Lument Finance Trust, Inc. · LFT · NYSE
Dividend report · updated Nov 12, 2026
$4.43 +2.31% on the day, +$0.10
LFT stock page: price, charts & signals →
UnlockDividend Safety Rating: paid plans onlyDividend Safety Rating: paid plans only Is LFT’s dividend Very Safe or High Risk? 7 checks scored. Payout ratio, raise streak, recession record and 4 more. Show the rating
Yearly payout / yield
$0.16·3.61%
$0.04 quarterly x 4 ⓘ
Next payment
~$0.04/qtr
not declared yet ⓘ
Next ex-date
—
was due ~Sep 30 ⓘ
Years without a cut
0 yrs
cut in 2025 (-50.0%) ⓘ
Paying since
2013
96 payments on file
Yield vs history ⓘ
39
Below its usual yield
LFT share price & total return
Daily closing price, adjusted for stock splits.
LFT stock page »All dividend lists »Build a portfolio around LFT »
DSRSimilar stocksHistoryPayoutsFAQ
Last 20 payments
LFT Dividend Growth (CAGR)
1Y -31.8%3Y -17.0%5Y -46.3%10Y -31.5%
Per-share amount, by the date it paid (~ = about, from its usual pay gap). Orange = special or irregular payment. Amounts before Sep 10, 2026 are restated for the 1-for-10 reverse split. The enlarge button shows all 96 payments since 2013.
Annual dividends and growth
Total paid per share in each calendar year; 2026 YTD is paid so far, the amounts vary too much to estimate the rest. Totals include specials; the growth line leaves them out.
Next 5 years if the pace holds
If the recent pace holds — one-off jumps left out. Not a forecast. Pace: -33.33% a year, its typical yearly change over the last 5 years. Today's $0.16 a year would be $0.04 by 2031 - 0.84% on today's $4.43 price.

How Many LFT Shares for $500 or $1,000 a Month?

At $0.16 a share a year, $500 a month takes about 37,500 LFT shares, about $166,125 at the Nov 12, 2026 close of $4.43. $1,000 a month takes about 75,000 shares, about $332,250. Before taxes, and only while the rate holds.

Lument Finance Trust (LFT) pays $0.04 a share quarterly, $0.16 a year, a 3.61% run-rate yield at the Nov 12, 2026 close of $4.43. It has made 96 dividend payments since 2013.

At today’s rate of $0.04 quarterly and the last close of $4.43, this is what LFT pays before taxes, if the rate stays where it is:

You holdEach paymentPer month (avg)Per year
1 share$0.04$0.01$0.16
100 shares$4.00$1.33$16.00
$10,000 invested (2,257.3 shares)$90.29$30.10$361.17
37,500 shares ($500/mo)$1,500.00$500.00$6,000.00
75,000 shares ($1,000/mo)$3,000.00$1,000.00$12,000.00

With DRIP on, every payment buys more shares instead of landing as cash. 100 LFT shares reinvest into 0.90 new shares each payment, about 3.7 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 111 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with LFT’s own history in the LFT DRIP calculator.

UnlockDividend Safety Rating: paid plans only
Dividend Safety Rating Not financial advice
See LFT’s rating and its 7 factors.
See the rating & factors »
An algorithmic rating built from reported data, not a recommendation.
  • Coverage (EPS): are profits enough to pay the dividend rating
  • Coverage (cash flow): does cash from the business cover the dividend rating
  • Dividend vs cash flow + debt: is the dividend paid with borrowed money report
  • Debt load: how much the balance sheet leans on borrowing rating
  • Debt interest coverage: can profits easily pay the interest bill rating
  • Liquidity: is there cash for debts due this year rating
  • Earnings direction: are sales and profits growing or shrinking report
  • Raise streak: how many years in a row it raised see details
  • Years without a cut: how long since the last dividend cut see details
  • Raise vs trend: are recent raises keeping their usual pace history
  • Yield vs history: is today’s yield high or low versus its past rating
  • Recession record: what the dividend did in past crashes history

LFT Dividend Yield Today vs Its 5-Year Range

39/100Below its usual yieldvs its 10-yr history
  • LFT yields 3.61% today, at the Nov 12, 2026 close of $4.43.
  • Its own 10-year median is 8.85%, so today’s yield is below its usual level.
  • No steady norm: its payout changed too much in 3 years to read a steady norm. So this reads today’s yield against its own 10-year history as it is.
Last 5 years: lowest to highest month-end yield
0.79% low13.04% high
Blue mark = today, grey = its 10-year median. A higher yield than usual means a lower price against the payout.

