NEW Dividend Portfolio Tracker (DRIPTracker) is Now Live!
Track your stocks, dividends, monitor DRIP shares, and project your passive income.
Start Free »

Community Bank System, Inc. CBU | NYSE

$62.71 $0.00 | 0.00%

Next Earnings: Sep 15, 2026

Company Overview:

Market Cap: $0
Trailing PE: 0x
FWD PE *: 12.9x
Payout Ratio (TTM): 43.2%
52-Week Range: $53.46 - $71.11

* Forward PE is based on street estimates.

7.6 Year CBU Performance Metrics:

Total Return (with DRIP): 30.3% (3.55% CAGR)
Total Return (no DRIP): 26.4% (3.13% CAGR)
Share Price: 4.6% (0.59% CAGR)
Yield on Cost (with DRIP): 4.07%
Total Invested: $10,000
Total Value (with DRIP): $13,033
Total Return $ (with DRIP): $3,033
Dividend Increase: 23.7% (2.97% CAGR)
Dividend Yield (FWD): 3.13% ($1.96)
CBU 7.6-yr Total Return ($10K invested)
1Y 2Y 5Y 10Y All

CBU Share Price chart

Share Price
CBU Price CAGR:1Y: 8.06%2Y: 4.01%5Y: -1.28%10Y: 0.59%
CBU Dividend Charts
CBU - Dividends
CBU Dividend CAGR:1Y: 4.26%2Y: 3.21%5Y: 2.65%10Y: 4.35%
CBU - Dividend Payout Ratio
CBU - Dividend to Free Cash Flow Ratio

Unlock All Reports & Research Dividend Stocks.

Save 25% with annual plan (3 Months Free)
Pro
$171/yr ($14.25/mo)
7-day free trial
  • Unlimited Portfolio Tracker
  • Portfolio - Lots/Sales/Dividends
  • Portfolio Auto-DRIP
  • Stock Fundamentals
  • DCF valuation modeling
  • Compare Stocks Side-by-Side
  • Revenue & EPS Estimates
Start Free Trial
You save $57/yr (25%)
Most Popular
Premium
$288/yr ($24/mo)
7-day free trial
  • Everything in Pro
  • YieldMax PNL Tracker
  • YieldMax NAV Erosion Alerts
  • Stocks Dashboard
Start Free Trial
You save $96/yr (25%)
Ultra
$576/yr ($48/mo)
7-day free trial
  • Everything in Premium
  • Group & weekly ETF estimates
  • YouTuber Mode
  • Trades summary + CSV export
  • Priority data & support
Start Free Trial
You save $192/yr (25%)

CBU Earnings, Revenue, Cash & Debt, Shares Outstanding:

CBU - Revenue
CBU Revenue CAGR:1Y: 8.48%2Y: 7.68%5Y: 12.10%10Y: 9.62%
CBU - Earnings Per Share (EPS)
CBU EPS CAGR:1Y: 19.59%2Y: 12.90%5Y: 5.68%10Y: 7.18%
CBU - Net Income
🔒 Unlock
CBU Net Income CAGR:1Y: 19.49%2Y: 13.14%5Y: 5.05%10Y: 9.02%
CBU - EBITDA
🔒 Unlock
CBU EBITDA CAGR:1Y: 24.93%2Y: 14.72%5Y: 4.63%10Y: 7.04%
CBU - Free Cash Flow
🔒 Unlock
CBU Free Cash Flow CAGR:1Y: 13.72%2Y: 10.68%5Y: 14.04%10Y: 0.46%
CBU - Free Cash Flow / Share
🔒 Unlock
CBU Free Cash Flow / Share CAGR:1Y: 13.52%2Y: 10.57%5Y: 14.52%10Y: -1.33%
CBU - Operating Income
🔒 Unlock
CBU Operating Income CAGR:1Y: 22.38%2Y: 14.08%5Y: 4.26%10Y: 6.96%
CBU - Gross Profit
🔒 Unlock
CBU Gross Profit CAGR:1Y: 12.00%2Y: 9.86%5Y: 22.21%10Y: 13.74%
CBU - Shares Outstanding
🔒 Unlock
CBU Shares Outstanding CAGR:1Y: -0.38%2Y: -0.02%5Y: -0.58%10Y: 1.72%
CBU - Share Buybacks
🔒 Unlock
CBU Share Buybacks CAGR:1Y: 1,242.86%2Y: -77.78%5Y: 56.54%10Y: -2.36%
CBU - Stock-Based Comp
🔒 Unlock
CBU Stock-Based Comp CAGR:1Y: 9.62%2Y: 16.11%5Y: 11.95%10Y: 10.66%
CBU - Expenses
🔒 Unlock
CBU Expenses CAGR:1Y: -44.09%2Y: 26.87%5Y: 14.98%10Y: 12.69%
CBU - Revenue vs Net Income
🔒 Unlock
CBU - EPS vs FCF / Share
🔒 Unlock
CBU - EPS vs PE Ratio
🔒 Unlock
CBU - FCF vs FCF / Share
🔒 Unlock
CBU - FCF vs Stock Based Comp
🔒 Unlock
CBU - Cash & Debt
🔒 Unlock
CBU - Revenue by Segment
🔒 Unlock
CBU Revenue CAGR:1Y: 8.48%2Y: 7.68%5Y: 12.10%10Y: 9.62%
CBU - Revenue by Region
🔒 Unlock
CBU Revenue CAGR:1Y: 8.48%2Y: 7.68%5Y: 12.10%10Y: 9.62%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

