How Many LOB Shares for $500 or $1,000 a Month?
At $0.12 a share a year, $500 a month takes about 50,000 LOB shares, about $1,731,500 at the Nov 13, 2026 close of $34.63. $1,000 a month takes about 100,000 shares, about $3,463,000. Before taxes, and only while the rate holds.
Live Oak Bancshares (LOB) pays $0.03 a share quarterly, $0.12 a year, a 0.35% run-rate yield at the Nov 13, 2026 close of $34.63. It has made 45 dividend payments since 2015.
At today’s rate of $0.03 quarterly and the last close of $34.63, this is what LOB pays before taxes, if the rate stays where it is:
| You hold | Each payment | Per month (avg) | Per year |
|---|---|---|---|
| 1 share | $0.03 | $0.01 | $0.12 |
| 100 shares | $3.00 | $1.00 | $12.00 |
| $10,000 invested (288.8 shares) | $8.66 | $2.89 | $34.65 |
| 50,000 shares ($500/mo) | $1,500.00 | $500.00 | $6,000.00 |
| 100,000 shares ($1,000/mo) | $3,000.00 | $1,000.00 | $12,000.00 |
With DRIP on, every payment buys more shares instead of landing as cash. 100 LOB shares reinvest into 0.09 new shares each payment, about 0.3 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 1,155 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with LOB’s own history in the LOB DRIP calculator.
- Coverage (EPS): are profits enough to pay the dividend rating
- Coverage (FCF): is spare cash enough to pay the dividend rating
- Dividend vs cash flow + debt: is the dividend paid with borrowed money report
- Debt load: how much the balance sheet leans on borrowing rating
- Debt interest coverage: can profits easily pay the interest bill rating
- Liquidity: is there cash for debts due this year rating
- Earnings direction: are sales and profits growing or shrinking report
- Raise streak: how many years in a row it raised see details
- Years without a cut: how long since the last dividend cut see details
- Raise vs trend: are recent raises keeping their usual pace history
- Yield vs history: is today’s yield high or low versus its past rating
- Recession record: what the dividend did in past crashes history
LOB Dividend Yield Today vs Its 5-Year Range
- LOB yields 0.35% today, at the Nov 13, 2026 close of $34.63.
- Its own 10-year median is 0.37%, so today’s yield is near its usual level.
- No steady norm: a 0.35% yield is too small to say much about the price. So this reads today’s yield against its own 10-year history as it is.
Where today ranks in its own history is in the paid report
How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.
When Is LOB’s Next Dividend? Ex-Date and Pay Date After September 2026
LOB has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Dec 1, 2026, with the cash around Dec 3, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.03 a share, went ex on Sep 1, 2026 and paid Sep 3, 2026.
- Ex-dates: about every 91 days (quarterly)
- Payment: usually about 2 days after the ex-date
- Next earnings report: Jan 20, 2027
Every payer going ex-dividend this week is on the dividend calendar.
How Often Does LOB Pay?
LOB pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 91 days, and the cash usually lands about 2 days later.
- Streak: 0 years of higher annual totals (through 2025)
- Last raise: Aug 17, 2017 - $0.02 to $0.03 (+$0.01, +50.00%)
- Usual $ step: $0.01 (median of the raises before it)
- EPS payout: 4.3% - $0.12 paid / $2.81 EPS (4 quarters to Sep 30, 2026)
LOB vs Similar Dividend Stocks (NBHC, TCBK...)
Against the 10 dividend-paying Financial Services companies closest to LOB in market value, LOB’s 0.35% run-rate yield is below the group’s middle yield of 2.32%, and its raise streak of 0 years is the 6th longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.
