PSB Holdings, Inc. · PSBQ · OTC
Dividend report · updated Nov 10, 2026
$51.80 +0.00% on the day, +$0.00
PSBQ stock page: price, charts & signals →
UnlockDividend Safety Rating: paid plans onlyDividend Safety Rating: paid plans only Is PSBQ’s dividend Very Safe or High Risk? 7 checks scored. Payout ratio, raise streak, recession record and 4 more. Show the rating
Yearly payout / yield
$0.36·0.69%
$0.18 twice a year x 2 ⓘ
Next payment
~$0.18/half-yr
pays ~Apr 12, 2027 (est.) ⓘ
Next ex-date
Apr 9, 2027est.
own by Apr 8, 2027 ⓘ
Years without a cut
20 yrs
20 yrs of raises ⓘ
Paying since
2003
50 payments on file
Yield vs history ⓘ
26
Below its usual yield
PSBQ share price & total return
Daily closing price, adjusted for stock splits.
PSBQ stock page »All dividend lists »Build a portfolio around PSBQ »
DSRSimilar stocksHistoryPayoutsFAQ
Last 20 payments
PSBQ Dividend Growth (CAGR)
1Y -40.1%3Y -14.5%5Y -4.6%10Y +1.8%
Per-share amount, by the date it paid (~ = about, from its usual pay gap). The enlarge button shows all 50 payments since 2003.
Annual dividends and growth
Total paid per share in each calendar year.
Next 5 years if the pace holds
If the recent pace holds — one-off jumps left out. Not a forecast. Pace: +6.67% a year, its typical raise over the last 5 years. From 2029 it slows by a quarter each year, to no less than 5%. Today's $0.36 a year would be $0.47 by 2031 - 0.92% on today's $51.80 price.

How Many PSBQ Shares for $500 or $1,000 a Month?

At $0.36 a share a year, $500 a month takes about 16,667 PSBQ shares, about $863,351 at the Nov 10, 2026 close of $51.80. $1,000 a month takes about 33,334 shares, about $1,726,701. Before taxes, and only while the rate holds.

PSB Holdings (PSBQ) pays $0.18 a share twice a year, $0.36 a year, a 0.69% run-rate yield at the Nov 10, 2026 close of $51.80. It has paid since 2003 and raised its annual dividend 20 years in a row.

At today’s rate of $0.18 twice a year and the last close of $51.80, this is what PSBQ pays before taxes, if the rate stays where it is:

You holdEach paymentPer month (avg)Per year
1 share$0.18$0.03$0.36
100 shares$18.00$3.00$36.00
$10,000 invested (193.1 shares)$34.75$5.79$69.50
16,667 shares ($500/mo)$3,000.06$500.01$6,000.12
33,334 shares ($1,000/mo)$6,000.12$1,000.02$12,000.24

With DRIP on, every payment buys more shares instead of landing as cash. 100 PSBQ shares reinvest into 0.35 new shares each payment, about 0.7 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 288 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with PSBQ’s own history in the PSBQ DRIP calculator.

UnlockDividend Safety Rating: paid plans only
Dividend Safety Rating Not financial advice
See PSBQ’s rating and its 7 factors.
See the rating & factors »
An algorithmic rating built from reported data, not a recommendation.
  • Coverage (EPS): are profits enough to pay the dividend rating
  • Coverage (FCF): is spare cash enough to pay the dividend rating
  • Dividend vs cash flow + debt: is the dividend paid with borrowed money report
  • Debt load: how much the balance sheet leans on borrowing rating
  • Debt interest coverage: can profits easily pay the interest bill rating
  • Liquidity: is there cash for debts due this year rating
  • Earnings direction: are sales and profits growing or shrinking report
  • Raise streak: how many years in a row it raised see details
  • Years without a cut: how long since the last dividend cut see details
  • Raise vs trend: are recent raises keeping their usual pace history
  • Yield vs history: is today’s yield high or low versus its past rating
  • Recession record: what the dividend did in past crashes history

PSBQ Dividend Yield Today vs Its 5-Year Range

26/100Below its usual yieldvs its 10-yr history
  • PSBQ yields 0.69% today, at the Nov 10, 2026 close of $51.80.
  • Its own 10-year median is 1.81%, so today’s yield is below its usual level.
  • No steady norm: its payout changed too much in 3 years to read a steady norm. So this reads today’s yield against its own 10-year history as it is.
Last 5 years: lowest to highest month-end yield
0.69% low2.96% high
Blue mark = today, grey = its 10-year median. A higher yield than usual means a lower price against the payout.