CBU - REVENUE: Actual + Estimates
🔒 Unlock
CBU Actual Revenue CAGR:1Y: 8.48%2Y: 7.68%5Y: 12.10%10Y: 9.62%
CBU - EPS: Actual + Estimates
🔒 Unlock
CBU Actual EPS CAGR:1Y: 19.59%2Y: 12.90%5Y: 5.68%10Y: 7.18%
CBU - NET INCOME: Actual + Estimates
🔒 Unlock
CBU Actual Net Income CAGR:1Y: 19.49%2Y: 13.14%5Y: 5.05%10Y: 9.02%
CBU - EBITDA: Actual + Estimates
🔒 Unlock
CBU Actual EBITDA CAGR:1Y: 24.93%2Y: 14.72%5Y: 4.63%10Y: 7.04%

Ratios, Profit Margins & Return on Capital:

CBU - Net Profit Margin
🔒 Unlock
CBU Net Profit Margin CAGR:1Y: 10.12%2Y: 5.06%5Y: -6.30%10Y: -0.55%
CBU - Gross Profit Margin
🔒 Unlock
CBU Gross Profit Margin CAGR:1Y: 3.25%2Y: 2.02%5Y: 9.02%10Y: 3.76%
CBU - Price to Earnings
🔒 Unlock
CBU - Price To Sales Ratio
🔒 Unlock
CBU - Return on Capital Employed
🔒 Unlock
CBU - Return on Invested Capital
🔒 Unlock
Compare stocks side-by-side
 

CBU Dividends Info:

Annual Dividend: $1.96
Forward Yield: 3.13%
Ex-Dividend Date: 2026-09-15
Lifetime Dividends / Share: $34.39

