How Many PFBC Shares for $500 or $1,000 a Month?
At $3.20 a share a year, $500 a month takes about 1,875 PFBC shares, about $194,981 at the Nov 13, 2026 close of $103.99. $1,000 a month takes about 3,750 shares, about $389,963. Before taxes, and only while the rate holds.
Preferred Bank (PFBC) pays $0.80 a share quarterly, $3.20 a year, a 3.08% run-rate yield at the Nov 13, 2026 close of $103.99. It has paid since 2001 and raised its annual dividend 5 years in a row.
At today’s rate of $0.80 quarterly and the last close of $103.99, this is what PFBC pays before taxes, if the rate stays where it is:
| You hold | Each payment | Per month (avg) | Per year |
|---|---|---|---|
| 1 share | $0.80 | $0.27 | $3.20 |
| 100 shares | $80.00 | $26.67 | $320.00 |
| $10,000 invested (96.2 shares) | $76.93 | $25.64 | $307.72 |
| 1,875 shares ($500/mo) | $1,500.00 | $500.00 | $6,000.00 |
| 3,750 shares ($1,000/mo) | $3,000.00 | $1,000.00 | $12,000.00 |
With DRIP on, every payment buys more shares instead of landing as cash. 100 PFBC shares reinvest into 0.77 new shares each payment, about 3.1 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 130 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with PFBC’s own history in the PFBC DRIP calculator.
- Coverage (EPS): are profits enough to pay the dividend rating
- Coverage (FCF): is spare cash enough to pay the dividend rating
- Dividend vs cash flow + debt: is the dividend paid with borrowed money report
- Debt load: how much the balance sheet leans on borrowing rating
- Debt interest coverage: can profits easily pay the interest bill rating
- Liquidity: is there cash for debts due this year rating
- Earnings direction: are sales and profits growing or shrinking report
- Raise streak: how many years in a row it raised see details
- Years without a cut: how long since the last dividend cut see details
- Raise vs trend: are recent raises keeping their usual pace history
- Yield vs history: is today’s yield high or low versus its past rating
- Recession record: what the dividend did in past crashes history
PFBC Dividend Yield Today vs Its 5-Year Range
- PFBC yields 3.08% today, at the Nov 13, 2026 close of $103.99.
- Its own 7-year median is 3.14%, so today’s yield is near its usual level.
Where today ranks in its own history is in the paid report
How it works. Each month-end over the last 7 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.
When Is PFBC’s Next Dividend? Ex-Date and Pay Date After October 2026
PFBC has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Jan 4, 2027, with the cash around Jan 6, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.80 a share, went ex on Oct 5, 2026 and paid Oct 7, 2026.
- Ex-dates: about every 91 days (quarterly)
- Payment: usually about 2 days after the ex-date
- Next earnings report: Jan 28, 2027
Every payer going ex-dividend this week is on the dividend calendar.
How Often Does PFBC Pay?
PFBC pays quarterly, 4 times a year. Recent payments arrived in Jan, Apr, Jul and Oct, with ex-dates in Jan, Apr, Jul and Oct. The ex-date comes about every 91 days, and the cash usually lands about 2 days later.
- Streak: 5 years of higher annual totals (through 2025)
- Last raise: Jan 6, 2026 - $0.75 to $0.80 (+$0.05, +6.67%)
- Usual $ step: $0.12 (median of the raises before it)
- EPS payout: 29.5% - $3.20 paid / $10.83 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 22.8% (median of 12 earlier trailing years)
PFBC vs Similar Dividend Stocks (ATLCP, AMTB...)
Against the 10 dividend-paying Financial Services companies closest to PFBC in market value, PFBC’s 3.08% run-rate yield is below the group’s middle yield of 5.11%, and its raise streak of 5 years is the 2nd longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.
| Ticker | Dividend ⓘ | Yield | Safety Rating | No cut ⓘ |
|---|---|---|---|---|
| PFBC $103.99Preferred Bank | $0.80/qtr$3.20/yr fwd | 3.08% | Dividend Safety Rating: paid plans only | 10+ yrsraised 5 yrs in a row |
| ATLCP $20.91Atlanticus Holdings | $0.4766/qtr$1.91/yr fwd | 9.12% | Dividend Safety Rating: paid plans only | 3+ yrsno raise streak |
| AMTB $30.42Amerant Bancorp | $0.09/qtr$0.36/yr fwd | 1.18% | Dividend Safety Rating: paid plans only | 3+ yrsno raise streak |
| FMBL $9,840.00Farmers & Merchants Bank of Long Beach | $28.00/qtr$112.00/yr fwd | 1.14% | Dividend Safety Rating: paid plans only | 23+ yrsraised 1 yr in a row |
| HQH $21.33Abrdn Healthcare Investors | $0.66/qtr$2.64/yr fwd | 12.38% | Dividend Safety Rating: paid plans only | 3 yrsno raise streak |
| MSDL $13.83Morgan Stanley Direct Lending Fund | $0.45/qtr$1.80/yr fwd | 13.02% | Dividend Safety Rating: paid plans only | 0 yrsraised 1 yr in a row |
| WD $38.61Walker & Dunlop | $0.68/qtr$2.72/yr fwd | 7.04% | Dividend Safety Rating: paid plans only | 7+ yrsraised 7+ yrs in a row |
| HFWA $28.22Heritage Financial | $0.25/qtr$1.00/yr fwd | 3.54% | Dividend Safety Rating: paid plans only | 15 yrsraised 5 yrs in a row |
| STC $41.61Stewart Information Services | $0.55/qtr$2.20/yr fwd | 5.29% | Dividend Safety Rating: paid plans only | 16 yrsraised 5 yrs in a row |
| JCAP $19.46Jefferson Capital, Inc. Common Stock | $0.24/qtr$0.96/yr fwd | 4.93% | Dividend Safety Rating: paid plans only | —no raise streak |
| UVE $48.57Universal Insurance Holdings | $0.16/qtr$0.64/yr fwd | 1.32% | Dividend Safety Rating: paid plans only | 15 yrsraised 1 yr in a row |
Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: PFBC vs ATLCP, PFBC vs AMTB, PFBC vs FMBL.