| Ticker | Dividend ⓘ | Yield | Safety Rating | Recessions ⓘ | No cut ⓘ |
|---|---|---|---|---|---|
| LOB $34.63Live Oak Bancshares | $0.03/qtr$0.12/yr fwd | 0.35% | Dividend Safety Rating: paid plans only | — | 9+ yrsno raise streak |
| NBHC $37.04National Bank Holdings | $0.32/qtr$1.28/yr fwd | 3.46% | Dividend Safety Rating: paid plans only | Raised in both2020 raised2022 raisedno 2000/2008 record | 12+ yrsraised 10 yrs in a row |
| TCBK $51.58TriCo Bancshares | $0.36/qtr$1.44/yr fwd | 2.79% | Dividend Safety Rating: paid plans only | — | 15 yrsraised 13 yrs in a row |
| CASH $75.04Pathward Financial | $0.05/qtr$0.20/yr fwd | 0.27% | Dividend Safety Rating: paid plans only | — | 30+ yrsno raise streak |
| GAM $65.56General American Investors Company | $0.25/yr | 0.38% | Dividend Safety Rating: paid plans only | — | 6 yrsno raise streak |
| BFC $150.04Bank First | $0.60/qtr$2.40/yr fwd | 1.60% | Dividend Safety Rating: paid plans only | — | 11+ yrsraised 3 yrs in a row |
| LKFN $61.84Lakeland Financial | $0.52/qtr$2.08/yr fwd | 3.36% | Dividend Safety Rating: paid plans only | Raised in all 42000 raised2008 raised2020 raised2022 raised | 27+ yrsraised 14 yrs in a row |
| TSLX $17.56Sixth Street Specialty Lending | $0.42/mo$5.04/yr fwd | 28.70% | Dividend Safety Rating: paid plans only | — | 0 yrsno raise streak |
| OBK $54.24Origin Bancorp | $0.25/qtr$1.00/yr fwd | 1.84% | Dividend Safety Rating: paid plans only | — | 7+ yrsno raise streak |
| CET $56.73Central Securities | $0.31/half-yr$0.62/yr fwd | 1.09% | Dividend Safety Rating: paid plans only | — | 6 yrsraised 1 yr in a row |
| HOPE $13.06Hope Bancorp | $0.14/qtr$0.56/yr fwd | 4.29% | Dividend Safety Rating: paid plans only | — | 12+ yrsno raise streak |
Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: LOB vs NBHC, LOB vs TCBK, LOB vs CASH.
LOB Dividend History: Every Payment Since 2015
| Ex-date | Pay date | Amount | Frequency | Type |
|---|---|---|---|---|
| Sep 1, 2026 | Sep 3, 2026 | $0.03 | Quarterly | Regular |
| Jun 2, 2026 | Jun 4, 2026 | $0.03 | Quarterly | Regular |
| Mar 5, 2026 | Mar 9, 2026 | $0.03 | Quarterly | Regular |
| Dec 2, 2025 | Dec 4, 2025 | $0.03 | Quarterly | Regular |
| Sep 2, 2025 | Sep 4, 2025 | $0.03 | Quarterly | Regular |
| Jun 3, 2025 | Jun 5, 2025 | $0.03 | Quarterly | Regular |
| Feb 25, 2025 | Feb 27, 2025 | $0.03 | Quarterly | Regular |
| Dec 2, 2024 | Dec 4, 2024 | $0.03 | Quarterly | Regular |
| Sep 3, 2024 | Sep 5, 2024 | $0.03 | Quarterly | Regular |
| Jun 4, 2024 | Jun 6, 2024 | $0.03 | Quarterly | Regular |
| Feb 26, 2024 | Feb 28, 2024 | $0.03 | Quarterly | Regular |
| Nov 27, 2023 | Nov 29, 2023 | $0.03 | Quarterly | Regular |
| Sep 1, 2023 | Sep 4, 2023 | $0.03 | Quarterly | Regular |
| Jun 6, 2023 | Jun 8, 2023 | $0.03 | Quarterly | Regular |
| Feb 27, 2023 | Mar 1, 2023 | $0.03 | Quarterly | Regular |
| Nov 28, 2022 | Nov 30, 2022 | $0.03 | Quarterly | Regular |
| Sep 2, 2022 | Sep 5, 2022 | $0.03 | Quarterly | Regular |
| May 27, 2022 | May 30, 2022 | $0.03 | Quarterly | Regular |
| Feb 28, 2022 | Mar 2, 2022 | $0.03 | Quarterly | Regular |
| Nov 26, 2021 | Nov 29, 2021 | $0.03 | Quarterly | Regular |
