How Many USCB Shares for $500 or $1,000 a Month?
At $0.50 a share a year, $500 a month takes about 12,000 USCB shares, about $238,560 at the Oct 30, 2026 close of $19.88. $1,000 a month takes about 24,000 shares, about $477,120. Before taxes, and only while the rate holds.
USCB Financial Holdings, Inc. Class A Common Stock (USCB) pays $0.125 a share quarterly, $0.50 a year, a 2.52% run-rate yield at the Oct 30, 2026 close of $19.88. It has paid since 2024 and raised its annual dividend 1+ years in a row.
At today’s rate of $0.125 quarterly and the last close of $19.88, this is what USCB pays before taxes, if the rate stays where it is:
| You hold | Each payment | Per month (avg) | Per year |
|---|---|---|---|
| 1 share | $0.125 | $0.04 | $0.50 |
| 100 shares | $12.50 | $4.17 | $50.00 |
| $10,000 invested (503.0 shares) | $62.88 | $20.96 | $251.51 |
| 12,000 shares ($500/mo) | $1,500.00 | $500.00 | $6,000.00 |
| 24,000 shares ($1,000/mo) | $3,000.00 | $1,000.00 | $12,000.00 |
With DRIP on, every payment buys more shares instead of landing as cash. 100 USCB shares reinvest into 0.63 new shares each payment, about 2.5 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 160 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with USCB’s own history in the USCB DRIP calculator.
- Coverage: does what it earns cover the dividend rating
- Dividend vs cash flow + debt: is the dividend paid with borrowed money report
- Debt load: how much the balance sheet leans on borrowing rating
- Debt interest coverage: can profits easily pay the interest bill rating
- Liquidity: is there cash for debts due this year rating
- Earnings direction: are sales and profits growing or shrinking report
- Raise streak: how many years in a row it raised see details
- Years without a cut: how long since the last dividend cut see details
- Raise vs trend: are recent raises keeping their usual pace history
- Yield vs history: is today’s yield high or low versus its past rating
- Recession record: what the dividend did in past crashes history
USCB Dividend Yield Today vs Its 5-Year Range
- USCB yields 2.52% today, at the Oct 30, 2026 close of $19.88.
- Its own 2-year median is 2.25%, so today’s yield is above its usual level.
- No steady norm: under 3 years of regular payments on file. So this reads today’s yield against its own 2-year history as it is.
Where today ranks in its own history is in the paid report
How it works. Each month-end over the last 2 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.
When Is USCB’s Next Dividend? Ex-Date and Pay Date After August 2026
USCB has not declared its next dividend yet. By its usual rhythm of about 92 days between ex-dates, the next ex-date falls around Nov 17, 2026, with the cash around Nov 20, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.125 a share, went ex on Aug 17, 2026 and paid Aug 19, 2026.
- Ex-dates: about every 92 days (quarterly)
- Payment: usually about 3 days after the ex-date
- Next earnings report: Jan 28, 2027
Every payer going ex-dividend this week is on the dividend calendar.
How Often Does USCB Pay?
USCB pays quarterly, 4 times a year. Recent payments arrived in Feb, May, Aug and Nov, with ex-dates in Feb, May, Aug and Nov. The ex-date comes about every 92 days, and the cash usually lands about 3 days later.
- Streak: 1+ year of higher annual totals (through 2025)
- Last raise: Feb 17, 2026 - $0.10 to $0.125 (+$0.025, +25.00%)
- Usual $ step: $0.05 (median of the raises before it)
USCB Dividend History: Every Payment Since 2024
| Ex-date | Pay date | Amount | Frequency | Type |
|---|---|---|---|---|
| Aug 17, 2026 | Aug 19, 2026 | $0.125 | Quarterly | Regular |
| May 15, 2026 | May 18, 2026 | $0.125 | Quarterly | Regular |
| Feb 17, 2026 | Feb 19, 2026 | $0.125 | Quarterly | Regular |
| Nov 14, 2025 | Nov 17, 2025 | $0.10 | Quarterly | Regular |
| Aug 15, 2025 | Aug 18, 2025 | $0.10 | Quarterly | Regular |
| May 15, 2025 | May 19, 2025 | $0.10 | Quarterly | Regular |
| Feb 14, 2025 | Feb 17, 2025 | $0.10 | Quarterly | Regular |
| Nov 15, 2024 | Nov 18, 2024 | $0.05 | Quarterly | Regular |
| Aug 15, 2024 | Aug 19, 2024 | $0.05 | Quarterly | Regular |
| May 14, 2024 | May 16, 2024 | $0.05 | Quarterly | Regular |
| Feb 14, 2024 | Feb 16, 2024 | $0.05 | Quarterly | Regular |
What the Dividend Safety Rating Means for USCB
USCB Dividend Questions
How often does USCB pay dividends?
USCB pays quarterly, 4 times a year. Recent payments arrived in Feb, May, Aug and Nov, with ex-dates in Feb, May, Aug and Nov. The ex-date comes about every 92 days, and the cash usually lands about 3 days later.
Does USCB pay dividends monthly?
No. USCB pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.
When is the next USCB dividend?
USCB has not declared its next dividend yet. By its usual rhythm of about 92 days between ex-dates, the next ex-date falls around Nov 17, 2026, with the cash around Nov 20, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.125 a share, went ex on Aug 17, 2026 and paid Aug 19, 2026. The current rate is $0.125 per share, $0.50 a year.
Does USCB pay a dividend in November 2026?
Not declared yet. By its usual rhythm the next ex-date falls around Nov 17, 2026, with the cash around Nov 20, 2026, so a payment in November 2026 is likely. Only the company’s declaration makes it final.
How much does USCB pay per share?
USCB pays $0.125 a share quarterly, $0.50 a year. At the Oct 30, 2026 close of $19.88 that is a 2.52% run-rate yield, above its usual level: its own 2-year median is 2.25%.
Has USCB raised its dividend?
Yes. USCB has raised its annual dividend 1+ years in a row, through 2025. The latest raise, on Feb 17, 2026, took the rate from $0.10 to $0.125 (+25.00%).
Is USCB’s dividend safe?
No rating can promise a future payment, but the record on file says a lot. It has raised its dividend 1+ years in a row and gone 1+ years without a cut. This is data, not investment advice. The full 4-check rating comes with a plan.
How do I track my USCB dividends?
Add USCB to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run USCB in the DRIP calculator.