Where today ranks in its own history is in the paid report

How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.

When Is PSBQ’s Next Dividend? Ex-Date and Pay Date After October 2026

PSBQ has not declared its next dividend yet. By its usual rhythm of about 183 days between ex-dates, the next ex-date falls around Apr 9, 2027, with the cash around Apr 12, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.18 a share, went ex on Oct 8, 2026 and paid Oct 12, 2026.

  • Ex-dates: about every 183 days (semi-annual)
  • Payment: usually about 3 days after the ex-date

Every payer going ex-dividend this week is on the dividend calendar.

How Often Does PSBQ Pay?

PSBQ pays twice a year, 2 times a year. Recent payments arrived in Jul and Oct, with ex-dates in Jul and Oct. The ex-date comes about every 183 days, and the cash usually lands about 3 days later.

Paid in the last 12 months
$0.88 a share, in 4 payments.
+33.3% against the 12 months before ($0.66 in 2 payments).
Cash that landed, by pay date. The yield up top uses today’s rate instead, so a raise or a cut shows there first.
Payout months
JanFebMarAprMayJunJulAugSepOctNovDec
Pays in Jul and Oct. Ex-dates fall in Jul and Oct (latest 2 payments).
Raise history
  • Streak: 20 years of higher annual totals (through 2025)
  • Last raise: Jan 12, 2026 - $0.32 to $0.34 (+$0.02, +6.25%)
  • Usual $ step: $0.02 (median of the raises before it)
Coverage
  • EPS payout: 20.3% - $0.72 paid / $3.54 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 23.9% (median of 12 earlier trailing years)
Deposits, loans and policy float run through operating cash flow here, so it does not measure dividend coverage.

PSBQ vs Similar Dividend Stocks (LIEN, SAR...)

Against the 10 dividend-paying Financial Services companies closest to PSBQ in market value, PSBQ’s 0.69% run-rate yield is below the group’s middle yield of 4.67%, and its raise streak of 20 years is the longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.

Ticker Dividend ⓘ Yield Safety Rating No cut ⓘ
PSBQ $51.80PSB Holdings $0.18/half-yr$0.36/yr fwd 0.69% Dividend Safety Rating: paid plans only 20 yrsraised 20 yrs in a row
LIEN $9.17Chicago Atlantic BDC $0.34/qtr$1.36/yr fwd 14.83% Dividend Safety Rating: paid plans only 1+ yrraised 1+ yr in a row
SAR $12.65Saratoga Investment $0.25/mo$3.00/yr fwd 23.72% Dividend Safety Rating: paid plans only 5 yrsno raise streak
FCAP $63.29First Capital $0.32/qtr$1.28/yr fwd 2.02% Dividend Safety Rating: paid plans only 13 yrsraised 3 yrs in a row
CBFV $40.34CB Financial Services $0.28/qtr$1.12/yr fwd 2.78% Dividend Safety Rating: paid plans only 21+ yrsraised 1 yr in a row
PNNT $3.38PennantPark Investment $0.08/mo$0.96/yr fwd 28.40% Dividend Safety Rating: paid plans only 5 yrsraised 1 yr in a row
MFIN $9.42Medallion Financial $0.14/qtr$0.56/yr fwd 5.94% Dividend Safety Rating: paid plans only 4 yrsraised 3 yrs in a row
EIC $8.78Eagle Point Income Company $0.11/mo$1.32/yr fwd 15.03% Dividend Safety Rating: paid plans only 0 yrsno raise streak
CSBB $76.36CSB Bancorp $0.45/qtr$1.80/yr fwd 2.36% Dividend Safety Rating: paid plans only 8+ yrsraised 8+ yrs in a row
PBNC $74.20PB Financial $0.63/qtr$2.52/yr fwd 3.40% Dividend Safety Rating: paid plans only 4+ yrsraised 4+ yrs in a row
KISB $72.50Kish Bancorp $0.44/qtr$1.76/yr fwd 2.43% Dividend Safety Rating: paid plans only 3 yrsraised 2 yrs in a row

Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: PSBQ vs LIEN, PSBQ vs SAR, PSBQ vs FCAP.