PFBC Dividend History: Every Payment Since 2001
| Ex-date | Pay date | Amount | Frequency | Type |
|---|---|---|---|---|
| Oct 5, 2026 | Oct 7, 2026 | $0.80 | Quarterly | Regular |
| Jul 7, 2026 | Jul 9, 2026 | $0.80 | Quarterly | Regular |
| Apr 7, 2026 | Apr 9, 2026 | $0.80 | Quarterly | Regular |
| Jan 6, 2026 | Jan 8, 2026 | $0.80 | Quarterly | Regular |
| Oct 7, 2025 | Oct 9, 2025 | $0.75 | Quarterly | Regular |
| Jul 8, 2025 | Jul 10, 2025 | $0.75 | Quarterly | Regular |
| Apr 7, 2025 | Apr 9, 2025 | $0.75 | Quarterly | Regular |
| Jan 10, 2025 | Jan 13, 2025 | $0.75 | Quarterly | Regular |
| Jan 9, 2025 | Jan 23, 2025 | $0.75 | Quarterly | Regular |
| Oct 7, 2024 | Oct 9, 2024 | $0.70 | Quarterly | Regular |
| Jul 5, 2024 | Jul 8, 2024 | $0.70 | Quarterly | Regular |
| Apr 4, 2024 | Apr 8, 2024 | $0.70 | Quarterly | Regular |
| Jan 5, 2024 | Jan 8, 2024 | $0.70 | Quarterly | Regular |
| Oct 5, 2023 | Oct 9, 2023 | $0.55 | Quarterly | Regular |
| Jul 6, 2023 | Jul 10, 2023 | $0.55 | Quarterly | Regular |
| Apr 5, 2023 | Apr 7, 2023 | $0.55 | Quarterly | Regular |
| Jan 5, 2023 | Jan 9, 2023 | $0.55 | Quarterly | Regular |
| Oct 6, 2022 | Oct 21, 2022 | $0.43 | Quarterly | Regular |
| Jul 6, 2022 | Jul 21, 2022 | $0.43 | Quarterly | Regular |
| Apr 6, 2022 | Apr 21, 2022 | $0.43 | Quarterly | Regular |
| Jan 6, 2022 | Jan 21, 2022 | $0.43 | Quarterly | Regular |
| Oct 6, 2021 | Oct 21, 2021 | $0.38 | Quarterly | Regular |
| Jul 6, 2021 | Jul 21, 2021 | $0.38 | Quarterly | Regular |
| Apr 6, 2021 | Apr 21, 2021 | $0.38 | Quarterly | Regular |
| Jan 6, 2021 | Jan 21, 2021 | $0.30 | Quarterly | Regular |
| Oct 6, 2020 | Oct 21, 2020 | $0.30 | Quarterly | Regular |
| Jul 6, 2020 | Jul 21, 2020 | $0.30 | Quarterly | Regular |
| Apr 6, 2020 | Apr 21, 2020 | $0.30 | Quarterly | Regular |
| Jan 6, 2020 | Jan 21, 2020 | $0.30 | Quarterly | Regular |
| Oct 4, 2019 | Oct 21, 2019 | $0.30 | Quarterly | Regular |
| Jul 5, 2019 | Jul 22, 2019 | $0.30 | Quarterly | Regular |
| Apr 5, 2019 | Apr 22, 2019 | $0.30 | Quarterly | Regular |
| Jan 7, 2019 | Jan 22, 2019 | $0.30 | Quarterly | Regular |
| Oct 4, 2018 | Oct 19, 2018 | $0.25 | Quarterly | Regular |
| Jul 5, 2018 | Jul 20, 2018 | $0.25 | Quarterly | Regular |
| Apr 6, 2018 | Apr 23, 2018 | $0.22 | Quarterly | Regular |
| Jan 5, 2018 | Jan 22, 2018 | $0.22 | Quarterly | Regular |
| Oct 5, 2017 | Oct 20, 2017 | $0.20 | Quarterly | Regular |
| Jul 5, 2017 | Jul 21, 2017 | $0.20 | Quarterly | Regular |
| Apr 5, 2017 | Apr 21, 2017 | $0.18 | Quarterly | Regular |
| Jan 4, 2017 | Jan 20, 2017 | $0.18 | Quarterly | Regular |
| Oct 5, 2016 | Oct 21, 2016 | $0.15 | Quarterly | Regular |
| Jul 5, 2016 | Jul 21, 2016 | $0.15 | Quarterly | Regular |
| Apr 5, 2016 | Apr 21, 2016 | $0.15 | Quarterly | Regular |
| Jan 5, 2016 | Jan 21, 2016 | $0.15 | Quarterly | Regular |
| Oct 2, 2015 | Oct 20, 2015 | $0.12 | Quarterly | Regular |
| Jul 2, 2015 | Jul 21, 2015 | $0.12 | Quarterly | Regular |
| Apr 2, 2015 | Apr 21, 2015 | $0.12 | Quarterly | Regular |
| Jan 2, 2015 | Jan 20, 2015 | $0.10 | Quarterly | Regular |
| Oct 2, 2014 | Oct 20, 2014 | $0.10 | Annual | Regular |