Where today ranks in its own history is in the paid report

How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.

When Is LFT’s Next Dividend? Ex-Date and Pay Date After July 2026

LFT has not declared its next dividend yet. By its usual gap of about 92 days the next ex-date was due around Sep 30, 2026, and it is not on file yet: it may be late, or still to be announced. The latest one, $0.04 a share, went ex on Jun 30, 2026 and paid Jul 2, 2026.

  • Ex-dates: about every 92 days (quarterly)
  • Payment: usually about 2 days after the ex-date

Every payer going ex-dividend this week is on the dividend calendar.

How Often Does LFT Pay?

LFT pays quarterly, 4 times a year. Recent payments arrived in Jan, Apr, Jul and Oct, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 92 days, and the cash usually lands about 2 days later.

Paid in the last 12 months
$0.12 a share, in 3 payments.
-55.6% against the 12 months before ($0.27 in 4 payments).
Cash that landed, by pay date. The yield up top uses today’s rate instead, so a raise or a cut shows there first.
Payout months
JanFebMarAprMayJunJulAugSepOctNovDec
Pays in Jan, Apr, Jul and Oct. Ex-dates fall in Mar, Jun, Sep and Dec (latest 4 payments).
Raise history
  • Streak: 0 years of higher annual totals (through 2025)
  • Last raise: Dec 31, 2024 - $0.08 to $0.09 (+$0.01, +12.50%)
  • Usual $ step: $0.01 (median of the raises before it)
Coverage
  • FFO payout (approx.): n/a (FFO negative) - $0.16 paid / $-2.36 FFO per share (net income + depreciation & amortization, 4 quarters to Jun 30, 2026)
  • Cash-flow payout: 13.0% - $0.16 paid / $1.23 operating cash flow per share (4 quarters to Jun 30, 2026); own 4-yr norm 7.2% (median of 12 earlier trailing years)
  • GAAP EPS payout (context): n/a (EPS negative) - $0.16 paid / -$3.60 EPS (4 quarters to Jun 30, 2026); own 4-yr norm 13.7% (median of 12 earlier trailing years)
REITs pay from funds from operations; GAAP EPS understates coverage.

LFT vs Similar Dividend Stocks (BHM, GPMT...)

Against the 10 dividend-paying Real Estate companies closest to LFT in market value, LFT’s 3.61% run-rate yield is below the group’s middle yield of 8.12%, and its raise streak of 0 years is the 3rd longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.

Ticker Dividend ⓘ Yield Safety Rating No cut ⓘ
LFT $4.43Lument Finance Trust $0.04/qtr$0.16/yr fwd 3.61% Dividend Safety Rating: paid plans only 0 yrsno raise streak
BHM $7.72Bluerock Homes Trust $0.125/qtr$0.50/yr fwd 6.48% Dividend Safety Rating: paid plans only 1 yrno raise streak
GPMT $2.66Granite Point Mortgage Trust $0.01/qtr$0.04/yr fwd 1.50% Dividend Safety Rating: paid plans only 0 yrsno raise streak
SACH $0.70Sachem Capital $0.01/qtr$0.04/yr fwd 5.71% Dividend Safety Rating: paid plans only 0 yrsno raise streak
JREIF $769.20Japan Real Estate Investment $16.2859/half-yr$32.57/yr fwd 4.23% Dividend Safety Rating: paid plans only 2 yrsraised 2 yrs in a row
BREUF $1.65Bridgemarq Real Estate Services $0.079/mo$0.95/yr fwd 57.45% Dividend Safety Rating: paid plans only 11+ yrsno raise streak
SITC $0.68SITE Centers $1.00/qtr$4.00/yr fwd 588.24% Dividend Safety Rating: paid plans only 1 yrno raise streak
LOAN $3.27Manhattan Bridge Capital $0.11/qtr$0.44/yr fwd 13.46% Dividend Safety Rating: paid plans only 0 yrsno raise streak
SCCE $24.47Sachem Capital Corp. 6.00% Note $0.375/qtr$1.50/yr fwd 6.13% Dividend Safety Rating: paid plans only 3+ yrsraised 1 yr in a row
FSP $0.41Franklin Street Properties $0.01/qtr$0.04/yr fwd 9.76% Dividend Safety Rating: paid plans only 3 yrsno raise streak
SQFTP $6.20Presidio Property Trust $0.1953/mo$2.34/yr fwd 37.80% Dividend Safety Rating: paid plans only 3+ yrsno raise streak

Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: LFT vs BHM, LFT vs GPMT, LFT vs SACH.

