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Banner Corporation BANR | NASDAQ

$67.05 $0.70 | 1.06%

TREND SIGNAL: Signal available — unlock to view

Signal available — unlock to view

|2026-09-22

Next Earnings: Oct 21, 2026

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Company Overview:

Market Cap: $2.43B

Trailing PE: 11.1x

FWD PE *: 11.1x

Payout Ratio (TTM): 33.2%

52-Week Range: $57.05 - $74.84

* Forward PE is based on street estimates.

10 Year BANR Performance Metrics:

Total Return (with DRIP): 114.1% (7.91% CAGR)

Total Return (no DRIP): 94.7% (6.89% CAGR)

Share Price: 52.7% (4.32% CAGR)

Yield on Cost (with DRIP): 6.64%

Total Invested: $10,000

Total Value (with DRIP): $21,414

Total Return $ (with DRIP): $11,414

Dividend Increase: 126.1% (8.65% CAGR)

Dividend Yield (FWD): 3.10% ($2.08)

BANR 10-yr Total Return ($10K invested)

1M 3M 6M YTD 1Y 3Y 5Y 10Y

BANR Share Price

1M 3M 6M YTD 1Y 3Y 5Y 10Y All

BANR Price CAGR:1Y: 7.07%2Y: 1.50%5Y: 3.10%10Y: 4.32%

BANR Dividend Charts

BANR - Dividends

BANR Dividend CAGR:1Y: 8.33%2Y: 4.08%5Y: 4.87%10Y: 9.49%

BANR - Dividend Payout Ratio

BANR Dividend Payout Ratio CAGR:1Y: -0.29%2Y: -6.25%5Y: 6.52%10Y: 0.88%

BANR - Dividend to Free Cash Flow Ratio

BANR Dividend to FCF Ratio CAGR:1Y: 57.31%2Y: 50.33%5Y: 0.00%10Y: 0.00%

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BANR Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

BANR - Revenue

BANR Revenue CAGR:1Y: -72.90%2Y: -46.36%5Y: -17.41%10Y: -6.29%

BANR - Earnings Per Share (EPS)

BANR EPS CAGR:1Y: 9.16%2Y: 11.51%5Y: -1.73%10Y: 8.89%

BANR - Net Income

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BANR Net Income CAGR:1Y: 7.45%2Y: 10.84%5Y: -2.11%10Y: 8.84%

BANR - EBITDA

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BANR EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

BANR - Free Cash Flow

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BANR Free Cash Flow CAGR:1Y: -31.89%2Y: -30.88%5Y: 0.00%10Y: 0.00%

BANR - Free Cash Flow / Share

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BANR Free Cash Flow / Share CAGR:1Y: -30.69%2Y: -30.41%5Y: 0.00%10Y: 0.00%

BANR - Operating Income

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BANR Operating Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

BANR - Gross Profit

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BANR Gross Profit CAGR:1Y: -92.23%2Y: -71.10%5Y: -39.73%10Y: -19.95%

BANR - Shares Outstanding

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BANR Shares Outstanding CAGR:1Y: -1.56%2Y: -0.49%5Y: -0.43%10Y: 0.02%

BANR - Share Buybacks

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BANR Share Buybacks CAGR:1Y: 4.95%2Y: 54.79%5Y: -28.20%10Y: 0.00%

BANR - Stock-Based Comp

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BANR Stock-Based Comp CAGR:1Y: 12.08%2Y: 11.31%5Y: 3.77%10Y: 11.27%

BANR - Expenses

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BANR Expenses CAGR:1Y: 29.34%2Y: -10.30%5Y: 4.33%10Y: 7.21%

BANR - Revenue vs Net Income

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BANR - EPS vs FCF / Share

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BANR - EPS vs PE Ratio

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BANR - FCF vs FCF / Share

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BANR - FCF vs Stock Based Comp

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BANR - Cash & Debt

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BANR - Revenue by Segment

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BANR Revenue CAGR:1Y: -72.90%2Y: -46.36%5Y: -17.41%10Y: -6.29%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