| Sep 3, 2021 | Sep 6, 2021 | $0.03 | Quarterly | Regular |
| May 24, 2021 | May 26, 2021 | $0.03 | Quarterly | Regular |
| Mar 8, 2021 | Mar 10, 2021 | $0.03 | Quarterly | Regular |
| Nov 30, 2020 | Dec 2, 2020 | $0.03 | Quarterly | Regular |
| Sep 4, 2020 | Sep 7, 2020 | $0.03 | Quarterly | Regular |
| May 22, 2020 | May 25, 2020 | $0.03 | Quarterly | Regular |
| Feb 24, 2020 | Feb 26, 2020 | $0.03 | Quarterly | Regular |
| Dec 2, 2019 | Dec 4, 2019 | $0.03 | Quarterly | Regular |
| Sep 9, 2019 | Sep 11, 2019 | $0.03 | Quarterly | Regular |
| May 24, 2019 | May 27, 2019 | $0.03 | Quarterly | Regular |
| Feb 25, 2019 | Feb 27, 2019 | $0.03 | Quarterly | Regular |
| Nov 30, 2018 | Dec 3, 2018 | $0.03 | Quarterly | Regular |
| Sep 10, 2018 | Sep 12, 2018 | $0.03 | Quarterly | Regular |
| May 25, 2018 | May 28, 2018 | $0.03 | Quarterly | Regular |
| Feb 23, 2018 | Feb 26, 2018 | $0.03 | Quarterly | Regular |
| Nov 10, 2017 | Nov 13, 2017 | $0.03 | Quarterly | Regular |
| Aug 17, 2017 | Aug 21, 2017 | $0.03 | Quarterly | Regular |
| May 19, 2017 | May 22, 2017 | $0.02 | Quarterly | Regular |
| Mar 8, 2017 | Mar 10, 2017 | $0.02 | Quarterly | Regular |
| Dec 12, 2016 | Dec 14, 2016 | $0.02 | Quarterly | Regular |
| Aug 30, 2016 | Sep 1, 2016 | $0.02 | Quarterly | Regular |
| Jun 3, 2016 | Jun 6, 2016 | $0.01 | Quarterly | Regular |
| Feb 26, 2016 | Feb 29, 2016 | $0.02 | Quarterly | Regular |
| Dec 28, 2015 | Dec 30, 2015 | $0.01 | Quarterly | Regular |
| Sep 23, 2015 | Sep 25, 2015 | $0.01 | Quarterly | Regular |
What the Dividend Safety Rating Means for LOB
LOB Dividend Questions
How often does LOB pay dividends?
LOB pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 91 days, and the cash usually lands about 2 days later.
Does LOB pay dividends monthly?
No. LOB pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.
When is the next LOB dividend?
LOB has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Dec 1, 2026, with the cash around Dec 3, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.03 a share, went ex on Sep 1, 2026 and paid Sep 3, 2026. The current rate is $0.03 per share, $0.12 a year.
Does LOB pay a dividend in December 2026?
Not declared yet. By its usual rhythm the next ex-date falls around Dec 1, 2026, with the cash around Dec 3, 2026, so a payment in December 2026 is likely. Only the company’s declaration makes it final.
How much does LOB pay per share?
LOB pays $0.03 a share quarterly, $0.12 a year. At the Nov 13, 2026 close of $34.63 that is a 0.35% run-rate yield, near its usual level: its own 10-year median is 0.37%.
Has LOB raised its dividend?
LOB has no current streak of yearly raises. The latest raise, on Aug 17, 2017, took the rate from $0.02 to $0.03 (+50.00%). Over five years the dividend grew 0.0% a year.
Is LOB’s dividend safe?
No rating can promise a future payment, but the record on file says a lot. LOB paid out 4% of its earnings as dividends over the 4 quarters to Sep 30, 2026. It has gone 9+ years without a cut. This is data, not investment advice. The full 6-check rating comes with a plan.
How do I track my LOB dividends?
Add LOB to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run LOB in the DRIP calculator.