CBU Dividend History: Dates, Payments & Yield list

Below is a schedule of all CBU dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
09/15/202610/13/2026$0.4903.13%0%$0.00
06/15/202606/17/2026$0.4702.91%3.07%$61.24
03/16/202603/18/2026$0.4703.28%3.38%$55.61
12/12/202512/15/2025$0.4703.13%3.12%$60.18
09/12/202509/15/2025$0.4703.19%3.24%$58.03
06/13/202506/16/2025$0.4603.34%3.35%$54.91
03/14/202503/17/2025$0.4603.22%3.22%$57.12
12/13/202412/16/2024$0.4602.76%2.72%$67.54
09/13/202409/16/2024$0.4603.2%3.17%$57.97
06/14/202406/17/2024$0.4504.17%4.15%$43.39
03/14/202403/18/2024$0.4504.12%4.06%$44.30
12/14/202312/18/2023$0.4503.47%3.5%$51.40
09/14/202309/18/2023$0.4504.07%4.24%$42.41
06/14/202306/16/2023$0.4403.47%3.39%$51.88
03/14/202303/16/2023$0.4403.26%3.11%$56.55
12/14/202201/10/2023$0.4402.94%2.75%$64.06
09/14/202210/10/2022$0.4402.8%2.89%$60.80
06/14/202207/11/2022$0.4302.77%2.69%$63.86
03/14/202204/11/2022$0.4302.37%2.53%$68.00
12/14/202101/10/2022$0.4302.35%2.21%$77.89
09/14/202110/08/2021$0.4302.57%2.39%$71.91
06/14/202107/09/2021$0.4202.14%2.27%$74.06
03/12/202104/09/2021$0.4202.04%2.14%$78.36
12/11/202001/11/2021$0.4202.61%2.5%$67.33
09/14/202010/09/2020$0.4202.87%2.88%$58.38
06/12/202007/10/2020$0.4102.91%2.98%$54.96
03/13/202004/09/2020$0.4102.86%2.52%$65.10
12/12/201901/10/2020$0.4102.36%2.32%$70.63
09/13/201910/10/2019$0.4102.5%2.68%$61.22
06/13/201907/10/2019$0.3802.37%2.34%$64.82
03/14/201904/10/2019$0.3802.46%2.43%$62.56
12/13/201801/10/2019$0.3800%2.54%$59.95
09/13/201810/10/2018$0.3800%2.54%$59.95
06/14/201807/10/2018$0.3400%2.27%$59.95
03/14/201804/10/2018$0.3400%2.27%$59.95
12/14/201701/10/2018$0.3400%2.27%$59.95
09/14/201710/10/2017$0.3400%2.27%$59.95
06/13/201707/10/2017$0.3200%2.14%$59.95
03/13/201704/10/2017$0.3200%2.14%$59.95
12/13/201601/10/2017$0.3200%2.14%$59.95
09/13/201610/10/2016$0.3200%2.14%$59.95
08/10/201608/12/2016$0.5000%3.34%$59.95
06/13/201607/11/2016$0.3100%2.07%$59.95
03/11/201604/11/2016$0.3100%2.07%$59.95
12/11/201501/11/2016$0.3100%2.07%$59.95
09/11/201510/09/2015$0.3100%2.07%$59.95
06/11/201507/10/2015$0.3000%2%$59.95
03/12/201504/10/2015$0.3000%2%$59.95
12/11/201401/09/2015$0.3000%2%$59.95
09/11/201410/10/2014$0.3000%2%$59.95
06/12/201407/10/2014$0.2800%1.87%$59.95
03/12/201404/10/2014$0.2800%1.87%$59.95
12/12/201301/10/2014$0.2800%1.87%$59.95
09/12/201310/10/2013$0.2800%1.87%$59.95
06/12/201307/10/2013$0.2700%1.8%$59.95
03/13/201304/10/2013$0.2700%1.8%$59.95
12/12/201201/10/2013$0.2700%1.8%$59.95
09/12/201210/10/2012$0.2700%1.8%$59.95
06/13/201207/10/2012$0.2600%1.73%$59.95
03/13/201204/10/2012$0.2600%1.73%$59.95
12/13/201101/10/2012$0.2600%1.73%$59.95
09/13/201110/07/2011$0.2600%1.73%$59.95
06/13/201107/11/2011$0.2400%1.6%$59.95
03/11/201104/11/2011$0.2400%1.6%$59.95
12/13/201001/10/2011$0.2400%1.6%$59.95
09/13/201010/11/2010$0.2400%1.6%$59.95
06/11/201007/09/2010$0.2400%1.6%$59.95
03/11/201004/09/2010$0.2200%1.47%$59.95
12/11/200901/11/2010$0.2200%1.47%$59.95