BANR - REVENUE: Actual + Estimates

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BANR Actual Revenue CAGR:1Y: -72.90%2Y: -46.36%5Y: -17.41%10Y: -6.29%

BANR - EPS: Actual + Estimates

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BANR Actual EPS CAGR:1Y: 9.16%2Y: 11.51%5Y: -1.73%10Y: 8.89%

BANR - NET INCOME: Actual + Estimates

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BANR Actual Net Income CAGR:1Y: 7.45%2Y: 10.84%5Y: -2.11%10Y: 8.84%

BANR - EBITDA: Actual + Estimates

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BANR Actual EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Ratios, Profit Margins & Return on Capital:

BANR - Net Profit Margin

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BANR Net Profit Margin CAGR:1Y: 296.55%2Y: 106.60%5Y: 18.52%10Y: 16.14%

BANR - Gross Profit Margin

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BANR Gross Profit Margin CAGR:1Y: -71.34%2Y: -46.12%5Y: -27.03%10Y: -14.58%

BANR - Price to Earnings

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BANR Price to Earnings CAGR:1Y: -5.12%2Y: 4.37%5Y: 6.06%10Y: -3.90%

BANR - Price To Sales Ratio

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BANR Price To Sales Ratio CAGR:1Y: 275.59%2Y: 115.13%5Y: 25.58%10Y: 11.56%

BANR - Return on Capital Employed

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BANR Return on Capital Employed CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

BANR - Return on Invested Capital

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BANR Return on Invested Capital CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

BANR Dividends Info:

