Alerus Financial Corporation ALRS | NASDAQ
Company Overview:
10 Year ALRS Performance Metrics:
ALRS Dividend Charts
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ALRS Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:
Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:
Ratios, Profit Margins & Return on Capital:
ALRS Dividends Info:
Projected Future Returns & Dividends for ALRS
Based on past 10-year performance, here are ALRS growth metrics:
Share price CAGR of +7.62%
Dividend CAGR of +7.21%
Using ALRS CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:
| ALRS (DRIP) | ALRS - No DRIP | |
|---|---|---|
| Current Price | $34.50 | $34.50 |
| Start Shares | 289.86 | 289.86 |
| Start Value | $10,000 | $10,000 |
| After 10 years: | ||
| Final Share Count | 372.16 | 289.86 |
| Dividends Payment | $0.44 | $0.44 |
| Annual Dividends | $657 | $512 |
| Yield on cost | 6.57% | 5.12% |
| Share Price | $71.92 | $71.92 |
| Total Dividends | $4,092 | $3,560 |
| Final Value | $26,765 | $24,405 |
NOTE: Above numbers are our estimate based on ALRS's Dividend and Price CAGR over past 10 years.
These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.
We cannot guarantee that your actual returns will meet these estimates.
Company Info
Alerus Financial Corporation (ALRS) had its IPO on 2003-03-20, and is traded on NASDAQ stock exchange.
Alerus Financial Corporation, operating primarily through its subsidiary Alerus Financial, National Association, delivers a broad spectrum of financial services to both commercial clients and individual consumers. The company organizes its operations across four distinct segments: Banking, Retirement and Benefit Services, Wealth Management, and Mortgage. Within its Banking segment, Alerus provides a comprehensive array of deposit solutions, including checking, savings, money market, and certificate of deposit accounts. It also supports businesses with robust treasury management products like electronic receivables management, remote deposit capture, cash vault services, and other cash management tools. Lending solutions encompass various commercial loans, such as business term loans, lines of credit, commercial real estate financing, and construction and land development loans, alongside consumer offerings like residential first and second mortgages and installment loans. The Retirement and Benefit Services division focuses on administering retirement plans, providing investment advisory services, managing employee stock ownership plans (ESOPs), and offering payroll, health savings accounts (HSAs), and other employee benefits, including individual retirement accounts (IRAs). Through Wealth Management, clients can access financial planning, investment management, personal and corporate trust services, estate administration, and custodial solutions. Additional offerings extend to debit and credit cards, modern online and mobile banking platforms, secure payment solutions, and exclusive private banking privileges, as well as flex spending accounts and government health insurance program services. Geographically, the company's banking services are delivered through fourteen offices located in North Dakota, Minnesota, and Arizona. Its Retirement and Benefit Services, however, boast a national footprint, serving clients in all 50 states from offices situated in Michigan, Minnesota, and Colorado. Founded in 1879, Alerus Financial Corporation was originally known as First National Bank North Dakota before adopting its current name in 2000. The company maintains its headquarters in Grand Forks, North Dakota.
ALRS website: https://alerus.com
DCF Model — ALRS
FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.
EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.
| Year | FCF | Implied price |
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