09/11/200910/09/2009$0.2200%1.47%$59.95
06/11/200907/10/2009$0.2200%1.47%$59.95
03/12/200904/10/2009$0.2200%1.47%$59.95
12/11/200801/09/2009$0.2200%1.47%$59.95
09/11/200810/10/2008$0.2200%1.47%$59.95
06/12/200807/10/2008$0.2100%1.4%$59.95
03/12/200804/10/2008$0.2100%1.4%$59.95
12/12/200701/10/2008$0.2100%1.4%$59.95
09/12/200710/10/2007$0.2100%1.4%$59.95
06/13/200707/10/2007$0.2000%1.33%$59.95
03/13/200704/10/2007$0.2000%1.33%$59.95
12/13/200601/10/2007$0.2000%1.33%$59.95
09/13/200610/10/2006$0.2000%1.33%$59.95
06/13/200607/10/2006$0.1900%1.27%$59.95
03/13/200604/10/2006$0.1900%1.27%$59.95
12/13/200501/10/2006$0.1900%1.27%$59.95
09/13/200510/11/2005$0.1900%1.27%$59.95
06/13/200507/11/2005$0.1800%1.2%$59.95
03/11/200504/11/2005$0.1800%1.2%$59.95
12/13/200401/10/2005$0.1800%1.2%$59.95
09/13/200410/11/2004$0.1800%1.2%$59.95
06/14/200407/09/2004$0.1600%1.07%$59.95
03/11/200404/09/2004$0.1600%1.07%$59.95
12/11/200301/09/2004$0.1600%1.07%$59.95
09/11/200310/10/2003$0.1600%1.07%$59.95
06/12/200307/10/2003$0.1450%0.97%$59.95
03/12/200304/10/2003$0.1450%0.97%$59.95
12/12/200201/10/2003$0.1450%0.97%$59.95
09/12/200210/10/2002$0.1450%0.97%$59.95
06/12/200207/10/2002$0.1350%0.9%$59.95
03/13/200204/10/2002$0.1350%0.9%$59.95
12/12/200101/10/2002$0.1350%0.9%$59.95
09/17/200110/10/2001$0.1350%0.9%$59.95
06/13/200107/10/2001$0.1350%0.9%$59.95
03/13/200104/10/2001$0.1350%0.9%$59.95
12/13/200001/10/2001$0.1350%0.9%$59.95
09/13/200010/10/2000$0.1350%0.9%$59.95
06/13/200007/10/2000$0.1250%0.83%$59.95
03/13/200004/10/2000$0.1250%0.83%$59.95
12/13/199901/10/2000$0.1250%0.83%$59.95
09/13/199910/11/1999$0.1250%0.83%$59.95
06/11/199907/09/1999$0.1150%0.77%$59.95
03/11/199904/09/1999$0.1150%0.77%$59.95
12/11/199801/11/1999$0.1150%0.77%$59.95
09/11/199810/09/1998$0.1150%0.77%$59.95
06/11/199807/10/1998$0.1000%0.67%$59.95
03/12/199804/10/1998$0.1000%0.67%$59.95
12/11/199701/09/1998$0.1000%0.67%$59.95
09/11/199710/10/1997$0.1000%0.67%$59.95
06/12/199707/10/1997$0.0900%0.6%$59.95
03/12/199704/10/1997$0.0450%0.3%$59.95
12/12/199601/10/1997$0.0900%0.6%$59.95
09/12/199610/10/1996$0.0900%0.6%$59.95
06/12/199607/10/1996$0.0830%0.55%$59.95
03/13/199604/10/1996$0.0830%0.55%$59.95
12/13/199501/10/1996$0.0830%0.55%$59.95
09/13/199510/10/1995$0.0750%0.5%$59.95
06/13/199507/10/1995$0.0750%0.5%$59.95
03/09/199503/13/1995$0.0750%0.5%$59.95
12/09/199412/14/1994$0.0680%0.45%$59.95
09/09/199409/14/1994$0.0680%0.45%$59.95
06/09/199406/13/1994$0.0680%0.45%$59.95
03/09/199403/11/1994$0.0630%0.42%$59.95
12/09/199312/13/1993$0.0630%0.42%$59.95
09/09/199309/13/1993$0.0630%0.42%$59.95
06/09/199306/11/1993$0.0630%0.42%$59.95
03/09/199303/11/1993$0.0630%0.42%$59.95
12/09/199212/11/1992$0.0630%0.42%$59.95
09/09/199209/11/1992$0.0630%0.42%$59.95
06/09/199206/11/1992$0.0500%0.33%$59.95
03/10/199203/12/1992$0.0500%0.33%$59.95
12/10/199112/12/1991$0.0480%0.32%$59.95
09/10/199109/12/1991$0.0480%0.32%$59.95
06/10/199106/12/1991$0.0480%0.32%$59.95
03/11/199103/13/1991$0.0480%0.32%$59.95