Annual Dividend: $2.08

Forward Yield: 3.1%

Ex-Dividend Date: 2026-08-04

Lifetime Dividends / Share: $70.02

BANR Dividend History: Dates, Payments & Yield list

Below is a schedule of all BANR dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
08/04/2026	08/14/2026	$0.520	2.9%	2.81%	$74.01
05/05/2026	05/15/2026	$0.520	3.2%	3.32%	$62.58
02/03/2026	02/13/2026	$0.500	3.15%	3.12%	$64.20
11/04/2025	11/14/2025	$0.500	3.33%	3.25%	$61.53
08/05/2025	08/15/2025	$0.480	3.04%	3.01%	$63.72
04/29/2025	05/09/2025	$0.480	3.12%	3.05%	$62.96
02/04/2025	02/14/2025	$0.480	2.71%	2.8%	$68.66
11/05/2024	11/15/2024	$0.480	2.95%	2.61%	$73.52
08/06/2024	08/16/2024	$0.480	3.64%	3.39%	$56.64
04/29/2024	05/10/2024	$0.480	4.31%	4.13%	$46.45
02/06/2024	02/16/2024	$0.480	4.31%	4.25%	$45.16
11/02/2023	11/13/2023	$0.480	4.41%	4.51%	$42.54
07/31/2023	08/11/2023	$0.480	4.03%	4.09%	$46.89
05/01/2023	05/12/2023	$0.480	3.96%	4.56%	$42.14
02/01/2023	02/13/2023	$0.480	2.95%	3.01%	$63.74
10/28/2022	11/10/2022	$0.440	2.38%	2.44%	$71.99
08/01/2022	08/12/2022	$0.440	2.86%	2.76%	$63.77
05/02/2022	05/13/2022	$0.440	3.26%	3.22%	$54.70
02/02/2022	02/14/2022	$0.440	2.91%	2.84%	$62.04
11/01/2021	11/12/2021	$0.410	2.77%	2.66%	$61.68
08/02/2021	08/13/2021	$0.410	3.15%	2.92%	$56.18
05/04/2021	05/14/2021	$0.410	2.86%	2.78%	$59.01
02/03/2021	02/16/2021	$0.410	3.52%	3.21%	$51.02
11/02/2020	11/12/2020	$0.410	4.35%	3.83%	$42.79
08/03/2020	08/13/2020	$0.410	4.64%	4.42%	$37.12
04/07/2020	04/17/2020	$0.410	5.06%	4.92%	$33.31
01/08/2020	01/21/2020	$1.410	10.37%	10.44%	$54.01
10/08/2019	10/18/2019	$0.410	3.15%	2.98%	$55.09
07/08/2019	07/18/2019	$0.410	3.03%	3.07%	$53.50
04/08/2019	04/18/2019	$0.410	2.94%	3%	$54.64
01/08/2019	01/18/2019	$0.380	2.87%	2.7%	$56.29
10/09/2018	10/19/2018	$0.380	2.47%	2.71%	$56.16
07/09/2018	07/19/2018	$0.850	5.49%	5.49%	$61.89
04/09/2018	04/19/2018	$0.350	2.58%	2.5%	$55.97
01/08/2018	01/18/2018	$0.250	1.79%	1.75%	$57.17
10/06/2017	10/18/2017	$0.250	1.62%	1.63%	$61.29
07/06/2017	07/18/2017	$1.250	8.93%	8.93%	$55.98
04/06/2017	04/19/2017	$0.250	1.83%	1.85%	$54.07
01/05/2017	01/18/2017	$0.230	1.64%	1.63%	$56.53
10/05/2016	10/19/2016	$0.230	2.06%	2.03%	$45.23
07/07/2016	07/20/2016	$0.210	2.05%	1.94%	$43.40
04/07/2016	04/20/2016	$0.210	2.11%	1.94%	$43.41
12/31/2015	01/14/2016	$0.180	1.57%	1.71%	$42.15
10/01/2015	10/15/2015	$0.180	1.51%	1.47%	$49.04
07/06/2015	07/15/2015	$0.180	1.51%	1.49%	$48.27
04/01/2015	04/15/2015	$0.180	1.58%	1.56%	$46.20
12/30/2014	01/13/2015	$0.180	1.66%	1.75%	$41.20
10/02/2014	10/15/2014	$0.180	1.87%	1.88%	$38.40
07/02/2014	07/15/2014	$0.180	1.84%	1.86%	$38.76
04/03/2014	04/15/2014	$0.180	1.73%	1.85%	$38.86
12/31/2013	01/13/2014	$0.150	1.34%	1.37%	$43.95
10/03/2013	10/16/2013	$0.150	1.63%	1.58%	$38.06
07/02/2013	07/15/2013	$0.120	1.38%	1.35%	$35.65
04/03/2013	04/15/2013	$0.120	1.57%	1.61%	$29.86
01/02/2013	01/14/2013	$0.010	0.13%	0.13%	$30.46
10/03/2012	10/15/2012	$0.010	0.15%	0.14%	$27.70
07/05/2012	07/16/2012	$0.010	0.19%	0.19%	$21.07
04/04/2012	04/16/2012	$0.010	0.19%	0.19%	$20.56
01/04/2012	01/13/2012	$0.010	0.22%	0.22%	$18.06