| Feb 10, 2009 | Feb 26, 2009 | $0.40 | Quarterly | Regular |
| Nov 6, 2008 | Nov 25, 2008 | $0.50 | Quarterly | Regular |
| Aug 1, 2008 | Aug 19, 2008 | $0.50 | Quarterly | Regular |
| May 2, 2008 | May 20, 2008 | $0.50 | Quarterly | Regular |
| Feb 1, 2008 | Feb 19, 2008 | $0.85 | Quarterly | Regular |
| Nov 2, 2007 | Nov 20, 2007 | $0.85 | Quarterly | Regular |
| Aug 3, 2007 | Aug 21, 2007 | $0.85 | Quarterly | Regular |
| May 4, 2007 | May 22, 2007 | $0.85 | Quarterly | Regular |
| Feb 16, 2007 | Mar 7, 2007 | $0.5667 | Quarterly | Regular |
| Nov 3, 2006 | Nov 21, 2006 | $0.6667 | Quarterly | Regular |
| Aug 3, 2006 | Aug 21, 2006 | $0.6667 | Quarterly | Regular |
| May 4, 2006 | May 22, 2006 | $0.6667 | Quarterly | Regular |
| Feb 8, 2006 | Feb 24, 2006 | $0.6667 | Quarterly | Regular |
| Oct 31, 2005 | Nov 16, 2005 | $0.5667 | Quarterly | Regular |
| Jul 28, 2005 | Aug 15, 2005 | $0.5667 | Annual | Regular |
| Apr 25, 2005 | May 10, 2005 | $0.50 | Annual | Regular |
| Jan 28, 2005 | Feb 2, 2005 | $0.50 | Annual | Regular |
| Apr 28, 2004 | May 3, 2004 | $2.00 | Annual | Special |
| Apr 29, 2003 | May 1, 2003 | $0.80 | Annual | Regular |
| Apr 26, 2002 | May 1, 2002 | $1.2667 | Annual | Regular |
| May 23, 2001 | May 25, 2001 | $1.2667 | Annual | Regular |
What the Dividend Safety Rating Means for PFBC
PFBC Dividend Questions
How often does PFBC pay dividends?
PFBC pays quarterly, 4 times a year. Recent payments arrived in Jan, Apr, Jul and Oct, with ex-dates in Jan, Apr, Jul and Oct. The ex-date comes about every 91 days, and the cash usually lands about 2 days later.
Does PFBC pay dividends monthly?
No. PFBC pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.
When is the next PFBC dividend?
PFBC has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Jan 4, 2027, with the cash around Jan 6, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.80 a share, went ex on Oct 5, 2026 and paid Oct 7, 2026. The current rate is $0.80 per share, $3.20 a year.
Does PFBC pay a dividend in January 2027?
Not declared yet. By its usual rhythm the next ex-date falls around Jan 4, 2027, with the cash around Jan 6, 2027, so a payment in January 2027 is likely. Only the company’s declaration makes it final.
How much does PFBC pay per share?
PFBC pays $0.80 a share quarterly, $3.20 a year. At the Nov 13, 2026 close of $103.99 that is a 3.08% run-rate yield, near its usual level: its own 7-year median is 3.14%.
Has PFBC raised its dividend?
Yes. PFBC has raised its annual dividend 5 years in a row, through 2025. The latest raise, on Jan 6, 2026, took the rate from $0.75 to $0.80 (+6.67%). Over five years the dividend grew 15.2% a year.
Is PFBC’s dividend safe?
No rating can promise a future payment, but the record on file says a lot. PFBC paid out 30% of its earnings as dividends over the 4 quarters to Sep 30, 2026. It has raised its dividend 5 years in a row and gone 10+ years without a cut. This is data, not investment advice. The full 7-check rating comes with a plan.
How do I track my PFBC dividends?
Add PFBC to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run PFBC in the DRIP calculator.