Projected Future Returns & Dividends for CBU

Based on past 7.6-year performance, here are CBU growth metrics:

Share price CAGR of +0.59%
Dividend CAGR of +4.35%

Using CBU CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, is modelled to grow as follows:

CBU (DRIP)CBU - No DRIP
Current Price$62.71$62.71
Start Shares159.46159.46
Start Value$10,000$10,000
  
After 10 years:
Final Share Count217.71159.46
Dividends Payment$0.52$0.52
Annual Dividends$453$332
Yield on cost4.53%3.32%
Share Price$66.54$66.54
Total Dividends$3,757$3,210
Final Value$14,485$13,821

Estimated Future Value + Dividends - CBU

NOTE: Above numbers are our estimate based on CBU's Dividend and Price CAGR over past 7.6 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

Get the best Dividend Stock Research Tools:

Save 25% with annual plan (3 Months Free)
Pro
$171/yr ($14.25/mo)
7-day free trial
  • Unlimited Portfolio Tracker
  • Portfolio - Lots/Sales/Dividends
  • Portfolio Auto-DRIP
  • Stock Fundamentals
  • DCF valuation modeling
  • Compare Stocks Side-by-Side
  • Revenue & EPS Estimates
Start Free Trial
You save $57/yr (25%)
Most Popular
Premium
$288/yr ($24/mo)
7-day free trial
  • Everything in Pro
  • YieldMax PNL Tracker
  • YieldMax NAV Erosion Alerts
  • Stocks Dashboard
Start Free Trial
You save $96/yr (25%)
Ultra
$576/yr ($48/mo)
7-day free trial
  • Everything in Premium
  • Group & weekly ETF estimates
  • YouTuber Mode
  • Trades summary + CSV export
  • Priority data & support
Start Free Trial
You save $192/yr (25%)

Company Info

Community Bank System, Inc. (CBU) had its IPO on 1985-11-26, and is trader on NYSE stock exchange.

Community Bank System, Inc. (CBU) serves as the parent company for Community Bank, N.A., providing a broad array of banking and financial services to a diverse clientele including individual consumers, businesses, and local government entities. Its operations are structured into three primary divisions: Banking, Employee Benefit Services, and a residual "All Other" category. The company offers a comprehensive suite of deposit products, such as checking, savings, and money market accounts, alongside certificates of deposit. Its lending portfolio is equally varied, extending to consumer mortgages, personal installment loans, and lines of credit for individuals, as well as home equity products. For commercial clients, Community Bank System provides general purpose commercial and industrial loans, mortgages on commercial properties, and historically, Paycheck Protection Program loans. Additionally, it facilitates specialized installment loans for vehicles like automobiles, boats, and other recreational vehicles through partnerships with selected dealerships. Beyond traditional banking, the institution delivers broker-dealer and investment advisory services, along with extensive cash management, treasury, and asset management solutions. It also operates a full-service insurance agency, offering personal and commercial lines of insurance and various risk management products. The Employee Benefit Services segment provides a robust offering, including administration for contribution plans, employee benefit trusts, and collective investment funds. This segment also handles retirement plan administration, fund administration, transfer agency functions, actuarial and benefit consulting, VEBA/HRA, and health and welfare consulting. Furthermore, Community Bank System provides comprehensive wealth management services, covering retirement, higher education, and personal financial planning. It offers fiduciary and trust services, risk management advice, and access to diverse investment alternatives such as stocks, bonds, mutual funds, and advisory products, alongside master recordkeeping services. As of January 24, 2022, the company operated approximately 215 customer facilities geographically spread across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. Community Bank System, Inc. was founded in 1866 and maintains its corporate headquarters in DeWitt, New York.

CBU website: https://communityfinancialsystem.com

Get Full Access to All Reports with DRIPCalc PRO

Save 25% with annual plan (3 Months Free)
Pro
$171/yr ($14.25/mo)
7-day free trial
  • Unlimited Portfolio Tracker
  • Portfolio - Lots/Sales/Dividends
  • Portfolio Auto-DRIP
  • Stock Fundamentals
  • DCF valuation modeling
  • Compare Stocks Side-by-Side
  • Revenue & EPS Estimates
Start Free Trial
You save $57/yr (25%)
Most Popular
Premium
$288/yr ($24/mo)
7-day free trial
  • Everything in Pro
  • YieldMax PNL Tracker
  • YieldMax NAV Erosion Alerts
  • Stocks Dashboard
Start Free Trial
You save $96/yr (25%)
Ultra
$576/yr ($48/mo)
7-day free trial
  • Everything in Premium
  • Group & weekly ETF estimates
  • YouTuber Mode
  • Trades summary + CSV export
  • Priority data & support
Start Free Trial
You save $192/yr (25%)