PSBQ Dividend History: Every Payment Since 2003

Ex-datePay dateAmountFrequencyType
Oct 8, 2026Oct 12, 2026$0.18Semi-annualRegular
Jul 10, 2026Jul 13, 2026$0.18Semi-annualRegular
Apr 10, 2026Apr 13, 2026$0.18Semi-annualRegular
Jan 12, 2026Jan 14, 2026$0.34Semi-annualRegular
Jul 11, 2025Jul 14, 2025$0.34Semi-annualRegular
Jan 10, 2025Jan 13, 2025$0.32Semi-annualRegular
Jul 11, 2024Jul 15, 2024$0.32Semi-annualRegular
Jan 9, 2024Jan 11, 2024$0.30Semi-annualRegular
Jul 6, 2023Jul 10, 2023$0.30Semi-annualRegular
Jan 5, 2023Jan 9, 2023$0.25Semi-annualRegular
The other 40 PSBQ payments come with a paid plan.
Show all 50 payments »
Newest first. Amounts are per share as paid, restated for splits; frequency is the schedule on file for that payment; a payment over 2.5x its neighbours is marked special.
From reported payments, prices and filings — data, not investment advice.

What the Dividend Safety Rating Means for PSBQ

UnlockDividend Safety Rating: paid plans only
See where PSBQ lands, and why.
See the rating & factors »
Own PSBQ? Your payouts fill in by themselves Add PSBQ once, with your buy date and share count. Every dividend since fills in, dated and in dollars, and with DRIP on each new share is counted for you.
Track PSBQ →

PSBQ Dividend Questions

How often does PSBQ pay dividends?

PSBQ pays twice a year, 2 times a year. Recent payments arrived in Jul and Oct, with ex-dates in Jul and Oct. The ex-date comes about every 183 days, and the cash usually lands about 3 days later.

Does PSBQ pay dividends monthly?

No. PSBQ pays twice a year, 2 times a year. For payers that pay every month, see the monthly dividend stocks.

When is the next PSBQ dividend?

PSBQ has not declared its next dividend yet. By its usual rhythm of about 183 days between ex-dates, the next ex-date falls around Apr 9, 2027, with the cash around Apr 12, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.18 a share, went ex on Oct 8, 2026 and paid Oct 12, 2026. The current rate is $0.18 per share, $0.36 a year.

Does PSBQ pay a dividend in April 2027?

Not declared yet. By its usual rhythm the next ex-date falls around Apr 9, 2027, with the cash around Apr 12, 2027, so a payment in April 2027 is likely. Only the company’s declaration makes it final.

How much does PSBQ pay per share?

PSBQ pays $0.18 a share twice a year, $0.36 a year. At the Nov 10, 2026 close of $51.80 that is a 0.69% run-rate yield, below its usual level: its own 10-year median is 1.81%.

Has PSBQ raised its dividend?

Yes. PSBQ has raised its annual dividend 20 years in a row, through 2025. The latest raise, on Jan 12, 2026, took the rate from $0.32 to $0.34 (+6.25%). Over five years the dividend grew -4.6% a year.

Is PSBQ’s dividend safe?

No rating can promise a future payment, but the record on file says a lot. PSBQ paid out 20% of its earnings as dividends over the 4 quarters to Sep 30, 2026. It has raised its dividend 20 years in a row and gone 20 years without a cut. This is data, not investment advice. The full 7-check rating comes with a plan.

How do I track my PSBQ dividends?

Add PSBQ to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run PSBQ in the DRIP calculator.

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How this page is built: the rate is the latest regular dividend per share; run-rate yield = rate × payments per year ÷ last close (Nov 10, 2026), never a trailing 12-month total, which lags after a raise and hides a cut. Specials and one-off payments never count in the rate; a payer whose regular payments differ in size is annualized over its last full cycle of regular payments. Raise streak = consecutive calendar years with a higher amount per payment than the year before; years without a cut = years in which the amount per payment held within 1%. The Dividend Safety Rating reads 7 visible lines: coverage, streak, raise pace and yield range for dividend stocks; NAV trend, NAV funding and payout stability for income funds. Similar payers = the same sector or fund group, nearest in market value or fund size. Payments, prices and filings come from DRIPCALC’s price and dividend database. History is not a forecast. This is data, not investment advice.