LFT Dividend History: Every Payment Since 2013

Ex-datePay dateAmountFrequencyType
Jun 30, 2026Jul 2, 2026$0.04QuarterlyRegular
Mar 31, 2026Apr 2, 2026$0.04QuarterlyRegular
Dec 31, 2025Jan 2, 2026$0.04QuarterlyRegular
Sep 30, 2025Oct 2, 2025$0.04QuarterlyRegular
Jun 30, 2025Jul 2, 2025$0.06QuarterlyRegular
Mar 31, 2025Apr 2, 2025$0.08QuarterlyRegular
Dec 31, 2024Jan 2, 2025$0.09QuarterlyRegular
Sep 30, 2024Oct 2, 2024$0.08QuarterlyRegular
Jun 28, 2024Jul 1, 2024$0.08QuarterlyRegular
Mar 27, 2024Mar 29, 2024$0.07QuarterlyRegular
The other 86 LFT payments come with a paid plan.
Show all 96 payments »
Newest first. Amounts are per share as paid, restated for splits; frequency is the schedule on file for that payment; a payment over 2.5x its neighbours is marked special.
From reported payments, prices and filings — data, not investment advice.

What the Dividend Safety Rating Means for LFT

UnlockDividend Safety Rating: paid plans only
See where LFT lands, and why.
See the rating & factors »
Own LFT? Your payouts fill in by themselves Add LFT once, with your buy date and share count. Every dividend since fills in, dated and in dollars, and with DRIP on each new share is counted for you.
Track LFT →

LFT Dividend Questions

How often does LFT pay dividends?

LFT pays quarterly, 4 times a year. Recent payments arrived in Jan, Apr, Jul and Oct, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 92 days, and the cash usually lands about 2 days later.

Does LFT pay dividends monthly?

No. LFT pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.

When is the next LFT dividend?

LFT has not declared its next dividend yet. By its usual gap of about 92 days the next ex-date was due around Sep 30, 2026, and it is not on file yet: it may be late, or still to be announced. The latest one, $0.04 a share, went ex on Jun 30, 2026 and paid Jul 2, 2026. The current rate is $0.04 per share, $0.16 a year.

Did LFT pay a dividend in July 2026?

Yes: $0.04 a share, ex-date Jun 30, 2026, paid Jul 2, 2026. The next one is not on file yet.

How much does LFT pay per share?

LFT pays $0.04 a share quarterly, $0.16 a year. At the Nov 12, 2026 close of $4.43 that is a 3.61% run-rate yield, below its usual level: its own 10-year median is 8.85%.

Has LFT raised its dividend?

LFT has no current streak of yearly raises. The latest raise, on Dec 31, 2024, took the rate from $0.08 to $0.09 (+12.50%). Over five years the dividend grew -46.3% a year.

Is LFT’s dividend safe?

No rating can promise a future payment, but the record on file says a lot. LFT paid out 13% of its cash flow as dividends over the 4 quarters to Jun 30, 2026. This is data, not investment advice. The full 7-check rating comes with a plan.

How do I track my LFT dividends?

Add LFT to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run LFT in the DRIP calculator.

More Dividend Lists and Tools

LFT Stock: Price, Earnings & Charts » LFT DRIP Calculator » All Dividend Lists & Tools »Dividend Portfolio Builder HOT »Recession-Proof Dividend Stocks HOT »Best Crash Recovery Stocks NEW »Safest Dividend Stocks NEW »Ex-Dividend Calendar »Dividend Raises This Month »Latest Dividend Cuts »Dividend Kings (50+ yrs) »Track Your Own Stocks »
How this page is built: the rate is the latest regular dividend per share; run-rate yield = rate × payments per year ÷ last close (Nov 12, 2026), never a trailing 12-month total, which lags after a raise and hides a cut. Specials and one-off payments never count in the rate; a payer whose regular payments differ in size is annualized over its last full cycle of regular payments. Raise streak = consecutive calendar years with a higher amount per payment than the year before; years without a cut = years in which the amount per payment held within 1%. The Dividend Safety Rating reads 7 visible lines: coverage, streak, raise pace and yield range for dividend stocks; NAV trend, NAV funding and payout stability for income funds. Similar payers = the same sector or fund group, nearest in market value or fund size. Payments, prices and filings come from DRIPCALC’s price and dividend database. History is not a forecast. This is data, not investment advice.