Mar 17, 2023 | $0.33 | Quarterly | Regular |
| Dec 14, 2022 | Dec 30, 2022 | $0.32 | Quarterly | Regular |
| Sep 15, 2022 | Sep 30, 2022 | $0.32 | Quarterly | Regular |
| Jun 14, 2022 | Jun 30, 2022 | $0.32 | Quarterly | Regular |
| Mar 16, 2022 | Mar 31, 2022 | $0.32 | Quarterly | Regular |
| Dec 15, 2021 | Dec 31, 2021 | $0.31 | Quarterly | Regular |
| Sep 15, 2021 | Sep 30, 2021 | $0.31 | Quarterly | Regular |
| Jun 15, 2021 | Jun 30, 2021 | $0.31 | Quarterly | Regular |
| Mar 16, 2021 | Mar 31, 2021 | $0.31 | Quarterly | Regular |
| Dec 15, 2020 | Dec 31, 2020 | $0.30 | Quarterly | Regular |
| Sep 15, 2020 | Sep 30, 2020 | $0.30 | Quarterly | Regular |
| Jun 15, 2020 | Jun 30, 2020 | $0.30 | Quarterly | Regular |
| Mar 16, 2020 | Mar 31, 2020 | $0.30 | Quarterly | Regular |
| Dec 13, 2019 | Dec 31, 2019 | $0.2875 | Quarterly | Regular |
| Sep 13, 2019 | Sep 30, 2019 | $0.2875 | Quarterly | Regular |
| Jun 13, 2019 | Jun 28, 2019 | $0.2875 | Quarterly | Regular |
| Mar 15, 2019 | Mar 29, 2019 | $0.2875 | Quarterly | Regular |
| Dec 14, 2018 | Dec 31, 2018 | $0.285 | Quarterly | Regular |
| Sep 13, 2018 | Sep 28, 2018 | $0.285 | Quarterly | Regular |
| Jun 13, 2018 | Jun 29, 2018 | $0.285 | Quarterly | Regular |
| Mar 16, 2018 | Mar 30, 2018 | $0.285 | Quarterly | Regular |
| Dec 15, 2017 | Dec 29, 2017 | $0.275 | Quarterly | Regular |
| Sep 14, 2017 | Sep 29, 2017 | $0.275 | Quarterly | Regular |
| Jun 12, 2017 | Jun 30, 2017 | $0.275 | Quarterly | Regular |
| Mar 16, 2017 | Mar 31, 2017 | $0.275 | Quarterly | Regular |
| Dec 15, 2016 | Dec 30, 2016 | $0.265 | Quarterly | Regular |
| Sep 13, 2016 | Sep 30, 2016 | $0.265 | Quarterly | Regular |
| Jun 9, 2016 | Jun 30, 2016 | $0.265 | Quarterly | Regular |
| Mar 17, 2016 | Mar 31, 2016 | $0.265 | Quarterly | Regular |
| Dec 17, 2015 | Dec 31, 2015 | $0.25 | Quarterly | Regular |
| Sep 14, 2015 | Sep 30, 2015 | $0.25 | Quarterly | Regular |
| Jun 10, 2015 | Jun 30, 2015 | $0.25 | Quarterly | Regular |
| Mar 12, 2015 | Mar 31, 2015 | $0.25 | Quarterly | Regular |
| Dec 18, 2014 | Dec 31, 2014 | $0.23 | Quarterly | Regular |
| Sep 12, 2014 | Sep 30, 2014 | $0.23 | Quarterly | Regular |
| Jun 11, 2014 | Jun 30, 2014 | $0.23 | Quarterly | Regular |
| Mar 13, 2014 | Mar 31, 2014 | $0.23 | Quarterly | Regular |
| Dec 19, 2013 | Dec 31, 2013 | $0.195 | Quarterly | Regular |
| Sep 13, 2013 | Sep 30, 2013 | $0.195 | Quarterly | Regular |
| Jun 6, 2013 | Jun 28, 2013 | $0.195 | Quarterly | Regular |
| Mar 14, 2013 | Mar 29, 2013 | $0.195 | Quarterly | Regular |
| Dec 13, 2012 | Dec 31, 2012 | $0.16 | Quarterly | Regular |
| Sep 13, 2012 | Sep 28, 2012 | $0.13 | Quarterly | Regular |
| Jun 7, 2012 | Jun 29, 2012 | $0.13 | Quarterly | Regular |
| Mar 15, 2012 | Mar 30, 2012 | $0.13 | Quarterly | Regular |
| Dec 15, 2011 | Dec 30, 2011 | $0.13 | Quarterly | Regular |
| Sep 15, 2011 | Sep 30, 2011 | $0.11 | Quarterly | Regular |
| Jun 9, 2011 | Jun 30, 2011 | $0.11 | Quarterly | Regular |
| Mar 17, 2011 | Mar 31, 2011 | $0.11 | Quarterly | Regular |
| Dec 16, 2010 | Dec 31, 2010 | $0.11 | Quarterly | Regular |
| Sep 16, 2010 | Sep 30, 2010 | $0.08 | Quarterly | Regular |