10/05/2011	10/14/2011	$0.010	0.32%	0.28%	$14.41
07/07/2011	07/18/2011	$0.010	0.21%	0.24%	$16.57
04/07/2011	04/18/2011	$0.070	1.7%	1.69%	$16.59
01/27/2011	02/10/2011	$0.070	1.69%	1.63%	$17.22
10/20/2010	10/29/2010	$0.070	2.2%	2.42%	$11.55
07/08/2010	07/19/2010	$0.070	1.87%	2.03%	$13.79
04/07/2010	04/16/2010	$0.070	0.78%	0.6%	$46.34
01/13/2010	01/29/2010	$0.070	1.39%	1.35%	$20.72
10/15/2009	10/30/2009	$0.070	1.54%	1.3%	$21.49
06/30/2009	07/10/2009	$0.070	1.05%	1.31%	$21.35
04/01/2009	04/13/2009	$0.070	1.12%	1%	$28.07
12/29/2008	01/12/2009	$0.350	2.3%	2.49%	$56.14
10/02/2008	10/15/2008	$0.350	1.62%	2%	$69.93
06/26/2008	07/10/2008	$1.400	8.71%	10.14%	$55.23
03/27/2008	04/10/2008	$1.400	3.35%	3.8%	$147.42
12/27/2007	01/10/2008	$1.400	2.76%	3.43%	$163.17
09/26/2007	10/10/2007	$1.330	2.18%	2.15%	$247.94
06/27/2007	07/10/2007	$1.330	2.16%	2.29%	$232.05
03/28/2007	04/10/2007	$1.330	1.88%	1.91%	$279.23
12/27/2006	01/10/2007	$1.330	1.66%	1.79%	$296.38
09/28/2006	10/12/2006	$1.260	1.74%	1.66%	$302.82
06/28/2006	07/10/2006	$1.260	1.9%	1.9%	$264.67
03/29/2006	04/10/2006	$1.260	2.05%	2.13%	$236.25
12/28/2005	01/10/2006	$1.260	2.28%	2.26%	$222.81
09/28/2005	10/07/2005	$1.190	2.6%	2.58%	$184.45
06/28/2005	07/11/2005	$1.190	2.46%	2.24%	$212.73
03/29/2005	04/08/2005	$1.190	2.56%	2.6%	$183.05
12/29/2004	01/10/2005	$1.190	2.16%	2.43%	$195.65
09/28/2004	10/08/2004	$1.120	2.13%	2.24%	$199.85
06/28/2004	07/09/2004	$1.120	2.22%	2.2%	$203.77
03/29/2004	04/09/2004	$1.120	2.24%	2.24%	$200.13
12/29/2003	01/09/2004	$1.120	2.5%	2.58%	$173.60
09/26/2003	10/10/2003	$1.050	2.92%	2.7%	$155.47
06/26/2003	07/10/2003	$1.050	3.03%	2.82%	$149.03
03/27/2003	04/10/2003	$1.050	3.86%	3.8%	$110.39
12/27/2002	01/10/2003	$1.050	3.22%	3.19%	$131.74
09/26/2002	10/10/2002	$1.050	3.06%	3.36%	$124.95
06/26/2002	07/10/2002	$1.050	2.46%	3.34%	$125.65
03/26/2002	04/10/2002	$1.050	2.74%	2.7%	$155.33
12/27/2001	01/10/2002	$0.980	3.29%	3.05%	$128.45
09/26/2001	10/10/2001	$0.980	3.01%	2.8%	$139.79
06/27/2001	07/10/2001	$0.980	2.58%	2.6%	$150.71
03/28/2001	04/10/2001	$0.980	3.56%	3.35%	$117.11
12/27/2000	01/10/2001	$0.980	3.78%	3.41%	$115.06
09/27/2000	10/10/2000	$0.891	3.66%	3.64%	$97.84
06/28/2000	07/10/2000	$0.891	4.29%	3.9%	$91.48
03/29/2000	04/10/2000	$0.891	3.32%	3.5%	$101.82
12/29/1999	01/10/2000	$0.764	3.13%	3.2%	$95.45
09/28/1999	10/08/1999	$0.764	2.7%	2.49%	$122.50
06/28/1999	07/09/1999	$0.764	2.41%	2.4%	$127.27
03/29/1999	04/09/1999	$0.764	2.56%	2.65%	$115.34
12/29/1998	01/11/1999	$0.573	1.51%	1.71%	$133.64
09/28/1998	10/09/1998	$0.522	1.46%	1.65%	$126.48
08/06/1998	08/10/1998	$0.522	1.47%	1.42%	$147.16
06/26/1998	07/10/1998	$0.521	1.37%	1.4%	$148.97
03/27/1998	04/09/1998	$0.521	1.35%	1.39%	$149.69
12/29/1997	01/09/1998	$0.405	1.01%	1.17%	$138.12
09/26/1997	10/10/1997	$0.405	1.14%	1.07%	$151.86
06/26/1997	07/10/1997	$0.405	1.28%	1.27%	$128.00
03/26/1997	04/10/1997	$0.405	1.45%	1.4%	$115.70
12/27/1996	01/10/1997	$0.289	1.07%	1.11%	$104.13
09/26/1996	10/11/1996	$0.289	1.18%	1.17%	$99.07
06/26/1996	07/12/1996	$0.289	1.39%	1.38%	$83.88
03/27/1996	04/12/1996	$0.289	1.51%	1.42%	$81.71

Projected Future Returns & Dividends for BANR

Based on past 10-year performance, here are BANR growth metrics:

Share price CAGR of +4.32%
Dividend CAGR of +9.49%

Using BANR CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

	BANR (DRIP)	BANR - No DRIP
Current Price	$67.05	$67.05
Start Shares	149.14	149.14
Start Value	$10,000	$10,000

After 10 years:
Final Share Count	219.72	149.14
Dividends Payment	$1.29	$1.29
Annual Dividends	$1,132	$768
Yield on cost	11.32%	7.68%
Share Price	$102.36	$102.36
Total Dividends	$5,941	$4,825
Final Value	$22,491	$20,091

Estimated Future Value + Dividends - BANR

NOTE: Above numbers are our estimate based on BANR's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

Banner Corporation (BANR) had its IPO on 1995-11-01, and is traded on NASDAQ stock exchange.

Banner Corporation, the parent entity of Banner Bank, delivers a comprehensive suite of commercial banking and financial solutions. It serves a diverse clientele, including private individuals, commercial enterprises, and governmental organizations across the United States. Its offerings encompass various deposit options, such as interest-bearing and non-interest-bearing checking accounts, money market accounts, standard savings plans, and certificates of deposit. Additionally, it provides treasury management services and retirement savings opportunities. The company extends a wide array of lending products. These include commercial real estate financing for owner-occupied properties, investment ventures, and multi-unit residential buildings; loans for construction, land acquisition, and development; home mortgages; commercial business loans; agricultural financing; and diverse consumer credit options like home equity lines of credit, vehicle loans (automobiles, boats, recreational vehicles), and loans secured by deposit accounts. Beyond traditional banking, Banner Corporation is active in mortgage banking, originating and selling residential loans for single-family to four-family homes and multi-family units, alongside Small Business Administration (SBA) loans. It also provides modern electronic and digital banking services. As of December 31, 2021, the corporation maintained a physical presence through 150 branch locations and 18 loan production offices spread across Washington, Oregon, California, Idaho, and Utah. Established in 1890, Banner Corporation's main office is situated in Walla Walla, Washington.

BANR website: https://www.bannerbank.com

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DCF Model — BANR

Value from:

EPS (TTM)icompany profit per share over the last 12 months

EPS Growth %ihow fast profit per share grows each of the next 5 years — prefilled with what analysts expect

EPS growth after year 5 (forever)ithe slower pace once the fast 5 years are over — only drives years 6-10 of the price path below

Exit multiple (PE in 5 yrs)iwhat buyers pay per $1 of profit in 2031 — prefilled with today’s forward PE

Desired return %/yrithe yearly return you want from buying today — the S&P has done ~14%/yr, ask for more from a single stock

FCF growth %/yr (next 5 yrs)ihow fast free cash flow grows while the company is still expanding fast

Years of fast FCF growthihow many years the fast growth lasts before the business settles down

FCF growth after year 5 (forever)ithe slow, steady pace once the company is mature — usually 2-3%, near inflation. Must stay below your target return

Risk-free rate %iwhat a 10-yr US treasury pays with zero risk — the floor any risky stock must beat

Your target return %/yrithe yearly return you want for taking this risk — rule of thumb: risk-free rate + extra for risk

FCF base ($M, TTM)ilast 12 months of free cash flow, added up from reported quarters

Include dividends in returnidividends hand you part of the return in cash, so the share price needs to climb less

Pay up to today

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vs current price $67.05

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Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today

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grows for the next years

Then mature

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every future dollar counted back to today

Pile of today-dollars

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÷ shares

Implied price path

Year	FCF	Implied price

Sensitivity — fair value: growth ↓ × target return →

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✓Every BANR dividend you've received, dated, with the amount
✓Reinvested (DRIP) shares counted for you
✓Monthly totals across up to 5 stocks

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