| Jun 10, 2010 | Jun 30, 2010 | $0.08 | Quarterly | Regular |
| Mar 11, 2010 | Mar 31, 2010 | $0.08 | Quarterly | Regular |
| Dec 17, 2009 | Dec 31, 2009 | $0.08 | Quarterly | Regular |
| Sep 17, 2009 | Sep 30, 2009 | $0.0525 | Quarterly | Regular |
| Jun 10, 2009 | Jun 30, 2009 | $0.0525 | Quarterly | Regular |
| Mar 12, 2009 | Mar 31, 2009 | $0.0525 | Quarterly | Regular |
| Dec 18, 2008 | Dec 31, 2008 | $0.0525 | Quarterly | Regular |
| Sep 18, 2008 | Sep 30, 2008 | $0.105 | Quarterly | Regular |
| Jun 11, 2008 | Jun 30, 2008 | $0.105 | Quarterly | Regular |
| Mar 13, 2008 | Mar 31, 2008 | $0.105 | Quarterly | Regular |
| Dec 19, 2007 | Dec 31, 2007 | $0.105 | Quarterly | Regular |
| Sep 19, 2007 | Sep 28, 2007 | $0.105 | Quarterly | Regular |
| Jun 13, 2007 | Jun 29, 2007 | $0.105 | Quarterly | Regular |
| Mar 14, 2007 | Mar 30, 2007 | $0.105 | Quarterly | Regular |
| Dec 14, 2006 | Dec 29, 2006 | $0.105 | Quarterly | Regular |
| Sep 20, 2006 | Sep 29, 2006 | $0.105 | Quarterly | Regular |
| Jun 13, 2006 | Jun 30, 2006 | $0.105 | Quarterly | Regular |
| Mar 16, 2006 | Mar 30, 2006 | $0.105 | Quarterly | Regular |
| Dec 21, 2005 | Dec 30, 2005 | $0.105 | Quarterly | Regular |
| Sep 21, 2005 | Sep 30, 2005 | $0.105 | Quarterly | Regular |
| Jun 13, 2005 | Jun 30, 2005 | $0.105 | Quarterly | Regular |
| Mar 16, 2005 | Mar 30, 2005 | $0.105 | Quarterly | Regular |
| Dec 16, 2004 | Dec 30, 2004 | $0.105 | Quarterly | Regular |
| Sep 22, 2004 | Sep 30, 2004 | $0.105 | Quarterly | Regular |
| Jun 14, 2004 | Jun 30, 2004 | $0.105 | Quarterly | Regular |
| Mar 11, 2004 | Mar 30, 2004 | $0.105 | Quarterly | Regular |
| Dec 4, 2003 | Dec 15, 2003 | $0.105 | Quarterly | Regular |
| Sep 2, 2003 | Sep 15, 2003 | $0.105 | Quarterly | Regular |
| Jun 5, 2003 | Jun 16, 2003 | $0.105 | Quarterly | Regular |
| Mar 6, 2003 | Mar 17, 2003 | $0.105 | Quarterly | Regular |
| Dec 4, 2002 | Dec 16, 2002 | $0.105 | Quarterly | Regular |
| Sep 5, 2002 | Sep 16, 2002 | $0.105 | Quarterly | Regular |
| May 29, 2002 | Jun 17, 2002 | $0.105 | Quarterly | Regular |
| Feb 26, 2002 | Mar 15, 2002 | $0.105 | Quarterly | Regular |
| Dec 6, 2001 | Dec 17, 2001 | $0.105 | Quarterly | Regular |
| Aug 29, 2001 | Sep 17, 2001 | $0.105 | Quarterly | Regular |
| May 29, 2001 | Jun 15, 2001 | $0.105 | Quarterly | Regular |
| Feb 26, 2001 | Mar 15, 2001 | $0.105 | Quarterly | Regular |
| Dec 7, 2000 | Dec 15, 2000 | $0.105 | Quarterly | Regular |
| Aug 31, 2000 | Sep 15, 2000 | $0.105 | Quarterly | Regular |
| Jun 1, 2000 | Jun 15, 2000 | $0.105 | Quarterly | Regular |
| Mar 2, 2000 | Mar 15, 2000 | $0.105 | Quarterly | Regular |
| Nov 26, 1999 | Dec 15, 1999 | $0.105 | Quarterly | Regular |
| Aug 31, 1999 | Sep 15, 1999 | $0.0925 | Quarterly | Regular |
| May 26, 1999 | Jun 15, 1999 | $0.08 | Quarterly | Regular |
| Mar 2, 1999 | Mar 15, 1999 | $0.08 | Quarterly | Regular |
| Dec 1, 1998 | Dec 15, 1998 | $0.0925 | Quarterly | Regular |
| Aug 27, 1998 | Sep 15, 1998 | $0.08 | Quarterly | Regular |
| May 28, 1998 | Jun 15, 1998 | $0.08 | Quarterly | Regular |
| Feb 26, 1998 | Mar 16, 1998 | $0.08 | Quarterly | Regular |
| Nov 25, 1997 | Dec 15, 1997 | $0.08 | Quarterly | Regular |
| Aug 27, 1997 | Sep 15, 1997 | $0.0675 | Quarterly | Regular |
| May 28, 1997 | Jun 16, 1997 | $0.0675 | Quarterly | Regular |
| Feb 26, 1997 | Mar 17, 1997 | $0.0675 | Quarterly | Regular |
| Nov 26, 1996 | Dec 16, 1996 | $0.055 | Quarterly | Regular |
| Aug 28, 1996 | Sep 16, 1996 | $0.055 | Quarterly | Regular |
| May 29, 1996 | Jun 17, 1996 | $0.055 | Quarterly | Regular |
| Feb 29, 1996 | Mar 15, 1996 | $0.055 | Quarterly | Regular |
| Nov 29, 1995 | Dec 15, 1995 | $0.045 | Quarterly | Regular |
| Aug 30, 1995 | Sep 15, 1995 | $0.045 | Quarterly | Regular |
| May 25, 1995 | Jun 15, 1995 | $0.045 | Quarterly | Regular |
| Feb 23, 1995 | Mar 15, 1995 | $0.045 | Quarterly | Regular |
| Nov 25, 1994 | Dec 15, 1994 | $0.036 | Quarterly | Regular |
| Aug 26, 1994 | Sep 15, 1994 | $0.036 | Quarterly | Regular |
| May 25, 1994 | Jun 15, 1994 | $0.036 | Quarterly | Regular |
| Feb 23, 1994 | Mar 15, 1994 | $0.036 | Quarterly | Regular |
| Nov 24, 1993 | Dec 15, 1993 | $0.03 | Quarterly | Regular |
| Aug 26, 1993 | Sep 15, 1993 | $0.03 | Quarterly | Regular |
| May 25, 1993 | Jun 15, 1993 | $0.03 | Quarterly | Regular |
| Feb 23, 1993 | Mar 15, 1993 | $0.03 | Quarterly | Regular |
| Nov 24, 1992 | Dec 15, 1992 | $0.025 | Quarterly | Regular |
| Aug 26, 1992 | Sep 15, 1992 | $0.025 | Quarterly | Regular |
| May 26, 1992 | Jun 15, 1992 | $0.025 | Quarterly | Regular |
| Feb 24, 1992 | Mar 16, 1992 | $0.025 | Quarterly | Regular |
What the Dividend Safety Rating Means for HMN
HMN Dividend Questions
How often does HMN pay dividends?
HMN pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 91 days, and the cash usually lands about 2 days later.
Does HMN pay dividends monthly?
No. HMN pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.
When is the next HMN dividend?
HMN has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Dec 16, 2026, with the cash around Dec 18, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.36 a share, went ex on Sep 16, 2026 and paid Sep 18, 2026. The current rate is $0.36 per share, $1.44 a year.
Does HMN pay a dividend in December 2026?
Not declared yet. By its usual rhythm the next ex-date falls around Dec 16, 2026, with the cash around Dec 18, 2026, so a payment in December 2026 is likely. Only the company’s declaration makes it final.
How much does HMN pay per share?
HMN pays $0.36 a share quarterly, $1.44 a year. At the Nov 13, 2026 close of $53.01 that is a 2.72% run-rate yield, below its usual level: its own 7-year median is 3.25%.
Has HMN raised its dividend?
Yes. HMN has raised its annual dividend 16 years in a row, through 2025. The latest raise, on Mar 17, 2026, took the rate from $0.35 to $0.36 (+2.86%). Over five years the dividend grew 3.0% a year.
Is HMN’s dividend safe?
No rating can promise a future payment, but the record on file says a lot. HMN paid out 34% of its earnings as dividends over the 4 quarters to Sep 30, 2026. It has raised its dividend 16 years in a row and gone 17 years without a cut. This is data, not investment advice. The full 7-check rating comes with a plan.
How do I track my HMN dividends?
Add HMN to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run HMN in the DRIP calculator.